CashFlowRE
Sign in Sign up
14230 Elrington Hollow Trl
D- Composite 35.94
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +9.1/15.0
  • Cash flow +8.1/30.0
  • Condition / age +4.0/5.0
  • 1% rule +3.5/10.0
  • Schools +3.5/10.0
  • Livability +3.1/5.0
  • Rent growth +2.6/5.0
  • DSCR +2.1/10.0
  • Appreciation +0.0/10.0

$289,990

14230 Elrington Hollow Trl · Fresno, TX 77583
3 bd · 2.0 ba · 1,466 sqft · SingleFamily public records · 90 Days on market
Built 2022 Good condition 7,305 sqft lot 2-car garage $198/sqft · at area comps Est $301k · at est. $75/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this charming and meticulously maintained 3-bedroom, 2-bathroom house nested near Missouri City. As you step inside, you’ll be captivated by the open concept living room bathed in abundant natural light. This like-new home boasts luxurious vinyl wood flooring throughout. The neutral paint is fresh and inviting, complemented by all-blind windows. A standout feature is the Samsung Bespoke Refrigerator and the whole-house water softener system which will stay with the house. The spacious family room seamlessly transitions into the dream kitchen & dining area, both adorned with beautiful contemporary dining light fixture.

Key facts

  • Covered patio
  • Expansive backyard
  • 7,305 sq ft lot

Tags

OPEN CONCEPT LIVING ROOMSAMSUNG BESPOKE REFRIGERATORCOVERED PATIOEXPANSIVE BACKYARDEASY ACCESS TO COSTCO

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $290k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-288 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $239k (17.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $246k (15.1% below list).
  • Recommended offer: $239k (17.5% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 62/100 on livability (#943 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living A; Watch: crime C-, amenities F, commute F.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Heritage Rose El (math 29% / reading 28%, grade F, #2,706 of 4,322 statewide, top 63%, 1,209 students, 83% FRL); Billy Baines Middle (math 47% / reading 53%, grade C, #347 of 1,662 statewide, top 21%, 1,296 students, 37% FRL); Fort Bend Co Alter (26 students, 0% FRL) — zoned schools at 40% FRL track the district average.
  • Market conditions: Rents flat; 1445 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 93d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 90 days — a 6% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 4y ago; this cycle's ask is 13709% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $239,158 (17.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 90 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
5.10%
Cash-on-cash
-4.25%
DSCR
0.81
GRM
9.8

CMA / ARV

ARV (median comp)
$300,843
List price
$289,990
Delta
-3.61%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14242 Amherst Meadow Trl 0.21mi 3/2.0 1,614 (+10%) 1mo $299,000 $185 72
5050 Hurston Park Trl 0.49mi 3/2.0 1,450 (-1%) 10mo $304,000 $210 67
14426 Boyton Hollow Trce 0.35mi 3/2.0 1,450 (-1%) 20mo $280,000 $193 65
5135 Dunstable Manor Ln 0.42mi 3/2.0 1,513 (+3%) 13mo $280,000 $185 65
14519 Woodcott Warren Way 0.30mi 4/2.0 (+1) 1,335 (-9%) 16mo $265,000 $199 53
5130 Victory Shores Ln 0.36mi 3/2.0 1,628 (+11%) 15mo $290,000 $178 52
5002 Hurston Park Trl 0.39mi 3/2.0 1,311 (-11%) 14mo $262,000 $200 52
4523 Rose Ln 0.52mi 3/2.0 1,293 (-12%) 5mo $259,000 $200 52
5207 James Michael Dr 0.73mi 3/2.0 1,516 (+3%) 11mo $269,890 $178 51
14506 Broadbury Pond Rd 0.49mi 4/2.0 (+1) 1,285 (-12%) 2mo $234,900 $183 50
5003 Stratton Ln 0.23mi 4/2.0 (+1) 1,670 (+14%) 13mo $299,900 $180 50
946 Luke Darrell Dr 0.71mi 3/2.0 1,337 (-9%) 4mo $244,000 $182 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.44% rent growth · sell at horizon

5-year hold
IRR
-26.7%
Equity multiple
0.12×
Total profit
$-71,322
Equity at exit
$43,238
10-year hold
IRR
-37.9%
Equity multiple
-0.34×
Total profit
$-109,081
Equity at exit
$25,073

Cash invested: $81,197 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
6 active · 6 under contract
Months of supply
3.3 mo (31%/mo absorbed)
Median asking
$284,750 ($176/sqft)
Median days on market
54 d
This list price
67% of active listings are priced below it
ARV vs active asking
+16.8% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77583

Rents YoY
0.4%
Active inventory
1445
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$2,461 medium interval (Pro) →
Mortgage (P&I)
$1,521
Tax from tax record
$515 /mo · $6,185/yr
Insurance
$121
HOA
$75
Vacancy / Maint / Mgmt
$517
Net cashflow
$-288

Break-even live

Break-even rent $2,825
Max offer price $239,158
Occupancy floor

Sensitivity live

Price -10% $-124 -5% $-206 +0% $-288 +5% $-370 +10% $-452
Rent -10% $-482 -5% $-385 +0% $-288 +5% $-191 +10% $-93
Rate -1.0pp $-142 -0.5pp $-214 base $-288 +0.5pp $-363 +1.0pp $-439

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$72,498
Closing costs
$8,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5203 James Michael Dr Rosharon, TX 4.0 3.0 1721 $2,400 $1.39 21d 1 0.76mi
5522 Briana Dee Dr Rosharon, TX 3.0 2.0 1370 $2,100 $1.53 93d 1 1.07mi
919 Yorkshire Holw Fresno, TX 3.0 2.0 1506 $2,100 $1.39 93d 1 1.31mi

Property features AI

Finance

Other
Municipal Utility District disclosureSeller disclosure
HOA & community
Lakes of Savannah/Goodwin homeowners associationAnnual association fee: $900

Exterior

Parking
Attached 2-car garage
Utilities
Public waterPublic sewer
Home design
Residential propertyOne-storyEntry level: First floor
Construction
Built in 2022Brick and cement siding exteriorComposition roofSlab foundation
Exterior features
Subdivision lot

Interior

Kitchen
DishwasherDisposalGas rangeMicrowave
Bedrooms
Primary bedroom (First floor, 14 x 13)Bedroom (First floor, 11 x 10)Bedroom (First floor, 11 x 10)
Bathrooms
2 full bathrooms
Heating & cooling
Central heating (Gas)Central air (Electric)
Interior features
Granite countersCeiling fan(s)
Laundry & utility
Washer hookup

HOA detail $75/mo · $900/yr

Likely covers
water

Listing history 30 events

  1. 2026-07-01
    days on market $289,990 Active 90 DOM
  2. 2026-06-30
    days on market $289,990 Active 89 DOM
  3. 2026-06-29
    days on market $289,990 Active 88 DOM
  4. 2026-06-28
    days on market $289,990 Active 87 DOM
  5. 2026-06-27
    days on market $289,990 Active 86 DOM
  6. 2026-06-26
    days on market $289,990 Active 85 DOM
  7. 2026-06-24
    days on market $289,990 Active 83 DOM
  8. 2026-06-22
    days on market $289,990 Active 81 DOM
  9. 2026-06-21
    days on market $289,990 Active 80 DOM
  10. 2026-06-18
    days on market $289,990 Active 77 DOM
  11. 2026-06-17
    days on market $289,990 Active 76 DOM
  12. 2026-06-16
    days on market $289,990 Active 75 DOM
  13. 2026-06-15
    days on market $289,990 Active 74 DOM
  14. 2026-06-13
    days on market $289,990 Active 72 DOM
  15. 2026-06-09
    days on market $289,990 Active 68 DOM
  16. 2026-06-07
    days on market $289,990 Active 66 DOM
  17. 2026-06-04
    days on market $289,990 Active 63 DOM
  18. 2026-06-03
    days on market $289,990 Active 62 DOM
  19. 2026-06-02
    days on market $289,990 Active 61 DOM
  20. 2026-06-01
    days on market $289,990 Active 60 DOM
  21. 2026-05-31
    days on market $289,990 Active 59 DOM
  22. 2026-05-08
    listed $2,100
  23. 2026-04-02
    historical
  24. 2026-04-02
    listed $289,990 Active 983-char remark
  25. 2026-02-03
    listed $299,990 Active
  26. 2026-02-03
    historical
  27. 2025-12-30
    listed $299,999 Active
  28. 2022-07-26
    soldstatus Sold
  29. 2022-06-15
    status Pending
  30. 2022-06-02
    listed $325,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$6,185 · $515/mo
Projected year-2 tax
$6,185 · $515/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$29,532
− Mortgage interest
−$16,244
− Property taxes
−$6,185
− Insurance
−$1,450
− Repairs & maintenance
−$2,363
− Management
−$2,363
− HOA
−$900
− Depreciation
−$8,436
Taxable loss
−$8,407
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,018
After-tax cash flow
$-1,435/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This well-maintained single-family home features modern appliances, vinyl wood flooring, and a whole-house water softener system. It is ready for immediate occupancy and offers a good return on investment.

Value-add opportunities

  • Both Painting — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping — Well-maintained landscaping improves curb appeal and adds value
  • Both Whole-house water softener system — Stays with the house and provides water quality benefits
F Composite school gradezoned avg 34/100

Zoned Schools

Elementary Walter Moses Burton El F TX #3,583/4,322 Nat'l #33,738/41,679 Middle Billy Baines Middle C TX #347/1,662 Nat'l #3,460/14,009 High Hightower H S F TX #1,002/1,632 Nat'l #10,121/17,239

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX
C Composite livability gradescore 62/100

Livability — Fresno

Score
62/100
State rank
#943
US rank
#16815

Category grades

Amenities F Commute F Cost of living A Crime C- Employment A+ Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fresno, TX
County
Brazoria County · 1,004,526 people
City population
26,236
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
52,747
Household income
$119,287
Rent vs Own
9.8% rent · 90.2% own

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
Hispanic / Latino 38% Black 34% White 20% Two or more races 18% Asian 5%
Hispanic origin (detail)
Mexican 31% Puerto Rican 2%
Common ancestry
Lithuanian 1% Slovak 1% Romanian 1%
Foreign-born
16% · Canada, Vietnam, China
Languages at home
64% English-only · Spanish 28% Other Asian/Pacific 2% Vietnamese 1%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Price history

-99.4% since first listed
11 events — show timeline
  • 2026-07-01 Rental Removed $2,100 HARMLS
  • 2026-07-01 Listing Removed HARMLS
  • 2026-05-08 Listed for Rent $2,100 HARMLS
  • 2026-04-02 Listing Removed HARMLS
  • 2026-04-02 Listed $289,990 HARMLS
  • 2026-02-03 Listing Removed HARMLS
  • 2026-02-03 Listed $299,990 HARMLS
  • 2025-12-30 Listed $299,999 HARMLS
  • 2022-07-26 Sold (MLS) HARMLS
  • 2022-06-15 Pending HARMLS
  • 2022-06-02 Listed $325,000 HARMLS

Property tax history

-5.3%/yr

Latest (2025): $6,185 · -9.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…