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327 Bonnie Dr
D+ Composite 49.23
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.7/30.0
  • ARV discount +11.1/15.0
  • DSCR +5.2/10.0
  • Schools +3.9/10.0
  • 1% rule +3.7/10.0
  • Livability +3.2/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$195,000

327 Bonnie Dr · Warner Robins, GA 31088
3 bd · 2.0 ba · 1,618 sqft · SingleFamily public records · 6 Days on market
Built 1987 0.31 ac lot Est $212k · 8% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Opportunity knocks. .. .. Great location, tremendous floor plan, new kitchen, fresh paint new roof March of 2026 and just a little more TLC needed. Come see and fall in love!

Key facts

  • New kitchen
  • Fresh paint
  • Great location

Tags

GREAT LOCATIONNEW KITCHENFRESH PAINT

Property features AI

Exterior

  • Parking: 2 total parking spaces; 2 covered spaces; 2-car garage
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One story
  • Construction: Vinyl siding and brick exterior; Slab foundation
  • Exterior features: Screened patio/porch; Fenced yard; Outbuilding

Interior

  • Kitchen: Disposal; Dishwasher; Refrigerator; Range
  • Flooring: Carpet; Vinyl; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fan(s); Blinds; Fireplace (1)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $195k.

Deal economics

  • At list price, monthly cash flow is $122 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $169k (13.3% below list).
  • Recommended offer: $169k (13.3% below list) — sets the bar for 1% rule.
  • Cap rate 7.0% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Russell Elementary School (math 51% / reading 41%, grade D-, #316 of 1,228 statewide, top 26%, 645 students, 84% FRL); Warner Robins Middle School (math 25% / reading 37%, grade F, #237 of 470 statewide, top 51%, 813 students, 84% FRL); Warner Robins High School (math 7% / reading 21%, grade F, #322 of 424 statewide, top 76%, 1,816 students, 84% FRL) — zoned schools average 84% FRL vs 46% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 30% at this address vs 44% district-wide (-14 pts) — the specific schools serving this property underperform the Houston County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.7%/yr); 294 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $73k; list at $195k implies a 166% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $168,994 (13.3% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
7.05%
Cash-on-cash
2.69%
DSCR
1.12
GRM
9.6

CMA / ARV

ARV (on-the-fly)
$211,958
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
113 Woodfield Dr 0.18mi 3/2.0 1,432 (-12%) 1mo $215,000 $150 72
114 Windsor Dr 0.32mi 3/2.0 1,445 (-11%) 3mo $180,000 $125 65
117 Cobblestone Ln 0.64mi 2/2.0 (-1) 1,597 (-1%) 7mo $209,900 $131 57
209 Tracy Ter 0.61mi 4/2.0 (+1) 1,535 (-5%) 2mo $205,000 $134 56
77 Oliver Dr 0.57mi 3/2.0 1,760 (+9%) 3mo $200,000 $114 56
102 Williamsburg Ave 0.68mi 2/2.0 (-1) 1,702 (+5%) 4mo $185,000 $109 52
104 Jamestown Dr 0.69mi 2/2.0 (-1) 1,575 (-3%) 9mo $207,900 $132 51
305 Overlook Dr 0.67mi 3/2.0 1,745 (+8%) 8mo $250,000 $143 49
116 Lake Pointe Dr 0.56mi 2/2.0 (-1) 1,412 (-13%) 9mo $164,900 $117 40
215 Kimberly Rd 0.70mi 3/2.0 1,856 (+15%) 4mo $205,000 $110 39
314 Creek Ridge Dr 0.62mi 4/2.0 (+1) 1,824 (+13%) 8mo $322,500 $177 39
204 Randy Cir 0.67mi 3/1.5 1,380 (-15%) 8mo $145,000 $105 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.67% rent growth · sell at horizon

5-year hold
IRR
-13.5%
Equity multiple
0.52×
Total profit
$-26,091
Equity at exit
$29,075
10-year hold
IRR
-6.6%
Equity multiple
0.60×
Total profit
$-21,831
Equity at exit
$16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31088

Rents YoY
1.7%
Active inventory
294
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$1,690 high interval (Pro) →
Mortgage (P&I)
$1,023
Tax from tax record
$109 /mo · $1,305/yr
Insurance
$81
HOA
$0
Vacancy / Maint / Mgmt
$355
Net cashflow
$122

Break-even live

Break-even rent $1,535
Max offer price $195,000
Occupancy floor 88%

Sensitivity live

Price -10% $233 -5% $178 +0% $122 +5% $67 +10% $12
Rent -10% $-11 -5% $56 +0% $122 +5% $189 +10% $256
Rate -1.0pp $221 -0.5pp $172 base $122 +0.5pp $72 +1.0pp $20

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,750
Closing costs
$5,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 32 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
800 Leisure Lake Dr Warner Robins, GA 1.0–2.0 1.0–2.0 950 $1,365 $1.44 14d 34 0.24mi
121 Highland Dr Warner Robins, GA 3.0 2.0 1712 $1,795 $1.05 22d 1 0.25mi
121 Highland Dr Warner Robins, GA 3.0 2.0 1712 $1,795 $1.05 45d 1 0.25mi
106 Leisure Pointe Cv Warner Robins, GA 4.0 2.5 1682 $2,000 $1.19 45d 1 0.41mi
106 Leisure Pointe Cv Warner Robins, GA 4.0 2.5 1682 $1,950 $1.16 14d 1 0.41mi
218 Tallulah Trl Warner Robins, GA 2.0 2.0 1050 $1,200 $1.14 45d 1 0.41mi
109 Leisure Pointe Cv Warner Robins, GA 4.0 2.5 1682 $1,925 $1.14 45d 1 0.42mi
510 Leisure Lake Dr Warner Robins, GA 3.0 2.0 1230 $1,650 $1.34 22d 1 0.59mi
510 Leisure Lake Dr Warner Robins, GA 3.0 2.0 1230 $1,650 $1.34 45d 1 0.59mi
132 Cathy Ct Warner Robins, GA 3.0 1.5 1428 $1,450 $1.02 22d 1 0.60mi
132 Cathy Ct Warner Robins, GA 3.0 2.0 1428 $1,450 $1.02 14d 1 0.60mi
115 Cheryl Blvd Warner Robins, GA 3.0 2.0 1328 $1,500 $1.13 14d 1 0.71mi
115 Cheryl Blvd Warner Robins, GA 3.0 2.0 1328 $1,500 $1.13 22d 1 0.71mi
142 Stoneridge Dr Warner Robins, GA 3.0 1.5 1321 $1,450 $1.10 45d 1 0.73mi
105 Marvin Blvd Warner Robins, GA 4.0 2.0 1352 $1,495 $1.11 45d 1 0.76mi
210 Southland Station Dr Warner Robins, GA 1.0–3.0 1.0–2.0 1135 $1,413 $1.24 14d 15 0.79mi
642 Maplewood Dr Bonaire, GA 3.0 2.0 1100 $1,400 $1.27 45d 1 0.97mi
202 Self St Warner Robins, GA 3.0 2.0 1294 $1,450 $1.12 45d 1 1.03mi
627 Maplewood Dr Bonaire, GA 3.0 2.0 1080 $975 $0.90 22d 1 1.05mi
341 Mary Ln Warner Robins, GA 3.0 2.0 1413 $1,350 $0.96 22d 1 1.22mi
337 Mary Ln Warner Robins, GA 3.0 2.0 1411 $1,500 $1.06 14d 1 1.23mi
101 Raintree Dr Warner Robins, GA 3.0 2.0 2062 $2,250 $1.09 22d 1 1.26mi
210 Strawbridge Ln Bonaire, GA 3.0 2.0 1214 $1,600 $1.32 22d 1 1.34mi
120 Chadwyck Cir Bonaire, GA 3.0 2.0 1266 $1,650 $1.30 22d 1 1.37mi
100 Strawbridge Ln Bonaire, GA 3.0 2.0 1248 $1,600 $1.28 45d 1 1.37mi
100 Strawbridge Ln Bonaire, GA 3.0 2.0 1248 $1,600 $1.28 22d 1 1.37mi
1010 S Houston Lake Rd Warner Robins, GA 1.0–3.0 1.0–2.0 1088 $1,572 $1.44 14d 23 1.40mi
113 Gray Fox Xing Bonaire, GA 4.0 2.0 1717 $2,200 $1.28 22d 1 1.42mi
204 Ashby Way Warner Robins, GA 3.0 2.0 1251 $1,395 $1.12 45d 1 1.47mi
91 Bass Rd Warner Robins, GA 1.0–3.0 1.0–2.5 1008 $2,199 $2.18 14d 11 1.48mi
605 S Pleasant Hill Rd Warner Robins, GA 3.0 1.0 1326 $1,150 $0.87 45d 1 1.50mi
605 S Pleasant Hill Rd Warner Robins, GA 3.0 1.0 1326 $1,150 $0.87 22d 1 1.50mi

Listing history 7 events

  1. 2026-06-13
    statusdays on market $195,000 Pending 6 DOM
  2. 2026-06-10
    days on market $195,000 Active 5 DOM
  3. 2026-06-09
    days on market $195,000 Active 4 DOM
  4. 2026-06-09
    remarks 174-char remark
  5. 2026-06-08
    days on market $195,000 Active 3 DOM
  6. 2026-06-07
    remarks 151-char remark
  7. 2026-06-07
    listed $195,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,305 · $109/mo
Projected year-2 tax
$1,794 · $150/mo
Expected delta
+$489/yr (+$41/mo · 37.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 76% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,279
− Mortgage interest
−$10,923
− Property taxes
−$1,305
− Insurance
−$975
− Repairs & maintenance
−$1,622
− Management
−$1,622
− Depreciation
−$5,673
Taxable loss
−$1,842
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$442
After-tax cash flow
$1,911/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
58,585
Household income
$83,082
Rent vs Own
36.9% rent · 63.1% own
Severe rent burden
1668.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 2%
Foreign-born
9% · Canada, Vietnam, Jamaica
Languages at home
90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.75%
Current HPI
219.8261
Rent YoY
▲ 1.67%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+166.2% since first listed
2 events — show timeline
  • 2026-06-05 Listed $195,000 CGMLS
  • 1987-07-08 Sold (Public Records) $73,250 Public Records

Property tax history

+3.7%/yr

Latest (2025): $1,305 · +4.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…