3427 Ravenwood Ave · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.1/10.0
- Appreciation +4.7/10.0
- Rent growth +3.8/5.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- ARV discount +2.4/15.0
- Schools +1.0/10.0
$121,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this charming brick-front rowhome with a covered front porch, perfect for enjoying your morning coffee or unwinding in the evening! Step inside to find stylish LVP flooring flowing throughout the home, creating a warm and cohesive feel. The main level offers a bright and inviting living room, ideal for entertaining, along with a dedicated dining area perfect for hosting family and friends. Natural light fills the space, adding to the home’s welcoming atmosphere. The kitchen features ample cabinetry, generous prep space, quartz countertops, a tile backsplash, and stainless steel appliances, everything you need for everyday living and cooking with ease. Upstairs, you’ll find a spacious primary bedroom, a full bathroom with a tub/shower combo and skylight, and two additional bedrooms, perfect for guests, a home office, or flex space. The lower level is unfinished, offering endless potential for additional living space, storage, or customization to suit your needs. Step outside to a fully fenced patio, perfect for hosting summer BBQs or creating your own private outdoor retreat. Conveniently located near Belair Road and Route 40, this home offers easy access to shopping, dining, and commuter routes. A great opportunity to own a move-in ready home with room to grow!
Key facts
- Built 1925
- Listed 26 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath townhouse listed at $122k.
Deal economics
- At list price, monthly cash flow is $553 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $122k).
- Recommended offer: $120k (1.5% below list) — sets the bar for market timing.
- Cap rate 11.7% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 40% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $151 of equity ($843 loan paydown + $-692 appreciation (-0.6% local appreciation)).
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-0.6% appreciation + 5.2% rent growth), your $34k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 26 days — a 2% lower offer ($120k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $90k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.41% ✓
- Cap rate
- 11.73%
- Cash-on-cash
- 19.43%
- DSCR
- 1.86
- GRM
- 5.9
CMA / ARV
- ARV (median comp)
- $109,449
- List price
- $121,900
- Delta
- 11.38%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3427 Ravenwood Ave | 0.00mi | 3/1.0 | 896 (0%) | 0mo | $120,900 | $135 | 96 |
| 3410 Elmora Ave | 0.06mi | 3/2.0 | 896 (0%) | 4mo | $93,500 | $104 | 94 |
| 3307 Elmora Ave | 0.11mi | 3/1.0 | 896 (0%) | 3mo | $155,000 | $173 | 89 |
| 3315 Lyndale Ave | 0.12mi | 2/1.5 (-1) | 896 (0%) | 1mo | $145,000 | $162 | 86 |
| 3338 Elmora Ave | 0.08mi | 2/1.0 (-1) | 896 (0%) | 2mo | $149,500 | $167 | 86 |
| 3224 Elmora Ave | 0.15mi | 3/1.0 | 896 (0%) | 5mo | $82,000 | $92 | 84 |
| 3335 Lyndale Ave | 0.10mi | 4/3.0 (+1) | 896 (0%) | 5mo | $125,000 | $140 | 82 |
| 3215 Elmora Ave | 0.16mi | 4/1.5 (+1) | 896 (0%) | 5mo | $115,000 | $128 | 81 |
| 3300 Elmley Ave | 0.18mi | 4/2.0 (+1) | 952 (+6%) | 5mo | $161,000 | $169 | 72 |
| 3332 Brendan Ave | 0.56mi | 3/1.5 | 870 (-3%) | 1mo | $128,000 | $147 | 66 |
| 2709 E Hoffman St | 0.63mi | 2/1.0 (-1) | 840 (-6%) | 1mo | $115,000 | $137 | 51 |
| 3912 Kenyon Ave | 0.73mi | 3/1.5 | 1,001 (+12%) | 3mo | $120,000 | $120 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.57% appreciation · 5.25% rent growth · sell at horizon
- IRR
- 19.8%
- Equity multiple
- 1.95×
- Total profit
- $32,407
- Equity at exit
- $31,973
- IRR
- 26.2%
- Equity multiple
- 4.02×
- Total profit
- $103,138
- Equity at exit
- $35,798
Cash invested: $34,132 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21213
- Home prices YoY
- -0.1%
- Rents YoY
- 5.2%
- Active inventory
- 319
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $1,722 high interval (Pro) →
- Mortgage (P&I)
- −$639
- Tax from tax record
- −$117 /mo · $1,409/yr
- Insurance
- −$51
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$362
- Net cashflow
- $553
Break-even live
Sensitivity live
| Price | -10% $622 | -5% $587 | +0% $553 | +5% $518 | +10% $484 |
|---|---|---|---|---|---|
| Rent | -10% $417 | -5% $485 | +0% $553 | +5% $621 | +10% $689 |
| Rate | -1.0pp $614 | -0.5pp $584 | base $553 | +0.5pp $521 | +1.0pp $489 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $30,475
- Closing costs
- $3,657
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3343 Ravenwood Ave Unit 3343 Baltimore, MD | 2.0 | 2.0 | 948 | $1,855 | $1.96 | 19d | 1 | 0.05mi |
| 3339 Elmora Ave Baltimore, MD | 3.0 | 2.0 | 896 | $1,600 | $1.79 | 45d | 1 | 0.07mi |
| 3322 Ravenwood Ave Baltimore, MD | 3.0 | 2.0 | 932 | $1,800 | $1.93 | 25d | 1 | 0.09mi |
| 3317 Lyndale Ave Baltimore, MD | 3.0 | 1.0 | 900 | $1,300 | $1.44 | 45d | 1 | 0.12mi |
| 3315 Lyndale Ave Baltimore, MD | 2.0 | 1.5 | 896 | $1,650 | $1.84 | 19d | 1 | 0.13mi |
| 3221 Lyndale Ave Baltimore, MD | 2.0 | 2.0 | 1020 | $1,700 | $1.67 | 25d | 1 | 0.17mi |
| 3218 Lyndale Ave Baltimore, MD | 3.0 | 1.5 | 1020 | $1,500 | $1.47 | 25d | 1 | 0.19mi |
| 3902 Erdman Ave Unit 1 Baltimore, MD | 2.0 | 1.0 | 1000 | $1,275 | $1.27 | 25d | 1 | 0.37mi |
| 3646 Lyndale Ave Baltimore, MD | 2.0 | 1.5 | 840 | $1,475 | $1.76 | 45d | 1 | 0.42mi |
| 1310 N Ellwood Ave Baltimore, MD | 2.0 | 1.0 | 1000 | $1,450 | $1.45 | 13d | 1 | 0.59mi |
| 1310 N Ellwood Ave #1 Baltimore, MD | 2.0 | 1.0 | 1000 | $1,550 | $1.55 | 23d | 1 | 0.59mi |
| 1323 N Kenwood Ave Unit 1 Baltimore, MD | 2.0 | 1.5 | 1060 | $1,350 | $1.27 | 25d | 1 | 0.60mi |
| 2311 E Lafayette Ave Baltimore, MD | 3.0 | 1.0 | 1000 | $1,400 | $1.40 | 45d | 1 | 0.61mi |
| 2410 E Federal St Baltimore, MD | 4.0 | 2.0 | 720 | $2,200 | $3.06 | 25d | 1 | 0.63mi |
| 3028 Kenyon Ave Baltimore, MD | 2.0 | 2.0 | 1075 | $1,395 | $1.30 | 45d | 1 | 0.76mi |
| 3566 Dudley Ave Baltimore, MD | 2.0 | 1.0 | 896 | $1,800 | $2.01 | 25d | 1 | 0.82mi |
| 4300 Orchard Ridge Blvd Baltimore, MD | 1.0–3.0 | 1.0–2.0 | 1021 | $1,809 | $1.77 | 45d | 1 | 0.85mi |
| 2221 E Preston St Baltimore, MD | 2.0 | 1.0 | 658 | $1,200 | $1.82 | 25d | 1 | 0.90mi |
| 4022 Ardley Ave Baltimore, MD | 2.0 | 1.0 | 896 | $1,750 | $1.95 | 45d | 1 | 0.97mi |
| 2729 Ashland Ave Baltimore, MD | 3.0 | 1.0 | 1000 | $1,350 | $1.35 | 4d | 1 | 0.99mi |
| 1832 E 28th St Baltimore, MD | 3.0 | 1.0 | 1066 | $1,495 | $1.40 | 25d | 1 | 1.01mi |
| 1627 Rutland Ave Baltimore, MD | 3.0 | 2.0 | 1100 | $1,950 | $1.77 | 25d | 1 | 1.02mi |
| 4408 Bowleys Ln Baltimore, MD | 2.0 | 1.0 | 682 | $1,439 | $2.11 | 4d | 1 | 1.11mi |
| 720 N Port St Baltimore, MD | 2.0 | 1.0 | 950 | $1,300 | $1.37 | 45d | 1 | 1.16mi |
| 1519 E 28th St Baltimore, MD | 3.0 | 2.0 | 1100 | $1,350 | $1.23 | 45d | 1 | 1.19mi |
| 520 N Decker Ave Baltimore, MD | 2.0 | 1.0 | 1000 | $1,650 | $1.65 | 45d | 1 | 1.21mi |
| 531 N Belnord Ave Baltimore, MD | 2.0 | 1.5 | 1100 | $1,700 | $1.55 | 25d | 1 | 1.21mi |
| 618 N Montford Ave Baltimore, MD | 3.0 | 1.0 | 1050 | $1,468 | $1.40 | 16d | 1 | 1.25mi |
| 618 N Montford Ave Baltimore, MD | 3.0 | 1.0 | 1050 | $1,468 | $1.40 | 45d | 1 | 1.25mi |
| 502 N Glover St Baltimore, MD | 2.0 | 1.5 | 827 | $1,250 | $1.51 | 21d | 1 | 1.26mi |
| 517 N Rose St Baltimore, MD | 3.0 | 1.0 | 845 | $1,400 | $1.66 | 5d | 1 | 1.26mi |
| 712 N Duncan St Baltimore, MD | 2.0 | 1.5 | 1000 | $2,000 | $2.00 | 45d | 1 | 1.27mi |
| 1923 Ashland Ave Baltimore, MD | 2.0 | 2.0 | 862 | $1,770 | $2.05 | 20d | 2 | 1.28mi |
| 1923 Ashland Ave Unit 401 Baltimore, MD | 2.0 | 2.0 | 850 | $1,795 | $2.11 | 21d | 1 | 1.28mi |
| 4409 Moravia Rd Baltimore, MD | 2.0 | 1.0 | 861 | $1,385 | $1.61 | 45d | 3 | 1.29mi |
| 415 N Belnord Ave Baltimore, MD | 2.0 | 1.0 | 1008 | $1,300 | $1.29 | 25d | 1 | 1.30mi |
| 415 N Glover St Baltimore, MD | 2.0 | 2.5 | 1092 | $1,600 | $1.47 | 25d | 1 | 1.32mi |
| 2310 Aisquith St Baltimore, MD | 4.0 | 3.0 | 900 | $2,000 | $2.22 | 5d | 1 | 1.33mi |
| 1607 Hakesley Pl Baltimore, MD | 3.0 | 1.0 | 720 | $1,400 | $1.94 | 45d | 1 | 1.33mi |
| 2308 Jefferson St Baltimore, MD | 3.0 | 1.0 | 907 | $1,450 | $1.60 | 45d | 1 | 1.35mi |
Listing history 36 events
-
2026-05-11status Pending 1304-char remark
Show marketing remark (1304 chars)
Welcome to this charming brick-front rowhome with a covered front porch, perfect for enjoying your morning coffee or unwinding in the evening! Step inside to find stylish LVP flooring flowing throughout the home, creating a warm and cohesive feel. The main level offers a bright and inviting living room, ideal for entertaining, along with a dedicated dining area perfect for hosting family and friends. Natural light fills the space, adding to the home’s welcoming atmosphere. The kitchen features ample cabinetry, generous prep space, quartz countertops, a tile backsplash, and stainless steel appliances, everything you need for everyday living and cooking with ease. Upstairs, you’ll find a spacious primary bedroom, a full bathroom with a tub/shower combo and skylight, and two additional bedrooms, perfect for guests, a home office, or flex space. The lower level is unfinished, offering endless potential for additional living space, storage, or customization to suit your needs. Step outside to a fully fenced patio, perfect for hosting summer BBQs or creating your own private outdoor retreat. Conveniently located near Belair Road and Route 40, this home offers easy access to shopping, dining, and commuter routes. A great opportunity to own a move-in ready home with room to grow!
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2026-05-04price $121,900 1304-char remark
Show marketing remark (1304 chars)
Welcome to this charming brick-front rowhome with a covered front porch, perfect for enjoying your morning coffee or unwinding in the evening! Step inside to find stylish LVP flooring flowing throughout the home, creating a warm and cohesive feel. The main level offers a bright and inviting living room, ideal for entertaining, along with a dedicated dining area perfect for hosting family and friends. Natural light fills the space, adding to the home’s welcoming atmosphere. The kitchen features ample cabinetry, generous prep space, quartz countertops, a tile backsplash, and stainless steel appliances, everything you need for everyday living and cooking with ease. Upstairs, you’ll find a spacious primary bedroom, a full bathroom with a tub/shower combo and skylight, and two additional bedrooms, perfect for guests, a home office, or flex space. The lower level is unfinished, offering endless potential for additional living space, storage, or customization to suit your needs. Step outside to a fully fenced patio, perfect for hosting summer BBQs or creating your own private outdoor retreat. Conveniently located near Belair Road and Route 40, this home offers easy access to shopping, dining, and commuter routes. A great opportunity to own a move-in ready home with room to grow!
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2026-04-16$124,900 Active 1304-char remark
Show marketing remark (1304 chars)
Welcome to this charming brick-front rowhome with a covered front porch, perfect for enjoying your morning coffee or unwinding in the evening! Step inside to find stylish LVP flooring flowing throughout the home, creating a warm and cohesive feel. The main level offers a bright and inviting living room, ideal for entertaining, along with a dedicated dining area perfect for hosting family and friends. Natural light fills the space, adding to the home’s welcoming atmosphere. The kitchen features ample cabinetry, generous prep space, quartz countertops, a tile backsplash, and stainless steel appliances, everything you need for everyday living and cooking with ease. Upstairs, you’ll find a spacious primary bedroom, a full bathroom with a tub/shower combo and skylight, and two additional bedrooms, perfect for guests, a home office, or flex space. The lower level is unfinished, offering endless potential for additional living space, storage, or customization to suit your needs. Step outside to a fully fenced patio, perfect for hosting summer BBQs or creating your own private outdoor retreat. Conveniently located near Belair Road and Route 40, this home offers easy access to shopping, dining, and commuter routes. A great opportunity to own a move-in ready home with room to grow!
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2026-04-16price $124,900 1304-char remark
Show marketing remark (1304 chars)
Welcome to this charming brick-front rowhome with a covered front porch, perfect for enjoying your morning coffee or unwinding in the evening! Step inside to find stylish LVP flooring flowing throughout the home, creating a warm and cohesive feel. The main level offers a bright and inviting living room, ideal for entertaining, along with a dedicated dining area perfect for hosting family and friends. Natural light fills the space, adding to the home’s welcoming atmosphere. The kitchen features ample cabinetry, generous prep space, quartz countertops, a tile backsplash, and stainless steel appliances, everything you need for everyday living and cooking with ease. Upstairs, you’ll find a spacious primary bedroom, a full bathroom with a tub/shower combo and skylight, and two additional bedrooms, perfect for guests, a home office, or flex space. The lower level is unfinished, offering endless potential for additional living space, storage, or customization to suit your needs. Step outside to a fully fenced patio, perfect for hosting summer BBQs or creating your own private outdoor retreat. Conveniently located near Belair Road and Route 40, this home offers easy access to shopping, dining, and commuter routes. A great opportunity to own a move-in ready home with room to grow!
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2026-04-14historical $140,000 1304-char remark
Show marketing remark (1304 chars)
Welcome to this charming brick-front rowhome with a covered front porch, perfect for enjoying your morning coffee or unwinding in the evening! Step inside to find stylish LVP flooring flowing throughout the home, creating a warm and cohesive feel. The main level offers a bright and inviting living room, ideal for entertaining, along with a dedicated dining area perfect for hosting family and friends. Natural light fills the space, adding to the home’s welcoming atmosphere. The kitchen features ample cabinetry, generous prep space, quartz countertops, a tile backsplash, and stainless steel appliances, everything you need for everyday living and cooking with ease. Upstairs, you’ll find a spacious primary bedroom, a full bathroom with a tub/shower combo and skylight, and two additional bedrooms, perfect for guests, a home office, or flex space. The lower level is unfinished, offering endless potential for additional living space, storage, or customization to suit your needs. Step outside to a fully fenced patio, perfect for hosting summer BBQs or creating your own private outdoor retreat. Conveniently located near Belair Road and Route 40, this home offers easy access to shopping, dining, and commuter routes. A great opportunity to own a move-in ready home with room to grow!
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2026-04-06historical
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2026-03-30price $123,400
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2026-03-24price $123,900
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2026-03-17price $124,900
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2026-03-11$127,900 Active
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2022-12-14soldstatus $90,000
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2022-06-19price $1,250
-
2012-11-26soldstatus $21,500
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2012-09-07soldstatus $21,500 Sold
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2012-09-07soldstatus $21,500
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2012-08-12status Contract
-
2012-08-12historical
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2012-08-06price $20,000
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2012-07-31price $27,000
-
2012-07-26price $30,000
-
2012-07-13price $33,000
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2012-07-06price $35,000
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2012-06-11price $37,000
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2012-06-02price $40,000
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2012-05-31price $44,000
-
2012-05-03$20,000
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2012-05-03$46,000 Active
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2012-05-01historical Expired
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2012-05-01historical
-
2012-03-14price
-
2012-02-10price
-
2012-01-05price
-
2012-01-04Active
-
2012-01-03$48,000
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2010-09-24soldstatus $85,000
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2009-05-28soldstatus $30,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $1,409 · $117/mo
- Projected year-2 tax
- $1,409 · $117/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,661
- − Mortgage interest
- −$6,828
- − Property taxes
- −$1,409
- − Insurance
- −$610
- − Repairs & maintenance
- −$1,653
- − Management
- −$1,653
- − Depreciation
- −$3,546
- Taxable income
- $4,962
- Est. tax owed @ 24.0%
- −$1,191
- After-tax cash flow
- $5,441/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 28,058
- Household income
- $51,344
- Rent vs Own
- Severe rent burden
- 1868.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (86%)
- Race & ethnicity
- Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.57%
- Current HPI
- 427.4453
- Rent YoY
- ▲ 5.25%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+306.3% since first listed36 events — show timeline
- 2026-05-11 Pending — BRIGHT MLS
- 2026-05-04 Price Changed $121,900 BRIGHT MLS
- 2026-04-16 Listed $124,900 BRIGHT MLS
- 2026-04-16 Price Changed $124,900 BRIGHT MLS
- 2026-04-14 Coming Soon $140,000 BRIGHT MLS
- 2026-04-06 Listing Removed — BRIGHT MLS
- 2026-03-30 Price Changed $123,400 BRIGHT MLS
- 2026-03-24 Price Changed $123,900 BRIGHT MLS
- 2026-03-17 Price Changed $124,900 BRIGHT MLS
- 2026-03-11 Listed $127,900 BRIGHT MLS
- 2022-12-14 Sold (Public Records) $90,000 Public Records
- 2022-06-19 Price Changed $1,250 RENT.
- 2012-11-26 Sold (Public Records) $21,500 Public Records
- 2012-09-07 Sold (MLS) $21,500 BRIGHT MLS
- 2012-09-07 Sold (MLS) $21,500 MRIS
- 2012-08-12 Pending — MRIS
- 2012-08-12 Listing Removed — BRIGHT MLS
- 2012-08-06 Price Changed $20,000 MRIS
- 2012-07-31 Price Changed $27,000 MRIS
- 2012-07-26 Price Changed $30,000 MRIS
- 2012-07-13 Price Changed $33,000 MRIS
- 2012-07-06 Price Changed $35,000 MRIS
- 2012-06-11 Price Changed $37,000 MRIS
- 2012-06-02 Price Changed $40,000 MRIS
- 2012-05-31 Price Changed $44,000 MRIS
- 2012-05-03 Listed $20,000 BRIGHT MLS
- 2012-05-03 Listed $46,000 MRIS
- 2012-05-01 Delisted — MRIS
- 2012-05-01 Listing Removed — BRIGHT MLS
- 2012-03-14 Price Changed — MRIS
- 2012-02-10 Price Changed — MRIS
- 2012-01-05 Price Changed — MRIS
- 2012-01-04 Listed — MRIS
- 2012-01-03 Listed $48,000 BRIGHT MLS
- 2010-09-24 Sold (Public Records) $85,000 Public Records
- 2009-05-28 Sold (Public Records) $30,000 Public Records
Property tax history
-0.9%/yrLatest (2025): $1,409 · +15.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…