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604 E Morton St
C+ Composite 64.29
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.4/10.0
  • 1% rule +6.6/10.0
  • Schools +3.7/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$132,000

604 E Morton St · Denison, TX 75021
3 bd · 1.0 ba · 1,288 sqft · SingleFamily public records · 164 Days on market
Built 1900 1,288 sqft lot $102/sqft · 30% below area Est $188k · 30% under ↓ 18% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

CHARMING FULLY UPDATED HOME IN DENISON! 3 Bed – 1 Bath – Luxury Vinyl Plank Flooring – Wood-Burning Fireplace – Front & Rear Porch – Driveway Parking — Just $160,000. This move-in ready home features new flooring and fresh interior paint throughout, creating a clean, modern feel from the moment you walk in. The brand-new kitchen offers updated cabinets, new countertops, an eat-in layout, gas oven, and refrigerator, while the updated bathroom features modern finishes. Bedrooms include walk-in closets and built-in storage for added functionality and organization. Comfort is ensured with central heat and central air, plus laundry hookups ready for your washer and dryer. The foundation is in great condition and comes with a transferable warranty for added peace of mind, making this a fantastic updated home in a convenient Denison location.

Key facts

  • Fully updated home
  • New flooring
  • Front and rear porch

Tags

FULLY UPDATED HOMEWOOD BURNING FIREPLACEFRONT AND REAR PORCHDRIVEWAY PARKINGNEW FLOORINGFRESH INTERIOR PAINT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $132k.

Deal economics

  • At list price, monthly cash flow is $234 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $132k).
  • Recommended offer: $116k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.4% vs local median 3.9% in Denison — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#221 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: health & safety D+, amenities F, commute F.
  • Denison ISD (urban): math 43% / reading 44% proficiency, ranked #315 of 826 in TX (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Terrell El (math 52% / reading 47%, grade D, #865 of 4,322 statewide, top 21%, 350 students, 76% FRL); Henry Scott Middle (math 36% / reading 48%, grade D-, #572 of 1,662 statewide, top 36%, 749 students, 66% FRL); Denison H S (math 53% / reading 53%, grade C-, #437 of 1,632 statewide, top 27%, 1,310 students, 58% FRL).
  • Market conditions: 168 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,272 units permitted in Grayson County in 2024 (750 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $913 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Grayson County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 164 days — a 12% lower offer ($116k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 3y ago; this cycle's ask has dropped $28k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $116,160 (12.0% below list)

Questions for the listing agent

  1. It's been on market 164 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.16%
Cap rate
8.42%
Cash-on-cash
7.59%
DSCR
1.34
GRM
7.2

CMA / ARV

ARV (median comp)
$188,005
List price
$132,000
Delta
-29.79%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
909 E Sears St 0.34mi 3/2.0 1,245 (-3%) 2mo $197,500 $159 74
430 E Woodard St 0.26mi 3/1.0 1,263 (-2%) 15mo $99,500 $79 72
519 E Gandy St 0.14mi 3/2.0 1,132 (-12%) 1mo $135,000 $119 68
410 N Houston Ave 0.49mi 3/2.0 1,271 (-1%) 3mo $226,400 $178 68
318 E Chestnut St 0.45mi 3/2.0 1,337 (+4%) 10mo $179,000 $134 61
117 W Sears St 0.56mi 3/2.0 1,228 (-5%) 4mo $225,000 $183 59
626 E Gandy St 0.16mi 4/2.0 (+1) 1,170 (-9%) 14mo $196,000 $168 57
531 E Shepherd St 0.67mi 3/1.0 1,314 (+2%) 15mo $110,000 $84 53
301 W Johnson 0.74mi 3/2.0 1,300 (+1%) 10mo $245,000 $188 51
628 E Shepherd St 0.71mi 3/2.0 1,296 (+1%) 14mo $235,000 $181 50
414 E Shepherd St 0.72mi 2/1.0 (-1) 1,313 (+2%) 12mo $167,500 $128 48
1 W Parnell St 0.72mi 3/2.0 1,234 (-4%) 12mo $230,000 $186 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.7%
Equity multiple
0.83×
Total profit
$-6,439
Equity at exit
$19,682
10-year hold
IRR
5.1%
Equity multiple
1.37×
Total profit
$13,823
Equity at exit
$11,413

Cash invested: $36,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75021

Home prices YoY
-17.3%
Active inventory
168
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$1,535 high interval (Pro) →
Mortgage (P&I)
$692
Tax from tax record
$232 /mo · $2,780/yr
Insurance
$55
HOA
$0
Vacancy / Maint / Mgmt
$322
Net cashflow
$234

Break-even live

Break-even rent $1,239
Max offer price $132,000
Occupancy floor 80%

Sensitivity live

Price -10% $308 -5% $271 +0% $234 +5% $196 +10% $159
Rent -10% $112 -5% $173 +0% $234 +5% $294 +10% $355
Rate -1.0pp $300 -0.5pp $267 base $234 +0.5pp $200 +1.0pp $165

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,000
Closing costs
$3,960
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
537 E Sears St Denison, TX 3.0 2.0 1146 $1,599 $1.40 22d 1 0.07mi
521 E Sears St Denison, TX 4.0 2.0 1401 $1,650 $1.18 45d 1 0.10mi
713 E Sears St Denison, TX 3.0 2.0 1230 $1,475 $1.20 22d 1 0.11mi
519 E Gandy St Denison, TX 3.0 2.0 1132 $1,299 $1.15 46d 1 0.15mi
430 E Woodard St Denison, TX 3.0 2.0 1263 $1,590 $1.26 45d 1 0.27mi
500 E Main St Denison, TX 3.0 2.0 1216 $1,425 $1.17 45d 1 0.33mi
709 E Crawford St Denison, TX 2.0 2.5 1163 $1,400 $1.20 22d 1 0.41mi
212 E Walker St Denison, TX 3.0 2.0 1260 $1,695 $1.35 45d 1 0.42mi
131 E Bond St Denison, TX 3.0 2.5 1192 $1,250 $1.05 45d 1 0.45mi
327-329 E Nelson St #329 Denison, TX 3.0 2.0 1382 $1,625 $1.18 45d 1 0.65mi
313 E Nelson St Denison, TX 3.0 2.0 1279 $1,625 $1.27 22d 1 0.67mi
224 W Bond St Denison, TX 3.0 2.5 1294 $1,375 $1.06 45d 1 0.68mi
226 W Bond St Unit 224 Denison, TX 3.0 2.5 1294 $1,375 $1.06 45d 1 0.69mi
514 N Rusk Ave Unit 516 Denison, TX 3.0 2.0 1173 $1,375 $1.17 22d 1 0.69mi
514 N Rusk Ave Denison, TX 3.0 2.0 1173 $1,450 $1.24 45d 1 0.70mi
320 W Bond St Denison, TX 3.0 2.0 1278 $1,500 $1.17 46d 1 0.77mi
520 E Day St Denison, TX 3.0 1.0 1072 $1,225 $1.14 22d 1 0.78mi
809 S Travis Ave Denison, TX 3.0 2.0 1490 $1,595 $1.07 45d 1 0.83mi
401 W Elm St Denison, TX 3.0 2.5 1506 $1,850 $1.23 45d 1 0.87mi
527 W Walker St Denison, TX 3.0 2.0 1300 $1,675 $1.29 45d 1 0.98mi
411 S Fannin Ave #411 Denison, TX 3.0 2.5 1322 $1,450 $1.10 22d 1 1.03mi
114 E Hull St Denison, TX 2.0 2.0 1279 $1,450 $1.13 45d 1 1.04mi
613 W Elm St Unit 613 Denison, TX 3.0 2.0 1375 $1,525 $1.11 46d 1 1.07mi
410 S Mirick Ave Denison, TX 3.0 2.0 1100 $1,300 $1.18 45d 1 1.09mi
517 E Heron St Denison, TX 3.0 2.0 1232 $1,550 $1.26 45d 1 1.10mi
505 E Heron St Denison, TX 2.0 1.0 1096 $1,250 $1.14 45d 1 1.10mi
509 E Heron St Denison, TX 2.0 1.0 1324 $1,250 $0.94 45d 1 1.10mi
507 E Heron St Denison, TX 2.0 1.0 1096 $1,250 $1.14 45d 1 1.10mi
626 W Chestnut St Denison, TX 2.0 1.0 1132 $1,300 $1.15 22d 1 1.10mi
610 W Owing St Denison, TX 3.0 2.0 1108 $1,395 $1.26 45d 1 1.11mi
626 W Crawford St Unit 101 Denison, TX 2.0 2.0 950 $950 $1.00 22d 1 1.12mi
404 W Day St Denison, TX 3.0 2.0 1057 $1,500 $1.42 22d 1 1.13mi
731 W Morton St Denison, TX 3.0 2.0 1298 $1,500 $1.16 45d 1 1.14mi
412 W Day St Denison, TX 2.0 1.0 900 $1,200 $1.33 22d 1 1.14mi
1309 S 5th Ave Unit 1311 Denison, TX 3.0 2.5 1224 $1,350 $1.10 45d 1 1.14mi
1309 S 5th Ave #1309 Denison, TX 3.0 2.5 1224 $1,325 $1.08 45d 1 1.14mi
731 W Bond St Denison, TX 3.0 2.0 1297 $1,595 $1.23 22d 1 1.14mi
715 W Chestnut St Denison, TX 2.0 2.0 1273 $1,300 $1.02 45d 1 1.15mi
1309 S 5th Ave Denison, TX 3.0 2.5 1224 $1,375 $1.12 45d 1 1.15mi
727 W Johnson St Unit A Denison, TX 3.0 2.5 1238 $1,450 $1.17 45d 1 1.17mi

Listing history 20 events

  1. 2026-06-08
    status $132,000 Pending 164 DOM
  2. 2026-06-07
    days on market $132,000 Active Option Contract 164 DOM
  3. 2026-06-05
    days on market $132,000 Active Option Contract 161 DOM
  4. 2026-06-03
    days on market $132,000 Active Option Contract 160 DOM
  5. 2026-06-02
    days on market $132,000 Active Option Contract 159 DOM
  6. 2026-06-01
    days on market $132,000 Active Option Contract 158 DOM
  7. 2026-05-31
    days on market $132,000 Active Option Contract 157 DOM
  8. 2026-05-30
    days on market $132,000 Active Option Contract 156 DOM
  9. 2026-05-20
    price $132,000 887-char remark
    Show marketing remark (887 chars)

    CHARMING FULLY UPDATED HOME IN DENISON! 3 Bed – 1 Bath – Luxury Vinyl Plank Flooring – Wood-Burning Fireplace – Front & Rear Porch – Driveway Parking — Just $160,000. This move-in ready home features new flooring and fresh interior paint throughout, creating a clean, modern feel from the moment you walk in. The brand-new kitchen offers updated cabinets, new countertops, an eat-in layout, gas oven, and refrigerator, while the updated bathroom features modern finishes. Bedrooms include walk-in closets and built-in storage for added functionality and organization. Comfort is ensured with central heat and central air, plus laundry hookups ready for your washer and dryer. The foundation is in great condition and comes with a transferable warranty for added peace of mind, making this a fantastic updated home in a convenient Denison location.

  10. 2026-05-07
    price $139,000 887-char remark
    Show marketing remark (887 chars)

    CHARMING FULLY UPDATED HOME IN DENISON! 3 Bed – 1 Bath – Luxury Vinyl Plank Flooring – Wood-Burning Fireplace – Front & Rear Porch – Driveway Parking — Just $160,000. This move-in ready home features new flooring and fresh interior paint throughout, creating a clean, modern feel from the moment you walk in. The brand-new kitchen offers updated cabinets, new countertops, an eat-in layout, gas oven, and refrigerator, while the updated bathroom features modern finishes. Bedrooms include walk-in closets and built-in storage for added functionality and organization. Comfort is ensured with central heat and central air, plus laundry hookups ready for your washer and dryer. The foundation is in great condition and comes with a transferable warranty for added peace of mind, making this a fantastic updated home in a convenient Denison location.

  11. 2026-03-17
    price $142,000 887-char remark
    Show marketing remark (887 chars)

    CHARMING FULLY UPDATED HOME IN DENISON! 3 Bed – 1 Bath – Luxury Vinyl Plank Flooring – Wood-Burning Fireplace – Front & Rear Porch – Driveway Parking — Just $160,000. This move-in ready home features new flooring and fresh interior paint throughout, creating a clean, modern feel from the moment you walk in. The brand-new kitchen offers updated cabinets, new countertops, an eat-in layout, gas oven, and refrigerator, while the updated bathroom features modern finishes. Bedrooms include walk-in closets and built-in storage for added functionality and organization. Comfort is ensured with central heat and central air, plus laundry hookups ready for your washer and dryer. The foundation is in great condition and comes with a transferable warranty for added peace of mind, making this a fantastic updated home in a convenient Denison location.

  12. 2026-02-24
    status Active 887-char remark
    Show marketing remark (887 chars)

    CHARMING FULLY UPDATED HOME IN DENISON! 3 Bed – 1 Bath – Luxury Vinyl Plank Flooring – Wood-Burning Fireplace – Front & Rear Porch – Driveway Parking — Just $160,000. This move-in ready home features new flooring and fresh interior paint throughout, creating a clean, modern feel from the moment you walk in. The brand-new kitchen offers updated cabinets, new countertops, an eat-in layout, gas oven, and refrigerator, while the updated bathroom features modern finishes. Bedrooms include walk-in closets and built-in storage for added functionality and organization. Comfort is ensured with central heat and central air, plus laundry hookups ready for your washer and dryer. The foundation is in great condition and comes with a transferable warranty for added peace of mind, making this a fantastic updated home in a convenient Denison location.

  13. 2026-02-11
    historical 887-char remark
    Show marketing remark (887 chars)

    CHARMING FULLY UPDATED HOME IN DENISON! 3 Bed – 1 Bath – Luxury Vinyl Plank Flooring – Wood-Burning Fireplace – Front & Rear Porch – Driveway Parking — Just $160,000. This move-in ready home features new flooring and fresh interior paint throughout, creating a clean, modern feel from the moment you walk in. The brand-new kitchen offers updated cabinets, new countertops, an eat-in layout, gas oven, and refrigerator, while the updated bathroom features modern finishes. Bedrooms include walk-in closets and built-in storage for added functionality and organization. Comfort is ensured with central heat and central air, plus laundry hookups ready for your washer and dryer. The foundation is in great condition and comes with a transferable warranty for added peace of mind, making this a fantastic updated home in a convenient Denison location.

  14. 2026-02-09
    price $145,000 887-char remark
    Show marketing remark (887 chars)

    CHARMING FULLY UPDATED HOME IN DENISON! 3 Bed – 1 Bath – Luxury Vinyl Plank Flooring – Wood-Burning Fireplace – Front & Rear Porch – Driveway Parking — Just $160,000. This move-in ready home features new flooring and fresh interior paint throughout, creating a clean, modern feel from the moment you walk in. The brand-new kitchen offers updated cabinets, new countertops, an eat-in layout, gas oven, and refrigerator, while the updated bathroom features modern finishes. Bedrooms include walk-in closets and built-in storage for added functionality and organization. Comfort is ensured with central heat and central air, plus laundry hookups ready for your washer and dryer. The foundation is in great condition and comes with a transferable warranty for added peace of mind, making this a fantastic updated home in a convenient Denison location.

  15. 2026-01-07
    price $155,000 887-char remark
    Show marketing remark (887 chars)

    CHARMING FULLY UPDATED HOME IN DENISON! 3 Bed – 1 Bath – Luxury Vinyl Plank Flooring – Wood-Burning Fireplace – Front & Rear Porch – Driveway Parking — Just $160,000. This move-in ready home features new flooring and fresh interior paint throughout, creating a clean, modern feel from the moment you walk in. The brand-new kitchen offers updated cabinets, new countertops, an eat-in layout, gas oven, and refrigerator, while the updated bathroom features modern finishes. Bedrooms include walk-in closets and built-in storage for added functionality and organization. Comfort is ensured with central heat and central air, plus laundry hookups ready for your washer and dryer. The foundation is in great condition and comes with a transferable warranty for added peace of mind, making this a fantastic updated home in a convenient Denison location.

  16. 2025-12-10
    listed $160,000 Active 887-char remark
    Show marketing remark (887 chars)

    CHARMING FULLY UPDATED HOME IN DENISON! 3 Bed – 1 Bath – Luxury Vinyl Plank Flooring – Wood-Burning Fireplace – Front & Rear Porch – Driveway Parking — Just $160,000. This move-in ready home features new flooring and fresh interior paint throughout, creating a clean, modern feel from the moment you walk in. The brand-new kitchen offers updated cabinets, new countertops, an eat-in layout, gas oven, and refrigerator, while the updated bathroom features modern finishes. Bedrooms include walk-in closets and built-in storage for added functionality and organization. Comfort is ensured with central heat and central air, plus laundry hookups ready for your washer and dryer. The foundation is in great condition and comes with a transferable warranty for added peace of mind, making this a fantastic updated home in a convenient Denison location.

  17. 2023-12-01
    historical $950
  18. 2023-10-31
    listed $950
  19. 2021-10-14
    soldstatus
  20. 1980-05-19
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,780 · $232/mo
Projected year-2 tax
$2,780 · $232/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 22% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,419
− Mortgage interest
−$7,394
− Property taxes
−$2,780
− Insurance
−$660
− Repairs & maintenance
−$1,474
− Management
−$1,474
− Depreciation
−$3,840
Taxable income
$798
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$192
After-tax cash flow
$2,613/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Denison ISD
NCES district ID
4816710
Math proficiency
43% ▼ -7.00%
Reading proficiency
44% ▼ -3.00%
Median HH income
$41,650
Composite
36.6/100
National rank
#4629
State rank
#315 of 826 in TX

Livability — Denison

Score
73/100
State rank
#221
US rank
#5428

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D- Housing A+ Health & safety D+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Denison, TX
County
Grayson County · 108,053 people
City population
34,008
Metro
Sherman-Denison, TX
Population (ZIP)
9,173
Household income
$83,067
Rent vs Own
16.8% rent · 83.2% own
Severe rent burden
124.0

Population outlook (Grayson County) Hauer SSP2

Today (2025)
134,540 people
By 2030
138,653 · +3.1%
By 2040
145,958 · +8.5%
By 2050
151,218 · +12.4%
By 2075
161,802 · +20.3%
By 2100
159,036 · +18.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Hispanic / Latino 11% Two or more races 9% Black 2% Asian 1%
Hispanic origin (detail)
Mexican 10%
Common ancestry
Iranian 3% Italian 2% Lithuanian 1%
Foreign-born
5% · Canada
Languages at home
91% English-only · Spanish 8% Other Indo-European 1%

Political lean MEDSL · Grayson

2024 margin
Solid R (+54.3) · D 22.5% · R 76.7%
2008→2024 swing
-16.4pp toward R · 2008: -37.9pp · 2024: -54.3pp
All cycles
2024: R+54.3 2020: R+49.9 2016: R+53.1 2012: R+48.0 2008: R+37.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -59.91%
Current HPI
285.7502
Rent YoY
Metro
Sherman-Denison, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-17.5% since first listed
12 events — show timeline
  • 2026-05-20 Price Changed $132,000 NTREIS
  • 2026-05-07 Price Changed $139,000 NTREIS
  • 2026-03-17 Price Changed $142,000 NTREIS
  • 2026-02-24 Relisted NTREIS
  • 2026-02-11 Listing Removed NTREIS
  • 2026-02-09 Price Changed $145,000 NTREIS
  • 2026-01-07 Price Changed $155,000 NTREIS
  • 2025-12-10 Listed $160,000 NTREIS
  • 2023-12-01 Rental Removed $950 RENTLY
  • 2023-10-31 Listed for Rent $950 RENTLY
  • 2021-10-14 Sold (Public Records) Public Records
  • 1980-05-19 Sold (Public Records) Public Records

Property tax history

+8.7%/yr

Latest (2025): $2,780 · -0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…