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1 Maple Ave
B Composite 73.9
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +6.2/10.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.2/5.0

$99,900

1 Maple Ave · Mountain Meadows, CA 93560
2 bd · 1.0 ba · 1,135 sqft · SingleFamily · 145 Days on market
Built 1947 Fair condition 6,098 sqft lot $88/sqft · 63% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* * Please NOTE - this cabin is in Kern County in a remote private community 50 minutes Northwest outside of Rosamond city limits * * 4wheel drive required * Now is your chance to own an Off-Grid Cabin Retreat in the Tejon Ranch Inholding!Escape to ultimate privacy in this updated 2-bedroom, 1 bathroom, 1,130 sq ft cabin, tucked inside a rare private inholding within California's historic Tejon Ranch. Enjoy: * Star-Link, Wi-Fi video surveillance * Private lake access for fishing. * Endless hiking, biking, and exploring. * NO HOA. * * Secure, Secluded Access * * . Behind two locked gates, this cabin offers unmatched peace and seclusion within the expansive Tejon Ranch. * * Modern, Off-Grid Comfort * * . Live independently with an efficient solar system and recent upgrades that blend comfort with sustainability. This is a rare opportunity for outdoor lovers, and those seeking freedom. * Appointment required. Listing agent must accompany all showings due to locked gate access. * Must notify 5days in advance for tour

Key facts

  • Recent upgrades
  • Private lake access
  • 6,098 sq ft lot

Tags

OFF-GRID CABIN RETREATPRIVATE LAKE ACCESSEFFICIENT SOLAR SYSTEMRECENT UPGRADES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $100k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $982 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Recommended offer: $88k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Tehachapi Unified (town): math 26% / reading 40% proficiency, ranked #285 of 517 in CA (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 461 active listings in the ZIP; solid renter incomes; 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $3k of equity ($691 loan paydown + $2k appreciation (2.4% local appreciation)).
  • Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (2.4% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 145 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $87,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 145 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.12%
Cap rate
18.09%
Cash-on-cash
42.13%
DSCR
2.87
GRM
3.9

CMA / ARV

ARV (median comp)
$61,428
List price
$99,900
Delta
62.63%
Verdict
OVERPRICED
Comps
2 within 1.0 mi

Projected returns pro-forma

2.4% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
46.7%
Equity multiple
3.56×
Total profit
$71,503
Equity at exit
$41,611
10-year hold
IRR
47.0%
Equity multiple
7.11×
Total profit
$170,910
Equity at exit
$61,665

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93560

Home prices YoY
0.6%
Active inventory
461
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$2,117 medium interval (Pro) →
Mortgage (P&I)
$524
Tax est. 1.5%
$125 /mo · $1,498/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$445
Net cashflow
$982

Break-even live

Break-even rent $874
Max offer price $99,900
Occupancy floor 49%

Sensitivity live

Price -10% $1,051 -5% $1,017 +0% $982 +5% $948 +10% $913
Rent -10% $815 -5% $898 +0% $982 +5% $1,066 +10% $1,149
Rate -1.0pp $1,032 -0.5pp $1,007 base $982 +0.5pp $956 +1.0pp $930

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,975
Closing costs
$2,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 14 events

  1. 2026-06-18
    days on market $99,900 Active 145 DOM
  2. 2026-06-17
    days on market $99,900 Active 144 DOM
  3. 2026-06-16
    days on market $99,900 Active 143 DOM
  4. 2026-06-15
    days on market $99,900 Active 142 DOM
  5. 2026-06-14
    days on market $99,900 Active 140 DOM
  6. 2026-06-10
    days on market $99,900 Active 137 DOM
  7. 2026-06-09
    days on market $99,900 Active 136 DOM
  8. 2026-06-08
    days on market $99,900 Active 135 DOM
  9. 2026-06-07
    days on market $99,900 Active 134 DOM
  10. 2026-06-03
    days on market $99,900 Active 130 DOM
  11. 2026-06-03
    days on market $99,900 Active 129 DOM
  12. 2026-06-01
    days on market $99,900 Active 128 DOM
  13. 2026-05-31
    days on market $99,900 Active 127 DOM
  14. 2026-01-23
    listed $99,900 Active 1039-char remark
    Show marketing remark (1039 chars)

    * * Please NOTE - this cabin is in Kern County in a remote private community 50 minutes Northwest outside of Rosamond city limits * * 4wheel drive required * Now is your chance to own an Off-Grid Cabin Retreat in the Tejon Ranch Inholding!Escape to ultimate privacy in this updated 2-bedroom, 1 bathroom, 1,130 sq ft cabin, tucked inside a rare private inholding within California's historic Tejon Ranch. Enjoy: * Star-Link, Wi-Fi video surveillance * Private lake access for fishing. * Endless hiking, biking, and exploring. * NO HOA. * * Secure, Secluded Access * * . Behind two locked gates, this cabin offers unmatched peace and seclusion within the expansive Tejon Ranch. * * Modern, Off-Grid Comfort * * . Live independently with an efficient solar system and recent upgrades that blend comfort with sustainability. This is a rare opportunity for outdoor lovers, and those seeking freedom. * Appointment required. Listing agent must accompany all showings due to locked gate access. * Must notify 5days in advance for tour

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 3/10 Moderate
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 20 unhealthy d/yr today · 26 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,404
− Mortgage interest
−$5,596
− Property taxes
−$1,498
− Insurance
−$500
− Repairs & maintenance
−$2,032
− Management
−$2,032
− Depreciation
−$2,906
Taxable income
$10,839
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,601
After-tax cash flow
$9,183/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

This cabin requires moderate renovations, focusing on updating the kitchen and appliances to significantly increase its value.

Repairs flagged

  • Major Kitchen cabinets — Worn and outdated
  • Major Appliances — Outdated and possibly inefficient

Value-add opportunities

  • Both Modern kitchen appliances — Improves both resale and rental value
  • Both Paint interior walls — Enhances curb appeal and interior aesthetics
  • Both Replace dated cabinets — Boosts both resale and rental value

Renovation cost estimate screening

Repair itemSeverityEst. cost
Kitchen cabinets · Worn and outdated Major $15,000–50,000
Appliances · Outdated and possibly inefficient Major $15,000–50,000
Total estimated repair cost · 2 items $30,000–100,000

Value-add ROI direction

  • Both Modern kitchen appliances — Improves both resale and rental value
  • Both Paint interior walls — Enhances curb appeal and interior aesthetics
  • Both Replace dated cabinets — Boosts both resale and rental value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Tehachapi Unified
NCES district ID
0638880
Math proficiency
26% ▼ -5.00%
Reading proficiency
40% ▼ -6.00%
Median HH income
$59,230
Composite
29.52/100
National rank
#6497
State rank
#285 of 517 in CA

Livability — Mountain Meadows

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Kern County · 710,371 people
Metro
Bakersfield, CA
Population (ZIP)
22,119
Household income
$77,431
Rent vs Own
22.6% rent · 77.4% own
Severe rent burden
425.0

Population outlook (Kern County) Hauer SSP2

Today (2025)
947,286 people
By 2030
978,984 · +3.3%
By 2040
1,045,018 · +10.3%
By 2050
1,105,232 · +16.7%
By 2075
1,229,538 · +29.8%
By 2100
1,238,059 · +30.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
Hispanic / Latino 45% White 32% Two or more races 17% Black 13% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 35%
Common ancestry
Portuguese 2% Italian 2% Lithuanian 1%
Foreign-born
13% · Canada
Languages at home
68% English-only · Spanish 28% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Kern

2024 margin
Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
All cycles
2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.40%
Current HPI
403.7206
Rent YoY
Metro
Bakersfield, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-01-23 Listed $99,900 GEMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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