3950 Rucker Blvd · Enterprise, AL 36330

$155,000

3 bd · 1.0 ba · 1,686 sqft · SingleFamily public records · 7 Days on market

Built 1920 Est $261k · 41% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.0/30.0
• ARV discount +15.0/15.0
• DSCR +8.2/10.0
• 1% rule +5.2/10.0
• Rent growth +3.5/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks

Rare opportunity on approximately 2 acres with prime frontage along highly visible Rucker Boulevard! This 3-bedroom, 1.5-bath home offers a true value-add opportunity for investors, renovators, or buyers looking for space, flexibility, and long-term potential. The property features a greenhouse, chicken coops, and multiple outbuildings, reflecting its past use as a productive homestead or possible nursery setup. With open acreage and excellent road visibility, the site offers endless possibilities—whether you envision a renovation project, hobby farm, small business use, storage/workshop space, or future investment hold. Conveniently located near Enterprise, Fort Novosel, shopping, di

Key facts

• Chicken coops
• Greenhouse
• Open acreage

Tags

• GREENHOUSE
• CHICKEN COOPS
• MULTIPLE OUTBUILDINGS
• OPEN ACREAGE
• EXCELLENT ROAD VISIBILITY
• USABLE LAND

Property features AI

Exterior

• Parking: Driveway
• Utilities: Public water; Public sewer
• Home design: Single family residence; One story
• Construction: Brick and vinyl siding construction
• Exterior features: Covered patio; Patio; Partial fencing; Fenced

Interior

• Kitchen: Microwave
• Flooring: Carpet; Laminate; Vinyl
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Central heating; Hot water heating; Electric heating; Central air conditioning; Ceiling fan(s); Electric cooling
• Interior features: Electric water heater; Microwave
• Laundry & utility: Washer hookup; Washer included

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $155k.

Deal economics

• At list price, monthly cash flow is $339 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $155k).
• Cap rate 8.9% vs local median 4.2% in Enterprise — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#127 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
• Daleville City (town): math 9% / reading 37% proficiency, ranked #97 of 129 in AL (top 75%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.9%/yr); 441 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 38 units permitted in Dale County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Dale County population projected at -20% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $90k; list at $155k implies a 72% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $155,000

Questions for the listing agent

1. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 8.92%
• Cash-on-cash: 9.37%
• DSCR: 1.42
• GRM: 8.2

CMA / ARV

• ARV (on-the-fly): $261,330
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
212 Clearview Dr	0.36mi	3/2.0	1,726 (+2%)	0mo	$335,000	$194	75
110 Cristy Ln	0.30mi	3/2.0	1,610 (-4%)	1mo	$249,000	$155	74
100 E Pondella	0.43mi	3/2.0	1,691 (+0%)	9mo	$200,000	$118	68
110 Palisades Dr	0.35mi	3/2.0	1,551 (-8%)	2mo	$205,000	$132	64
107 Fountain Crst	0.52mi	3/2.0	1,720 (+2%)	5mo	$233,000	$135	64
102 Remington Way	0.63mi	3/2.0	1,689 (+0%)	10mo	$245,000	$145	58
103 Coral Way	0.60mi	3/2.0	1,755 (+4%)	7mo	$170,000	$97	56
114 Autumn Way	0.69mi	3/2.0	1,737 (+3%)	7mo	$235,000	$135	53
103 Fountain Crest Dr	0.51mi	3/2.0	1,533 (-9%)	6mo	$270,000	$176	52
101 Fountain Crest Dr	0.51mi	4/2.0 (+1)	1,823 (+8%)	2mo	$315,000	$173	51
115 Cristy Ln	0.35mi	4/3.0 (+1)	1,890 (+12%)	10mo	$299,000	$158	43
178 Dale Ave	0.72mi	3/2.0	1,436 (-15%)	0mo	$245,000	$171	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold

• IRR: -1.3%
• Equity multiple: 0.95×
• Total profit: $-2,116
• Equity at exit: $23,111

10-year hold

• IRR: 9.2%
• Equity multiple: 1.73×
• Total profit: $31,851
• Equity at exit: $13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36330

• Home prices YoY: -19.4%
• Rents YoY: 3.9%
• Active inventory: 441
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $1,584 high
• Mortgage (P&I): −$813
• Tax from tax record: −$35 /mo · $421/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$333
• Net cashflow: $339

Break-even live

Break-even rent $1,155

Max offer price $155,000

Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,750
• Closing costs: $4,650
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3830 Rucker Blvd Enterprise, AL	3.0	2.0	1216	$1,200	$0.99	43d	4	0.23mi
203 Coral Way Enterprise, AL	4.0	2.0	1583	$1,950	$1.23	43d	1	0.63mi
212 Dale Ave Enterprise, AL	3.0	2.0	1432	$1,700	$1.19	43d	1	0.69mi
85 Courtyard Way Enterprise, AL	3.0	2.5	1460	$1,375	$0.94	43d	1	1.45mi
203 Winthrope Ln Enterprise, AL	2.0	2.5	1365	$1,325	$0.97	43d	1	1.47mi
155 Wingate Ave Enterprise, AL	2.0	2.0	1600	$1,450	$0.91	43d	1	1.50mi

Listing history 7 events

1. 2026-06-19
   days on market $155,000 Active 7 DOM
2. 2026-06-18
   days on market $155,000 Active 6 DOM
3. 2026-06-17
   days on market $155,000 Active 5 DOM
4. 2026-06-16
   days on market $155,000 Active 4 DOM
5. 2026-06-15
   days on market $155,000 Active 3 DOM
6. 2026-06-12
   remarks 693-char remark
7. 2026-06-12
   listed $155,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $421 · $35/mo
• Projected year-2 tax: $636 · $53/mo
• Expected delta: +$214/yr (+$18/mo · 50.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,011
• − Mortgage interest: −$8,682
• − Property taxes: −$421
• − Insurance: −$775
• − Repairs & maintenance: −$1,521
• − Management: −$1,521
• − Depreciation: −$4,509
• Taxable income: $1,582
• Est. tax owed @ 24.0%: −$380
• After-tax cash flow: $3,689/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Daleville City
• NCES district ID: 0101080
• Math proficiency: 9% ▼ -18.00%
• Reading proficiency: 37% ▲ 1.00%
• Median HH income: $45,865
• Composite: 19.89/100
• National rank: #8687
• State rank: #97 of 129 in AL

Livability — Enterprise

• Score: 65/100
• State rank: #127
• US rank: #12953

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Coffee County · 39,557 people
• City population: 39,557
• Metro: Enterprise, AL
• Population (ZIP): 39,557
• Household income: $75,765
• Rent vs Own: 32.4% rent · 67.6% own
• Severe rent burden: 1126.0

Population outlook (Dale County) Hauer SSP2

• Today (2025): 46,805 people
• By 2030: 45,176 · -3.5%
• By 2040: 41,523 · -11.3%
• By 2050: 37,575 · -19.7%
• By 2075: 28,931 · -38.2%
• By 2100: 22,172 · -52.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 63% Black 17% Hispanic / Latino 13% Two or more races 9% Asian 1%
• Hispanic origin (detail): Mexican 6% Puerto Rican 3%
• Common ancestry: Italian 3% Lithuanian 2% Serbian 2%
• Foreign-born: 6% · Canada, Vietnam, South Korea
• Languages at home: 89% English-only · Spanish 8% German/W. Germanic 2%

Political lean MEDSL · Dale

• 2024 margin: Solid R (+52.3) · D 23.5% · R 75.8%
• 2008→2024 swing: -7.7pp toward R · 2008: -44.6pp · 2024: -52.3pp
• All cycles: 2024: R+52.3 2020: R+46.3 2016: R+50.4 2012: R+42.2 2008: R+44.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -44.44%
• Current HPI: 184.0163
• Rent YoY: ▲ 3.92%
• Metro: Enterprise, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+9.3% since first listed

4 events — show timeline

• 2026-06-12 Listed $155,000 WBR
• 2021-03-02 Sold (Public Records) $90,000 Public Records
• 2007-03-29 Listed $141,750 WBR
• 2007-03-29 Listed $141,750 MAAR

Property tax history

-3.1%/yr

Latest (2025): $421 · +5.8% YoY. Source: county tax records.