4110 Fuqua St · Bacliff, TX 77518

$159,500

3 bd · 1.0 ba · 900 sqft · SingleFamily public records · 96 Days on market

Built 1982 5,000 sqft lot $177/sqft · 24% above area Est $129k · 24% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.7/30.0
• DSCR +9.2/10.0
• 1% rule +7.9/10.0
• Schools +3.5/10.0
• Livability +2.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Just steps away from Galveston Bay, this property offers prime access to waterfront activities and stunning coastal views. Ideal for investors or those seeking a bay lifestyle, the location presents opportunities for short-term rentals, long-term investment, redevelopment, or a personal coastal getaway. Situated in a sought-after area near Houston and Galveston, this property attracts buyers looking for affordability near the coast. With no HOA or restrictions, this is a fantastic chance to own property in a strategic location with great investment potential. Don't miss out on this well-positioned opportunity near the coast.

Key facts

• Coastal views
• No hoa
• 5,000 sq ft lot

Tags

• COASTAL VIEWS
• NO HOA
• GREAT INVESTMENT POTENTIAL

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $160k.

Deal economics

• At list price, monthly cash flow is $364 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $160k).
• Recommended offer: $145k (9.0% below list) — sets the bar for market timing.
• Cap rate 9.5% vs local median 5.0% in Bacliff — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 57/100 on livability (#1,252 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D+, crime D, schools F.
• Dickinson ISD (suburban): math 39% / reading 40% proficiency, ranked #366 of 826 in TX (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 62 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 3,258 units permitted in Galveston County in 2024 (0 in 5+ unit buildings).
• At $2,061/mo this rent would consume 48% of the median local household income ($51k/yr) (locally 672% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Galveston County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 96 days — a 9% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 2y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $145,145 (9.0% below list)

Questions for the listing agent

1. It's been on market 96 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.29% ✓
• Cap rate: 9.53%
• Cash-on-cash: 11.58%
• DSCR: 1.52
• GRM: 6.4

CMA / ARV

• ARV (median comp): $129,119
• List price: $159,500
• Delta: 23.53%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
303 Texas Ave	0.16mi	2/1.0 (-1)	832 (-8%)	6mo	$132,900	$160	70
4730 Oleander St	0.59mi	3/1.0	915 (+2%)	0mo	$135,000	$148	69
4111 Brown St	0.23mi	2/1.0 (-1)	850 (-6%)	10mo	$134,900	$159	67
506 Oklahoma Ave	0.22mi	3/2.0	996 (+11%)	3mo	$175,000	$176	66
4222 Houx St	0.19mi	2/1.0 (-1)	944 (+5%)	17mo	$159,900	$169	64
4102 Houx St	0.15mi	2/1.0 (-1)	840 (-7%)	24mo	$159,900	$190	57
4446 1st St	0.33mi	2/1.0 (-1)	1,024 (+14%)	22mo	$125,500	$123	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -1.5%
• Equity multiple: 0.94×
• Total profit: $-2,506
• Equity at exit: $23,782

10-year hold

• IRR: 8.3%
• Equity multiple: 1.63×
• Total profit: $28,233
• Equity at exit: $13,791

Cash invested: $44,660 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77518

• Home prices YoY: -7.6%
• Active inventory: 62
• Price-to-rent: 6.4×

Monthly cashflow live

• Estimated rent: $2,061 medium
• Mortgage (P&I): −$836
• Tax from tax record: −$294 /mo · $3,533/yr
• Insurance: −$66
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$433
• Net cashflow: $364

Break-even live

Break-even rent $1,600

Max offer price $159,500

Occupancy floor 77%

Sensitivity live

Price	-10% $455	-5% $410	+0% $364	+5% $319	+10% $274
Rent	-10% $202	-5% $283	+0% $364	+5% $446	+10% $527
Rate	-1.0pp $445	-0.5pp $405	base $364	+0.5pp $323	+1.0pp $281

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,875
• Closing costs: $4,785
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
320 Louisiana Ave Bacliff, TX	2.0	1.0	786	$2,150	$2.74	2d	1	0.21mi
804 E AVE Unit 2 Bacliff, TX	2.0	1.0	850	$1,100	$1.29	44d	1	0.62mi

Listing history 27 events

1. 2026-06-21
   days on market $159,500 Active 96 DOM
2. 2026-06-18
   days on market $159,500 Active 93 DOM
3. 2026-06-17
   days on market $159,500 Active 92 DOM
4. 2026-06-16
   days on market $159,500 Active 91 DOM
5. 2026-06-15
   days on market $159,500 Active 90 DOM
6. 2026-06-13
   days on market $159,500 Active 88 DOM
7. 2026-06-09
   days on market $159,500 Active 84 DOM
8. 2026-06-08
   days on market $159,500 Active 83 DOM
9. 2026-06-07
   days on market $159,500 Active 82 DOM
10. 2026-06-04
    days on market $159,500 Active 79 DOM
11. 2026-06-03
    days on market $159,500 Active 78 DOM
12. 2026-06-02
    days on market $159,500 Active 77 DOM
13. 2026-06-01
    days on market $159,500 Active 76 DOM
14. 2026-05-31
    days on market $159,500 Active 75 DOM
15. 2026-05-05
    price $159,500 632-char remark

    Show marketing remark (632 chars)

    Just steps away from Galveston Bay, this property offers prime access to waterfront activities and stunning coastal views. Ideal for investors or those seeking a bay lifestyle, the location presents opportunities for short-term rentals, long-term investment, redevelopment, or a personal coastal getaway. Situated in a sought-after area near Houston and Galveston, this property attracts buyers looking for affordability near the coast. With no HOA or restrictions, this is a fantastic chance to own property in a strategic location with great investment potential. Don't miss out on this well-positioned opportunity near the coast.

16. 2026-03-17
    listed $169,500 Active 632-char remark

    Show marketing remark (632 chars)

    Just steps away from Galveston Bay, this property offers prime access to waterfront activities and stunning coastal views. Ideal for investors or those seeking a bay lifestyle, the location presents opportunities for short-term rentals, long-term investment, redevelopment, or a personal coastal getaway. Situated in a sought-after area near Houston and Galveston, this property attracts buyers looking for affordability near the coast. With no HOA or restrictions, this is a fantastic chance to own property in a strategic location with great investment potential. Don't miss out on this well-positioned opportunity near the coast.

17. 2024-12-30
    soldstatus
18. 2024-10-28
    soldstatus Sold 209-char remark

    Show marketing remark (209 chars)

    3 bed, 1 bath house on 2 lots in Bacliff just 2 blocks from the water! Walk to the waterfront community park. The house needs repairs. Handyman or investor special. Selling as is. Schedule your showing today!

19. 2024-10-28
    soldstatus

    Show marketing remark (209 chars)

    3 bed, 1 bath house on 2 lots in Bacliff just 2 blocks from the water! Walk to the waterfront community park. The house needs repairs. Handyman or investor special. Selling as is. Schedule your showing today!

20. 2024-10-27
    status Option Pending 209-char remark

    Show marketing remark (209 chars)

    3 bed, 1 bath house on 2 lots in Bacliff just 2 blocks from the water! Walk to the waterfront community park. The house needs repairs. Handyman or investor special. Selling as is. Schedule your showing today!

21. 2024-10-10
    listed $70,000 Active 209-char remark

    Show marketing remark (209 chars)

    3 bed, 1 bath house on 2 lots in Bacliff just 2 blocks from the water! Walk to the waterfront community park. The house needs repairs. Handyman or investor special. Selling as is. Schedule your showing today!

22. 2024-09-13
    historical
23. 2024-07-17
    listed $89,900 Active
24. 2024-07-17
    historical
25. 2024-06-11
    listed $99,900 Active
26. 2024-04-18
    soldstatus
27. 2009-12-03
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,533 · $294/mo
• Projected year-2 tax: $3,533 · $294/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (shaded) · 96% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 26 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,732
• − Mortgage interest: −$8,934
• − Property taxes: −$3,533
• − Insurance: −$1,595
• − Repairs & maintenance: −$1,979
• − Management: −$1,979
• − Depreciation: −$4,640
• Taxable income: $2,072
• Est. tax owed @ 24.0%: −$497
• After-tax cash flow: $3,876/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Dickinson ISD
• NCES district ID: 4817070
• Math proficiency: 39% ▼ -11.00%
• Reading proficiency: 40% ▼ -2.00%
• Median HH income: $61,318
• Composite: 35.16/100
• National rank: #5005
• State rank: #366 of 826 in TX

Livability — Bacliff

• Score: 57/100
• State rank: #1252
• US rank: #21864

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment D+ Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bacliff, TX
• County: Galveston County · 357,330 people
• City population: 9,541
• Metro: Houston-The Woodlands-Sugar Land, TX
• Population (ZIP): 9,541
• Household income: $51,458
• Rent vs Own: 38.2% rent · 61.8% own
• Severe rent burden: 672.0

Population outlook (Galveston County) Hauer SSP2

• Today (2025): 390,640 people
• By 2030: 425,226 · +8.9%
• By 2040: 493,765 · +26.4%
• By 2050: 559,698 · +43.3%
• By 2075: 719,260 · +84.1%
• By 2100: 819,628 · +109.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: Hispanic / Latino 46% White 43% Two or more races 21% Black 7% Asian 2% Native American 1%
• Hispanic origin (detail): Mexican 31%
• Common ancestry: Slovak 3% Lithuanian 2% Romanian 1%
• Foreign-born: 15% · Canada, Vietnam, China
• Languages at home: 66% English-only · Spanish 32% Vietnamese 1%

Political lean MEDSL · Galveston

• 2024 margin: Strong R (+27.4) · D 35.7% · R 63.1% · Other 1.2%
• 2008→2024 swing: -7.9pp toward R · 2008: -19.5pp · 2024: -27.4pp
• All cycles: 2024: R+27.4 2020: R+22.6 2016: R+22.6 2012: R+26.9 2008: R+19.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -24.15%
• Current HPI: 293.2677
• Rent YoY: —
• Metro: Houston-The Woodlands-Sugar Land, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+59.7% since first listed

13 events — show timeline

• 2026-05-05 Price Changed $159,500 HARMLS
• 2026-03-17 Listed $169,500 HARMLS
• 2024-12-30 Sold (Public Records) — Public Records
• 2024-10-28 Sold (Public Records) — Public Records
• 2024-10-28 Sold (MLS) — HARMLS
• 2024-10-27 Pending — HARMLS
• 2024-10-10 Listed $70,000 HARMLS
• 2024-09-13 Listing Removed — HARMLS
• 2024-07-17 Listing Removed — HARMLS
• 2024-07-17 Listed $89,900 HARMLS
• 2024-06-11 Listed $99,900 HARMLS
• 2024-04-18 Sold (Public Records) — Public Records
• 2009-12-03 Sold (Public Records) — Public Records

Property tax history

+14.7%/yr

Latest (2025): $3,533 · +145.0% YoY. Source: county tax records.