14230 Elrington Hollow Trl · Fresno, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +9.1/15.0
- Cash flow +8.1/30.0
- Condition / age +4.0/5.0
- 1% rule +3.5/10.0
- Schools +3.5/10.0
- Livability +3.1/5.0
- Rent growth +2.6/5.0
- DSCR +2.1/10.0
- Appreciation +0.0/10.0
$289,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to this charming and meticulously maintained 3-bedroom, 2-bathroom house nested near Missouri City. As you step inside, you’ll be captivated by the open concept living room bathed in abundant natural light. This like-new home boasts luxurious vinyl wood flooring throughout. The neutral paint is fresh and inviting, complemented by all-blind windows. A standout feature is the Samsung Bespoke Refrigerator and the whole-house water softener system which will stay with the house. The spacious family room seamlessly transitions into the dream kitchen & dining area, both adorned with beautiful contemporary dining light fixture.
Key facts
- Covered patio
- Expansive backyard
- 7,305 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $290k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-288 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $239k (17.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $246k (15.1% below list).
- Recommended offer: $239k (17.5% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 62/100 on livability (#943 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living A; Watch: crime C-, amenities F, commute F.
- Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Heritage Rose El (math 29% / reading 28%, grade F, #2,706 of 4,322 statewide, top 63%, 1,209 students, 83% FRL); Billy Baines Middle (math 47% / reading 53%, grade C, #347 of 1,662 statewide, top 21%, 1,296 students, 37% FRL); Fort Bend Co Alter (26 students, 0% FRL) — zoned schools at 40% FRL track the district average.
- Market conditions: Rents flat; 1445 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 93d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 90 days — a 6% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 4y ago; this cycle's ask is 13709% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 90 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.85% ✗
- Cap rate
- 5.10%
- Cash-on-cash
- -4.25%
- DSCR
- 0.81
- GRM
- 9.8
CMA / ARV
- ARV (median comp)
- $300,843
- List price
- $289,990
- Delta
- -3.61%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14242 Amherst Meadow Trl | 0.21mi | 3/2.0 | 1,614 (+10%) | 1mo | $299,000 | $185 | 72 |
| 5050 Hurston Park Trl | 0.49mi | 3/2.0 | 1,450 (-1%) | 10mo | $304,000 | $210 | 67 |
| 14426 Boyton Hollow Trce | 0.35mi | 3/2.0 | 1,450 (-1%) | 20mo | $280,000 | $193 | 65 |
| 5135 Dunstable Manor Ln | 0.42mi | 3/2.0 | 1,513 (+3%) | 13mo | $280,000 | $185 | 65 |
| 14519 Woodcott Warren Way | 0.30mi | 4/2.0 (+1) | 1,335 (-9%) | 16mo | $265,000 | $199 | 53 |
| 5130 Victory Shores Ln | 0.36mi | 3/2.0 | 1,628 (+11%) | 15mo | $290,000 | $178 | 52 |
| 5002 Hurston Park Trl | 0.39mi | 3/2.0 | 1,311 (-11%) | 14mo | $262,000 | $200 | 52 |
| 4523 Rose Ln | 0.52mi | 3/2.0 | 1,293 (-12%) | 5mo | $259,000 | $200 | 52 |
| 5207 James Michael Dr | 0.73mi | 3/2.0 | 1,516 (+3%) | 11mo | $269,890 | $178 | 51 |
| 14506 Broadbury Pond Rd | 0.49mi | 4/2.0 (+1) | 1,285 (-12%) | 2mo | $234,900 | $183 | 50 |
| 5003 Stratton Ln | 0.23mi | 4/2.0 (+1) | 1,670 (+14%) | 13mo | $299,900 | $180 | 50 |
| 946 Luke Darrell Dr | 0.71mi | 3/2.0 | 1,337 (-9%) | 4mo | $244,000 | $182 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.44% rent growth · sell at horizon
- IRR
- -26.7%
- Equity multiple
- 0.12×
- Total profit
- $-71,322
- Equity at exit
- $43,238
- IRR
- -37.9%
- Equity multiple
- -0.34×
- Total profit
- $-109,081
- Equity at exit
- $25,073
Cash invested: $81,197 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 6 active · 6 under contract
- Months of supply
- 3.3 mo (31%/mo absorbed)
- Median asking
- $284,750 ($176/sqft)
- Median days on market
- 54 d
- This list price
- 67% of active listings are priced below it
- ARV vs active asking
- +16.8% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 77583
- Rents YoY
- 0.4%
- Active inventory
- 1445
- Price-to-rent
- 9.8×
Monthly cashflow live
- Estimated rent
- $2,461 medium interval (Pro) →
- Mortgage (P&I)
- −$1,521
- Tax from tax record
- −$515 /mo · $6,185/yr
- Insurance
- −$121
- HOA
- −$75
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$517
- Net cashflow
- $-288
Break-even live
Sensitivity live
| Price | -10% $-124 | -5% $-206 | +0% $-288 | +5% $-370 | +10% $-452 |
|---|---|---|---|---|---|
| Rent | -10% $-482 | -5% $-385 | +0% $-288 | +5% $-191 | +10% $-93 |
| Rate | -1.0pp $-142 | -0.5pp $-214 | base $-288 | +0.5pp $-363 | +1.0pp $-439 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $72,498
- Closing costs
- $8,700
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5203 James Michael Dr Rosharon, TX | 4.0 | 3.0 | 1721 | $2,400 | $1.39 | 21d | 1 | 0.76mi |
| 5522 Briana Dee Dr Rosharon, TX | 3.0 | 2.0 | 1370 | $2,100 | $1.53 | 93d | 1 | 1.07mi |
| 919 Yorkshire Holw Fresno, TX | 3.0 | 2.0 | 1506 | $2,100 | $1.39 | 93d | 1 | 1.31mi |
Property features AI
Finance
- Other
- Municipal Utility District disclosureSeller disclosure
- HOA & community
- Lakes of Savannah/Goodwin homeowners associationAnnual association fee: $900
Exterior
- Parking
- Attached 2-car garage
- Utilities
- Public waterPublic sewer
- Home design
- Residential propertyOne-storyEntry level: First floor
- Construction
- Built in 2022Brick and cement siding exteriorComposition roofSlab foundation
- Exterior features
- Subdivision lot
Interior
- Kitchen
- DishwasherDisposalGas rangeMicrowave
- Bedrooms
- Primary bedroom (First floor, 14 x 13)Bedroom (First floor, 11 x 10)Bedroom (First floor, 11 x 10)
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heating (Gas)Central air (Electric)
- Interior features
- Granite countersCeiling fan(s)
- Laundry & utility
- Washer hookup
HOA detail $75/mo · $900/yr
- Likely covers
- water
Listing history 30 events
-
2026-07-01days on market $289,990 Active 90 DOM
-
2026-06-30days on market $289,990 Active 89 DOM
-
2026-06-29days on market $289,990 Active 88 DOM
-
2026-06-28days on market $289,990 Active 87 DOM
-
2026-06-27days on market $289,990 Active 86 DOM
-
2026-06-26days on market $289,990 Active 85 DOM
-
2026-06-24days on market $289,990 Active 83 DOM
-
2026-06-22days on market $289,990 Active 81 DOM
-
2026-06-21days on market $289,990 Active 80 DOM
-
2026-06-18days on market $289,990 Active 77 DOM
-
2026-06-17days on market $289,990 Active 76 DOM
-
2026-06-16days on market $289,990 Active 75 DOM
-
2026-06-15days on market $289,990 Active 74 DOM
-
2026-06-13days on market $289,990 Active 72 DOM
-
2026-06-09days on market $289,990 Active 68 DOM
-
2026-06-07days on market $289,990 Active 66 DOM
-
2026-06-04days on market $289,990 Active 63 DOM
-
2026-06-03days on market $289,990 Active 62 DOM
-
2026-06-02days on market $289,990 Active 61 DOM
-
2026-06-01days on market $289,990 Active 60 DOM
-
2026-05-31days on market $289,990 Active 59 DOM
-
2026-05-08$2,100
-
2026-04-02historical
-
2026-04-02$289,990 Active 983-char remark
-
2026-02-03$299,990 Active
-
2026-02-03historical
-
2025-12-30$299,999 Active
-
2022-07-26soldstatus Sold
-
2022-06-15status Pending
-
2022-06-02$325,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $6,185 · $515/mo
- Projected year-2 tax
- $6,185 · $515/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,532
- − Mortgage interest
- −$16,244
- − Property taxes
- −$6,185
- − Insurance
- −$1,450
- − Repairs & maintenance
- −$2,363
- − Management
- −$2,363
- − HOA
- −$900
- − Depreciation
- −$8,436
- Taxable loss
- −$8,407
- Est. tax savings @ 24.0%
- +$2,018
- After-tax cash flow
- $-1,435/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained single-family home features modern appliances, vinyl wood flooring, and a whole-house water softener system. It is ready for immediate occupancy and offers a good return on investment.
Value-add opportunities
- Both Painting — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Landscaping — Well-maintained landscaping improves curb appeal and adds value ↑
- Both Whole-house water softener system — Stays with the house and provides water quality benefits ↑
Zoned Schools
Schools (NCES district)
- District
- Fort Bend ISD
- NCES district ID
- 4819650
- Math proficiency
- 44% ▼ -15.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $82,360
- Composite
- 44.61/100
- National rank
- #2779
- State rank
- #140 of 826 in TX
Livability — Fresno
- Score
- 62/100
- State rank
- #943
- US rank
- #16815
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fresno, TX
- County
- Brazoria County · 1,004,526 people
- City population
- 26,236
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 52,747
- Household income
- $119,287
- Rent vs Own
Population outlook (Fort Bend County) Hauer SSP2
- Today (2025)
- 1,004,526 people
- By 2030
- 1,153,104 · +14.8%
- By 2040
- 1,453,718 · +44.7%
- By 2050
- 1,753,781 · +74.6%
- By 2075
- 2,455,772 · +144.5%
- By 2100
- 2,930,528 · +191.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- Hispanic / Latino 38% Black 34% White 20% Two or more races 18% Asian 5%
- Hispanic origin (detail)
- Mexican 31% Puerto Rican 2%
- Common ancestry
- Lithuanian 1% Slovak 1% Romanian 1%
- Foreign-born
- 16% · Canada, Vietnam, China
- Languages at home
- 64% English-only · Spanish 28% Other Asian/Pacific 2% Vietnamese 1%
Political lean MEDSL · Fort Bend
- 2024 margin
- Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
- 2008→2024 swing
- +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
- All cycles
- 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -120.19%
- Current HPI
- 198.6559
- Rent YoY
- ▲ 0.44%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-99.4% since first listed11 events — show timeline
- 2026-07-01 Rental Removed $2,100 HARMLS
- 2026-07-01 Listing Removed — HARMLS
- 2026-05-08 Listed for Rent $2,100 HARMLS
- 2026-04-02 Listing Removed — HARMLS
- 2026-04-02 Listed $289,990 HARMLS
- 2026-02-03 Listing Removed — HARMLS
- 2026-02-03 Listed $299,990 HARMLS
- 2025-12-30 Listed $299,999 HARMLS
- 2022-07-26 Sold (MLS) — HARMLS
- 2022-06-15 Pending — HARMLS
- 2022-06-02 Listed $325,000 HARMLS
Property tax history
-5.3%/yrLatest (2025): $6,185 · -9.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…