134 Stonehurst Rd · Rockwell, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 6/10 · Moderate
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 9.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.1/30.0
- ARV discount +7.5/15.0
- DSCR +4.3/10.0
- Rent growth +4.1/5.0
- Schools +3.6/10.0
- Livability +3.4/5.0
- 1% rule +2.6/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$200,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Spacious 3-Bedroom Home in Lake Hamilton School District! This inviting 3-bedroom, 2.5-bath home offers an impressive amount of living space, including two living areas, two versatile bonus rooms, and finished basement. The laundry room features a convenient sink, and two-car carport includes extra storage in the back. Situated on a little over half an acre on a desirable corner lot, the property boasts mature landscaping with a beautiful Magnolia tree and a Peach tree. Enjoy outdoor living on the large deck. Located just about a mile from Walmart, restaurants, and other conveniences, and in the highly sought-after Lake Hamilton School District, this home combines space, comfort, and connivence. Don't miss this great value for the square footage--schedule your showing today!
Key facts
- Extra storage
- Laundry room sink
- Two-car carport
Tags
Property features AI
Finance
- Financial info: Financing options: VA, FHA, conventional, cash, Rural Development
Exterior
- Parking: Detached carport; Parking pads; Space for 2 cars (detached)
- Utilities: Public sewer; Public water; Electric service (municipal, Entergy); Natural gas
- Home design: Brick and metal/vinyl siding exterior; Approximately 2,630 total square feet; About 0.6 acre lot
- Construction: Composition roof; Slab/crawlspace combination foundation
- Exterior features: Patio; Deck; Guttering; Shop; Paved road access; Sloped, corner lot in a rural setting; not in a subdivision
Interior
- Kitchen: Free-standing stove; Gas range; Dishwasher; Refrigerator stays; Ice maker connection
- Flooring: Carpet; Vinyl
- Bathrooms: Two full bathrooms; One half bathroom
- Heating & cooling: Central gas heat; Gas space heater; Central electric cooling; Window air-conditioning units
- Interior features: Washer and dryer included; electric dryer connection available; Gas water heater; Smoke detectors; Ceiling fans; Wood-burning stove; Sheetrock walls and ceilings
- Laundry & utility: Laundry room; Washer connection; Washer stays; Dryer connection (electric); Dryer stays
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $200k.
Deal economics
- At list price, monthly cash flow is $28 ($340/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $153k (23.6% below list).
- Recommended offer: $153k (23.6% below list) — sets the bar for 1% rule.
- Cap rate 6.5% vs local median 1.5% in Rockwell — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#81 in AR) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, amenities F, commute F.
- Lake Hamilton School District (rural): math 41% / reading 43% proficiency, ranked #54 of 238 in AR (top 23%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Lake Hamilton Primary School (666 students, 69% FRL); Lake Hamilton Middle School (math 30% / reading 37%, grade F, #129 of 201 statewide, top 64%, 631 students, 66% FRL); Lake Hamilton High School (math 27% / reading 37%, grade F, #119 of 292 statewide, top 43%, 936 students, 59% FRL) — zoned schools average 64% FRL vs 45% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+6.4%/yr); 981 active listings in the ZIP; 117 units permitted in Garland County in 2024 (24 in 5+ unit buildings).
- This rent runs 33% of the median local income ($56k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Garland County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 301 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts; this cycle's ask has dropped $25k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 301 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
- Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.76% ✗
- Cap rate
- 6.46%
- Cash-on-cash
- 0.61%
- DSCR
- 1.03
- GRM
- 10.9
CMA / ARV
- ARV (on-the-fly)
- $418,170
- Comps found
- 10
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 199 Gleneagle Loop | 0.65mi | 2/2.5 (-1) | 2,636 (+0%) | 9mo | $595,000 | $226 | 57 |
| 106 Harrison Pl | 0.46mi | 4/2.5 (+1) | 2,896 (+10%) | 0mo | $299,000 | $103 | 57 |
| 100 Clairmoor Ct | 0.57mi | 3/2.5 | 2,268 (-14%) | 2mo | $310,000 | $137 | 49 |
| 107 Patrick Lee Ct | 0.51mi | 3/2.0 | 2,364 (-10%) | 14mo | $375,000 | $159 | 46 |
| 155 Enterprise Dr | 0.69mi | 3/2.5 | 2,529 (-4%) | 22mo | $290,000 | $115 | 43 |
| 120 Clairmoor Ct | 0.54mi | 4/2.5 (+1) | 2,892 (+10%) | 15mo | $430,000 | $149 | 41 |
| 126 St Lucia | 0.56mi | 3/2.5 | 2,360 (-10%) | 20mo | $395,000 | $167 | 40 |
| 106 Grissom Trl | 0.74mi | 4/3.0 (+1) | 2,406 (-8%) | 9mo | $319,900 | $133 | 37 |
| 213 Gleneagle Loop | 0.71mi | 4/3.0 (+1) | 2,378 (-10%) | 8mo | $780,000 | $328 | 37 |
| 351 Paradise Pt | 0.70mi | 3/3.5 | 2,849 (+8%) | 15mo | $875,000 | $307 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.43% rent growth · sell at horizon
- IRR
- -12.1%
- Equity multiple
- 0.55×
- Total profit
- $-25,253
- Equity at exit
- $29,821
- IRR
- 0.9%
- Equity multiple
- 1.07×
- Total profit
- $3,933
- Equity at exit
- $17,292
Cash invested: $56,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 71913
- Home prices YoY
- -33.9%
- Rents YoY
- 6.4%
- Active inventory
- 981
- Price-to-rent
- 10.9×
Monthly cashflow live
- Estimated rent
- $1,528 medium interval (Pro) →
- Mortgage (P&I)
- −$1,049
- Tax from tax record
- −$46 /mo · $556/yr
- Insurance
- −$83
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$321
- Net cashflow
- $28
Break-even live
Sensitivity live
| Price | -10% $142 | -5% $85 | +0% $28 | +5% $-28 | +10% $-85 |
|---|---|---|---|---|---|
| Rent | -10% $-92 | -5% $-32 | +0% $28 | +5% $89 | +10% $149 |
| Rate | -1.0pp $129 | -0.5pp $79 | base $28 | +0.5pp $-23 | +1.0pp $-76 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $50,000
- Closing costs
- $6,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 30 events
-
2026-06-21days on market $200,000 Active 301 DOM
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2026-06-19days on market $200,000 Active 299 DOM
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2026-06-18days on market $200,000 Active 298 DOM
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2026-06-17days on market $200,000 Active 297 DOM
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2026-06-16days on market $200,000 Active 296 DOM
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2026-06-15days on market $200,000 Active 295 DOM
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2026-06-14days on market $200,000 Active 293 DOM
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2026-06-13days on market $200,000 Active 292 DOM
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2026-06-10days on market $200,000 Active 290 DOM
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2026-06-09days on market $200,000 Active 289 DOM
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2026-06-08days on market $200,000 Active 288 DOM
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2026-06-07statusdays on market $200,000 Active 287 DOM
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2026-06-05days on market $200,000 Back on Market 284 DOM
-
2026-06-03days on market $200,000 Back on Market 283 DOM
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2026-06-02days on market $200,000 Back on Market 282 DOM
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2026-06-01days on market $200,000 Back on Market 281 DOM
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2026-05-31days on market $200,000 Back on Market 280 DOM
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2026-05-30days on market $200,000 Back on Market 279 DOM
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2026-04-24historical Active Under Contract 786-char remark
Show marketing remark (786 chars)
Spacious 3-Bedroom Home in Lake Hamilton School District! This inviting 3-bedroom, 2.5-bath home offers an impressive amount of living space, including two living areas, two versatile bonus rooms, and finished basement. The laundry room features a convenient sink, and two-car carport includes extra storage in the back. Situated on a little over half an acre on a desirable corner lot, the property boasts mature landscaping with a beautiful Magnolia tree and a Peach tree. Enjoy outdoor living on the large deck. Located just about a mile from Walmart, restaurants, and other conveniences, and in the highly sought-after Lake Hamilton School District, this home combines space, comfort, and connivence. Don't miss this great value for the square footage--schedule your showing today!
-
2026-04-24historical Take Backups
Show marketing remark (786 chars)
Spacious 3-Bedroom Home in Lake Hamilton School District! This inviting 3-bedroom, 2.5-bath home offers an impressive amount of living space, including two living areas, two versatile bonus rooms, and finished basement. The laundry room features a convenient sink, and two-car carport includes extra storage in the back. Situated on a little over half an acre on a desirable corner lot, the property boasts mature landscaping with a beautiful Magnolia tree and a Peach tree. Enjoy outdoor living on the large deck. Located just about a mile from Walmart, restaurants, and other conveniences, and in the highly sought-after Lake Hamilton School District, this home combines space, comfort, and connivence. Don't miss this great value for the square footage--schedule your showing today!
-
2026-03-20status Active 786-char remark
Show marketing remark (786 chars)
Spacious 3-Bedroom Home in Lake Hamilton School District! This inviting 3-bedroom, 2.5-bath home offers an impressive amount of living space, including two living areas, two versatile bonus rooms, and finished basement. The laundry room features a convenient sink, and two-car carport includes extra storage in the back. Situated on a little over half an acre on a desirable corner lot, the property boasts mature landscaping with a beautiful Magnolia tree and a Peach tree. Enjoy outdoor living on the large deck. Located just about a mile from Walmart, restaurants, and other conveniences, and in the highly sought-after Lake Hamilton School District, this home combines space, comfort, and connivence. Don't miss this great value for the square footage--schedule your showing today!
-
2026-03-20status Back on Market
Show marketing remark (786 chars)
Spacious 3-Bedroom Home in Lake Hamilton School District! This inviting 3-bedroom, 2.5-bath home offers an impressive amount of living space, including two living areas, two versatile bonus rooms, and finished basement. The laundry room features a convenient sink, and two-car carport includes extra storage in the back. Situated on a little over half an acre on a desirable corner lot, the property boasts mature landscaping with a beautiful Magnolia tree and a Peach tree. Enjoy outdoor living on the large deck. Located just about a mile from Walmart, restaurants, and other conveniences, and in the highly sought-after Lake Hamilton School District, this home combines space, comfort, and connivence. Don't miss this great value for the square footage--schedule your showing today!
-
2026-03-06historical Active Under Contract 786-char remark
Show marketing remark (786 chars)
Spacious 3-Bedroom Home in Lake Hamilton School District! This inviting 3-bedroom, 2.5-bath home offers an impressive amount of living space, including two living areas, two versatile bonus rooms, and finished basement. The laundry room features a convenient sink, and two-car carport includes extra storage in the back. Situated on a little over half an acre on a desirable corner lot, the property boasts mature landscaping with a beautiful Magnolia tree and a Peach tree. Enjoy outdoor living on the large deck. Located just about a mile from Walmart, restaurants, and other conveniences, and in the highly sought-after Lake Hamilton School District, this home combines space, comfort, and connivence. Don't miss this great value for the square footage--schedule your showing today!
-
2026-03-06status Under Contract
Show marketing remark (786 chars)
Spacious 3-Bedroom Home in Lake Hamilton School District! This inviting 3-bedroom, 2.5-bath home offers an impressive amount of living space, including two living areas, two versatile bonus rooms, and finished basement. The laundry room features a convenient sink, and two-car carport includes extra storage in the back. Situated on a little over half an acre on a desirable corner lot, the property boasts mature landscaping with a beautiful Magnolia tree and a Peach tree. Enjoy outdoor living on the large deck. Located just about a mile from Walmart, restaurants, and other conveniences, and in the highly sought-after Lake Hamilton School District, this home combines space, comfort, and connivence. Don't miss this great value for the square footage--schedule your showing today!
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2025-10-31price $200,000
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2025-10-30price $200,000 786-char remark
Show marketing remark (786 chars)
Spacious 3-Bedroom Home in Lake Hamilton School District! This inviting 3-bedroom, 2.5-bath home offers an impressive amount of living space, including two living areas, two versatile bonus rooms, and finished basement. The laundry room features a convenient sink, and two-car carport includes extra storage in the back. Situated on a little over half an acre on a desirable corner lot, the property boasts mature landscaping with a beautiful Magnolia tree and a Peach tree. Enjoy outdoor living on the large deck. Located just about a mile from Walmart, restaurants, and other conveniences, and in the highly sought-after Lake Hamilton School District, this home combines space, comfort, and connivence. Don't miss this great value for the square footage--schedule your showing today!
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2025-09-11price $219,000
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2025-09-10price $219,000 786-char remark
Show marketing remark (786 chars)
Spacious 3-Bedroom Home in Lake Hamilton School District! This inviting 3-bedroom, 2.5-bath home offers an impressive amount of living space, including two living areas, two versatile bonus rooms, and finished basement. The laundry room features a convenient sink, and two-car carport includes extra storage in the back. Situated on a little over half an acre on a desirable corner lot, the property boasts mature landscaping with a beautiful Magnolia tree and a Peach tree. Enjoy outdoor living on the large deck. Located just about a mile from Walmart, restaurants, and other conveniences, and in the highly sought-after Lake Hamilton School District, this home combines space, comfort, and connivence. Don't miss this great value for the square footage--schedule your showing today!
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2025-08-09$225,000 Active 786-char remark
Show marketing remark (786 chars)
Spacious 3-Bedroom Home in Lake Hamilton School District! This inviting 3-bedroom, 2.5-bath home offers an impressive amount of living space, including two living areas, two versatile bonus rooms, and finished basement. The laundry room features a convenient sink, and two-car carport includes extra storage in the back. Situated on a little over half an acre on a desirable corner lot, the property boasts mature landscaping with a beautiful Magnolia tree and a Peach tree. Enjoy outdoor living on the large deck. Located just about a mile from Walmart, restaurants, and other conveniences, and in the highly sought-after Lake Hamilton School District, this home combines space, comfort, and connivence. Don't miss this great value for the square footage--schedule your showing today!
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2025-08-08$225,000 New Listing
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $556 · $46/mo
- Projected year-2 tax
- $1,280 · $107/mo
- Expected delta
- +$724/yr (+$60/mo · 130.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
- Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,331
- − Mortgage interest
- −$11,203
- − Property taxes
- −$556
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$1,466
- − Management
- −$1,466
- − Depreciation
- −$5,818
- Taxable loss
- −$3,179
- Est. tax savings @ 24.0%
- +$763
- After-tax cash flow
- $1,103/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lake Hamilton School District
- NCES district ID
- 0508610
- Math proficiency
- 41% ▼ -15.00%
- Reading proficiency
- 43% ▼ -7.00%
- Median HH income
- $46,223
- Composite
- 35.79/100
- National rank
- #4834
- State rank
- #54 of 238 in AR
Livability — Rockwell
- Score
- 68/100
- State rank
- #81
- US rank
- #9175
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Rockwell, AR
- County
- Garland County · 76,414 people
- Metro
- Hot Springs, AR
- Population (ZIP)
- 47,477
- Household income
- $56,010
- Rent vs Own
- Severe rent burden
- 1442.0
Population outlook (Garland County) Hauer SSP2
- Today (2025)
- 100,343 people
- By 2030
- 101,880 · +1.5%
- By 2040
- 104,804 · +4.4%
- By 2050
- 107,292 · +6.9%
- By 2075
- 113,182 · +12.8%
- By 2100
- 112,247 · +11.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Hispanic / Latino 8% Black 8% Two or more races 6% Asian 1%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Italian 3% Lithuanian 2% Slovak 2%
- Foreign-born
- 5% · Canada
- Languages at home
- 91% English-only · Spanish 7% Other Indo-European 1%
Political lean MEDSL · Garland
- 2024 margin
- Solid R (+36.2) · D 30.8% · R 67.0% · Other 2.2%
- 2008→2024 swing
- -11.3pp toward R · 2008: -25.0pp · 2024: -36.2pp
- All cycles
- 2024: R+36.2 2020: R+34.0 2016: R+34.1 2012: R+29.9 2008: R+25.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -137.67%
- Current HPI
- 268.5228
- Rent YoY
- ▲ 6.43%
- Metro
- Hot Springs, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
||
| Transportation / Logistics | 1 | $12B |
|
||
| Energy | 1 | $4B |
|
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Price history
-11.1% since first listed12 events — show timeline
- 2026-04-24 Contingent — HSBOR
- 2026-04-24 Contingent — CARMLS
- 2026-03-20 Relisted — HSBOR
- 2026-03-20 Relisted — CARMLS
- 2026-03-06 Contingent — HSBOR
- 2026-03-06 Pending — CARMLS
- 2025-10-31 Price Changed $200,000 CARMLS
- 2025-10-30 Price Changed $200,000 HSBOR
- 2025-09-11 Price Changed $219,000 CARMLS
- 2025-09-10 Price Changed $219,000 HSBOR
- 2025-08-09 Listed $225,000 HSBOR
- 2025-08-08 Listed $225,000 CARMLS
Property tax history
+12.5%/yrLatest (2025): $556 · -1.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…