1 Maple Ave · Mountain Meadows, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 3/10 · Minor
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 9/10 · Severe
- Unhealthy air days now
- 20 days/yr
- Unhealthy air days in 30 yrs
- 26 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +6.2/10.0
- Schools +3.0/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.2/5.0
$99,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
* * Please NOTE - this cabin is in Kern County in a remote private community 50 minutes Northwest outside of Rosamond city limits * * 4wheel drive required * Now is your chance to own an Off-Grid Cabin Retreat in the Tejon Ranch Inholding!Escape to ultimate privacy in this updated 2-bedroom, 1 bathroom, 1,130 sq ft cabin, tucked inside a rare private inholding within California's historic Tejon Ranch. Enjoy: * Star-Link, Wi-Fi video surveillance * Private lake access for fishing. * Endless hiking, biking, and exploring. * NO HOA. * * Secure, Secluded Access * * . Behind two locked gates, this cabin offers unmatched peace and seclusion within the expansive Tejon Ranch. * * Modern, Off-Grid Comfort * * . Live independently with an efficient solar system and recent upgrades that blend comfort with sustainability. This is a rare opportunity for outdoor lovers, and those seeking freedom. * Appointment required. Listing agent must accompany all showings due to locked gate access. * Must notify 5days in advance for tour
Key facts
- Recent upgrades
- Private lake access
- 6,098 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $100k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $982 ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $100k).
- Recommended offer: $88k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Tehachapi Unified (town): math 26% / reading 40% proficiency, ranked #285 of 517 in CA (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 461 active listings in the ZIP; solid renter incomes; 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).
- This rent runs 33% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $3k of equity ($691 loan paydown + $2k appreciation (2.4% local appreciation)).
- Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (2.4% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 145 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 145 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.12% ✓
- Cap rate
- 18.09%
- Cash-on-cash
- 42.13%
- DSCR
- 2.87
- GRM
- 3.9
CMA / ARV
- ARV (median comp)
- $61,428
- List price
- $99,900
- Delta
- 62.63%
- Verdict
- OVERPRICED
- Comps
- 2 within 1.0 mi
Projected returns pro-forma
2.4% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 46.7%
- Equity multiple
- 3.56×
- Total profit
- $71,503
- Equity at exit
- $41,611
- IRR
- 47.0%
- Equity multiple
- 7.11×
- Total profit
- $170,910
- Equity at exit
- $61,665
Cash invested: $27,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 93560
- Home prices YoY
- 0.6%
- Active inventory
- 461
- Price-to-rent
- 3.9×
Monthly cashflow live
- Estimated rent
- $2,117 medium interval (Pro) →
- Mortgage (P&I)
- −$524
- Tax est. 1.5%
- −$125 /mo · $1,498/yr
- Insurance
- −$42
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$445
- Net cashflow
- $982
Break-even live
Sensitivity live
| Price | -10% $1,051 | -5% $1,017 | +0% $982 | +5% $948 | +10% $913 |
|---|---|---|---|---|---|
| Rent | -10% $815 | -5% $898 | +0% $982 | +5% $1,066 | +10% $1,149 |
| Rate | -1.0pp $1,032 | -0.5pp $1,007 | base $982 | +0.5pp $956 | +1.0pp $930 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,975
- Closing costs
- $2,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 14 events
-
2026-06-18days on market $99,900 Active 145 DOM
-
2026-06-17days on market $99,900 Active 144 DOM
-
2026-06-16days on market $99,900 Active 143 DOM
-
2026-06-15days on market $99,900 Active 142 DOM
-
2026-06-14days on market $99,900 Active 140 DOM
-
2026-06-10days on market $99,900 Active 137 DOM
-
2026-06-09days on market $99,900 Active 136 DOM
-
2026-06-08days on market $99,900 Active 135 DOM
-
2026-06-07days on market $99,900 Active 134 DOM
-
2026-06-03days on market $99,900 Active 130 DOM
-
2026-06-03days on market $99,900 Active 129 DOM
-
2026-06-01days on market $99,900 Active 128 DOM
-
2026-05-31days on market $99,900 Active 127 DOM
-
2026-01-23$99,900 Active 1039-char remark
Show marketing remark (1039 chars)
* * Please NOTE - this cabin is in Kern County in a remote private community 50 minutes Northwest outside of Rosamond city limits * * 4wheel drive required * Now is your chance to own an Off-Grid Cabin Retreat in the Tejon Ranch Inholding!Escape to ultimate privacy in this updated 2-bedroom, 1 bathroom, 1,130 sq ft cabin, tucked inside a rare private inholding within California's historic Tejon Ranch. Enjoy: * Star-Link, Wi-Fi video surveillance * Private lake access for fishing. * Endless hiking, biking, and exploring. * NO HOA. * * Secure, Secluded Access * * . Behind two locked gates, this cabin offers unmatched peace and seclusion within the expansive Tejon Ranch. * * Modern, Off-Grid Comfort * * . Live independently with an efficient solar system and recent upgrades that blend comfort with sustainability. This is a rare opportunity for outdoor lovers, and those seeking freedom. * Appointment required. Listing agent must accompany all showings due to locked gate access. * Must notify 5days in advance for tour
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 3/10 Moderate
- Wind 1/10 Low
- Air quality 9/10 Extreme 20 unhealthy d/yr today · 26 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $25,404
- − Mortgage interest
- −$5,596
- − Property taxes
- −$1,498
- − Insurance
- −$500
- − Repairs & maintenance
- −$2,032
- − Management
- −$2,032
- − Depreciation
- −$2,906
- Taxable income
- $10,839
- Est. tax owed @ 24.0%
- −$2,601
- After-tax cash flow
- $9,183/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This cabin requires moderate renovations, focusing on updating the kitchen and appliances to significantly increase its value.
Repairs flagged
- Major Kitchen cabinets — Worn and outdated
- Major Appliances — Outdated and possibly inefficient
Value-add opportunities
- Both Modern kitchen appliances — Improves both resale and rental value
- Both Paint interior walls — Enhances curb appeal and interior aesthetics
- Both Replace dated cabinets — Boosts both resale and rental value
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Kitchen cabinets · Worn and outdated | Major | $15,000–50,000 |
| Appliances · Outdated and possibly inefficient | Major | $15,000–50,000 |
| Total estimated repair cost · 2 items | $30,000–100,000 |
Value-add ROI direction
- Both Modern kitchen appliances — Improves both resale and rental value ↑
- Both Paint interior walls — Enhances curb appeal and interior aesthetics ↑
- Both Replace dated cabinets — Boosts both resale and rental value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Tehachapi Unified
- NCES district ID
- 0638880
- Math proficiency
- 26% ▼ -5.00%
- Reading proficiency
- 40% ▼ -6.00%
- Median HH income
- $59,230
- Composite
- 29.52/100
- National rank
- #6497
- State rank
- #285 of 517 in CA
Livability — Mountain Meadows
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Kern County · 710,371 people
- Metro
- Bakersfield, CA
- Population (ZIP)
- 22,119
- Household income
- $77,431
- Rent vs Own
- Severe rent burden
- 425.0
Population outlook (Kern County) Hauer SSP2
- Today (2025)
- 947,286 people
- By 2030
- 978,984 · +3.3%
- By 2040
- 1,045,018 · +10.3%
- By 2050
- 1,105,232 · +16.7%
- By 2075
- 1,229,538 · +29.8%
- By 2100
- 1,238,059 · +30.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- Hispanic / Latino 45% White 32% Two or more races 17% Black 13% Asian 3% Native American 1%
- Hispanic origin (detail)
- Mexican 35%
- Common ancestry
- Portuguese 2% Italian 2% Lithuanian 1%
- Foreign-born
- 13% · Canada
- Languages at home
- 68% English-only · Spanish 28% Other Indo-European 2% Other Asian/Pacific 1%
Political lean MEDSL · Kern
- 2024 margin
- Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
- 2008→2024 swing
- -3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
- All cycles
- 2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.40%
- Current HPI
- 403.7206
- Rent YoY
- —
- Metro
- Bakersfield, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
1 event — show timeline
- 2026-01-23 Listed $99,900 GEMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…