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1122 Deveaux St
B Composite 73.8
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.0/10.0
  • Schools +3.8/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$54,900

1122 Deveaux St · Elmora, PA 15737
3 bd · 1.0 ba · 1,248 sqft · SingleFamily · 6 Days on market
7,841 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 1122 Deveaux Street in Bakerton! Formerly known as Weber's Grocery Store, this unique property has recently been converted back into a single-family home while still offering endless potential for a variety of future uses. The lower level features a large storage area with durable epoxy floors, a walk-in cooler, and houses the mechanicals. The main living level offers a spacious living room, dining room, kitchen with laundry area, bonus room, and a large sunporch filled with natural light. The upper floor features 3 spacious bedrooms and a full bathroom. Recent updates include new windows, flooring, paint, lighting, and much more. Outside, you will find a large private tiered yard, off-street parking, covered patio, and direct access to a public walking trail. Whether you are looking for a unique residence, extra storage space, or a property with flexibility and character, this one is a must see. Call today for more information or to schedule your private tour!

Key facts

  • Large storage area
  • Durable epoxy floors
  • Covered patio

Tags

LARGE STORAGE AREAWALK-IN COOLERDURABLE EPOXY FLOORSLARGE PRIVATE TIERED YARDOFF-STREET PARKINGCOVERED PATIO

Property features AI

Finance

  • Other: Property listed as Residential (SFR)

Exterior

  • Parking: Off-street parking
  • Utilities: Public water; Public sewer; Sewer available
  • Home design: Single family residence; Three-story total; Two or more levels
  • Construction: Aluminum siding
  • Exterior features: Shingle roof; Lot about 0.18 acre; Residential zoning

Interior

  • Bathrooms: 1 full bathroom
  • Heating & cooling: Hot water heating; Coal heating
  • Interior features: Full, unfinished basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $55k.

Deal economics

  • At list price, monthly cash flow is $524 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $55k).

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Cambria Heights SD (rural): math 27% / reading 63% proficiency, ranked #280 of 539 in PA (top 52%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Cambria Heights El Sch (math 32% / reading 59%, grade D-, #801 of 1,518 statewide, top 53%, 535 students, 51% FRL); Cambria Heights Ms (math 12% / reading 62%, grade F, #298 of 512 statewide, top 60%, 306 students, 49% FRL); Cambria Heights Shs (math 67% / reading 77%, grade B+, #39 of 437 statewide, top 9%, 437 students, 31% FRL).
  • Market conditions: 3 active listings in the ZIP; 64 units permitted in Cambria County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($380 loan paydown + $2k appreciation (3.0% local appreciation)).
  • Cambria County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $54,900

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.12%
Cap rate
17.74%
Cash-on-cash
40.88%
DSCR
2.82
GRM
3.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
46.3%
Equity multiple
3.60×
Total profit
$39,997
Equity at exit
$24,685
10-year hold
IRR
46.1%
Equity multiple
7.22×
Total profit
$95,682
Equity at exit
$38,043

Cash invested: $15,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15737

Active inventory
3
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$1,162 medium interval (Pro) →
Mortgage (P&I)
$288
Tax from tax record
$83 /mo · $999/yr
Insurance
$23
HOA
$0
Vacancy / Maint / Mgmt
$244
Net cashflow
$524

Break-even live

Break-even rent $499
Max offer price $54,900
Occupancy floor 50%

Sensitivity live

Price -10% $555 -5% $539 +0% $524 +5% $508 +10% $493
Rent -10% $432 -5% $478 +0% $524 +5% $570 +10% $616
Rate -1.0pp $551 -0.5pp $538 base $524 +0.5pp $510 +1.0pp $495

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,725
Closing costs
$1,647
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 2 events

  1. 2026-05-13
    listed $54,900 Active 986-char remark
    Show marketing remark (986 chars)

    Welcome to 1122 Deveaux Street in Bakerton! Formerly known as Weber's Grocery Store, this unique property has recently been converted back into a single-family home while still offering endless potential for a variety of future uses. The lower level features a large storage area with durable epoxy floors, a walk-in cooler, and houses the mechanicals. The main living level offers a spacious living room, dining room, kitchen with laundry area, bonus room, and a large sunporch filled with natural light. The upper floor features 3 spacious bedrooms and a full bathroom. Recent updates include new windows, flooring, paint, lighting, and much more. Outside, you will find a large private tiered yard, off-street parking, covered patio, and direct access to a public walking trail. Whether you are looking for a unique residence, extra storage space, or a property with flexibility and character, this one is a must see. Call today for more information or to schedule your private tour!

  2. 2026-05-13
    listed $54,900 Active 986-char remark
    Show marketing remark (986 chars)

    Welcome to 1122 Deveaux Street in Bakerton! Formerly known as Weber's Grocery Store, this unique property has recently been converted back into a single-family home while still offering endless potential for a variety of future uses. The lower level features a large storage area with durable epoxy floors, a walk-in cooler, and houses the mechanicals. The main living level offers a spacious living room, dining room, kitchen with laundry area, bonus room, and a large sunporch filled with natural light. The upper floor features 3 spacious bedrooms and a full bathroom. Recent updates include new windows, flooring, paint, lighting, and much more. Outside, you will find a large private tiered yard, off-street parking, covered patio, and direct access to a public walking trail. Whether you are looking for a unique residence, extra storage space, or a property with flexibility and character, this one is a must see. Call today for more information or to schedule your private tour!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$999 · $83/mo
Projected year-2 tax
$999 · $83/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥89°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,940
− Mortgage interest
−$3,075
− Property taxes
−$999
− Insurance
−$274
− Repairs & maintenance
−$1,115
− Management
−$1,115
− Depreciation
−$1,597
Taxable income
$5,764
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,383
After-tax cash flow
$4,901/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cambria Heights SD
NCES district ID
4204740
Math proficiency
27% ▼ -15.00%
Reading proficiency
63% ▼ -11.00%
Median HH income
$44,855
Composite
38.0/100
National rank
#4291
State rank
#280 of 539 in PA

Livability — Elmora

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Elmora, PA
City population
110
Population (ZIP)
110

Population outlook (Cambria County) Hauer SSP2

Today (2025)
122,754 people
By 2030
115,827 · -5.6%
By 2040
101,309 · -17.5%
By 2050
88,379 · -28.0%
By 2075
65,237 · -46.9%
By 2100
46,909 · -61.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (100%)
Race & ethnicity
White 100%
Common ancestry
Romanian 23% Hungarian 1%

Political lean MEDSL · Cambria

2024 margin
Solid R (+39.7) · D 29.8% · R 69.5%
2008→2024 swing
-40.4pp toward R · 2008: 0.7pp · 2024: -39.7pp
All cycles
2024: R+39.7 2020: R+37.3 2016: R+37.8 2012: R+17.8 2008: D+0.7

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
4 events — show timeline
  • 2026-05-19 Pending CSMLS
  • 2026-05-19 Pending AHARMLS
  • 2026-05-13 Listed $54,900 AHARMLS
  • 2026-05-13 Listed $54,900 CSMLS

Property tax history

+1.4%/yr

Latest (2026): $999 · +3.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…