791 Linwood St · New York, NY 11208

$775,000

4 bd · 2.0 ba · 1,530 sqft · MultiFamily public records · 179 Days on market

Built 1920 Est $734k · 6% over

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.2/30.0
• DSCR +5.0/10.0
• ARV discount +5.0/15.0
• Schools +5.0/10.0
• Rent growth +4.0/5.0
• Livability +3.8/5.0
• 1% rule +3.1/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

Welcome to 791 Linwood Street a very well kept detached multi family home with fantastic curb appeal! This property features a finished basement with private entrance and its own washer and dryer for added convenience. Units will be delivered vacant, offering flexibility for investors or owner occupants. Enjoy excellent income potential in a prime Brooklyn location close to transit, shopping. Don't miss this opportunity to live and earn in vibrant Brooklyn!

Key facts

• Full basement
• Two family home
• Shopping

Tags

• TWO FAMILY HOME
• TWO RESIDENTIAL UNITS
• FULL BASEMENT
• PUBLIC TRANSPORTATION
• SHOPPING
• LOCAL AMENITIES

Property features AI

Exterior

• Parking: Detached parking; Driveway
• Utilities: Public sewer; Electricity connected; Natural gas connected; Sewer connected; Water connected
• Home design: Duplex
• Construction: Aluminum siding construction
• Exterior features: Aluminum siding; Not waterfront

Interior

• Kitchen: Eat-in kitchen
• Bedrooms: One 2-bedroom unit
• Bathrooms: 2 full bathrooms
• Heating & cooling: Natural gas heating; Heat recovery system; No central cooling
• Interior features: First-floor bedroom; First-floor full bathroom; Eat-in kitchen; Finished basement
• Laundry & utility: Common area laundry

What this means for you Summary

Snapshot

• This is a 2 × 2-bed/1.0-bath units multifamily listed at $775k.

Deal economics

• At list price, monthly cash flow is $407 ($5k/yr) — positive. Per door: $204/mo.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $630k (18.7% below list).
• Recommended offer: $630k (18.7% below list) — sets the bar for 1% rule.
• Cap rate 6.9% vs local median 2.6% in New York — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#268 in NY, #4,188 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, health & safety A; Watch: crime F, cost of living F.
• Market conditions: Rents rising fast (+6.1%/yr); 192 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 10,063 units permitted in Kings County in 2024 (9,789 in 5+ unit buildings).
• At $6,300/mo this rent would consume 122% of the median local household income ($62k/yr) (locally 7574% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $5k of loan paydown is wiped out by about $23k of value loss. Plan a longer hold.
• Kings County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 179 days — a 12% lower offer ($682k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $300k; list at $775k implies a 158% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 65% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $630,000 (18.7% below list)

Questions for the listing agent

1. It's been on market 179 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
4. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 6.92%
• Cash-on-cash: 2.25%
• DSCR: 1.10
• GRM: 10.3

CMA / ARV

• ARV (on-the-fly): $734,400
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
473 Berriman St	0.15mi	4/2.0	1,720 (+12%)	9mo	$825,000	$480	65
1023 New Lots Ave	0.29mi	5/3.0 (+1)	1,596 (+4%)	10mo	$875,000	$548	61
545 Logan St	0.52mi	5/3.0 (+1)	1,640 (+7%)	5mo	$630,000	$384	51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.14% rent growth · sell at horizon

5-year hold

• IRR: -9.8%
• Equity multiple: 0.63×
• Total profit: $-79,498
• Equity at exit: $115,555

10-year hold

• IRR: 3.0%
• Equity multiple: 1.24×
• Total profit: $52,464
• Equity at exit: $67,008

Cash invested: $217,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 0 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City New York: 0 Strongly Tenant-Friendly · D+34

Rent Stabilization Code; HSTPA; 6+ months in housing court.

Methodology + full state rankings →

ZIP-level market 11208

• Rents YoY: 6.1%
• Active inventory: 192
• Price-to-rent: 20.5×

Monthly cashflow live

• Estimated rent: $6,300 medium
• Mortgage (P&I): −$4,064
• Tax from tax record: −$183 /mo · $2,191/yr
• Insurance: −$323
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,323
• Net cashflow: $407

Break-even live

Break-even rent $5,784

Max offer price $775,000

Occupancy floor 89%

Sensitivity live

Price	-10% $846	-5% $627	+0% $407	+5% $188	+10% $-31
Rent	-10% $-90	-5% $158	+0% $407	+5% $656	+10% $905
Rate	-1.0pp $798	-0.5pp $604	base $407	+0.5pp $207	+1.0pp $2

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	2	1	$6,300
Total (2 units)			$6,300

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $193,750
• Closing costs: $23,250
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
294 Ridgewood Ave Brooklyn, NY	4.0	2.0	1200	$3,500	$2.92	25d	1	1.24mi
156-49 76th St Unit 2 Jamaica, NY	3.0	2.0	1250	$3,300	$2.64	17d	1	1.29mi
13214 81st St Ozone Park, NY	3.0	1.0	1280	$4,100	$3.20	12d	1	1.41mi
132-13 81st St #1 Jamaica, NY	3.0	1.0	1280	$4,100	$3.20	3d	1	1.44mi
14912 83rd St Howard Beach, NY	3.0	2.0	1250	$3,200	$2.56	25d	1	1.47mi

Listing history 18 events

1. 2026-06-15
   days on market $775,000 Active 179 DOM
2. 2026-06-13
   days on market $775,000 Active 177 DOM
3. 2026-06-10
   days on market $775,000 Active 173 DOM
4. 2026-06-08
   days on market $775,000 Active 172 DOM
5. 2026-06-04
   days on market $775,000 Active 168 DOM
6. 2026-06-03
   days on market $775,000 Active 167 DOM
7. 2026-06-01
   days on market $775,000 Active 165 DOM
8. 2026-05-31
   days on market $775,000 Active 164 DOM
9. 2026-01-20
   status Pending 461-char remark

   Show marketing remark (461 chars)

   Welcome to 791 Linwood Street a very well kept detached multi family home with fantastic curb appeal! This property features a finished basement with private entrance and its own washer and dryer for added convenience. Units will be delivered vacant, offering flexibility for investors or owner occupants. Enjoy excellent income potential in a prime Brooklyn location close to transit, shopping. Don't miss this opportunity to live and earn in vibrant Brooklyn!

10. 2025-12-17
    listed $775,000 Active
11. 2025-07-30
    status Pending 461-char remark

    Show marketing remark (461 chars)

    Welcome to 791 Linwood Street a very well kept detached multi family home with fantastic curb appeal! This property features a finished basement with private entrance and its own washer and dryer for added convenience. Units will be delivered vacant, offering flexibility for investors or owner occupants. Enjoy excellent income potential in a prime Brooklyn location close to transit, shopping. Don't miss this opportunity to live and earn in vibrant Brooklyn!

12. 2025-07-30
    historical 461-char remark

    Show marketing remark (461 chars)

    Welcome to 791 Linwood Street a very well kept detached multi family home with fantastic curb appeal! This property features a finished basement with private entrance and its own washer and dryer for added convenience. Units will be delivered vacant, offering flexibility for investors or owner occupants. Enjoy excellent income potential in a prime Brooklyn location close to transit, shopping. Don't miss this opportunity to live and earn in vibrant Brooklyn!

13. 2025-07-10
    price $765,000 461-char remark

    Show marketing remark (461 chars)

    Welcome to 791 Linwood Street a very well kept detached multi family home with fantastic curb appeal! This property features a finished basement with private entrance and its own washer and dryer for added convenience. Units will be delivered vacant, offering flexibility for investors or owner occupants. Enjoy excellent income potential in a prime Brooklyn location close to transit, shopping. Don't miss this opportunity to live and earn in vibrant Brooklyn!

14. 2025-07-09
    listed $765 Active 461-char remark

    Show marketing remark (461 chars)

    Welcome to 791 Linwood Street a very well kept detached multi family home with fantastic curb appeal! This property features a finished basement with private entrance and its own washer and dryer for added convenience. Units will be delivered vacant, offering flexibility for investors or owner occupants. Enjoy excellent income potential in a prime Brooklyn location close to transit, shopping. Don't miss this opportunity to live and earn in vibrant Brooklyn!

15. 2005-08-15
    soldstatus $300,000
16. 1995-06-15
    soldstatus $10,000
17. 1990-10-15
    soldstatus $125,000
18. 1990-02-16
    soldstatus $73,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $2,191 · $183/mo
• Projected year-2 tax: $7,644 · $637/mo
• Expected delta: +$5,453/yr (+$454/mo · 248.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 65% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $75,600
• − Mortgage interest: −$43,412
• − Property taxes: −$2,191
• − Insurance: −$3,875
• − Repairs & maintenance: −$6,048
• − Management: −$6,048
• − Depreciation: −$22,545
• Taxable loss: −$8,519
• Est. tax savings @ 24.0%: +$2,045
• After-tax cash flow: $6,933/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — New York

• Score: 75/100
• State rank: #268
• US rank: #4188

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A- Housing C+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: New York, NY
• County: Kings County · 2,614,986 people
• City population: 7,731,280
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 105,428
• Household income: $62,077
• Rent vs Own: 75.1% rent · 24.9% own
• Severe rent burden: 7574.0

Population outlook (Kings County) Hauer SSP2

• Today (2025): 2,847,441 people
• By 2030: 2,937,006 · +3.1%
• By 2040: 3,095,491 · +8.7%
• By 2050: 3,228,968 · +13.4%
• By 2075: 3,321,723 · +16.7%
• By 2100: 3,111,387 · +9.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.66)
• Race & ethnicity: Black 42% Hispanic / Latino 39% Asian 10% Two or more races 8% White 3%
• Hispanic origin (detail): Mexican 2% Puerto Rican 9% Dominican 16%
• Common ancestry: Hispanic 1%
• Foreign-born: 40% · Canada, China, Mexico
• Languages at home: 48% English-only · Spanish 36% Other Indo-European 11% French/Haitian/Cajun 1%

Political lean MEDSL · Kings

• 2024 margin: Solid D (+44.0) · D 72.0% · R 28.0%
• 2008→2024 swing: -15.5pp toward R · 2008: 59.4pp · 2024: 44.0pp
• All cycles: 2024: D+44.0 2020: D+54.8 2016: D+61.8 2012: D+63.9 2008: D+59.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -546.38%
• Current HPI: 376.1489
• Rent YoY: ▲ 6.14%
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+961.6% since first listed

10 events — show timeline

• 2026-01-20 Pending — OneKey® MLS as Distributed by MLS Grid
• 2025-12-17 Listed $775,000 OneKey® MLS as Distributed by MLS Grid
• 2025-07-30 Pending — OneKey® MLS as Distributed by MLS Grid
• 2025-07-30 Listing Removed — OneKey® MLS as Distributed by MLS Grid
• 2025-07-10 Price Changed $765,000 OneKey® MLS as Distributed by MLS Grid
• 2025-07-09 Listed $765 OneKey® MLS as Distributed by MLS Grid
• 2005-08-15 Sold (Public Records) $300,000 Public Records
• 1995-06-15 Sold (Public Records) $10,000 Public Records
• 1990-10-15 Sold (Public Records) $125,000 Public Records
• 1990-02-16 Sold (Public Records) $73,000 Public Records

Property tax history

+6.5%/yr

Latest (2025): $2,191 · -1.2% YoY. Source: county tax records.