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65 Timberland Trace Way
D- Composite 38.54
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +8.0/30.0
  • Schools +3.6/10.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.2/10.0
  • DSCR +2.1/10.0
  • Rent growth +1.8/5.0
  • Appreciation +0.0/10.0

$329,900

65 Timberland Trace Way · Hiram, GA 30157
4 bd · 2.5 ba · 2,142 sqft · SingleFamily public records · 15 Days on market
Built 2016 8,276 sqft lot $154/sqft · 22% below area Est $422k · 22% under $42/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Better than brand new! 4 Bedrooms 2 1/2 bath open concept. A bright foyer will welcome you and open into the living area, kitchen and breakfast room. A dining room, walk-in pantry, laundry and 1/2 bath finish out the main floor. Upstairs is the 4 bedrooms and 2 baths, the master suite is a generous size with a master bath with separate shower & garden tub. Hardwoods and carpet, lot of closets and 2" blinds on the windows complete this home that sits on a cul-de-sac street. Swim and tennis community with neighborhood activities, close to shopping in the Dallas area.

Key facts

  • Separate dining room
  • Two-tiered design
  • Built-in wood stairs

Tags

OPEN-CONCEPT MAIN LEVELKITCHEN WITH CENTER ISLANDSEPARATE DINING ROOMTWO-TIERED DESIGNBUILT-IN WOOD STAIRSDEDICATED LAUNDRY ROOM

Property features AI

Finance

  • Other: Listing accepts Cash, Conventional, FHA, USDA and VA financing
  • Financial info: Initiation fee applies
  • HOA & community: Homeowners association (monthly fee); Association fee includes grounds maintenance; Community features: sidewalks and street lights

Exterior

  • Parking: Attached garage with garage door opener; Garage storage; Kitchen-level access to garage
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available; High-speed internet available; Cable available; Phone available; Sewer connected
  • Home design: Single-family residence (house); Two stories; Updated / remodeled; Subdivision: FORREST HILLS PHS II
  • Construction: Built in 2016; Wood siding; Composition roof; No basement
  • Exterior features: Patio; Porch; Level, private lot

Interior

  • Kitchen: Dishwasher; Disposal; Ice maker; Microwave; Refrigerator; Stainless steel appliances; Kitchen island; Breakfast area and breakfast bar; Walk-in pantry; Solid surface counters
  • Bedrooms: 4 bedrooms (two-story home)
  • Flooring: Carpet; Hardwood; Vinyl
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Forced air heating (natural gas); Central air conditioning (electric); Ceiling fans
  • Interior features: Double vanity in primary bath; Separate shower and soaking tub; Tile baths; Tray ceilings; Walk-in closets; Gas log fireplace
  • Laundry & utility: Laundry closet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $330k.

Deal economics

  • At list price, monthly cash flow is $-335 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $271k (17.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $236k (28.3% below list).
  • Recommended offer: $236k (28.3% below list) — sets the bar for 1% rule.
  • Cap rate 5.1% vs local median 3.8% in Hiram — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#152 in GA) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities D+, crime F, commute F.
  • Paulding County (suburban): math 39% / reading 42% proficiency, ranked #33 of 174 in GA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: C. A. Roberts Elementary School (math 53% / reading 48%, grade D+, #249 of 1,228 statewide, top 21%, 677 students, 45% FRL); East Paulding Middle School (math 39% / reading 46%, grade D-, #122 of 470 statewide, top 26%, 858 students, 39% FRL); East Paulding High School (math 11% / reading 31%, grade F, #225 of 424 statewide, top 54%, 1,905 students, 38% FRL).
  • Market conditions: Rents soft (-2.8%/yr); 614 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,458 units permitted in Paulding County in 2024 (0 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($94k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Paulding County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($325k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 23% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $236,489 (28.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
5.07%
Cash-on-cash
-4.35%
DSCR
0.81
GRM
11.6

CMA / ARV

ARV (median comp)
$421,872
List price
$329,900
Delta
-21.80%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
65 Timberland Trace Way 0.00mi 4/2.5 2,142 (0%) 0mo $320,000 $149 100
368 Cantrell Dr 0.20mi 4/3.5 2,087 (-3%) 2mo $440,900 $211 81
116 Cantrell Dr 0.28mi 4/3.5 2,087 (-3%) 4mo $440,900 $211 75
552 Cantrell Dr 0.36mi 4/2.5 2,002 (-6%) 2mo $411,900 $206 71
512 Cantrell Dr 0.36mi 4/3.5 2,087 (-3%) 6mo $444,900 $213 70
658 Cantrell Dr 0.37mi 4/3.5 2,087 (-3%) 6mo $435,900 $209 70
3 Cantrell Dr 0.40mi 4/2.5 2,002 (-6%) 1mo $412,900 $206 70
394 Cantrell Dr 0.26mi 3/2.0 (-1) 2,008 (-6%) 4mo $425,900 $212 67
481 Cantrell Dr 0.34mi 3/2.0 (-1) 2,008 (-6%) 2mo $417,900 $208 65
82 Brookvalley Ct W 0.74mi 4/2.5 2,150 (+0%) 3mo $300,000 $140 62
677 Cantrell Dr 0.35mi 3/2.0 (-1) 2,008 (-6%) 6mo $417,900 $208 62
48 Brightwater Dr 0.66mi 4/3.5 2,057 (-4%) 4mo $385,000 $187 55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-26.9%
Equity multiple
0.12×
Total profit
$-81,737
Equity at exit
$49,189
10-year hold
IRR
-38.8%
Equity multiple
-0.36×
Total profit
$-125,480
Equity at exit
$28,524

Cash invested: $92,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30157

Home prices YoY
-9.4%
Rents YoY
-2.8%
Active inventory
614
Price-to-rent
11.6×

Monthly cashflow live

Estimated rent
$2,365 high interval (Pro) →
Mortgage (P&I)
$1,730
Tax from tax record
$294 /mo · $3,525/yr
Insurance
$137
HOA
$42
Vacancy / Maint / Mgmt
$497
Net cashflow
$-335

Break-even live

Break-even rent $2,789
Max offer price $270,719
Occupancy floor

Sensitivity live

Price -10% $-148 -5% $-242 +0% $-335 +5% $-428 +10% $-522
Rent -10% $-522 -5% $-428 +0% $-335 +5% $-242 +10% $-148
Rate -1.0pp $-169 -0.5pp $-251 base $-335 +0.5pp $-420 +1.0pp $-507

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$82,475
Closing costs
$9,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
65 Timberland Trace Way Dallas, GA 4.0 2.5 2142 $2,100 $0.98 3d 1 0.01mi
146 Cantrell Dr Dallas, GA 4.0 2.5 2476 $2,402 $0.97 23d 1 0.24mi
80 Cantrell Way Dallas, GA 4.0 2.5 2476 $2,400 $0.97 6d 1 0.26mi
32 Brookvalley Ct W Dallas, GA 4.0 2.5 2150 $2,000 $0.93 44d 1 0.75mi
39 Crestview Dr Dallas, GA 4.0 2.5 2002 $2,185 $1.09 13d 1 0.82mi
74 Slate Dr Dallas, GA 3.0 2.5 1528 $2,250 $1.47 44d 1 0.99mi
528 Valleyside Dr Dallas, GA 5.0 3.0 2553 $2,786 $1.09 3d 1 1.02mi
551 Arrowhead Dr Dallas, GA 4.0 2.5 1971 $2,081 $1.06 44d 1 1.03mi
46 Crescent Woode Way Dallas, GA 3.0 2.5 2157 $2,139 $0.99 3d 1 1.03mi
118 Crescent Woode Way Dallas, GA 4.0 2.5 2104 $1,920 $0.91 25d 1 1.12mi
199 Arrowhead Dr Dallas, GA 3.0 2.5 1670 $1,789 $1.07 44d 1 1.12mi
144 Hunters Trce Dallas, GA 4.0 3.5 1703 $2,300 $1.35 3d 1 1.14mi
58 Macland Mill Ct Dallas, GA 4.0 2.5 2102 $2,650 $1.26 44d 1 1.15mi
39 Crescent Chase Dallas, GA 3.0 2.5 1964 $2,100 $1.07 44d 1 1.18mi
19 Rushing View Gln Dallas, GA 5.0 3.0 2802 $2,540 $0.91 25d 1 1.18mi
170 Ireland Ln Dallas, GA 4.0 2.5 2228 $2,379 $1.07 25d 1 1.24mi
57 Michael Pt Dallas, GA 3.0 2.0 1537 $1,919 $1.25 2d 1 1.36mi
483 Ireland Ln Dallas, GA 4.0 2.5 1714 $2,309 $1.35 13d 1 1.49mi

HOA detail

Monthly dues
$42 · $504/yr

Listing history 7 events

  1. 2026-05-14
    status Under Contract 1152-char remark
  2. 2026-04-27
    listed $335,000 New 1152-char remark
  3. 2018-03-14
    soldstatus $183,200
  4. 2018-03-09
    soldstatus $183,165 Sold 590-char remark
    Show marketing remark (590 chars)

    Better than brand new! 4 Bedrooms 2 1/2 bath open concept. A bright foyer will welcome you and open into the living area, kitchen and breakfast room. A dining room, walk-in pantry, laundry and 1/2 bath finish out the main floor. Upstairs is the 4 bedrooms and 2 baths, the master suite is a generous size with a master bath with separate shower & garden tub. Hardwoods and carpet, lot of closets and 2" blinds on the windows complete this home that sits on a cul-de-sac street. Swim and tennis community with neighborhood activities, close to shopping in the Dallas area.

  5. 2018-02-16
    status Under Contract 590-char remark
    Show marketing remark (590 chars)

    Better than brand new! 4 Bedrooms 2 1/2 bath open concept. A bright foyer will welcome you and open into the living area, kitchen and breakfast room. A dining room, walk-in pantry, laundry and 1/2 bath finish out the main floor. Upstairs is the 4 bedrooms and 2 baths, the master suite is a generous size with a master bath with separate shower & garden tub. Hardwoods and carpet, lot of closets and 2" blinds on the windows complete this home that sits on a cul-de-sac street. Swim and tennis community with neighborhood activities, close to shopping in the Dallas area.

  6. 2018-02-06
    listed $189,900 New 590-char remark
    Show marketing remark (590 chars)

    Better than brand new! 4 Bedrooms 2 1/2 bath open concept. A bright foyer will welcome you and open into the living area, kitchen and breakfast room. A dining room, walk-in pantry, laundry and 1/2 bath finish out the main floor. Upstairs is the 4 bedrooms and 2 baths, the master suite is a generous size with a master bath with separate shower & garden tub. Hardwoods and carpet, lot of closets and 2" blinds on the windows complete this home that sits on a cul-de-sac street. Swim and tennis community with neighborhood activities, close to shopping in the Dallas area.

  7. 2008-07-20
    soldstatus $37,092

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,525 · $294/mo
Projected year-2 tax
$3,525 · $294/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 23% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,379
− Mortgage interest
−$18,480
− Property taxes
−$3,525
− Insurance
−$1,650
− Repairs & maintenance
−$2,270
− Management
−$2,270
− HOA
−$504
− Depreciation
−$9,597
Taxable loss
−$9,917
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,380
After-tax cash flow
$-1,640/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Paulding County
NCES district ID
1304020
Math proficiency
39% ▼ -6.00%
Reading proficiency
42% ▼ -7.00%
Median HH income
$61,447
Composite
36.0/100
National rank
#4784
State rank
#33 of 174 in GA

Livability — Hiram

Score
68/100
State rank
#152
US rank
#9861

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment A+ Housing A+ Health & safety B+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Paulding County · 134,013 people
City population
27,220
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
53,445
Household income
$93,625
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
375.0

Population outlook (Paulding County) Hauer SSP2

Today (2025)
175,714 people
By 2030
186,082 · +5.9%
By 2040
204,414 · +16.3%
By 2050
217,040 · +23.5%
By 2075
236,980 · +34.9%
By 2100
238,314 · +35.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Black 13% Two or more races 9% Hispanic / Latino 8% Asian 1%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2%
Common ancestry
Lithuanian 2% Italian 2% Slovak 1%
Foreign-born
5% · Canada
Languages at home
93% English-only · Spanish 5% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Paulding

2024 margin
Strong R (+24.1) · D 37.6% · R 61.7%
2008→2024 swing
+14.4pp toward D · 2008: -38.5pp · 2024: -24.1pp
All cycles
2024: R+24.1 2020: R+29.1 2016: R+41.2 2012: R+43.6 2008: R+38.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -34.28%
Current HPI
330.3487
Rent YoY
▼ -2.83%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+762.7% since first listed
11 events — show timeline
  • 2026-06-12 Sold (MLS) $320,000 GAMLS
  • 2026-05-29 Pending GAMLS
  • 2026-05-26 Price Changed $329,900 GAMLS
  • 2026-05-22 Relisted GAMLS
  • 2026-05-14 Pending GAMLS
  • 2026-04-27 Listed $335,000 GAMLS
  • 2018-03-14 Sold (Public Records) $183,200 Public Records
  • 2018-03-09 Sold (MLS) $183,165 GAMLS
  • 2018-02-16 Pending GAMLS
  • 2018-02-06 Listed $189,900 GAMLS
  • 2008-07-20 Sold (Public Records) $37,092 Public Records

Property tax history

+12.2%/yr

Latest (2025): $3,525 · -1.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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