211 S Dellwood Dr · Ferguson, MO 63135

$150,000

3 bd · 1.5 ba · 1,300 sqft · SingleFamily public records · 107 Days on market

Built 1955 10,768 sqft lot $115/sqft · 11% above area Est $135k · 11% over ↓ 6% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.2/30.0
• DSCR +5.7/10.0
• Rent growth +4.8/5.0
• 1% rule +4.3/10.0
• Livability +2.9/5.0
• ARV discount +2.6/15.0
• Condition / age +2.5/5.0
• Schools +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming and well-maintained home located at 211 S Dellwood, offering a great opportunity for both homeowners and investors alike! This property features a functional layout with comfortable living spaces, ample natural light, and generously sized bedrooms. The home sits on a nice lot with plenty of outdoor space for entertaining or relaxing. Conveniently located near shopping, dining, schools, and major highways, providing easy access to everything you need. Whether you're looking to expand your rental portfolio or find your next place to call home, this property is full of potential. Don’t miss your chance to schedule a showing today!

Key facts

• 0.25 acre lot
• 2 garage spots
• Built 1955

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $135 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $139k (7.1% below list).
• Recommended offer: $136k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 58/100 on livability (#586 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: health & safety C-, crime F, amenities F.
• Ferguson-Florissant R-II (suburban): math 7% / reading 20% proficiency, ranked #311 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Griffith Elementary (math 3% / reading 9%, grade F, #1,069 of 1,115 statewide, top 96%, 282 students, 99% FRL); Ferguson Middle (math 3% / reading 14%, grade F, #376 of 391 statewide, top 96%, 615 students, 100% FRL); Mccluer High (math 0% / reading 17%, grade F, #511 of 521 statewide, top 98%, 1,181 students, 100% FRL) — zoned schools average 99% FRL vs 70% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+9.0%/yr); 165 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
• This rent runs 32% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $42k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 107 days — a 9% lower offer ($136k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $136,500 (9.0% below list)

Questions for the listing agent

1. It's been on market 107 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.93% ✗
• Cap rate: 7.37%
• Cash-on-cash: 3.86%
• DSCR: 1.17
• GRM: 9.0

CMA / ARV

• ARV (median comp): $135,211
• List price: $150,000
• Delta: 10.94%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
312 Ward Dr	0.22mi	3/2.0	1,375 (+6%)	1mo	$145,000	$105	77
1325 Kappel Dr	0.15mi	3/1.0	1,414 (+9%)	2mo	$139,000	$98	75
1330 Chambers Rd	0.41mi	3/2.0	1,339 (+3%)	3mo	$139,900	$104	71
1523 Fir Dr	0.32mi	3/1.0	1,144 (-12%)	2mo	$45,000	$39	61
237 S Barat Ave	0.62mi	2/2.0 (-1)	1,310 (+1%)	4mo	$85,000	$65	60
1120 Highmont Dr	0.25mi	3/1.0	1,116 (-14%)	4mo	$58,000	$52	59
9820 Lorna Ln	0.56mi	2/1.0 (-1)	1,338 (+3%)	3mo	$119,900	$90	59
274 Dashwood Dr	0.36mi	3/1.0	1,454 (+12%)	5mo	$139,900	$96	57
38 Bayview Ct	0.37mi	3/1.0	1,472 (+13%)	4mo	$124,900	$85	55
945 Edgehill Dr	0.34mi	3/1.0	1,110 (-15%)	3mo	$114,900	$104	55
38 Westdell Dr	0.36mi	3/1.0	1,126 (-13%)	5mo	$80,000	$71	55
9863 Eastdell Dr	0.45mi	3/1.0	1,126 (-13%)	1mo	$139,900	$124	54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -5.1%
• Equity multiple: 0.80×
• Total profit: $-8,353
• Equity at exit: $22,365

10-year hold

• IRR: 9.5%
• Equity multiple: 1.89×
• Total profit: $37,235
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63135

• Rents YoY: 9.0%
• Active inventory: 165
• Price-to-rent: 9.0×

Monthly cashflow live

• Estimated rent: $1,393 high
• Mortgage (P&I): −$787
• Tax from tax record: −$116 /mo · $1,395/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$293
• Net cashflow: $135

Break-even live

Break-even rent $1,222

Max offer price $150,000

Occupancy floor 85%

Sensitivity live

Price	-10% $220	-5% $178	+0% $135	+5% $93	+10% $50
Rent	-10% $25	-5% $80	+0% $135	+5% $190	+10% $245
Rate	-1.0pp $211	-0.5pp $173	base $135	+0.5pp $96	+1.0pp $57

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
104 Fenwick Dr Saint Louis, MO	3.0	1.0	960	$1,250	$1.30	25d	1	0.30mi
945 Edgehill Dr Saint Louis, MO	3.0	1.0	1110	$1,575	$1.42	45d	1	0.34mi
9717 Dennis Dr Saint Louis, MO	3.0	1.0	1056	$1,323	$1.25	45d	1	0.40mi
1550 Northwinds Estates Dr St. Louis, MO	1.0–2.0	1.0–1.5	877	$1,050	$1.20	45d	1	0.42mi
296 Meadowcrest Dr Saint Louis, MO	3.0	1.0	960	$1,550	$1.61	16d	1	0.48mi
227 Meadowcrest Dr Saint Louis, MO	3.0	1.0	960	$1,500	$1.56	45d	1	0.48mi
9845 Dennis Dr Saint Louis, MO	3.0	1.0	1251	$1,200	$0.96	0d	1	0.48mi
9845 Dennis Dr Saint Louis, MO	3.0	1.0	960	$1,550	$1.61	14d	1	0.48mi
9850 Dennis Dr Saint Louis, MO	2.0	1.0	1032	$1,175	$1.14	45d	1	0.51mi
9750 Lorna Ln Saint Louis, MO	3.0	1.0	1032	$1,100	$1.07	45d	1	0.54mi
249 S Hartnett Ave Saint Louis, MO	3.0	1.0	960	$1,220	$1.27	25d	1	0.55mi
9725 Medford Dr Saint Louis, MO	3.0	1.0	912	$1,485	$1.63	45d	1	0.57mi
9839 Medford Dr Saint Louis, MO	3.0	1.0	912	$1,095	$1.20	45d	1	0.61mi
9868 Lorna Ln Saint Louis, MO	3.0	1.0	1032	$1,175	$1.14	45d	1	0.64mi
9840 Medford Dr Saint Louis, MO	3.0	1.0	912	$1,095	$1.20	45d	1	0.65mi
13 N Hartnett Ave Saint Louis, MO	3.0	1.0	1140	$1,400	$1.23	12d	1	0.66mi
35 S Barat Ave Saint Louis, MO	2.0	1.0	984	$1,150	$1.17	0d	1	0.67mi
1733 Kappel Ave Saint Louis, MO	3.0	1.0	912	$1,250	$1.37	25d	1	0.70mi
338 La Motte Ln Saint Louis, MO	2.0	1.0	904	$1,150	$1.27	45d	1	0.77mi
338 La Motte Ln Saint Louis, MO	2.0	1.0	904	$1,150	$1.27	0d	1	0.77mi
307 Coppinger Dr Saint Louis, MO	3.0	1.0	960	$1,095	$1.14	19d	1	0.78mi
9547 Glen Owen Dr Saint Louis, MO	2.0	1.0	923	$985	$1.07	25d	1	0.79mi
6188 Dupree Ave Saint Louis, MO	3.0	1.5	972	$1,300	$1.34	45d	1	0.80mi
6170 Emerald Ave Saint Louis, MO	3.0	1.0	1286	$1,425	$1.11	3d	1	0.84mi
6170 Emerald Ave Saint Louis, MO	3.0	1.0	1286	$1,500	$1.17	16d	1	0.84mi
1654 Mowbry Ln Saint Louis, MO	3.0	1.0	936	$1,300	$1.39	25d	1	0.88mi
920 Hutton Pl Saint Louis, MO	3.0	1.0	912	$1,195	$1.31	45d	1	0.90mi
338 Saint Louis Ave Saint Louis, MO	3.0	1.0	1200	$1,200	$1.00	45d	1	0.91mi
536 Ames Pl Saint Louis, MO	4.0	1.5	1305	$1,725	$1.32	0d	1	0.94mi
9709 Balboa Dr Saint Louis, MO	3.0	1.0	1000	$1,600	$1.60	45d	1	0.97mi
110 Paul Ave Saint Louis, MO	3.0	1.0	875	$1,025	$1.17	0d	1	0.98mi
401 Millman Dr Saint Louis, MO	3.0	1.0	1008	$1,450	$1.44	18d	1	1.00mi
9812 Balboa Dr Saint Louis, MO	4.0	2.0	1500	$1,495	$1.00	23d	1	1.00mi
1926 Chambers Rd Saint Louis, MO	4.0	1.0	1095	$995	$0.91	16d	1	1.11mi
419 S Florissant Rd Ferguson, MO	2.0	1.0	1100	$1,200	$1.09	45d	1	1.12mi
1547 Babcock Dr Saint Louis, MO	3.0	1.0	1014	$1,480	$1.46	45d	1	1.13mi
8824 Huiskamp Ave Saint Louis, MO	4.0	1.0	1548	$1,200	$0.78	25d	1	1.13mi
617 Tesmore Pl Saint Louis, MO	2.0	1.0	877	$1,200	$1.37	45d	1	1.18mi
10329 Chesley Dr Saint Louis, MO	3.0	1.0	1014	$1,350	$1.33	25d	1	1.20mi
410 Robert Ave Ferguson, MO	4.0	2.0	1471	$2,000	$1.36	13d	1	1.23mi

Listing history 13 events

1. 2026-06-09
   days on market $150,000 Active 107 DOM
2. 2026-06-08
   days on market $150,000 Active 106 DOM
3. 2026-06-07
   days on market $150,000 Active 105 DOM
4. 2026-06-05
   days on market $150,000 Active 102 DOM
5. 2026-06-03
   days on market $150,000 Active 101 DOM
6. 2026-06-02
   days on market $150,000 Active 100 DOM
7. 2026-06-01
   days on market $150,000 Active 99 DOM
8. 2026-05-31
   days on market $150,000 Active 98 DOM
9. 2026-04-16
   price $150,000 650-char remark

   Show marketing remark (650 chars)

   Charming and well-maintained home located at 211 S Dellwood, offering a great opportunity for both homeowners and investors alike! This property features a functional layout with comfortable living spaces, ample natural light, and generously sized bedrooms. The home sits on a nice lot with plenty of outdoor space for entertaining or relaxing. Conveniently located near shopping, dining, schools, and major highways, providing easy access to everything you need. Whether you're looking to expand your rental portfolio or find your next place to call home, this property is full of potential. Don’t miss your chance to schedule a showing today!

10. 2026-02-23
    listed $160,000 Active 650-char remark

    Show marketing remark (650 chars)

    Charming and well-maintained home located at 211 S Dellwood, offering a great opportunity for both homeowners and investors alike! This property features a functional layout with comfortable living spaces, ample natural light, and generously sized bedrooms. The home sits on a nice lot with plenty of outdoor space for entertaining or relaxing. Conveniently located near shopping, dining, schools, and major highways, providing easy access to everything you need. Whether you're looking to expand your rental portfolio or find your next place to call home, this property is full of potential. Don’t miss your chance to schedule a showing today!

11. 2026-02-22
    historical $160,000 650-char remark

    Show marketing remark (650 chars)

    Charming and well-maintained home located at 211 S Dellwood, offering a great opportunity for both homeowners and investors alike! This property features a functional layout with comfortable living spaces, ample natural light, and generously sized bedrooms. The home sits on a nice lot with plenty of outdoor space for entertaining or relaxing. Conveniently located near shopping, dining, schools, and major highways, providing easy access to everything you need. Whether you're looking to expand your rental portfolio or find your next place to call home, this property is full of potential. Don’t miss your chance to schedule a showing today!

12. 1988-05-01
    soldstatus
13. 1981-12-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $1,395 · $116/mo
• Projected year-2 tax: $1,455 · $121/mo
• Expected delta: +$60/yr (+$5/mo · 4.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,718
• − Mortgage interest: −$8,402
• − Property taxes: −$1,395
• − Insurance: −$750
• − Repairs & maintenance: −$1,337
• − Management: −$1,337
• − Depreciation: −$4,364
• Taxable loss: −$868
• Est. tax savings @ 24.0%: +$208
• After-tax cash flow: $1,831/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Ferguson-Florissant R-II
• NCES district ID: 2912010
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 20% ▼ -6.00%
• Median HH income: $44,610
• Composite: 11.96/100
• National rank: #9666
• State rank: #311 of 324 in MO

Livability — Ferguson

• Score: 58/100
• State rank: #586
• US rank: #20809

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing B+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Ferguson, MO
• County: Saint Louis County · 888,823 people
• City population: 18,381
• Metro: St. Louis, MO-IL
• Population (ZIP): 18,381
• Household income: $52,328
• Rent vs Own: 45.8% rent · 54.2% own
• Severe rent burden: 957.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 1,025,227 people
• By 2030: 1,028,023 · +0.3%
• By 2040: 1,020,940 · -0.4%
• By 2050: 1,007,280 · -1.8%
• By 2075: 987,277 · -3.7%
• By 2100: 921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (66%)
• Race & ethnicity: Black 66% White 28% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Lithuanian 1% Iranian 1% Romanian 1%
• Foreign-born: 1% · Canada
• Languages at home: 95% English-only · Spanish 4%

Political lean MEDSL · St. Louis

• 2024 margin: Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
• 2008→2024 swing: +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
• All cycles: 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -152.56%
• Current HPI: 138.6781
• Rent YoY: ▲ 9.03%
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

-6.2% since first listed

5 events — show timeline

• 2026-04-16 Price Changed $150,000 MARIS as Distributed by MLS Grid
• 2026-02-23 Listed $160,000 MARIS as Distributed by MLS Grid
• 2026-02-22 Coming Soon $160,000 MARIS as Distributed by MLS Grid
• 1988-05-01 Sold (Public Records) — Public Records
• 1981-12-01 Sold (Public Records) — Public Records

Property tax history

+1.4%/yr

Latest (2022): $1,395 · +3.3% YoY. Source: county tax records.