🏗️ New Construction
The Robin Plan · Tomball, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- Cash flow +7.6/30.0
- ARV discount +7.5/15.0
- Schools +3.9/10.0
- Livability +3.8/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- 1% rule +2.2/10.0
- DSCR +1.7/10.0
$281,990
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The modern Robin plan features 4 bedrooms and 2.5 bathrooms with a huge game room on the second floor. The entryway leads past the staircase with a smartly positioned powder bathroom tucked underneath, into the kitchen/dining room opening up to the large yet cozy family room. The stairs lead to a giant game room on the second floor with a hallway leading to the three secondary bedrooms. Customize the Robin plan with an additional second story bedroom with a private bathroom and an optional spacious media room for movie nights. Amplify the master suite by opting for the primary bath upgrade which features a separate garden tub and shower. Choose from three different sized covered patios to meet your outdoor needs.
Key facts
- 2 garage spots
- Listed 952 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $282k.
Deal economics
- At list price, monthly cash flow is $-371 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $255k (9.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $223k (21.0% below list).
- Recommended offer: $223k (21.0% below list) — sets the bar for 1% rule.
- Cap rate 4.8% vs local median 2.7% in Tomball — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#155 in TX, #4,239 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools B+; Watch: amenities F, commute F.
- Magnolia ISD (rural): math 42% / reading 45% proficiency, ranked #247 of 826 in TX (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 1604 active listings in the ZIP; 1 comparable units currently listed for rent nearby; high-income renter base; 13,259 units permitted in Montgomery County in 2024 (1,402 in 5+ unit buildings).
Forward outlook
- In year one you build about $33k of equity ($2k loan paydown + $31k appreciation (10.0% local appreciation)).
- Montgomery County population projected at +65% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$53k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 953 days — a 12% lower offer ($248k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 953 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.72% ✗
- Cap rate
- 4.85%
- Cash-on-cash
- -5.16%
- DSCR
- 0.77
- GRM
- 11.5
CMA / ARV
- ARV (median comp)
- $308,361
- List price
- $281,990
- Delta
- -8.55%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 27274 Axis Deer Trl | 0.17mi | 4/2.5 | 2,409 (+9%) | 3mo | $352,495 | $146 | 75 |
| 27237 Crevalle Jack Ln | 0.28mi | 3/2.5 (-1) | 2,100 (-5%) | 2mo | $275,000 | $131 | 72 |
| 27146 Grey Fox Run | 0.09mi | 4/2.0 | 1,948 (-12%) | 4mo | $299,000 | $153 | 71 |
| 27072 Badger Way | 0.11mi | 4/3.5 | 2,470 (+12%) | 6mo | $307,370 | $124 | 67 |
| 27318 Axis Deer Trl | 0.24mi | 4/3.5 | 2,470 (+12%) | 0mo | $329,990 | $134 | 65 |
| 27286 Axis Deer Trl | 0.19mi | 3/2.5 (-1) | 1,988 (-10%) | 6mo | $300,142 | $151 | 64 |
| 27310 Axis Deer Trl | 0.23mi | 3/2.5 (-1) | 1,988 (-10%) | 6mo | $281,231 | $141 | 62 |
| 10216 Longhorn Ridge Ct | 0.30mi | 3/2.5 (-1) | 1,988 (-10%) | 4mo | $320,142 | $161 | 61 |
| 27207 Mockingbird Terrace Ln | 0.34mi | 3/2.5 (-1) | 1,988 (-10%) | 3mo | $317,254 | $160 | 60 |
| 10236 Badger Run Ln | 0.43mi | 3/2.5 (-1) | 2,061 (-7%) | 6mo | $289,990 | $141 | 59 |
| 26707 Apache Trl | 0.58mi | 4/3.0 | 2,450 (+11%) | 2mo | $494,900 | $202 | 51 |
| 9910 Caddo Trl | 0.54mi | 3/2.0 (-1) | 2,533 (+14%) | 2mo | $525,000 | $207 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 0.32% rent growth · sell at horizon
- IRR
- 19.9%
- Equity multiple
- 2.60×
- Total profit
- $138,495
- Equity at exit
- $277,796
- IRR
- 17.7%
- Equity multiple
- 5.82×
- Total profit
- $415,875
- Equity at exit
- $599,078
Cash invested: $86,341 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77354
- Home prices YoY
- 2.4%
- Rents YoY
- 0.3%
- Active inventory
- 1604
- Price-to-rent
- 10.5×
Monthly cashflow live
- Estimated rent
- $2,228 medium interval (Pro) →
- Mortgage (P&I)
- −$1,617
- Tax est. 1.5%
- −$385 /mo · $4,625/yr
- Insurance
- −$128
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$468
- Net cashflow
- $-371
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $77,090
- Closing costs
- $9,251
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9829 Glen Brook Ln Magnolia, TX | 4.0 | 2.0 | 1637 | $1,999 | $1.22 | 2d | 1 | 0.70mi |
Listing history 19 events
-
2026-06-18days on market $281,990 Active 953 DOM
-
2026-06-17days on market $281,990 Active 952 DOM
-
2026-06-16days on market $281,990 Active 951 DOM
-
2026-06-15days on market $281,990 Active 950 DOM
-
2026-06-13days on market $281,990 Active 948 DOM
-
2026-06-09days on market $281,990 Active 944 DOM
-
2026-06-08days on market $281,990 Active 943 DOM
-
2026-06-07days on market $281,990 Active 942 DOM
-
2026-06-04days on market $281,990 Active 939 DOM
-
2026-06-03days on market $281,990 Active 938 DOM
-
2026-06-02days on market $281,990 Active 937 DOM
-
2026-06-01days on market $281,990 Active 936 DOM
-
2026-05-31days on market $281,990 Active 935 DOM
-
2024-04-27price $281,990 722-char remark
Show marketing remark (722 chars)
The modern Robin plan features 4 bedrooms and 2.5 bathrooms with a huge game room on the second floor. The entryway leads past the staircase with a smartly positioned powder bathroom tucked underneath, into the kitchen/dining room opening up to the large yet cozy family room. The stairs lead to a giant game room on the second floor with a hallway leading to the three secondary bedrooms. Customize the Robin plan with an additional second story bedroom with a private bathroom and an optional spacious media room for movie nights. Amplify the master suite by opting for the primary bath upgrade which features a separate garden tub and shower. Choose from three different sized covered patios to meet your outdoor needs.
-
2024-04-01price $277,990 722-char remark
Show marketing remark (722 chars)
The modern Robin plan features 4 bedrooms and 2.5 bathrooms with a huge game room on the second floor. The entryway leads past the staircase with a smartly positioned powder bathroom tucked underneath, into the kitchen/dining room opening up to the large yet cozy family room. The stairs lead to a giant game room on the second floor with a hallway leading to the three secondary bedrooms. Customize the Robin plan with an additional second story bedroom with a private bathroom and an optional spacious media room for movie nights. Amplify the master suite by opting for the primary bath upgrade which features a separate garden tub and shower. Choose from three different sized covered patios to meet your outdoor needs.
-
2024-03-04price $274,990 722-char remark
Show marketing remark (722 chars)
The modern Robin plan features 4 bedrooms and 2.5 bathrooms with a huge game room on the second floor. The entryway leads past the staircase with a smartly positioned powder bathroom tucked underneath, into the kitchen/dining room opening up to the large yet cozy family room. The stairs lead to a giant game room on the second floor with a hallway leading to the three secondary bedrooms. Customize the Robin plan with an additional second story bedroom with a private bathroom and an optional spacious media room for movie nights. Amplify the master suite by opting for the primary bath upgrade which features a separate garden tub and shower. Choose from three different sized covered patios to meet your outdoor needs.
-
2024-02-01price $272,990 722-char remark
Show marketing remark (722 chars)
The modern Robin plan features 4 bedrooms and 2.5 bathrooms with a huge game room on the second floor. The entryway leads past the staircase with a smartly positioned powder bathroom tucked underneath, into the kitchen/dining room opening up to the large yet cozy family room. The stairs lead to a giant game room on the second floor with a hallway leading to the three secondary bedrooms. Customize the Robin plan with an additional second story bedroom with a private bathroom and an optional spacious media room for movie nights. Amplify the master suite by opting for the primary bath upgrade which features a separate garden tub and shower. Choose from three different sized covered patios to meet your outdoor needs.
-
2023-11-20price $269,990 722-char remark
Show marketing remark (722 chars)
The modern Robin plan features 4 bedrooms and 2.5 bathrooms with a huge game room on the second floor. The entryway leads past the staircase with a smartly positioned powder bathroom tucked underneath, into the kitchen/dining room opening up to the large yet cozy family room. The stairs lead to a giant game room on the second floor with a hallway leading to the three secondary bedrooms. Customize the Robin plan with an additional second story bedroom with a private bathroom and an optional spacious media room for movie nights. Amplify the master suite by opting for the primary bath upgrade which features a separate garden tub and shower. Choose from three different sized covered patios to meet your outdoor needs.
-
2023-11-08$289,990 Active 722-char remark
Show marketing remark (722 chars)
The modern Robin plan features 4 bedrooms and 2.5 bathrooms with a huge game room on the second floor. The entryway leads past the staircase with a smartly positioned powder bathroom tucked underneath, into the kitchen/dining room opening up to the large yet cozy family room. The stairs lead to a giant game room on the second floor with a hallway leading to the three secondary bedrooms. Customize the Robin plan with an additional second story bedroom with a private bathroom and an optional spacious media room for movie nights. Amplify the master suite by opting for the primary bath upgrade which features a separate garden tub and shower. Choose from three different sized covered patios to meet your outdoor needs.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,734
- − Mortgage interest
- −$17,273
- − Property taxes
- −$4,625
- − Insurance
- −$1,542
- − Repairs & maintenance
- −$2,139
- − Management
- −$2,139
- − Depreciation
- −$8,971
- Taxable loss
- −$9,954
- Est. tax savings @ 24.0%
- +$2,389
- After-tax cash flow
- $-2,063/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Magnolia ISD
- NCES district ID
- 4828740
- Math proficiency
- 42% ▼ -7.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $71,692
- Composite
- 39.46/100
- National rank
- #3958
- State rank
- #247 of 826 in TX
Livability — Tomball
- Score
- 75/100
- State rank
- #155
- US rank
- #4239
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Montgomery County · 663,713 people
- City population
- 113,991
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 44,900
- Household income
- $112,504
- Rent vs Own
- Severe rent burden
- 586.0
Population outlook (Montgomery County) Hauer SSP2
- Today (2025)
- 713,896 people
- By 2030
- 805,263 · +12.8%
- By 2040
- 992,708 · +39.1%
- By 2050
- 1,179,590 · +65.2%
- By 2075
- 1,628,084 · +128.1%
- By 2100
- 1,937,880 · +171.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (66%)
- Race & ethnicity
- White 66% Hispanic / Latino 25% Two or more races 18% Black 3% Asian 1%
- Hispanic origin (detail)
- Mexican 14% Puerto Rican 1%
- Common ancestry
- Lithuanian 4% Slovak 2% Italian 2%
- Foreign-born
- 11% · Canada, Vietnam
- Languages at home
- 83% English-only · Spanish 15% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Montgomery
- 2024 margin
- Solid R (+45.5) · D 26.8% · R 72.3%
- 2008→2024 swing
- +7.2pp toward D · 2008: -52.7pp · 2024: -45.5pp
- All cycles
- 2024: R+45.5 2020: R+43.8 2016: R+51.4 2012: R+60.7 2008: R+52.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 12.09%
- Current HPI
- 512.87
- Rent YoY
- ▲ 0.32%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-2.8% since first listed6 events — show timeline
- 2024-04-27 Price Changed $281,990 Zillow
- 2024-04-01 Price Changed $277,990 Zillow
- 2024-03-04 Price Changed $274,990 Zillow
- 2024-02-01 Price Changed $272,990 Zillow
- 2023-11-20 Price Changed $269,990 Zillow
- 2023-11-08 Listed $289,990 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…