727 Meadow Creek Ln · Josephine, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.6/15.0
- Cash flow +8.3/30.0
- 1% rule +4.1/10.0
- Condition / age +4.0/5.0
- Schools +3.2/10.0
- Livability +3.0/5.0
- DSCR +2.3/10.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$257,899
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Absolutely gorgeous move in ready home built in 2020! Quiet community, easy access to I30 & 78 with Lake Lavon nearby! close to Well maintained and nestled on an oversized lot, this home boasts spacious open floorplan w wood look vinyl plank throughout main living areas and big bright windows. Eat in kitchen features granite counters, electric cooktop, island and walk in pantry! Tall ceilings throughout from living room to master & ensuite. 3 spacious secondary bedrooms and additional full bath. Covered patio out in the huge backyard, perfect for enjoying the Texas weather with your kids, pets, family and friends! You don't want to miss this home!
Key facts
- Big island
- Premium corner lot
- New carpet
Tags
Property features AI
Finance
- Other: Subdivision: Magnolia Ph 3
- Financial info: Accepted financing: Cash, Conventional, FHA, VA Loan
- HOA & community: Mandatory association; Semi-annual HOA fee ($288); Association fee includes management fees
Exterior
- Parking: Attached 2-car garage with garage door opener; 2 covered parking spaces; 2'0" x 20' garage dimensions (approximate width and length listed)
- Security: Smoke detector(s)
- Utilities: City water; City sewer; Located in a municipal utility district
- Home design: Single family residence; Residential property; Preowned (built in 2020); Not attached to another property
- Construction: Brick, fiber cement, and rock/stone exterior; Year built: 2020
- Exterior features: Covered porch(es); Corner lot; Fenced yard (wood)
Interior
- Kitchen: Granite counters with kitchen island; Built-in cabinets; Natural stone/granite surfaces; Dishwasher; Electric range; Microwave; Pantry
- Bedrooms: 4 bedrooms (all on the main level); Primary bedroom on the main level
- Flooring: Carpet; Ceramic tile; Luxury vinyl plank
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air (electric)
- Interior features: Open floorplan; Vaulted ceilings; Kitchen island; Pantry; Granite counters; Walk-in closets; One living area; One dining area; 7 total rooms; Levels: One
- Laundry & utility: Disposal
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $258k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-235 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $216k (16.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $235k (8.8% below list).
- Recommended offer: $216k (16.1% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 60/100 on livability (#1,076 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: amenities F, commute F, health & safety F.
- Community ISD (rural): math 30% / reading 38% proficiency, ranked #479 of 826 in TX (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Mcclendon El (math 29% / reading 35%, grade F, #2,268 of 4,322 statewide, top 55%, 697 students, 66% FRL); Leland E Edge Middle (math 25% / reading 35%, grade F, #1,056 of 1,662 statewide, top 65%, 931 students, 53% FRL) — zoned schools average 60% FRL vs 36% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents soft (-1.1%/yr); 1301 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 19,194 units permitted in Collin County in 2024 (3,988 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Collin County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 50 days — a 3% lower offer ($250k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 2.7% of price.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 50 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.91% ✗
- Cap rate
- 5.20%
- Cash-on-cash
- -3.91%
- DSCR
- 0.83
- GRM
- 9.1
CMA / ARV
- ARV (median comp)
- $298,243
- List price
- $257,899
- Delta
- -13.53%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1102 Stockyard St | 0.39mi | 4/2.0 | 1,791 (-2%) | 2mo | $244,900 | $137 | 76 |
| 503 Silo Cir | 0.29mi | 4/2.0 | 1,732 (-6%) | 2mo | $249,900 | $144 | 75 |
| 740 Meadow Creek Ln | 0.08mi | 3/2.0 (-1) | 1,625 (-11%) | 2mo | $249,000 | $153 | 70 |
| 508 Northern Red Dr | 0.47mi | 4/2.0 | 1,916 (+4%) | 1mo | $279,990 | $146 | 70 |
| 501 Farmhouse Ln | 0.12mi | 4/3.0 | 2,070 (+13%) | 2mo | $279,000 | $135 | 68 |
| 504 Flora Ct | 0.52mi | 4/2.0 | 1,720 (-6%) | 2mo | $329,900 | $192 | 64 |
| 305 Silo Cir | 0.32mi | 4/2.0 | 2,074 (+13%) | 2mo | $259,999 | $125 | 62 |
| 717 Cottonwood Way | 0.25mi | 4/3.0 | 2,073 (+13%) | 2mo | $274,000 | $132 | 62 |
| 214 Pennington Rd | 0.58mi | 3/2.0 (-1) | 1,740 (-5%) | 0mo | $339,900 | $195 | 59 |
| 205 Weathered Way | 0.48mi | 4/2.0 | 2,042 (+11%) | 2mo | $342,990 | $168 | 58 |
| 1210 Honeysuckle Dr | 0.62mi | 5/2.0 (+1) | 1,995 (+9%) | 1mo | $268,000 | $134 | 50 |
| 1307 Community Way | 0.62mi | 4/2.0 | 2,104 (+15%) | 2mo | $265,000 | $126 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -26.9%
- Equity multiple
- 0.12×
- Total profit
- $-63,449
- Equity at exit
- $38,454
- IRR
- -44.0%
- Equity multiple
- -0.39×
- Total profit
- $-100,271
- Equity at exit
- $22,298
Cash invested: $72,212 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75189
- Home prices YoY
- -25.0%
- Rents YoY
- -1.1%
- Active inventory
- 1301
- Price-to-rent
- 9.1×
Monthly cashflow live
- Estimated rent
- $2,352 high interval (Pro) →
- Mortgage (P&I)
- −$1,352
- Tax from tax record
- −$585 /mo · $7,026/yr
- Insurance
- −$107
- HOA
- −$48
- Vacancy / Maint / Mgmt
- −$494
- Net cashflow
- $-235
Break-even live
Sensitivity live
| Price | -10% $-89 | -5% $-162 | +0% $-235 | +5% $-308 | +10% $-381 |
|---|---|---|---|---|---|
| Rent | -10% $-421 | -5% $-328 | +0% $-235 | +5% $-142 | +10% $-50 |
| Rate | -1.0pp $-106 | -0.5pp $-170 | base $-235 | +0.5pp $-302 | +1.0pp $-370 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $64,475
- Closing costs
- $7,737
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 722 Windmill St Josephine, TX | 4.0 | 2.0 | 1568 | $2,190 | $1.40 | 4d | 1 | 0.07mi |
| 800 Windmill St Josephine, TX | 4.0 | 2.0 | 1843 | $2,100 | $1.14 | 9d | 1 | 0.09mi |
| 800 Windmill St Josephine, TX | 4.0 | 2.0 | 1843 | $2,100 | $1.14 | 1d | 1 | 0.09mi |
| 801 Meadow Creek Ln Josephine, TX | 4.0 | 2.0 | 1757 | $2,500 | $1.42 | 6d | 1 | 0.10mi |
| 315 Pine Hollow Way Josephine, TX | 4.0 | 3.0 | 2212 | $2,300 | $1.04 | 9d | 1 | 0.10mi |
| 802 Turnbuckle Ct Royse City, TX | 4.0 | 2.0 | 1577 | $1,849 | $1.17 | 45d | 1 | 0.11mi |
| 717 Cottonwood WAY Josephine, TX | 4.0 | 3.0 | 2073 | $2,125 | $1.03 | 0d | 1 | 0.23mi |
| 813 Cottonwood Way Royse City, TX | 4.0 | 3.0 | 2347 | $2,350 | $1.00 | 14d | 1 | 0.25mi |
| 311 Milo Way Royse City, TX | 4.0 | 2.0 | 2074 | $2,200 | $1.06 | 8d | 1 | 0.27mi |
| 1004 Cotton Gin Ct Royse City, TX | 4.0 | 2.0 | 1875 | $1,850 | $0.99 | 14d | 1 | 0.31mi |
| 306 E Cook St Josephine, TX | 3.0 | 2.0 | 1817 | $2,100 | $1.16 | 0d | 1 | 0.33mi |
| 305 Silo Cir Royse City, TX | 4.0 | 2.0 | 2074 | $2,100 | $1.01 | 26d | 1 | 0.34mi |
| 1007 Cotton Gin Ct Royse City, TX | 3.0 | 2.0 | 1611 | $2,050 | $1.27 | 45d | 1 | 0.34mi |
| 1210 Honeysuckle Dr Josephine, TX | 5.0 | 2.0 | 1995 | $2,100 | $1.05 | 14d | 1 | 0.62mi |
| 1307 Community Way Royse City, TX | 4.0 | 2.0 | 2104 | $2,100 | $1.00 | 45d | 1 | 0.64mi |
| 319 Plum Dr Nevada, TX | 4.0 | 2.0 | 1587 | $1,899 | $1.20 | 12d | 1 | 0.65mi |
| 1208 Fieldstone Ct Royse City, TX | 4.0 | 2.0 | 1835 | $2,000 | $1.09 | 45d | 1 | 0.66mi |
| 508 Windrow Dr Royse City, TX | 3.0 | 2.0 | 1533 | $1,875 | $1.22 | 26d | 1 | 0.71mi |
| 508 Windrow Dr Royse City, TX | 3.0 | 2.0 | 1533 | $1,900 | $1.24 | 45d | 1 | 0.71mi |
| 711 Cistern Way Royse City, TX | 4.0 | 2.0 | 2081 | $1,975 | $0.95 | 9d | 1 | 0.71mi |
| 503 Cistern Way Royse City, TX | 3.0 | 2.0 | 1294 | $1,795 | $1.39 | 4d | 1 | 0.73mi |
| 214 Crooked Field Dr Royse City, TX | 3.0 | 2.0 | 1398 | $1,900 | $1.36 | 26d | 1 | 0.77mi |
| 1501 Bridle Dr Josephine, TX | 4.0 | 2.0 | 2081 | $1,975 | $0.95 | 45d | 1 | 0.87mi |
| 1503 Cotton Gin Ct Royse City, TX | 3.0 | 2.0 | 1566 | $2,200 | $1.40 | 45d | 1 | 0.87mi |
| 1413 Thunder Canyon Way Josephine, TX | 5.0 | 2.0 | 2006 | $2,500 | $1.25 | 45d | 1 | 0.91mi |
| 504 Saddle Blanket Dr Nevada, TX | 4.0 | 2.0 | 1649 | $1,949 | $1.18 | 17d | 1 | 0.92mi |
| 504 Saddle Blanket Dr Nevada, TX | 4.0 | 2.0 | 1649 | $1,925 | $1.17 | 8d | 1 | 0.92mi |
| 503 Saddle Blanket Dr Nevada, TX | 4.0 | 3.0 | 2077 | $2,190 | $1.05 | 45d | 1 | 0.92mi |
| 304 Red Stream Way Caddo Mills, TX | 3.0 | 2.0 | 1476 | $1,800 | $1.22 | 20d | 1 | 1.04mi |
| 305 Charmed Way Caddo Mills, TX | 3.0 | 2.0 | 1481 | $2,000 | $1.35 | 0d | 1 | 1.10mi |
| 601 Barlow Dr Caddo Mills, TX | 4.0 | 3.0 | 2090 | $2,075 | $0.99 | 45d | 1 | 1.11mi |
| 464 N Greenville St Farmersville, TX | 3.0 | 2.0 | 2000 | $3,000 | $1.50 | 0d | 1 | 1.22mi |
| 1208 Riverbrook Ln Caddo Mills, TX | 4.0 | 3.0 | 2088 | $2,095 | $1.00 | 45d | 1 | 1.23mi |
| 903 Shear Dr Royse City, TX | 3.0 | 2.5 | 1898 | $2,000 | $1.05 | 4d | 1 | 1.24mi |
| 1216 Riverbrook Ln Caddo Mills, TX | 3.0 | 2.0 | 1617 | $2,000 | $1.24 | 0d | 1 | 1.24mi |
| 1910 Bailer Way Royse City, TX | 3.0 | 2.0 | 1592 | $1,995 | $1.25 | 26d | 1 | 1.28mi |
| 816 Country Rd Royse City, TX | 4.0 | 2.5 | 2080 | $2,550 | $1.23 | 0d | 1 | 1.29mi |
| 2000 Bailer Way Royse City, TX | 3.0 | 2.5 | 1947 | $2,500 | $1.28 | 4d | 1 | 1.29mi |
| 2008 Bailer Way Royse City, TX | 3.0 | 2.0 | 1509 | $1,975 | $1.31 | 20d | 1 | 1.32mi |
| 1413 Brook Ln Caddo Mills, TX | 4.0 | 2.0 | 1572 | $1,925 | $1.22 | 14d | 1 | 1.42mi |
HOA detail
- Monthly dues
- $48 · $576/yr
- Likely covers
- electric
Listing history 21 events
-
2026-06-21days on market $257,899 Active 50 DOM
-
2026-06-18days on market $257,899 Active 47 DOM
-
2026-06-17price $257,899 Active 46 DOM
-
2026-06-17days on market $268,000 Active 46 DOM
-
2026-06-16days on market $268,000 Active 45 DOM
-
2026-06-15days on market $268,000 Active 44 DOM
-
2026-06-13days on market $268,000 Active 42 DOM
-
2026-06-13days on market $268,000 Active 41 DOM
-
2026-06-09days on market $268,000 Active 38 DOM
-
2026-06-08days on market $268,000 Active 37 DOM
-
2026-06-07days on market $268,000 Active 36 DOM
-
2026-06-04days on market $268,000 Active 33 DOM
-
2026-06-03days on market $268,000 Active 32 DOM
-
2026-06-02days on market $268,000 Active 31 DOM
-
2026-06-01days on market $268,000 Active 30 DOM
-
2026-05-31days on market $268,000 Active 29 DOM
-
2026-05-02$268,000 Active 597-char remark
-
2021-10-18soldstatus Sold 663-char remark
Show marketing remark (663 chars)
Absolutely gorgeous move in ready home built in 2020! Quiet community, easy access to I30 & 78 with Lake Lavon nearby! close to Well maintained and nestled on an oversized lot, this home boasts spacious open floorplan w wood look vinyl plank throughout main living areas and big bright windows. Eat in kitchen features granite counters, electric cooktop, island and walk in pantry! Tall ceilings throughout from living room to master & ensuite. 3 spacious secondary bedrooms and additional full bath. Covered patio out in the huge backyard, perfect for enjoying the Texas weather with your kids, pets, family and friends! You don't want to miss this home!
-
2021-09-19status Pending 663-char remark
Show marketing remark (663 chars)
Absolutely gorgeous move in ready home built in 2020! Quiet community, easy access to I30 & 78 with Lake Lavon nearby! close to Well maintained and nestled on an oversized lot, this home boasts spacious open floorplan w wood look vinyl plank throughout main living areas and big bright windows. Eat in kitchen features granite counters, electric cooktop, island and walk in pantry! Tall ceilings throughout from living room to master & ensuite. 3 spacious secondary bedrooms and additional full bath. Covered patio out in the huge backyard, perfect for enjoying the Texas weather with your kids, pets, family and friends! You don't want to miss this home!
-
2021-09-15historical Active Option Contract 663-char remark
Show marketing remark (663 chars)
Absolutely gorgeous move in ready home built in 2020! Quiet community, easy access to I30 & 78 with Lake Lavon nearby! close to Well maintained and nestled on an oversized lot, this home boasts spacious open floorplan w wood look vinyl plank throughout main living areas and big bright windows. Eat in kitchen features granite counters, electric cooktop, island and walk in pantry! Tall ceilings throughout from living room to master & ensuite. 3 spacious secondary bedrooms and additional full bath. Covered patio out in the huge backyard, perfect for enjoying the Texas weather with your kids, pets, family and friends! You don't want to miss this home!
-
2021-09-09$267,000 Active 663-char remark
Show marketing remark (663 chars)
Absolutely gorgeous move in ready home built in 2020! Quiet community, easy access to I30 & 78 with Lake Lavon nearby! close to Well maintained and nestled on an oversized lot, this home boasts spacious open floorplan w wood look vinyl plank throughout main living areas and big bright windows. Eat in kitchen features granite counters, electric cooktop, island and walk in pantry! Tall ceilings throughout from living room to master & ensuite. 3 spacious secondary bedrooms and additional full bath. Covered patio out in the huge backyard, perfect for enjoying the Texas weather with your kids, pets, family and friends! You don't want to miss this home!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $7,026 · $585/mo
- Projected year-2 tax
- $7,026 · $585/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,223
- − Mortgage interest
- −$14,446
- − Property taxes
- −$7,026
- − Insurance
- −$1,289
- − Repairs & maintenance
- −$2,258
- − Management
- −$2,258
- − HOA
- −$576
- − Depreciation
- −$7,503
- Taxable loss
- −$7,133
- Est. tax savings @ 24.0%
- +$1,712
- After-tax cash flow
- $-1,113/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This move-in ready single-story home offers a spacious, open floorplan with new roof and carpet. It's well-maintained and located in a quiet community with easy access to major highways.
Value-add opportunities
- Both Paint interior walls and ceiling — Fresh paint enhances curb appeal and interior aesthetics
- Both Replace ceiling fans with energy-efficient models — Energy-efficient fans save on energy costs and improve comfort
- Both Install smart home devices — Smart home devices improve convenience and energy efficiency
- Both Add smart thermostat — Smart thermostat optimizes heating and cooling, saving energy and money
Renovation cost estimate screening
Value-add ROI direction
- Both Paint interior walls and ceiling — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Replace ceiling fans with energy-efficient models — Energy-efficient fans save on energy costs and improve comfort ↑
- Both Install smart home devices — Smart home devices improve convenience and energy efficiency ↑
- Both Add smart thermostat — Smart thermostat optimizes heating and cooling, saving energy and money ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Community ISD
- NCES district ID
- 4814850
- Math proficiency
- 30% ▼ -23.00%
- Reading proficiency
- 38% ▼ -11.00%
- Median HH income
- $71,841
- Composite
- 31.58/100
- National rank
- #5951
- State rank
- #479 of 826 in TX
Livability — Josephine
- Score
- 60/100
- State rank
- #1076
- US rank
- #19105
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Rockwall County · 132,930 people
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 48,739
- Household income
- $117,125
- Rent vs Own
- Severe rent burden
- 569.0
Population outlook (Collin County) Hauer SSP2
- Today (2025)
- 1,210,074 people
- By 2030
- 1,358,201 · +12.2%
- By 2040
- 1,654,061 · +36.7%
- By 2050
- 1,937,359 · +60.1%
- By 2075
- 2,567,039 · +112.1%
- By 2100
- 2,952,048 · +144.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 60% Hispanic / Latino 25% Two or more races 12% Black 10% Asian 2%
- Hispanic origin (detail)
- Mexican 20%
- Common ancestry
- Slovak 2% Serbian 1% Lithuanian 1%
- Foreign-born
- 10% · Canada, Philippines, Jamaica
- Languages at home
- 80% English-only · Spanish 15% Other Indo-European 1%
Political lean MEDSL · Collin
- 2024 margin
- R (+11.1) · D 43.1% · R 54.3% · Other 2.6%
- 2008→2024 swing
- +14.4pp toward D · 2008: -25.6pp · 2024: -11.1pp
- All cycles
- 2024: R+11.1 2020: R+4.3 2016: R+17.0 2012: R+31.6 2008: R+25.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -71.10%
- Current HPI
- 212.8422
- Rent YoY
- ▼ -1.13%
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-3.4% since first listed6 events — show timeline
- 2026-06-17 Price Changed $257,899 NTREIS
- 2026-05-02 Listed $268,000 NTREIS
- 2021-10-18 Sold (MLS) — NTREIS
- 2021-09-19 Pending — NTREIS
- 2021-09-15 Contingent — NTREIS
- 2021-09-09 Listed $267,000 NTREIS
Property tax history
+62.4%/yrLatest (2025): $7,026 · -4.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…