65 Timberland Trace Way · Hiram, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 23.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.0/30.0
- Schools +3.6/10.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- 1% rule +2.2/10.0
- DSCR +2.1/10.0
- Rent growth +1.8/5.0
- Appreciation +0.0/10.0
$329,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Better than brand new! 4 Bedrooms 2 1/2 bath open concept. A bright foyer will welcome you and open into the living area, kitchen and breakfast room. A dining room, walk-in pantry, laundry and 1/2 bath finish out the main floor. Upstairs is the 4 bedrooms and 2 baths, the master suite is a generous size with a master bath with separate shower & garden tub. Hardwoods and carpet, lot of closets and 2" blinds on the windows complete this home that sits on a cul-de-sac street. Swim and tennis community with neighborhood activities, close to shopping in the Dallas area.
Key facts
- Separate dining room
- Two-tiered design
- Built-in wood stairs
Tags
Property features AI
Finance
- Other: Listing accepts Cash, Conventional, FHA, USDA and VA financing
- Financial info: Initiation fee applies
- HOA & community: Homeowners association (monthly fee); Association fee includes grounds maintenance; Community features: sidewalks and street lights
Exterior
- Parking: Attached garage with garage door opener; Garage storage; Kitchen-level access to garage
- Utilities: Public water; Public sewer; Electricity available; Natural gas available; High-speed internet available; Cable available; Phone available; Sewer connected
- Home design: Single-family residence (house); Two stories; Updated / remodeled; Subdivision: FORREST HILLS PHS II
- Construction: Built in 2016; Wood siding; Composition roof; No basement
- Exterior features: Patio; Porch; Level, private lot
Interior
- Kitchen: Dishwasher; Disposal; Ice maker; Microwave; Refrigerator; Stainless steel appliances; Kitchen island; Breakfast area and breakfast bar; Walk-in pantry; Solid surface counters
- Bedrooms: 4 bedrooms (two-story home)
- Flooring: Carpet; Hardwood; Vinyl
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Forced air heating (natural gas); Central air conditioning (electric); Ceiling fans
- Interior features: Double vanity in primary bath; Separate shower and soaking tub; Tile baths; Tray ceilings; Walk-in closets; Gas log fireplace
- Laundry & utility: Laundry closet
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $330k.
Deal economics
- At list price, monthly cash flow is $-335 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $271k (17.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $236k (28.3% below list).
- Recommended offer: $236k (28.3% below list) — sets the bar for 1% rule.
- Cap rate 5.1% vs local median 3.8% in Hiram — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#152 in GA) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities D+, crime F, commute F.
- Paulding County (suburban): math 39% / reading 42% proficiency, ranked #33 of 174 in GA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: C. A. Roberts Elementary School (math 53% / reading 48%, grade D+, #249 of 1,228 statewide, top 21%, 677 students, 45% FRL); East Paulding Middle School (math 39% / reading 46%, grade D-, #122 of 470 statewide, top 26%, 858 students, 39% FRL); East Paulding High School (math 11% / reading 31%, grade F, #225 of 424 statewide, top 54%, 1,905 students, 38% FRL).
- Market conditions: Rents soft (-2.8%/yr); 614 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,458 units permitted in Paulding County in 2024 (0 in 5+ unit buildings).
- This rent runs 30% of the median local income ($94k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Paulding County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($325k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: moderate wind risk, 23% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.72% ✗
- Cap rate
- 5.07%
- Cash-on-cash
- -4.35%
- DSCR
- 0.81
- GRM
- 11.6
CMA / ARV
- ARV (median comp)
- $421,872
- List price
- $329,900
- Delta
- -21.80%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 65 Timberland Trace Way | 0.00mi | 4/2.5 | 2,142 (0%) | 0mo | $320,000 | $149 | 100 |
| 368 Cantrell Dr | 0.20mi | 4/3.5 | 2,087 (-3%) | 2mo | $440,900 | $211 | 81 |
| 116 Cantrell Dr | 0.28mi | 4/3.5 | 2,087 (-3%) | 4mo | $440,900 | $211 | 75 |
| 552 Cantrell Dr | 0.36mi | 4/2.5 | 2,002 (-6%) | 2mo | $411,900 | $206 | 71 |
| 512 Cantrell Dr | 0.36mi | 4/3.5 | 2,087 (-3%) | 6mo | $444,900 | $213 | 70 |
| 658 Cantrell Dr | 0.37mi | 4/3.5 | 2,087 (-3%) | 6mo | $435,900 | $209 | 70 |
| 3 Cantrell Dr | 0.40mi | 4/2.5 | 2,002 (-6%) | 1mo | $412,900 | $206 | 70 |
| 394 Cantrell Dr | 0.26mi | 3/2.0 (-1) | 2,008 (-6%) | 4mo | $425,900 | $212 | 67 |
| 481 Cantrell Dr | 0.34mi | 3/2.0 (-1) | 2,008 (-6%) | 2mo | $417,900 | $208 | 65 |
| 82 Brookvalley Ct W | 0.74mi | 4/2.5 | 2,150 (+0%) | 3mo | $300,000 | $140 | 62 |
| 677 Cantrell Dr | 0.35mi | 3/2.0 (-1) | 2,008 (-6%) | 6mo | $417,900 | $208 | 62 |
| 48 Brightwater Dr | 0.66mi | 4/3.5 | 2,057 (-4%) | 4mo | $385,000 | $187 | 55 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -26.9%
- Equity multiple
- 0.12×
- Total profit
- $-81,737
- Equity at exit
- $49,189
- IRR
- -38.8%
- Equity multiple
- -0.36×
- Total profit
- $-125,480
- Equity at exit
- $28,524
Cash invested: $92,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30157
- Home prices YoY
- -9.4%
- Rents YoY
- -2.8%
- Active inventory
- 614
- Price-to-rent
- 11.6×
Monthly cashflow live
- Estimated rent
- $2,365 high interval (Pro) →
- Mortgage (P&I)
- −$1,730
- Tax from tax record
- −$294 /mo · $3,525/yr
- Insurance
- −$137
- HOA
- −$42
- Vacancy / Maint / Mgmt
- −$497
- Net cashflow
- $-335
Break-even live
Sensitivity live
| Price | -10% $-148 | -5% $-242 | +0% $-335 | +5% $-428 | +10% $-522 |
|---|---|---|---|---|---|
| Rent | -10% $-522 | -5% $-428 | +0% $-335 | +5% $-242 | +10% $-148 |
| Rate | -1.0pp $-169 | -0.5pp $-251 | base $-335 | +0.5pp $-420 | +1.0pp $-507 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $82,475
- Closing costs
- $9,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 18 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 65 Timberland Trace Way Dallas, GA | 4.0 | 2.5 | 2142 | $2,100 | $0.98 | 3d | 1 | 0.01mi |
| 146 Cantrell Dr Dallas, GA | 4.0 | 2.5 | 2476 | $2,402 | $0.97 | 23d | 1 | 0.24mi |
| 80 Cantrell Way Dallas, GA | 4.0 | 2.5 | 2476 | $2,400 | $0.97 | 6d | 1 | 0.26mi |
| 32 Brookvalley Ct W Dallas, GA | 4.0 | 2.5 | 2150 | $2,000 | $0.93 | 44d | 1 | 0.75mi |
| 39 Crestview Dr Dallas, GA | 4.0 | 2.5 | 2002 | $2,185 | $1.09 | 13d | 1 | 0.82mi |
| 74 Slate Dr Dallas, GA | 3.0 | 2.5 | 1528 | $2,250 | $1.47 | 44d | 1 | 0.99mi |
| 528 Valleyside Dr Dallas, GA | 5.0 | 3.0 | 2553 | $2,786 | $1.09 | 3d | 1 | 1.02mi |
| 551 Arrowhead Dr Dallas, GA | 4.0 | 2.5 | 1971 | $2,081 | $1.06 | 44d | 1 | 1.03mi |
| 46 Crescent Woode Way Dallas, GA | 3.0 | 2.5 | 2157 | $2,139 | $0.99 | 3d | 1 | 1.03mi |
| 118 Crescent Woode Way Dallas, GA | 4.0 | 2.5 | 2104 | $1,920 | $0.91 | 25d | 1 | 1.12mi |
| 199 Arrowhead Dr Dallas, GA | 3.0 | 2.5 | 1670 | $1,789 | $1.07 | 44d | 1 | 1.12mi |
| 144 Hunters Trce Dallas, GA | 4.0 | 3.5 | 1703 | $2,300 | $1.35 | 3d | 1 | 1.14mi |
| 58 Macland Mill Ct Dallas, GA | 4.0 | 2.5 | 2102 | $2,650 | $1.26 | 44d | 1 | 1.15mi |
| 39 Crescent Chase Dallas, GA | 3.0 | 2.5 | 1964 | $2,100 | $1.07 | 44d | 1 | 1.18mi |
| 19 Rushing View Gln Dallas, GA | 5.0 | 3.0 | 2802 | $2,540 | $0.91 | 25d | 1 | 1.18mi |
| 170 Ireland Ln Dallas, GA | 4.0 | 2.5 | 2228 | $2,379 | $1.07 | 25d | 1 | 1.24mi |
| 57 Michael Pt Dallas, GA | 3.0 | 2.0 | 1537 | $1,919 | $1.25 | 2d | 1 | 1.36mi |
| 483 Ireland Ln Dallas, GA | 4.0 | 2.5 | 1714 | $2,309 | $1.35 | 13d | 1 | 1.49mi |
HOA detail
- Monthly dues
- $42 · $504/yr
Listing history 7 events
-
2026-05-14status Under Contract 1152-char remark
-
2026-04-27$335,000 New 1152-char remark
-
2018-03-14soldstatus $183,200
-
2018-03-09soldstatus $183,165 Sold 590-char remark
Show marketing remark (590 chars)
Better than brand new! 4 Bedrooms 2 1/2 bath open concept. A bright foyer will welcome you and open into the living area, kitchen and breakfast room. A dining room, walk-in pantry, laundry and 1/2 bath finish out the main floor. Upstairs is the 4 bedrooms and 2 baths, the master suite is a generous size with a master bath with separate shower & garden tub. Hardwoods and carpet, lot of closets and 2" blinds on the windows complete this home that sits on a cul-de-sac street. Swim and tennis community with neighborhood activities, close to shopping in the Dallas area.
-
2018-02-16status Under Contract 590-char remark
Show marketing remark (590 chars)
Better than brand new! 4 Bedrooms 2 1/2 bath open concept. A bright foyer will welcome you and open into the living area, kitchen and breakfast room. A dining room, walk-in pantry, laundry and 1/2 bath finish out the main floor. Upstairs is the 4 bedrooms and 2 baths, the master suite is a generous size with a master bath with separate shower & garden tub. Hardwoods and carpet, lot of closets and 2" blinds on the windows complete this home that sits on a cul-de-sac street. Swim and tennis community with neighborhood activities, close to shopping in the Dallas area.
-
2018-02-06$189,900 New 590-char remark
Show marketing remark (590 chars)
Better than brand new! 4 Bedrooms 2 1/2 bath open concept. A bright foyer will welcome you and open into the living area, kitchen and breakfast room. A dining room, walk-in pantry, laundry and 1/2 bath finish out the main floor. Upstairs is the 4 bedrooms and 2 baths, the master suite is a generous size with a master bath with separate shower & garden tub. Hardwoods and carpet, lot of closets and 2" blinds on the windows complete this home that sits on a cul-de-sac street. Swim and tennis community with neighborhood activities, close to shopping in the Dallas area.
-
2008-07-20soldstatus $37,092
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $3,525 · $294/mo
- Projected year-2 tax
- $3,525 · $294/mo
- Expected delta
- $0/yr ($0/mo · -0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
- Wind 5/10 Major 23% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,379
- − Mortgage interest
- −$18,480
- − Property taxes
- −$3,525
- − Insurance
- −$1,650
- − Repairs & maintenance
- −$2,270
- − Management
- −$2,270
- − HOA
- −$504
- − Depreciation
- −$9,597
- Taxable loss
- −$9,917
- Est. tax savings @ 24.0%
- +$2,380
- After-tax cash flow
- $-1,640/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Paulding County
- NCES district ID
- 1304020
- Math proficiency
- 39% ▼ -6.00%
- Reading proficiency
- 42% ▼ -7.00%
- Median HH income
- $61,447
- Composite
- 36.0/100
- National rank
- #4784
- State rank
- #33 of 174 in GA
Livability — Hiram
- Score
- 68/100
- State rank
- #152
- US rank
- #9861
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Paulding County · 134,013 people
- City population
- 27,220
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 53,445
- Household income
- $93,625
- Rent vs Own
- Severe rent burden
- 375.0
Population outlook (Paulding County) Hauer SSP2
- Today (2025)
- 175,714 people
- By 2030
- 186,082 · +5.9%
- By 2040
- 204,414 · +16.3%
- By 2050
- 217,040 · +23.5%
- By 2075
- 236,980 · +34.9%
- By 2100
- 238,314 · +35.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Black 13% Two or more races 9% Hispanic / Latino 8% Asian 1%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 2%
- Common ancestry
- Lithuanian 2% Italian 2% Slovak 1%
- Foreign-born
- 5% · Canada
- Languages at home
- 93% English-only · Spanish 5% French/Haitian/Cajun 1% Other Asian/Pacific 1%
Political lean MEDSL · Paulding
- 2024 margin
- Strong R (+24.1) · D 37.6% · R 61.7%
- 2008→2024 swing
- +14.4pp toward D · 2008: -38.5pp · 2024: -24.1pp
- All cycles
- 2024: R+24.1 2020: R+29.1 2016: R+41.2 2012: R+43.6 2008: R+38.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -34.28%
- Current HPI
- 330.3487
- Rent YoY
- ▼ -2.83%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
+762.7% since first listed11 events — show timeline
- 2026-06-12 Sold (MLS) $320,000 GAMLS
- 2026-05-29 Pending — GAMLS
- 2026-05-26 Price Changed $329,900 GAMLS
- 2026-05-22 Relisted — GAMLS
- 2026-05-14 Pending — GAMLS
- 2026-04-27 Listed $335,000 GAMLS
- 2018-03-14 Sold (Public Records) $183,200 Public Records
- 2018-03-09 Sold (MLS) $183,165 GAMLS
- 2018-02-16 Pending — GAMLS
- 2018-02-06 Listed $189,900 GAMLS
- 2008-07-20 Sold (Public Records) $37,092 Public Records
Property tax history
+12.2%/yrLatest (2025): $3,525 · -1.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…