4449 Malibu St · Orlando, FL 32811

$150,000

3 bd · 2.0 ba · 1,466 sqft · SingleFamily public records · 2 Days on market

Built 1967 7,086 sqft lot

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.7/30.0
• DSCR +9.1/10.0
• 1% rule +7.5/10.0
• ARV discount +7.5/15.0
• Livability +4.3/5.0
• Schools +4.1/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Investor special with endless potential. This fixer-upper is priced to reflect its current condition and offers a great opportunity for investors or buyers looking to create their ideal space. With no HOA, owners enjoy added flexibility and fewer restrictions. Whether reimagined as a primary residence or an income-producing property, the possibilities are plentiful. Property will require significant renovations including a new roof, plumbing, electrical, HVAC system, and may require mold remediation. Bring your vision and transform this property into something special! Property is being sold As-Is.

Key facts

• Plumbing
• Electrical
• No hoa

Tags

• NO HOA
• SIGNIFICANT RENOVATIONS
• NEW ROOF
• PLUMBING
• ELECTRICAL
• HVAC SYSTEM

Property features AI

Finance

• Other: Property type: Residential, single-family; Zoning: ORL-R-1; Living area and building area reported in public records; Listing described as fixer
• Financial info: No lease restrictions; Property taxes reported separately
• HOA & community: No HOA association reported; No association approval required

Exterior

• Parking: Carport with 1 space
• Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected
• Home design: Single-family residence; One-story; Faces south; Homesteaded; Property listed in fixer condition
• Construction: Block and concrete construction; Shingle roof; Slab foundation; Built on a 0.16-acre lot
• Exterior features: Asphalt road access; Street lights in the community

Interior

• Kitchen: Microwave; Range; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Linoleum; Terrazzo
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: No notable built-in interior features reported
• Laundry & utility: Washer hookup; Dryer hookup (electric); Laundry room access; Outside laundry access

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $404 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Cap rate 9.5% vs local median 3.0% in Orlando — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 86/100 on livability (#12 in FL, #360 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Ivey Lane Elementary (math 42% / reading 27%, grade F, #1,709 of 2,144 statewide, top 81%, 311 students, 87% FRL); Jones High (math 9% / reading 25%, grade F, #597 of 667 statewide, top 90%, 1,672 students, 75% FRL) — zoned schools average 81% FRL vs 56% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 26% at this address vs 48% district-wide (-23 pts) — the specific schools serving this property underperform the Orange average; the district grade overstates school quality for this exact location.
• Market conditions: Rents flat; 238 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
• This rent runs 42% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $16k; list at $150k implies a 820% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $150,000

Questions for the listing agent

1. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.25% ✓
• Cap rate: 9.52%
• Cash-on-cash: 11.54%
• DSCR: 1.51
• GRM: 6.7

CMA / ARV

• ARV (on-the-fly): $341,578
• Comps found: 8

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4449 Malibu St	0.00mi	3/2.0	1,466 (0%)	0mo	$165,000	$113	100
4515 Cypress St	0.36mi	3/2.0	1,383 (-6%)	4mo	$317,000	$229	71
4529 W Gore Ave	0.43mi	3/2.0	1,439 (-2%)	20mo	$337,500	$235	60
943 Amaros Ave	0.63mi	3/2.0	1,347 (-8%)	1mo	$330,000	$245	56
4535 America St	0.25mi	3/2.0	1,276 (-13%)	22mo	$297,000	$233	49
4120 W Jefferson St	0.62mi	4/2.0 (+1)	1,458 (-0%)	22mo	$420,000	$288	47
639 Cornelia Ct	0.41mi	4/2.0 (+1)	1,252 (-15%)	16mo	$281,000	$224	38
3825 Washington	0.73mi	3/2.0	1,653 (+13%)	18mo	$355,000	$215	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.15% rent growth · sell at horizon

5-year hold

• IRR: -2.5%
• Equity multiple: 0.91×
• Total profit: $-3,777
• Equity at exit: $22,365

10-year hold

• IRR: 3.7%
• Equity multiple: 1.23×
• Total profit: $9,735
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32811

• Home prices YoY: -33.8%
• Rents YoY: 0.1%
• Active inventory: 238
• Price-to-rent: 6.7×

Monthly cashflow live

• Estimated rent: $1,880 high
• Mortgage (P&I): −$787
• Tax from tax record: −$232 /mo · $2,784/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$395
• Net cashflow: $404

Break-even live

Break-even rent $1,368

Max offer price $150,000

Occupancy floor 74%

Sensitivity live

Price	-10% $489	-5% $446	+0% $404	+5% $361	+10% $319
Rent	-10% $255	-5% $329	+0% $404	+5% $478	+10% $552
Rate	-1.0pp $479	-0.5pp $442	base $404	+0.5pp $365	+1.0pp $325

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 34 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
431 Gilman Cir Orlando, FL	3.0	2.0	1146	$1,626	$1.42	14d	1	0.10mi
200 Fanfair Ave Orlando, FL	3.0	1.0	941	$1,730	$1.84	8d	1	0.20mi
4431 Barley St Orlando, FL	4.0	1.0	1026	$864	$0.84	24d	1	0.25mi
701 S Ivey Ln Orlando, FL	2.0–3.0	1.0	871	$1,329	$1.53	24d	1	0.38mi
4333 Cynthia St Orlando, FL	3.0	2.0	1039	$1,813	$1.74	22d	1	0.40mi
4529 W Gore Ave Orlando, FL	3.0	2.0	1439	$2,549	$1.77	20d	1	0.43mi
4995 Mercer St Orlando, FL	3.0	2.0	1386	$2,500	$1.80	3d	1	0.60mi
5036 College Dr Orlando, FL	3.0	1.0	1500	$1,800	$1.20	24d	1	0.67mi
4957 Vista Lago Dr Orlando, FL	4.0	2.0	1364	$2,228	$1.63	8d	1	0.71mi
4118 Minoso St Orlando, FL	3.0	1.0	1213	$1,860	$1.53	24d	1	0.89mi
4655 Cepeda St Orlando, FL	3.0	1.5	1266	$1,695	$1.34	24d	1	0.98mi
4201 Cepeda St Orlando, FL	4.0	2.0	1500	$1,800	$1.20	24d	1	0.99mi
3950 Columbia St Orlando, FL	1.0–2.0	1.0–2.0	875	$1,416	$1.62	24d	1	1.00mi
1343 Croyle Dr Orlando, FL	4.0	2.0	1273	$1,900	$1.49	24d	1	1.01mi
5132 Elese St Orlando, FL	3.0	2.0	960	$1,800	$1.88	17d	1	1.01mi
5235 Florida Holly Dr Orlando, FL	3.0	2.0	1107	$2,100	$1.90	24d	1	1.02mi
5425 Wood Crossing St Orlando, FL	4.0	2.0	1300	$2,200	$1.69	5d	1	1.05mi
4487 Wheatley St Orlando, FL	4.0	2.0	1249	$1,950	$1.56	21d	1	1.06mi
1025 Clovercrest Rd Orlando, FL	3.0	2.0	1050	$2,100	$2.00	24d	1	1.09mi
1025 Clovercrest Rd Orlando, FL	3.0	2.0	1050	$2,100	$2.00	18d	1	1.09mi
1661 Gammon Ln Unit 1 Orlando, FL	4.0	3.0	1511	$2,500	$1.65	24d	1	1.11mi
1822 Horne Ave Orlando, FL	3.0	1.0	1249	$1,600	$1.28	24d	1	1.16mi
686 Walkup Dr Orlando, FL	4.0	2.0	1400	$2,050	$1.46	24d	1	1.16mi
97 N Goldwyn Ave Orlando, FL	3.0	2.0	1531	$2,400	$1.57	24d	1	1.17mi
1920 Willie Mays Pkwy Orlando, FL	4.0	2.0	1446	$2,070	$1.43	20d	1	1.21mi
3810 Thompson St Orlando, FL	2.0	1.0	900	$1,500	$1.67	3d	1	1.24mi
5377 Rosegay Ct Orlando, FL	4.0	2.0	1815	$2,100	$1.16	24d	1	1.28mi
5300 Lescot Ln Orlando, FL	3.0	2.0	1143	$1,900	$1.66	24d	1	1.28mi
2151 S Ivey Ln Orlando, FL	3.0	1.5	1080	$1,993	$1.85	5d	1	1.35mi
907 S Kirkman Rd Orlando, FL	2.0–4.0	2.0	1131	$1,660	$1.47	3d	14	1.37mi
1209 Carlsbad Pl Orlando, FL	4.0	1.0	1500	$1,800	$1.20	24d	1	1.44mi
1216 Lawne Blvd Orlando, FL	3.0	2.0	1000	$1,800	$1.80	24d	1	1.45mi
464 S Kirkman Rd Orlando, FL	1.0–3.0	1.0–2.0	977	$2,375	$2.43	3d	19	1.46mi
2314 W South St Orlando, FL	3.0	2.0	1440	$2,000	$1.39	15d	1	1.47mi

Listing history 2 events

1. 2026-05-26
   listed $150,000 Active
2. 1967-06-01
   soldstatus $16,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,784 · $232/mo
• Projected year-2 tax: $2,784 · $232/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,554
• − Mortgage interest: −$8,402
• − Property taxes: −$2,784
• − Insurance: −$750
• − Repairs & maintenance: −$1,804
• − Management: −$1,804
• − Depreciation: −$4,364
• Taxable income: $2,646
• Est. tax owed @ 24.0%: −$635
• After-tax cash flow: $4,210/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Orange
• NCES district ID: 1201440
• Math proficiency: 46% ▼ -9.00%
• Reading proficiency: 51% ▼ -2.00%
• Median HH income: $49,350
• Composite: 41.47/100
• National rank: #3461
• State rank: #43 of 73 in FL

Livability — Orlando

• Score: 86/100
• State rank: #12
• US rank: #360

Category grades

Amenities A+ Commute A+ Cost of living B- Crime B+ Employment C+ Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Orlando, FL
• County: Orange County · 1,471,359 people
• City population: 964,969
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 41,475
• Household income: $54,082
• Rent vs Own: 69.9% rent · 30.1% own
• Severe rent burden: 2728.0

Population outlook (Orange County) Hauer SSP2

• Today (2025): 1,618,226 people
• By 2030: 1,787,404 · +10.5%
• By 2040: 2,125,621 · +31.4%
• By 2050: 2,454,016 · +51.6%
• By 2075: 3,173,711 · +96.1%
• By 2100: 3,607,781 · +122.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.66)
• Race & ethnicity: Black 50% Hispanic / Latino 27% Two or more races 17% White 12% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 8% Dominican 2%
• Common ancestry: Hispanic 7% Estonian 4% Russian 1%
• Foreign-born: 31% · Canada, Jamaica, China
• Languages at home: 62% English-only · Spanish 21% French/Haitian/Cajun 8% Other Indo-European 6%

Political lean MEDSL · Orange

• 2024 margin: D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
• 2008→2024 swing: -5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
• All cycles: 2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -145.37%
• Current HPI: 284.9191
• Rent YoY: ▲ 0.15%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+820.2% since first listed

2 events — show timeline

• 2026-05-26 Listed $150,000 Stellar MLS as Distributed by MLS Grid
• 1967-06-01 Sold (Public Records) $16,300 Public Records

Property tax history

+22.4%/yr

Latest (2025): $2,784 · +11.0% YoY. Source: county tax records.