296 Whaley Pond Rd · Graniteville, SC 29829

$219,900

3 bd · 2.0 ba · 1,717 sqft · SingleFamily public records · 34 Days on market

Built 1972 1.40 ac lot Est $276k · 20% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.5/30.0
• ARV discount +15.0/15.0
• Appreciation +9.2/10.0
• DSCR +7.6/10.0
• 1% rule +4.9/10.0
• Schools +3.2/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Enjoy country living in these 3 BR/2BA brick ranch home on 1.4 acres with a spacious great room, dining room, large kitchen with plenty of cabinets, screen porch and 16 X 16 shop with electricity. Sun porch and deck. Plus attached 2 car garage. No HOA

Key facts

• Spacious great room
• Sun porch
• Large kitchen

Tags

• SPACIOUS GREAT ROOM
• LARGE KITCHEN
• SCREEN PORCH
• 16 X 16 SHOP
• SUN PORCH
• DECK

Property features AI

Finance

• Other: Zoning: R1
• Financial info: Tax information available
• HOA & community: No association amenities indicated

Exterior

• Parking: 2 total parking spaces; 2-car attached garage; Unpaved areas in addition to garage
• Security: Smoke detectors
• Utilities: Public water; Septic tank sewer; Natural gas connected; Water connected; Cable available
• Home design: Single-family residence; One level / single-story; Entry level: 1
• Construction: Brick and frame construction; Shingle/composition roof; Crawl space (no basement)
• Exterior features: Deck; Porch; Screened porch; Outbuilding; Wooded lot; Paved road access; City street and state road frontage; Has a view

Interior

• Kitchen: Electric oven; Cooktop; Dishwasher
• Bedrooms: Total of 6 rooms (includes living spaces and bedrooms)
• Flooring: Carpet; Vinyl; Ceramic tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central air; Ceiling fans; Forced air heating; Electric heating; Natural gas available
• Interior features: Ceiling fans; Window coverings; Insulated windows
• Laundry & utility: Washer hookup; Gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $220k.

Deal economics

• At list price, monthly cash flow is $412 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (0.6% below list).
• Recommended offer: $213k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.5% vs local median 5.9% in Graniteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
• Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
• Market conditions: 299 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).

Forward outlook

• In year one you build about $20k of equity ($2k loan paydown + $18k appreciation (8.4% local appreciation)).
• Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (8.4% appreciation + 3.0% rent growth), your $62k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 34 days — a 3% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $190k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 72% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $213,303 (3.0% below list)

Questions for the listing agent

1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.99% ✗
• Cap rate: 8.54%
• Cash-on-cash: 8.04%
• DSCR: 1.36
• GRM: 8.4

CMA / ARV

• ARV (on-the-fly): $276,437
• Comps found: 6

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
180 Kyle Rd	0.49mi	3/2.0	1,680 (-2%)	23mo	$315,000	$188	55
2837 Calli Crossing Dr	0.71mi	3/2.5	1,634 (-5%)	22mo	$252,262	$154	39
421 Saffron Court Ct	0.74mi	4/2.0 (+1)	1,768 (+3%)	22mo	$285,000	$161	37
177 Kyle Dr	0.51mi	3/2.0	1,494 (-13%)	22mo	$310,000	$207	36
255 Quick Silver Ct	0.75mi	4/2.0 (+1)	1,816 (+6%)	18mo	$268,000	$148	35
418 Saffron Court Ct	0.72mi	4/2.0 (+1)	1,812 (+6%)	21mo	$282,000	$156	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 26.9%
• Equity multiple: 2.98×
• Total profit: $122,138
• Equity at exit: $172,782

10-year hold

• IRR: 24.0%
• Equity multiple: 6.44×
• Total profit: $334,999
• Equity at exit: $348,572

Cash invested: $61,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29829

• Home prices YoY: 3.0%
• Active inventory: 299
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $2,186 high
• Mortgage (P&I): −$1,153
• Tax from tax record: −$70 /mo · $836/yr
• Insurance: −$92
• HOA: −$0
• Vacancy / Maint / Mgmt: −$459
• Net cashflow: $412

Break-even live

Break-even rent $1,664

Max offer price $219,900

Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $54,975
• Closing costs: $6,597
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
934 Quaint Parish Cir Graniteville, SC	3.0	2.5	1435	$1,800	$1.25	23d	1	0.76mi
507 Satinwood Cir Graniteville, SC	3.0–4.0	2.0–2.5	1776	$1,989	$1.12	13d	5	0.82mi
4060 Stone Pass Dr Graniteville, SC	4.0	2.0	1600	$1,925	$1.20	23d	1	0.82mi
6130 Mahogany Ter Graniteville, SC	4.0	2.0	1893	$2,250	$1.19	13d	1	1.39mi
4074 Thimbleberry Dr Graniteville, SC	3.0	2.5	1854	$1,900	$1.02	21d	1	1.47mi
4044 Thimbleberry Dr Graniteville, SC	3.0	2.5	1694	$1,925	$1.14	21d	1	1.48mi

Listing history 25 events

1. 2026-06-18
   days on market $219,900 Active 34 DOM
2. 2026-06-17
   days on market $219,900 Active 33 DOM
3. 2026-06-16
   days on market $219,900 Active 32 DOM
4. 2026-06-15
   days on market $219,900 Active 31 DOM
5. 2026-06-14
   days on market $219,900 Active 29 DOM
6. 2026-06-13
   days on market $219,900 Active 28 DOM
7. 2026-06-10
   days on market $219,900 Active 26 DOM
8. 2026-06-09
   days on market $219,900 Active 25 DOM
9. 2026-06-08
   days on market $219,900 Active 24 DOM
10. 2026-06-07
    days on market $219,900 Active 23 DOM
11. 2026-06-03
    days on market $219,900 Active 19 DOM
12. 2026-06-02
    days on market $219,900 Active 18 DOM
13. 2026-06-01
    days on market $219,900 Active 17 DOM
14. 2026-05-31
    days on market $219,900 Active 16 DOM
15. 2026-05-30
    days on market $219,900 Active 15 DOM
16. 2026-05-19
    listed $219,900 Active 251-char remark

    Show marketing remark (251 chars)

    Enjoy country living in these 3 BR/2BA brick ranch home on 1.4 acres with a spacious great room, dining room, large kitchen with plenty of cabinets, screen porch and 16 X 16 shop with electricity. Sun porch and deck. Plus attached 2 car garage. No HOA

17. 2026-05-14
    listed $219,900 Active
18. 2022-01-25
    soldstatus $189,900
19. 2019-03-01
    soldstatus $123,900
20. 2019-02-28
    soldstatus $123,900 305-char remark

    Show marketing remark (305 chars)

    Come see the room for your family. Large kitchen w/ plenty of cabinets and all appliances. Dining room. Spacious great room. Sun porch and deck. Don't miss this backyard waterfall/koi pond feature. 16 x 16 workshed w/ electricity . Plus attached 2 car carport. List price includes $3000 for closing costs.

21. 2019-02-28
    soldstatus $123,900

    Show marketing remark (305 chars)

    Come see the room for your family. Large kitchen w/ plenty of cabinets and all appliances. Dining room. Spacious great room. Sun porch and deck. Don't miss this backyard waterfall/koi pond feature. 16 x 16 workshed w/ electricity . Plus attached 2 car carport. List price includes $3000 for closing costs.

22. 2019-02-28
    soldstatus $123,900

    Show marketing remark (305 chars)

    Come see the room for your family. Large kitchen w/ plenty of cabinets and all appliances. Dining room. Spacious great room. Sun porch and deck. Don't miss this backyard waterfall/koi pond feature. 16 x 16 workshed w/ electricity . Plus attached 2 car carport. List price includes $3000 for closing costs.

23. 2018-12-27
    listed $122,000 305-char remark

    Show marketing remark (305 chars)

    Come see the room for your family. Large kitchen w/ plenty of cabinets and all appliances. Dining room. Spacious great room. Sun porch and deck. Don't miss this backyard waterfall/koi pond feature. 16 x 16 workshed w/ electricity . Plus attached 2 car carport. List price includes $3000 for closing costs.

24. 2018-12-27
    listed $122,000

    Show marketing remark (305 chars)

    Come see the room for your family. Large kitchen w/ plenty of cabinets and all appliances. Dining room. Spacious great room. Sun porch and deck. Don't miss this backyard waterfall/koi pond feature. 16 x 16 workshed w/ electricity . Plus attached 2 car carport. List price includes $3000 for closing costs.

25. 2018-12-27
    listed $122,000

    Show marketing remark (305 chars)

    Come see the room for your family. Large kitchen w/ plenty of cabinets and all appliances. Dining room. Spacious great room. Sun porch and deck. Don't miss this backyard waterfall/koi pond feature. 16 x 16 workshed w/ electricity . Plus attached 2 car carport. List price includes $3000 for closing costs.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $836 · $70/mo
• Projected year-2 tax: $1,253 · $104/mo
• Expected delta: +$417/yr (+$35/mo · 49.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 72% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,232
• − Mortgage interest: −$12,318
• − Property taxes: −$836
• − Insurance: −$1,100
• − Repairs & maintenance: −$2,099
• − Management: −$2,099
• − Depreciation: −$6,397
• Taxable income: $1,384
• Est. tax owed @ 24.0%: −$332
• After-tax cash flow: $4,617/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Aiken 01
• NCES district ID: 4500720
• Math proficiency: 31% ▼ -11.00%
• Reading proficiency: 44% ▼ -1.00%
• Median HH income: $45,081
• Composite: 31.91/100
• National rank: #5857
• State rank: #36 of 80 in SC

Livability — Graniteville

• Score: 59/100
• State rank: #240
• US rank: #19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Aiken County · 116,534 people
• City population: 12,385
• Metro: Augusta-Richmond County, GA-SC
• Population (ZIP): 12,385
• Household income: $84,228
• Rent vs Own: 18.3% rent · 81.7% own
• Severe rent burden: 213.0

Population outlook (Aiken County) Hauer SSP2

• Today (2025): 178,003 people
• By 2030: 182,876 · +2.7%
• By 2040: 189,970 · +6.7%
• By 2050: 193,840 · +8.9%
• By 2075: 199,453 · +12.1%
• By 2100: 192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 1%
• Common ancestry: Italian 2% Swedish 2% Slovak 1%
• Foreign-born: 6% · Canada
• Languages at home: 89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

• 2024 margin: Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
• 2008→2024 swing: -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
• All cycles: 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 8.38%
• Current HPI: 286.4155
• Rent YoY: —
• Metro: Augusta-Richmond County, GA-SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

+80.2% since first listed

10 events — show timeline

• 2026-05-19 Listed $219,900 AMLS
• 2026-05-14 Listed $219,900 Hive MLS
• 2022-01-25 Sold (Public Records) $189,900 Public Records
• 2019-03-01 Sold (Public Records) $123,900 Public Records
• 2019-02-28 Sold (MLS) $123,900 AMLS
• 2019-02-28 Sold (MLS) $123,900 Hive MLS
• 2019-02-28 Sold (MLS) $123,900 Hive MLS
• 2018-12-27 Listed $122,000 AMLS
• 2018-12-27 Listed $122,000 Hive MLS
• 2018-12-27 Listed $122,000 Hive MLS

Property tax history

+10.6%/yr

Latest (2025): $836 · +0.0% YoY. Source: county tax records.