CashFlowRE
Sign in Sign up
2033 Hawkhurst Cir #180
D Composite 41.51
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • 1% rule +8.2/10.0
  • ARV discount +7.5/15.0
  • Cash flow +6.5/30.0
  • Schools +4.2/10.0
  • Condition / age +4.0/5.0
  • Livability +3.9/5.0
  • Appreciation +3.4/10.0
  • Rent growth +3.2/5.0
  • DSCR +0.8/10.0

$139,000

2033 Hawkhurst Cir #180 · Sun City Center, FL 33573
2 bd · 2.0 ba · 1,000 sqft · Condo · 119 Days on market
Built 1985 Good condition $724/mo HOA · 39% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BACK ON THE MARKET!!! BIG-TICKET IMPROVEMENTS UNDERWAY! SELLER IS UPGRADING THE ELECTRICAL PANEL AND UPDATING ALL PLUMBING. MAJOR ENHANCEMENTS THAT ADD VALUE AND PEACE OF MIND FOR THE NEXT OWNER. UNLIKE MANY HOMES IN THE AREA THAT STILL NEED THESE IMPROVEMENTS DONE, WHICH MAKES THIS HOME AN EVEN STRONGER INVESTMENT. A RARE OPPORTUNITY IN THIS COMMUNITY TO PURCHASE WITH THESE KEY IMPROVEMENTS ALREADY UNDERWAY! Welcome to Resort-Style Living in Kings Point, Sun City Center’s Premier 55+ Gated Florida Style Community! This desirable Cypress III floor plan offers 2 Bedrooms, 2 Full Bathrooms, a Bright Sunroom, a Large Florida Room, Stainless Kitchen Appliances, and an inside Laundry Space for a washer and dryer, and a Covered-Carport, making it ideal for snowbirds, retirees, or active adults seeking low-maintenance Florida living. The home has been freshly painted inside and updated with new luxury vinyl plank flooring throughout, giving it a clean, modern look. The Golf Cart garage includes a full-Size Extra Refrigerator that conveys with the home. (perfect for extra beverages and entertaining). This home on Hawk Hurst is PET-FRIENDLY and offers maintenance free living, so you can spend more time enjoying the lifestyle that you came for. Amenities in Kings Point include: Community Pools, Pickle ball, Tennis and lawn bowling, a Veterans Theater with Live Entertainment, Bingo, Arts and Crafts, a Woodworking shop, Pottery and Stain Class studio, There are Dozens of social, hobby and car clubs and Multiple Dining Options available. Whether you’re looking for a seasonal retreat, a full time residence or an active retirement lifestyle, this home offers comfort, conveniences and endless opportunities. Welcome Home to Sun City Florida. (One or more photos have been virtually staged)

Key facts

  • Covered-carport
  • Inside laundry space
  • Large florida room

Tags

CYPRESS III FLOOR PLANBRIGHT SUNROOMLARGE FLORIDA ROOMSTAINLESS KITCHEN APPLIANCESINSIDE LAUNDRY SPACECOVERED-CARPORT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $139k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-236 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $105k (24.6% below list).
  • Meets the 1% rule at list price ($2k rent vs $139k).
  • Recommended offer: $105k (24.6% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 78/100 on livability (#178 in FL, #2,736 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, crime B+; Watch: schools D+, amenities F.
  • Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.6%/yr); 602 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 119 days — a 9% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 19y ago; this cycle's ask has dropped $18k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 39% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $104,819 (24.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 119 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.32%
Cap rate
4.25%
Cash-on-cash
-7.28%
DSCR
0.68
GRM
6.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.65% rent growth · sell at horizon

5-year hold
IRR
-29.2%
Equity multiple
0.03×
Total profit
$-37,740
Equity at exit
$20,725
10-year hold
IRR
-30.3%
Equity multiple
-0.36×
Total profit
$-52,938
Equity at exit
$12,018

Cash invested: $38,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33573

Home prices YoY
-1.2%
Rents YoY
2.6%
Active inventory
602
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$1,833 high interval (Pro) →
Mortgage (P&I)
$729
Tax est. 1.5%
$174 /mo · $2,085/yr
Insurance
$58
HOA
$724
Vacancy / Maint / Mgmt
$385
Net cashflow
$-236

Break-even live

Break-even rent $2,132
Max offer price $104,819
Occupancy floor

Sensitivity live

Price -10% $-140 -5% $-188 +0% $-236 +5% $-284 +10% $-332
Rent -10% $-381 -5% $-309 +0% $-236 +5% $-164 +10% $-91
Rate -1.0pp $-166 -0.5pp $-201 base $-236 +0.5pp $-272 +1.0pp $-309

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,750
Closing costs
$4,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 33 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2006 Hampstead Cir Unit N/A Sun City Center, FL 2.0 2.0 1474 $1,800 $1.22 25d 1 0.14mi
2117 Harleston Pl Unit 2117 Sun City Center, FL 2.0 2.0 1448 $2,500 $1.73 25d 1 0.14mi
2124 Hailstone Cir Sun City Center, FL 2.0 2.0 1000 $1,800 $1.80 25d 1 0.16mi
2102 Hereford Dr #513 Sun City Center, FL 2.0 2.0 1000 $1,500 $1.50 25d 1 0.21mi
1415 Langley Dr Sun City Center, FL 2.0 2.0 1359 $1,850 $1.36 25d 1 0.49mi
2345 Glenmore Cir Unit 294 Sun City Center, FL 2.0 2.0 984 $1,500 $1.52 25d 1 0.59mi
110 Gloucester Blvd Sun City Center, FL 2.0 2.0 1136 $1,950 $1.72 25d 1 0.64mi
1906 Canterbury Ln #26 Sun City Center, FL 2.0 2.0 1200 $1,750 $1.46 0d 1 0.68mi
1902 Dandridge St #12 Sun City Center, FL 1.0 1.5 800 $1,495 $1.87 15d 1 0.69mi
302 Canton Ct #62 Sun City Center, FL 1.0 1.5 800 $1,575 $1.97 18d 1 0.77mi
3402 Salt Air Dr Ruskin, FL 1.0–3.0 1.0–2.0 1061 $1,982 $1.87 0d 43 0.81mi
2202 Clubhouse Dr #169 Sun City Center, FL 2.0 2.0 984 $1,450 $1.47 5d 1 0.87mi
2202 Clubhouse Dr #187 Sun City Center, FL 1.0 1.5 800 $1,550 $1.94 25d 1 0.87mi
704 Tremont Greens Ln Unit 107 Sun City Center, FL 2.0 2.0 974 $1,700 $1.75 25d 1 0.90mi
323 Knottwood Ct #1 Sun City Center, FL 1.0 1.0 908 $1,090 $1.20 5d 1 0.95mi
323 Knottwood Ct Sun City Center, FL 1.0 1.0 908 $1,290 $1.42 25d 1 0.95mi
101 Cambridge Trl Sun City Center, FL 1.0–2.0 1.5–2.0 880 $1,650 $1.88 12d 1 0.97mi
301 Kings Blvd #138 Sun City Center, FL 1.0 1.5 1020 $1,800 $1.76 22d 1 0.98mi
3119 Sleepy River Ave Ruskin, FL 3.0 2.5 1421 $2,233 $1.57 0d 10 1.06mi
409 Feltham Trl Unit B Sun City Center, FL 2.0 2.0 984 $1,650 $1.68 25d 1 1.15mi
1901 Andover Way #38 Sun City Center, FL 1.0 1.5 800 $1,495 $1.87 25d 1 1.15mi
403 Finchley Ct Unit B Sun City Center, FL 2.0 2.0 960 $2,000 $2.08 25d 1 1.20mi
201 Bedford Trl Unit F128 Sun City Center, FL 2.0 2.0 960 $1,275 $1.33 25d 1 1.20mi
201 Kings Blvd #19 Sun City Center, FL 1.0 1.5 800 $1,495 $1.87 25d 1 1.21mi
202 Bedford Trl #99 Sun City Center, FL 1.0 1.0 800 $1,500 $1.88 5d 1 1.23mi
1161 Jameson Greens Dr Sun City Center, FL 3.0 2.0 1292 $1,900 $1.47 25d 1 1.26mi
306 Fowling Ct Sun City Center, FL 2.0 2.0 960 $1,700 $1.77 25d 1 1.27mi
201 Bedford St #95 Sun City Center, FL 1.0 1.5 800 $1,450 $1.81 15d 1 1.27mi
1814 Foxhunt Dr Unit A Sun City Center, FL 1.0 1.5 800 $1,475 $1.84 25d 1 1.31mi
1802 Bedford Ter #182 Sun City Center, FL 1.0 1.5 800 $1,400 $1.75 18d 1 1.36mi
1802 Bedford Ter #182 Sun City Center, FL 1.0 1.5 960 $1,375 $1.43 22d 1 1.36mi
1802 Bedford Ln Sun City Center, FL 1.0–2.0 2.0 952 $1,800 $1.89 11d 2 1.36mi
2304 Pleasure Run Dr Ruskin, FL 3.0 2.0 1276 $1,970 $1.54 4d 1 1.41mi

HOA detail condo

Monthly dues
$724 · $8,688/yr
Likely covers
electricpoolsecurity
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 21 events

  1. 2026-06-18
    days on market $139,000 Active 119 DOM
  2. 2026-06-17
    days on market $139,000 Active 118 DOM
  3. 2026-06-16
    days on market $139,000 Active 117 DOM
  4. 2026-06-15
    days on market $139,000 Active 116 DOM
  5. 2026-06-13
    days on market $139,000 Active 114 DOM
  6. 2026-06-13
    days on market $139,000 Active 113 DOM
  7. 2026-06-09
    days on market $139,000 Active 110 DOM
  8. 2026-06-08
    days on market $139,000 Active 109 DOM
  9. 2026-06-07
    days on market $139,000 Active 108 DOM
  10. 2026-06-04
    days on market $139,000 Active 105 DOM
  11. 2026-06-03
    days on market $139,000 Active 104 DOM
  12. 2026-06-02
    days on market $139,000 Active 103 DOM
  13. 2026-06-01
    days on market $139,000 Active 102 DOM
  14. 2026-05-31
    days on market $139,000 Active 101 DOM
  15. 2026-05-04
    status Active 1816-char remark
    Show marketing remark (1816 chars)

    BACK ON THE MARKET!!! BIG-TICKET IMPROVEMENTS UNDERWAY! SELLER IS UPGRADING THE ELECTRICAL PANEL AND UPDATING ALL PLUMBING. MAJOR ENHANCEMENTS THAT ADD VALUE AND PEACE OF MIND FOR THE NEXT OWNER. UNLIKE MANY HOMES IN THE AREA THAT STILL NEED THESE IMPROVEMENTS DONE, WHICH MAKES THIS HOME AN EVEN STRONGER INVESTMENT. A RARE OPPORTUNITY IN THIS COMMUNITY TO PURCHASE WITH THESE KEY IMPROVEMENTS ALREADY UNDERWAY! Welcome to Resort-Style Living in Kings Point, Sun City Center’s Premier 55+ Gated Florida Style Community! This desirable Cypress III floor plan offers 2 Bedrooms, 2 Full Bathrooms, a Bright Sunroom, a Large Florida Room, Stainless Kitchen Appliances, and an inside Laundry Space for a washer and dryer, and a Covered-Carport, making it ideal for snowbirds, retirees, or active adults seeking low-maintenance Florida living. The home has been freshly painted inside and updated with new luxury vinyl plank flooring throughout, giving it a clean, modern look. The Golf Cart garage includes a full-Size Extra Refrigerator that conveys with the home. (perfect for extra beverages and entertaining). This home on Hawk Hurst is PET-FRIENDLY and offers maintenance free living, so you can spend more time enjoying the lifestyle that you came for. Amenities in Kings Point include: Community Pools, Pickle ball, Tennis and lawn bowling, a Veterans Theater with Live Entertainment, Bingo, Arts and Crafts, a Woodworking shop, Pottery and Stain Class studio, There are Dozens of social, hobby and car clubs and Multiple Dining Options available. Whether you’re looking for a seasonal retreat, a full time residence or an active retirement lifestyle, this home offers comfort, conveniences and endless opportunities. Welcome Home to Sun City Florida. (One or more photos have been virtually staged)

  16. 2026-04-21
    status Pending 1816-char remark
    Show marketing remark (1816 chars)

    BACK ON THE MARKET!!! BIG-TICKET IMPROVEMENTS UNDERWAY! SELLER IS UPGRADING THE ELECTRICAL PANEL AND UPDATING ALL PLUMBING. MAJOR ENHANCEMENTS THAT ADD VALUE AND PEACE OF MIND FOR THE NEXT OWNER. UNLIKE MANY HOMES IN THE AREA THAT STILL NEED THESE IMPROVEMENTS DONE, WHICH MAKES THIS HOME AN EVEN STRONGER INVESTMENT. A RARE OPPORTUNITY IN THIS COMMUNITY TO PURCHASE WITH THESE KEY IMPROVEMENTS ALREADY UNDERWAY! Welcome to Resort-Style Living in Kings Point, Sun City Center’s Premier 55+ Gated Florida Style Community! This desirable Cypress III floor plan offers 2 Bedrooms, 2 Full Bathrooms, a Bright Sunroom, a Large Florida Room, Stainless Kitchen Appliances, and an inside Laundry Space for a washer and dryer, and a Covered-Carport, making it ideal for snowbirds, retirees, or active adults seeking low-maintenance Florida living. The home has been freshly painted inside and updated with new luxury vinyl plank flooring throughout, giving it a clean, modern look. The Golf Cart garage includes a full-Size Extra Refrigerator that conveys with the home. (perfect for extra beverages and entertaining). This home on Hawk Hurst is PET-FRIENDLY and offers maintenance free living, so you can spend more time enjoying the lifestyle that you came for. Amenities in Kings Point include: Community Pools, Pickle ball, Tennis and lawn bowling, a Veterans Theater with Live Entertainment, Bingo, Arts and Crafts, a Woodworking shop, Pottery and Stain Class studio, There are Dozens of social, hobby and car clubs and Multiple Dining Options available. Whether you’re looking for a seasonal retreat, a full time residence or an active retirement lifestyle, this home offers comfort, conveniences and endless opportunities. Welcome Home to Sun City Florida. (One or more photos have been virtually staged)

  17. 2026-03-05
    price $139,000 1816-char remark
    Show marketing remark (1816 chars)

    BACK ON THE MARKET!!! BIG-TICKET IMPROVEMENTS UNDERWAY! SELLER IS UPGRADING THE ELECTRICAL PANEL AND UPDATING ALL PLUMBING. MAJOR ENHANCEMENTS THAT ADD VALUE AND PEACE OF MIND FOR THE NEXT OWNER. UNLIKE MANY HOMES IN THE AREA THAT STILL NEED THESE IMPROVEMENTS DONE, WHICH MAKES THIS HOME AN EVEN STRONGER INVESTMENT. A RARE OPPORTUNITY IN THIS COMMUNITY TO PURCHASE WITH THESE KEY IMPROVEMENTS ALREADY UNDERWAY! Welcome to Resort-Style Living in Kings Point, Sun City Center’s Premier 55+ Gated Florida Style Community! This desirable Cypress III floor plan offers 2 Bedrooms, 2 Full Bathrooms, a Bright Sunroom, a Large Florida Room, Stainless Kitchen Appliances, and an inside Laundry Space for a washer and dryer, and a Covered-Carport, making it ideal for snowbirds, retirees, or active adults seeking low-maintenance Florida living. The home has been freshly painted inside and updated with new luxury vinyl plank flooring throughout, giving it a clean, modern look. The Golf Cart garage includes a full-Size Extra Refrigerator that conveys with the home. (perfect for extra beverages and entertaining). This home on Hawk Hurst is PET-FRIENDLY and offers maintenance free living, so you can spend more time enjoying the lifestyle that you came for. Amenities in Kings Point include: Community Pools, Pickle ball, Tennis and lawn bowling, a Veterans Theater with Live Entertainment, Bingo, Arts and Crafts, a Woodworking shop, Pottery and Stain Class studio, There are Dozens of social, hobby and car clubs and Multiple Dining Options available. Whether you’re looking for a seasonal retreat, a full time residence or an active retirement lifestyle, this home offers comfort, conveniences and endless opportunities. Welcome Home to Sun City Florida. (One or more photos have been virtually staged)

  18. 2026-02-06
    listed $157,000 Active 1816-char remark
    Show marketing remark (1816 chars)

    BACK ON THE MARKET!!! BIG-TICKET IMPROVEMENTS UNDERWAY! SELLER IS UPGRADING THE ELECTRICAL PANEL AND UPDATING ALL PLUMBING. MAJOR ENHANCEMENTS THAT ADD VALUE AND PEACE OF MIND FOR THE NEXT OWNER. UNLIKE MANY HOMES IN THE AREA THAT STILL NEED THESE IMPROVEMENTS DONE, WHICH MAKES THIS HOME AN EVEN STRONGER INVESTMENT. A RARE OPPORTUNITY IN THIS COMMUNITY TO PURCHASE WITH THESE KEY IMPROVEMENTS ALREADY UNDERWAY! Welcome to Resort-Style Living in Kings Point, Sun City Center’s Premier 55+ Gated Florida Style Community! This desirable Cypress III floor plan offers 2 Bedrooms, 2 Full Bathrooms, a Bright Sunroom, a Large Florida Room, Stainless Kitchen Appliances, and an inside Laundry Space for a washer and dryer, and a Covered-Carport, making it ideal for snowbirds, retirees, or active adults seeking low-maintenance Florida living. The home has been freshly painted inside and updated with new luxury vinyl plank flooring throughout, giving it a clean, modern look. The Golf Cart garage includes a full-Size Extra Refrigerator that conveys with the home. (perfect for extra beverages and entertaining). This home on Hawk Hurst is PET-FRIENDLY and offers maintenance free living, so you can spend more time enjoying the lifestyle that you came for. Amenities in Kings Point include: Community Pools, Pickle ball, Tennis and lawn bowling, a Veterans Theater with Live Entertainment, Bingo, Arts and Crafts, a Woodworking shop, Pottery and Stain Class studio, There are Dozens of social, hobby and car clubs and Multiple Dining Options available. Whether you’re looking for a seasonal retreat, a full time residence or an active retirement lifestyle, this home offers comfort, conveniences and endless opportunities. Welcome Home to Sun City Florida. (One or more photos have been virtually staged)

  19. 2009-05-16
    historical
  20. 2008-07-22
    listed $89,900
  21. 2007-04-07
    listed $119,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,001
− Mortgage interest
−$7,786
− Property taxes
−$2,085
− Insurance
−$695
− Repairs & maintenance
−$1,760
− Management
−$1,760
− HOA
−$8,688
− Depreciation
−$4,044
Taxable loss
−$4,817
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,156
After-tax cash flow
$-1,679/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This well-maintained, move-in-ready condo in Sun City Center offers a good condition with minor cosmetic updates to enhance its curb appeal and value.

Value-add opportunities

  • Resale Paint exterior — Enhances curb appeal and value.
  • Resale Replace blinds — Improves natural light and aesthetics.
  • Both Update kitchen countertops — Modernizes the space and adds value.
  • Both Install new flooring in bathrooms — Enhances functionality and appearance.
  • Both Upgrade lighting fixtures — Improves ambiance and energy efficiency.

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint exterior — Enhances curb appeal and value.
  • Resale Replace blinds — Improves natural light and aesthetics.
  • Both Update kitchen countertops — Modernizes the space and adds value.
  • Both Install new flooring in bathrooms — Enhances functionality and appearance.
  • Both Upgrade lighting fixtures — Improves ambiance and energy efficiency.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Hillsborough
NCES district ID
1200870
Math proficiency
47% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$50,622
Composite
41.6/100
National rank
#3435
State rank
#41 of 73 in FL

Livability — Sun City Center

Score
78/100
State rank
#178
US rank
#2736

Category grades

Amenities F Commute B+ Cost of living B+ Crime B+ Employment C+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sun City Center, FL
County
Hillsborough County · 1,540,968 people
City population
35,362
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
35,362
Household income
$72,834
Rent vs Own
17.3% rent · 82.7% own
Severe rent burden
1382.0

Population outlook (Hillsborough County) Hauer SSP2

Today (2025)
1,607,022 people
By 2030
1,733,968 · +7.9%
By 2040
1,979,565 · +23.2%
By 2050
2,203,427 · +37.1%
By 2075
2,667,893 · +66.0%
By 2100
2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Hispanic / Latino 13% Two or more races 11% Black 10% Asian 1%
Hispanic origin (detail)
Mexican 1% Puerto Rican 6% Cuban 2%
Common ancestry
Romanian 3% Lithuanian 3% Slovak 2%
Foreign-born
8% · Canada, Vietnam
Languages at home
86% English-only · Spanish 10% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Hillsborough

2024 margin
Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
2008→2024 swing
-10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -3.27%
Current HPI
272.9767
Rent YoY
▲ 2.65%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+15.9% since first listed
7 events — show timeline
  • 2026-05-04 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-04-21 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-03-05 Price Changed $139,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-06 Listed $157,000 Stellar MLS as Distributed by MLS Grid
  • 2009-05-16 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2008-07-22 Listed $89,900 Stellar MLS as Distributed by MLS Grid
  • 2007-04-07 Listed $119,900 Stellar MLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…