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The Robin Plan 🏗️ New Construction
D Composite 41.8
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +7.6/30.0
  • ARV discount +7.5/15.0
  • Schools +3.9/10.0
  • Livability +3.8/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.2/10.0
  • DSCR +1.7/10.0

$281,990

The Robin Plan · Tomball, TX 77354
4 bd · 2.5 ba · 2,212 sqft · SingleFamily · 953 Days on market
↓ 3% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The modern Robin plan features 4 bedrooms and 2.5 bathrooms with a huge game room on the second floor. The entryway leads past the staircase with a smartly positioned powder bathroom tucked underneath, into the kitchen/dining room opening up to the large yet cozy family room. The stairs lead to a giant game room on the second floor with a hallway leading to the three secondary bedrooms. Customize the Robin plan with an additional second story bedroom with a private bathroom and an optional spacious media room for movie nights. Amplify the master suite by opting for the primary bath upgrade which features a separate garden tub and shower. Choose from three different sized covered patios to meet your outdoor needs.

Key facts

  • 2 garage spots
  • Listed 952 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $281,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $308,361.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $282k.

Deal economics

  • At list price, monthly cash flow is $-371 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $255k (9.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $223k (21.0% below list).
  • Recommended offer: $223k (21.0% below list) — sets the bar for 1% rule.
  • Cap rate 4.8% vs local median 2.7% in Tomball — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#155 in TX, #4,239 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools B+; Watch: amenities F, commute F.
  • Magnolia ISD (rural): math 42% / reading 45% proficiency, ranked #247 of 826 in TX (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 1604 active listings in the ZIP; 1 comparable units currently listed for rent nearby; high-income renter base; 13,259 units permitted in Montgomery County in 2024 (1,402 in 5+ unit buildings).

Forward outlook

  • In year one you build about $33k of equity ($2k loan paydown + $31k appreciation (10.0% local appreciation)).
  • Montgomery County population projected at +65% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$53k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 953 days — a 12% lower offer ($248k) is reasonable based on typical stale-listing flexibility.
Recommended offer $222,787 (21.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 953 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
4.85%
Cash-on-cash
-5.16%
DSCR
0.77
GRM
11.5

CMA / ARV

ARV (median comp)
$308,361
List price
$281,990
Delta
-8.55%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
27274 Axis Deer Trl 0.17mi 4/2.5 2,409 (+9%) 3mo $352,495 $146 75
27237 Crevalle Jack Ln 0.28mi 3/2.5 (-1) 2,100 (-5%) 2mo $275,000 $131 72
27146 Grey Fox Run 0.09mi 4/2.0 1,948 (-12%) 4mo $299,000 $153 71
27072 Badger Way 0.11mi 4/3.5 2,470 (+12%) 6mo $307,370 $124 67
27318 Axis Deer Trl 0.24mi 4/3.5 2,470 (+12%) 0mo $329,990 $134 65
27286 Axis Deer Trl 0.19mi 3/2.5 (-1) 1,988 (-10%) 6mo $300,142 $151 64
27310 Axis Deer Trl 0.23mi 3/2.5 (-1) 1,988 (-10%) 6mo $281,231 $141 62
10216 Longhorn Ridge Ct 0.30mi 3/2.5 (-1) 1,988 (-10%) 4mo $320,142 $161 61
27207 Mockingbird Terrace Ln 0.34mi 3/2.5 (-1) 1,988 (-10%) 3mo $317,254 $160 60
10236 Badger Run Ln 0.43mi 3/2.5 (-1) 2,061 (-7%) 6mo $289,990 $141 59
26707 Apache Trl 0.58mi 4/3.0 2,450 (+11%) 2mo $494,900 $202 51
9910 Caddo Trl 0.54mi 3/2.0 (-1) 2,533 (+14%) 2mo $525,000 $207 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.32% rent growth · sell at horizon

5-year hold
IRR
19.9%
Equity multiple
2.60×
Total profit
$138,495
Equity at exit
$277,796
10-year hold
IRR
17.7%
Equity multiple
5.82×
Total profit
$415,875
Equity at exit
$599,078

Cash invested: $86,341 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77354

Home prices YoY
2.4%
Rents YoY
0.3%
Active inventory
1604
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$2,228 medium interval (Pro) →
Mortgage (P&I)
$1,617
Tax est. 1.5%
$385 /mo · $4,625/yr
Insurance
$128
HOA
$0
Vacancy / Maint / Mgmt
$468
Net cashflow
$-371

Break-even live

Break-even rent $2,697
Max offer price $254,677
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$77,090
Closing costs
$9,251
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9829 Glen Brook Ln Magnolia, TX 4.0 2.0 1637 $1,999 $1.22 2d 1 0.70mi

Listing history 19 events

  1. 2026-06-18
    days on market $281,990 Active 953 DOM
  2. 2026-06-17
    days on market $281,990 Active 952 DOM
  3. 2026-06-16
    days on market $281,990 Active 951 DOM
  4. 2026-06-15
    days on market $281,990 Active 950 DOM
  5. 2026-06-13
    days on market $281,990 Active 948 DOM
  6. 2026-06-09
    days on market $281,990 Active 944 DOM
  7. 2026-06-08
    days on market $281,990 Active 943 DOM
  8. 2026-06-07
    days on market $281,990 Active 942 DOM
  9. 2026-06-04
    days on market $281,990 Active 939 DOM
  10. 2026-06-03
    days on market $281,990 Active 938 DOM
  11. 2026-06-02
    days on market $281,990 Active 937 DOM
  12. 2026-06-01
    days on market $281,990 Active 936 DOM
  13. 2026-05-31
    days on market $281,990 Active 935 DOM
  14. 2024-04-27
    price $281,990 722-char remark
    Show marketing remark (722 chars)

    The modern Robin plan features 4 bedrooms and 2.5 bathrooms with a huge game room on the second floor. The entryway leads past the staircase with a smartly positioned powder bathroom tucked underneath, into the kitchen/dining room opening up to the large yet cozy family room. The stairs lead to a giant game room on the second floor with a hallway leading to the three secondary bedrooms. Customize the Robin plan with an additional second story bedroom with a private bathroom and an optional spacious media room for movie nights. Amplify the master suite by opting for the primary bath upgrade which features a separate garden tub and shower. Choose from three different sized covered patios to meet your outdoor needs.

  15. 2024-04-01
    price $277,990 722-char remark
    Show marketing remark (722 chars)

    The modern Robin plan features 4 bedrooms and 2.5 bathrooms with a huge game room on the second floor. The entryway leads past the staircase with a smartly positioned powder bathroom tucked underneath, into the kitchen/dining room opening up to the large yet cozy family room. The stairs lead to a giant game room on the second floor with a hallway leading to the three secondary bedrooms. Customize the Robin plan with an additional second story bedroom with a private bathroom and an optional spacious media room for movie nights. Amplify the master suite by opting for the primary bath upgrade which features a separate garden tub and shower. Choose from three different sized covered patios to meet your outdoor needs.

  16. 2024-03-04
    price $274,990 722-char remark
    Show marketing remark (722 chars)

    The modern Robin plan features 4 bedrooms and 2.5 bathrooms with a huge game room on the second floor. The entryway leads past the staircase with a smartly positioned powder bathroom tucked underneath, into the kitchen/dining room opening up to the large yet cozy family room. The stairs lead to a giant game room on the second floor with a hallway leading to the three secondary bedrooms. Customize the Robin plan with an additional second story bedroom with a private bathroom and an optional spacious media room for movie nights. Amplify the master suite by opting for the primary bath upgrade which features a separate garden tub and shower. Choose from three different sized covered patios to meet your outdoor needs.

  17. 2024-02-01
    price $272,990 722-char remark
    Show marketing remark (722 chars)

    The modern Robin plan features 4 bedrooms and 2.5 bathrooms with a huge game room on the second floor. The entryway leads past the staircase with a smartly positioned powder bathroom tucked underneath, into the kitchen/dining room opening up to the large yet cozy family room. The stairs lead to a giant game room on the second floor with a hallway leading to the three secondary bedrooms. Customize the Robin plan with an additional second story bedroom with a private bathroom and an optional spacious media room for movie nights. Amplify the master suite by opting for the primary bath upgrade which features a separate garden tub and shower. Choose from three different sized covered patios to meet your outdoor needs.

  18. 2023-11-20
    price $269,990 722-char remark
    Show marketing remark (722 chars)

    The modern Robin plan features 4 bedrooms and 2.5 bathrooms with a huge game room on the second floor. The entryway leads past the staircase with a smartly positioned powder bathroom tucked underneath, into the kitchen/dining room opening up to the large yet cozy family room. The stairs lead to a giant game room on the second floor with a hallway leading to the three secondary bedrooms. Customize the Robin plan with an additional second story bedroom with a private bathroom and an optional spacious media room for movie nights. Amplify the master suite by opting for the primary bath upgrade which features a separate garden tub and shower. Choose from three different sized covered patios to meet your outdoor needs.

  19. 2023-11-08
    listed $289,990 Active 722-char remark
    Show marketing remark (722 chars)

    The modern Robin plan features 4 bedrooms and 2.5 bathrooms with a huge game room on the second floor. The entryway leads past the staircase with a smartly positioned powder bathroom tucked underneath, into the kitchen/dining room opening up to the large yet cozy family room. The stairs lead to a giant game room on the second floor with a hallway leading to the three secondary bedrooms. Customize the Robin plan with an additional second story bedroom with a private bathroom and an optional spacious media room for movie nights. Amplify the master suite by opting for the primary bath upgrade which features a separate garden tub and shower. Choose from three different sized covered patios to meet your outdoor needs.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,734
− Mortgage interest
−$17,273
− Property taxes
−$4,625
− Insurance
−$1,542
− Repairs & maintenance
−$2,139
− Management
−$2,139
− Depreciation
−$8,971
Taxable loss
−$9,954
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,389
After-tax cash flow
$-2,063/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Magnolia ISD
NCES district ID
4828740
Math proficiency
42% ▼ -7.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$71,692
Composite
39.46/100
National rank
#3958
State rank
#247 of 826 in TX

Livability — Tomball

Score
75/100
State rank
#155
US rank
#4239

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment B- Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Montgomery County · 663,713 people
City population
113,991
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
44,900
Household income
$112,504
Rent vs Own
20.1% rent · 79.9% own
Severe rent burden
586.0

Population outlook (Montgomery County) Hauer SSP2

Today (2025)
713,896 people
By 2030
805,263 · +12.8%
By 2040
992,708 · +39.1%
By 2050
1,179,590 · +65.2%
By 2075
1,628,084 · +128.1%
By 2100
1,937,880 · +171.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (66%)
Race & ethnicity
White 66% Hispanic / Latino 25% Two or more races 18% Black 3% Asian 1%
Hispanic origin (detail)
Mexican 14% Puerto Rican 1%
Common ancestry
Lithuanian 4% Slovak 2% Italian 2%
Foreign-born
11% · Canada, Vietnam
Languages at home
83% English-only · Spanish 15% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Montgomery

2024 margin
Solid R (+45.5) · D 26.8% · R 72.3%
2008→2024 swing
+7.2pp toward D · 2008: -52.7pp · 2024: -45.5pp
All cycles
2024: R+45.5 2020: R+43.8 2016: R+51.4 2012: R+60.7 2008: R+52.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 12.09%
Current HPI
512.87
Rent YoY
▲ 0.32%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-2.8% since first listed
6 events — show timeline
  • 2024-04-27 Price Changed $281,990 Zillow
  • 2024-04-01 Price Changed $277,990 Zillow
  • 2024-03-04 Price Changed $274,990 Zillow
  • 2024-02-01 Price Changed $272,990 Zillow
  • 2023-11-20 Price Changed $269,990 Zillow
  • 2023-11-08 Listed $289,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…