CashFlowRE
Sign in Sign up
18 Highpoint Dr
C Composite 58.4
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.3/30.0
  • Appreciation +10.0/10.0
  • DSCR +6.8/10.0
  • 1% rule +5.9/10.0
  • Schools +4.4/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +1.4/15.0

$265,000

18 Highpoint Dr · The Hideout, PA 18436
3 bd · 2.0 ba · 1,242 sqft · SingleFamily public records · 9 Days on market
Built 2004 0.34 ac lot Est $233k · 13% over $189/mo HOA · 7% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Meticulously maintained chalet-style home in the heart of the Poconos! This bright and inviting home offers a spacious open floor plan with warm chalet charm and plenty of natural light throughout. Pride of ownership is evident inside and out, making this property truly move-in ready. Great location close to the North Beach for easy access to summer fun and lake enjoyment! Located in the amenity-filled gated recreational community of The Hideout featuring lakes, pools, beaches, golf course, ski hill, bar, restaurant, fitness center, and tiki bar. Whether you're looking for a full-time home, vacation getaway, or investment property, this Pocono retreat is ready to enjoy!

Key facts

  • Open floor plan
  • Great location
  • Natural light

Tags

OPEN FLOOR PLANGREAT LOCATIONAMENITY FILLED COMMUNITYNATURAL LIGHTMOVE IN READY

Property features AI

Finance

  • Other: Located in The Hideout community; community features include clubhouse, restaurant, pool, playground, park, lake, golf, fitness center, and fishing
  • HOA & community: Homeowners association with annual fee (amount disclosed but excluded per instructions); Association amenities include: basketball court, trails, ski access, tennis courts, seasonal stream and pond, powered boats allowed, recreation facilities, pool, picnic area, playground, marina, park, golf course, jogging path, exterior and interior game courts, gated access, game room, fitness center, dog park, clubhouse, beach rights and access

Exterior

  • Parking: Driveway (gravel)
  • Security: Located in a gated community
  • Utilities: Public sewer
  • Home design: Single family residence; Two levels
  • Construction: Asphalt roof
  • Exterior features: Deck; Side porch; Wrap-around porch; Few trees on the lot; Views and access to Roamingwood Lake; Paved private road with private maintenance

Interior

  • Kitchen: Dishwasher; Electric oven; Refrigerator
  • Bedrooms: Total of 7 rooms (bedroom count not specified)
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Baseboard heating (electric); Ceiling fan(s) for cooling
  • Interior features: High ceilings; Open floor plan; Crawl space basement; Has fireplace (living room, propane)
  • Laundry & utility: Washer; Dryer; Laundry room and laundry closet on the main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $265k.

Deal economics

  • At list price, monthly cash flow is $387 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $265k).
  • Cap rate 8.0% vs local median 5.0% in The Hideout — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#668 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools D, amenities F, commute F.
  • Western Wayne SD (rural): math 39% / reading 63% proficiency, ranked #165 of 539 in PA (top 31%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 337 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $28k of equity ($2k loan paydown + $26k appreciation (10.0% local appreciation)).
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $74k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $26k; list at $265k implies a 923% gain — meaningful room to come down on a strong offer.
Recommended offer $265,000

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.09%
Cap rate
8.05%
Cash-on-cash
6.26%
DSCR
1.28
GRM
7.6

CMA / ARV

ARV (on-the-fly)
$233,496
Comps found
11
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
543 Lakeview Dr. Dr E 0.14mi 2/1.5 (-1) 1,280 (+3%) 3mo $265,000 $207 79
543 Lakeview Dr E 0.14mi 2/1.5 (-1) 1,280 (+3%) 12mo $265,000 $207 71
529 Lakeview Dr E 0.15mi 4/2.0 (+1) 1,386 (+12%) 4mo $280,000 $202 65
16 N Gate Ct S 0.11mi 2/1.0 (-1) 1,112 (-10%) 8mo $235,000 $211 62
9 Grandview Dr 0.52mi 3/1.5 1,282 (+3%) 13mo $215,000 $168 58
37 Glenwood Ln 0.20mi 4/2.0 (+1) 1,398 (+13%) 15mo $235,500 $168 53
8 Boulder Ct 0.47mi 2/1.0 (-1) 1,093 (-12%) 0mo $205,000 $188 49
9 Roamingwood Rd 0.71mi 2/2.0 (-1) 1,342 (+8%) 6mo $248,000 $185 44
642 Lakeview Dr E 0.59mi 2/2.0 (-1) 1,386 (+12%) 14mo $218,000 $157 36
32 Rockway Rd 0.57mi 3/2.0 1,418 (+14%) 17mo $215,000 $152 36
667 Lakeview Dr E 0.71mi 3/2.0 1,404 (+13%) 19mo $285,000 $203 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
28.8%
Equity multiple
3.28×
Total profit
$169,058
Equity at exit
$238,733
10-year hold
IRR
25.1%
Equity multiple
7.45×
Total profit
$478,644
Equity at exit
$514,837

Cash invested: $74,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18436

Home prices YoY
16.9%
Active inventory
337
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$2,900 medium interval (Pro) →
Mortgage (P&I)
$1,390
Tax from tax record
$215 /mo · $2,580/yr
Insurance
$110
HOA
$189
Vacancy / Maint / Mgmt
$609
Net cashflow
$387

Break-even live

Break-even rent $2,410
Max offer price $265,000
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,250
Closing costs
$7,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1148 Golf Park Dr Lake Ariel, PA 3.0 1.0 1210 $2,900 $2.40 24d 1 1.27mi

HOA detail

Monthly dues
$189 · $2,268/yr
Likely covers
poolgymsecurity

Listing history 2 events

  1. 2026-05-18
    listed $265,000 Active
  2. 1987-06-29
    soldstatus $25,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,580 · $215/mo
Projected year-2 tax
$3,383 · $282/mo
Expected delta
+$804/yr (+$67/mo · 31.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$34,800
− Mortgage interest
−$14,844
− Property taxes
−$2,580
− Insurance
−$1,325
− Repairs & maintenance
−$2,784
− Management
−$2,784
− HOA
−$2,268
− Depreciation
−$7,709
Taxable income
$506
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$121
After-tax cash flow
$4,522/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Western Wayne SD
NCES district ID
4226070
Math proficiency
39% ▼ -12.00%
Reading proficiency
63% ▼ -6.00%
Median HH income
$51,358
Composite
43.65/100
National rank
#2964
State rank
#165 of 539 in PA

Livability — The Hideout

Score
72/100
State rank
#668
US rank
#6516

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
The Hideout, PA
Population (ZIP)
13,225

Population outlook (Wayne County) Hauer SSP2

Today (2025)
47,924 people
By 2030
46,191 · -3.6%
By 2040
42,815 · -10.7%
By 2050
39,873 · -16.8%
By 2075
34,556 · -27.9%
By 2100
28,358 · -40.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Romanian 9% Scotch-Irish 2% Iranian 2%
Foreign-born
4%
Languages at home
95% English-only · French/Haitian/Cajun 2% Russian/Polish/Slavic 1% Spanish 1%

Political lean MEDSL · Wayne

2024 margin
Solid R (+37.1) · D 31.1% · R 68.2%
2008→2024 swing
-24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
All cycles
2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 47.95%
Current HPI
331.9645
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+923.2% since first listed
2 events — show timeline
  • 2026-05-18 Listed $265,000 PWMLS
  • 1987-06-29 Sold (Public Records) $25,900 Public Records

Property tax history

+1.0%/yr

Latest (2026): $2,580 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…