🏗️ New Construction
4623 Hartshorn Cir · Aiken, SC
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +7.5/15.0
- Cash flow +5.3/30.0
- Schools +4.1/10.0
- Condition / age +4.0/5.0
- Rent growth +3.8/5.0
- Livability +3.4/5.0
- 1% rule +1.2/10.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$279,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome home to this beautifully designed 4-bedroom, 3-bathroom residence, where spacious living meets modern style. Thoughtfully crafted for both everyday comfort and effortless entertaining, this home features an open-concept layout that seamlessly connects the kitchen, dining, and living spaces. At the heart of the home, the chef-inspired kitchen showcases a large center island, abundant cabinetry, generous counter space, and ample room for gathering with family and friends. The adjoining living room offers an inviting atmosphere for relaxing, while the separate formal dining room provides the perfect setting for holiday meals, celebrations, or intimate dinners.
Key facts
- Large center island
- Open-concept layout
- 7,841 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $280k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-734 ($-9k/yr) — negative.
- To cash-flow at today's rent, offer at most $225k (19.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $207k (26.1% below list).
- Recommended offer: $207k (26.1% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 67/100 on livability (#93 in SC) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime F, commute F.
- Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Graniteville Elementary (math 27%, 377 students, 100% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 72% FRL vs 54% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+5.1%/yr); 687 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 47% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
- This rent runs 42% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 76 days — a 6% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 76 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.62% ✗
- Cap rate
- 3.63%
- Cash-on-cash
- -9.50%
- DSCR
- 0.58
- GRM
- 13.3
CMA / ARV
- ARV (median comp)
- $331,125
- List price
- $279,900
- Delta
- -15.47%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4444 Hartshorn Cir | 0.12mi | 4/2.5 | 2,325 (+4%) | 4mo | $288,900 | $124 | 82 |
| 4481 Hartshorn Cir | 0.10mi | 4/2.5 | 2,325 (+4%) | 5mo | $329,550 | $142 | 82 |
| 4673 Hartshorn Cir | 0.04mi | 4/2.0 | 1,933 (-13%) | 0mo | $279,900 | $145 | 72 |
| 4349 Hartshorn Cir | 0.14mi | 4/3.0 | 2,455 (+10%) | 5mo | $299,000 | $122 | 72 |
| 4591 Hartshorn Cir | 0.02mi | 4/2.0 | 1,933 (-13%) | 2mo | $279,900 | $145 | 72 |
| 741 Manitou Cir | 0.28mi | 4/2.5 | 2,386 (+7%) | 2mo | $275,000 | $115 | 71 |
| 4820 Hartshorn Cir | 0.09mi | 4/2.5 | 2,505 (+13%) | 4mo | $304,900 | $122 | 69 |
| 299 Mansell Park | 0.33mi | 3/2.5 (-1) | 2,378 (+7%) | 2mo | $279,900 | $118 | 64 |
| 639 Lytham Dr | 0.42mi | 5/3.0 (+1) | 2,361 (+6%) | 4mo | $296,374 | $126 | 62 |
| 646 Lytham Dr | 0.44mi | 4/2.5 | 1,976 (-11%) | 3mo | $279,170 | $141 | 56 |
| 6006 Beadlow St | 0.45mi | 5/3.0 (+1) | 2,487 (+12%) | 1mo | $297,900 | $120 | 54 |
| 633 Colston Ave | 0.72mi | 3/2.5 (-1) | 1,911 (-14%) | 4mo | $257,900 | $135 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.06% rent growth · sell at horizon
- IRR
- -30.9%
- Equity multiple
- -0.03×
- Total profit
- $-95,931
- Equity at exit
- $49,372
- IRR
- -25.3%
- Equity multiple
- -0.34×
- Total profit
- $-124,651
- Equity at exit
- $28,630
Cash invested: $92,715 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 68 active · 54 under contract
- Months of supply
- 11.0 mo (9%/mo absorbed)
- Median asking
- $285,750 ($136/sqft)
- Median days on market
- 99 d
- This list price
- 32% of active listings are priced below it
- ARV vs active asking
- +9.6% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 29801
- Rents YoY
- 5.1%
- Active inventory
- 687
- Price-to-rent
- 11.3×
Monthly cashflow live
- Estimated rent
- $2,069 high interval (Pro) →
- Mortgage (P&I)
- −$1,736
- Tax est. 1.5%
- −$414 /mo · $4,967/yr
- Insurance
- −$138
- HOA
- −$80
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$435
- Net cashflow
- $-734
Break-even live
Sensitivity live
| Price | -10% $-505 | -5% $-619 | +0% $-734 | +5% $-848 | +10% $-963 |
|---|---|---|---|---|---|
| Rent | -10% $-897 | -5% $-815 | +0% $-734 | +5% $-652 | +10% $-570 |
| Rate | -1.0pp $-567 | -0.5pp $-650 | base $-734 | +0.5pp $-820 | +1.0pp $-907 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $82,781
- Closing costs
- $9,934
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 15 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 934 Manitou Cir Aiken, SC | 3.0 | 3.0 | 1551 | $1,800 | $1.16 | 6d | 1 | 0.23mi |
| 983 Manitou Cir Aiken, SC | 3.0 | 2.0 | 1551 | $1,980 | $1.28 | 119d | 1 | 0.25mi |
| 293 Mansell Park Aiken, SC | 4.0 | 2.5 | 2386 | $2,250 | $0.94 | 117d | 1 | 0.31mi |
| 266 Mansell Park Aiken, SC | 3.0 | 2.5 | 1807 | $1,950 | $1.08 | 117d | 1 | 0.32mi |
| 651 Manitou Cir Aiken, SC | 4.0 | 2.5 | 2046 | $1,895 | $0.93 | 3d | 1 | 0.34mi |
| 433 Whitby Ct Aiken, SC | 5.0 | 3.0 | 2378 | $2,495 | $1.05 | 117d | 1 | 0.40mi |
| 430 Whitby Ct Aiken, SC | 3.0 | 2.5 | 1749 | $1,850 | $1.06 | 6d | 1 | 0.42mi |
| 860 Delta Ln Unit 860 Aiken, SC | 4.0 | 4.0 | 2336 | $2,100 | $0.90 | 109d | 1 | 0.43mi |
| 811 Grovebury Ct Aiken, SC | 3.0 | 2.5 | 1435 | $1,699 | $1.18 | 6d | 1 | 0.53mi |
| 721 Grovebury Ct Aiken, SC | 3.0 | 2.5 | 1435 | $1,750 | $1.22 | 109d | 1 | 0.54mi |
| 3124 Saint Charles Ave Aiken, SC | 3.0 | 2.0 | 1550 | $2,085 | $1.35 | 117d | 1 | 0.58mi |
| 3124 Saint Charles Ave Aiken, SC | 3.0 | 2.0 | 1550 | $1,985 | $1.28 | 6d | 1 | 0.58mi |
| 598 Burnaby Ct Aiken, SC | 3.0 | 2.0 | 1748 | $2,000 | $1.14 | 6d | 1 | 0.61mi |
| 1015 Tabor Pl Aiken, SC | 4.0 | 3.5 | 1892 | $1,999 | $1.06 | 5d | 1 | 0.61mi |
| 1034 Stockton St Aiken, SC | 4.0 | 2.5 | 2522 | $1,985 | $0.79 | 0d | 1 | 0.74mi |
Property features AI
Finance
- HOA & community
- Homeowners association with an annual fee of $965 (about $80.42/month)Community pool
Exterior
- Parking
- 2-car garageGarage door openerDriveway
- Security
- Smoke detectors
- Utilities
- Public waterPublic sewerCable availableNatural gas availableThermostat and insulation noted for energy efficiencyWater heater included in green/energy-efficient features
- Home design
- Single-family residenceTwo levelsNew construction
- Construction
- Vinyl sidingComposition roofConcrete perimeter foundationHome warranty includedBuilt as new construction
- Exterior features
- PatioCommunity poolNo additional exterior features listed
Interior
- Kitchen
- DishwasherMicrowaveKitchen islandPantry
- Bedrooms
- Total rooms: 8
- Flooring
- Carpet
- Bathrooms
- 3 full bathrooms
- Heating & cooling
- Central airCeiling fansElectric heatingFireplace heating
- Interior features
- Ceiling fansWalk-in closetsKitchen islandPantryGas fireplace (1)
- Laundry & utility
- Tankless water heater
Listing history 50 events
-
2026-09-24days on market $279,900 Active 76 DOM
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2026-09-23days on market $279,900 Active 75 DOM
-
2026-09-22days on market $279,900 Active 74 DOM
-
2026-09-21statusdays on market $279,900 Active 73 DOM
-
2026-09-20days on market $279,900 Active Under Contract 72 DOM
-
2026-09-19days on market $279,900 Active Under Contract 71 DOM
-
2026-09-18days on market $279,900 Active Under Contract 70 DOM
-
2026-09-17days on market $279,900 Active Under Contract 69 DOM
-
2026-09-16days on market $279,900 Active Under Contract 68 DOM
-
2026-09-15days on market $279,900 Active Under Contract 67 DOM
-
2026-09-14days on market $279,900 Active Under Contract 66 DOM
-
2026-09-14status $279,900 Active Under Contract 65 DOM
-
2026-09-13days on market $279,900 Active 65 DOM
-
2026-09-12days on market $279,900 Active 64 DOM
-
2026-09-11days on market $279,900 Active 63 DOM
-
2026-09-05days on market $279,900 Active 57 DOM
-
2026-09-04days on market $279,900 Active 56 DOM
-
2026-09-03days on market $279,900 Active 55 DOM
-
2026-08-31days on market $279,900 Active 52 DOM
-
2026-08-30days on market $279,900 Active 51 DOM
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2026-08-29days on market $279,900 Active 50 DOM
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2026-08-28price $279,900 Active 49 DOM
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2026-08-28days on market $299,900 Active 49 DOM
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2026-08-27days on market $299,900 Active 48 DOM
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2026-08-26days on market $299,900 Active 47 DOM
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2026-08-25days on market $299,900 Active 46 DOM
-
2026-08-24days on market $299,900 Active 45 DOM
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2026-08-23days on market $299,900 Active 44 DOM
-
2026-08-22days on market $299,900 Active 43 DOM
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2026-08-21days on market $299,900 Active 42 DOM
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2026-08-20days on market $299,900 Active 41 DOM
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2026-08-19days on market $299,900 Active 40 DOM
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2026-08-18days on market $299,900 Active 39 DOM
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2026-08-17days on market $299,900 Active 38 DOM
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2026-08-16days on market $299,900 Active 37 DOM
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2026-08-15days on market $299,900 Active 36 DOM
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2026-08-14days on market $299,900 Active 35 DOM
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2026-08-13days on market $299,900 Active 34 DOM
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2026-08-12days on market $299,900 Active 33 DOM
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2026-08-11days on market $299,900 Active 32 DOM
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2026-08-10days on market $299,900 Active 31 DOM
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2026-08-09days on market $299,900 Active 30 DOM
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2026-08-08days on market $299,900 Active 29 DOM
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2026-08-07days on market $299,900 Active 28 DOM
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2026-08-06days on market $299,900 Active 27 DOM
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2026-08-05days on market $299,900 Active 26 DOM
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2026-08-04days on market $299,900 Active 25 DOM
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2026-08-03days on market $299,900 Active 24 DOM
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2026-07-31days on market $299,900 Active 21 DOM
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2026-07-29days on market $299,900 Active 19 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $24,829
- − Mortgage interest
- −$18,548
- − Property taxes
- −$4,967
- − Insurance
- −$1,656
- − Repairs & maintenance
- −$1,986
- − Management
- −$1,986
- − HOA
- −$960
- − Depreciation
- −$9,633
- Taxable loss
- −$14,907
- Est. tax savings @ 24.0%
- +$3,578
- After-tax cash flow
- $-5,227/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 7 photos
This spacious 5-bedroom, 3-bathroom home is in good condition with a good condition score of 80. It features an open concept kitchen, modern bathrooms, and well-maintained exterior. The home is in need of some cosmetic updates such as painting and flooring, which would significantly increase its resale and rental value.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
- Both Updating the flooring in the bedrooms — Modern flooring can improve the overall look and feel of the home ↑
- Both Upgrading the kitchen appliances — Modern appliances can make the kitchen more functional and appealing ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Aiken 01
- NCES district ID
- 4500720
- Math proficiency
- 31% ▼ -11.00%
- Reading proficiency
- 44% ▼ -1.00%
- Median HH income
- $45,081
- Composite
- 31.91/100
- National rank
- #5857
- State rank
- #36 of 80 in SC
Livability — Aiken
- Score
- 67/100
- State rank
- #93
- US rank
- #10443
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Aiken County · 178,003 people
- City population
- 71,807
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 31,108
- Household income
- $59,573
- Rent vs Own
- Severe rent burden
- 13% of renters
Population outlook (Aiken County) Hauer SSP2
- Today (2025)
- 178,003 people
- By 2030
- 182,876 · +2.7%
- By 2040
- 189,970 · +6.7%
- By 2050
- 193,840 · +8.9%
- By 2075
- 199,453 · +12.1%
- By 2100
- 192,403 · +8.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 50% Black 42% Hispanic / Latino 5% Two or more races 4% Asian 1%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Common ancestry
- Slovak 2% Italian 1% Serbian 1%
- Foreign-born
- 3% · Canada, Jamaica
- Languages at home
- 95% English-only · Spanish 3% Other Indo-European 1%
Political lean MEDSL · Aiken
- 2024 margin
- Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
- 2008→2024 swing
- -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
- All cycles
- 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -278.52%
- Current HPI
- 173.7944
- Rent YoY
- ▲ 5.06%
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
-4.6% since first listed4 events — show timeline
- 2026-06-14 Price Changed $309,900 AMLS
- 2026-06-08 Price Changed $317,900 AMLS
- 2026-05-22 Price Changed $309,900 AMLS
- 2026-05-12 Listed $325,000 AMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…