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5395 Bucyrus St Multi-family
C+ Composite 61.69
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.8/30.0
  • DSCR +8.6/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.4/10.0
  • Schools +5.2/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$124,900

5395 Bucyrus St · North Robinson, OH 44827
7 bd · 7.5 ba · 4,160 sqft · MultiFamily · 60 Days on market
Built 1920 0.36 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 1 unit. estimate disagrees with records

5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.

Key facts

  • Gas forced-air heat
  • Separate utilities
  • Quadplex

Tags

INVESTMENT OPPORTUNITYQUADPLEXSTRONG RENTAL HISTORYGREAT INCOME POTENTIALSEPARATE UTILITIESGAS FORCED-AIR HEAT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 7-bed/7.5-bath multifamily listed at $125k.

Deal economics

  • At list price, monthly cash flow is $304 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $125k).
  • Recommended offer: $121k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 62/100 on livability (#906 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D, amenities F, commute F.
  • Colonel Crawford Local (rural): math 52% / reading 70% proficiency, ranked #273 of 656 in OH (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 21 active listings in the ZIP; 8 units permitted in Crawford County in 2024 (0 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Crawford County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 60 days — a 3% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask is 738% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $72k; list at $125k implies a 73% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $121,153 (3.0% below list)

Questions for the listing agent

  1. It's been on market 60 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.14%
Cap rate
9.21%
Cash-on-cash
10.44%
DSCR
1.46
GRM
7.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-0.7%
Equity multiple
0.98×
Total profit
$-872
Equity at exit
$18,623
10-year hold
IRR
9.0%
Equity multiple
1.69×
Total profit
$24,168
Equity at exit
$10,799

Cash invested: $34,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44827

Home prices YoY
-23.6%
Active inventory
21
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,425 medium interval (Pro) →
Mortgage (P&I)
$655
Tax from tax record
$115 /mo · $1,379/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$299
Net cashflow
$304

Break-even live

Break-even rent $1,040
Max offer price $124,900
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,225
Closing costs
$3,747
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 7 events

  1. 2026-02-02
    soldstatus $72,000
  2. 2026-01-19
    status Pending
  3. 2026-01-06
    price $124,900
  4. 2025-12-16
    status Active
  5. 2025-12-08
    status Pending
  6. 2025-11-12
    price $149,900
  7. 2025-11-12
    listed $14,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,379 · $115/mo
Projected year-2 tax
$1,664 · $139/mo
Expected delta
+$285/yr (+$24/mo · 20.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,105
− Mortgage interest
−$6,996
− Property taxes
−$1,379
− Insurance
−$624
− Repairs & maintenance
−$1,368
− Management
−$1,368
− Depreciation
−$3,633
Taxable income
$1,735
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$416
After-tax cash flow
$3,233/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Colonel Crawford Local
NCES district ID
3904651
Math proficiency
52% ▼ -17.00%
Reading proficiency
70% ▼ -1.00%
Median HH income
$52,712
Composite
52.09/100
National rank
#1628
State rank
#273 of 656 in OH

Livability — North Robinson

Score
62/100
State rank
#906
US rank
#17128

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
North Robinson, OH
County
Crawford · 26,873 people
City population
123
Population (ZIP)
7,009
Household income
$53,089
Rent vs Own
21.8% rent · 78.2% own
Severe rent burden
17.0

Population outlook (Crawford County) Hauer SSP2

Today (2025)
39,421 people
By 2030
37,656 · -4.5%
By 2040
34,043 · -13.6%
By 2050
30,617 · -22.3%
By 2075
23,652 · -40.0%
By 2100
17,786 · -54.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (93%)
Race & ethnicity
White 93% Two or more races 4% Hispanic / Latino 2%
Common ancestry
Slovak 2% English 2% Romanian 2%
Foreign-born
2% · China, Vietnam

Political lean MEDSL · Crawford

2024 margin
Solid R (+53.0) · D 23.1% · R 76.1%
2008→2024 swing
-33.9pp toward R · 2008: -19.0pp · 2024: -53.0pp
All cycles
2024: R+53.0 2020: R+50.9 2016: R+46.8 2012: R+22.7 2008: R+19.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -82.15%
Current HPI
265.55
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+383.2% since first listed
7 events — show timeline
  • 2026-02-02 Sold (Public Records) $72,000 Public Records
  • 2026-01-19 Pending NORIS
  • 2026-01-06 Price Changed $124,900 NORIS
  • 2025-12-16 Relisted NORIS
  • 2025-12-08 Pending NORIS
  • 2025-11-12 Price Changed $149,900 NORIS
  • 2025-11-12 Listed $14,900 NORIS

Property tax history

+2.6%/yr

Latest (2025): $1,379 · -0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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