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125 Verdon Hl
C- Composite 51.09
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.4/30.0
  • ARV discount +13.9/15.0
  • Schools +5.1/10.0
  • DSCR +4.4/10.0
  • 1% rule +4.0/10.0
  • Livability +3.6/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$360,000

125 Verdon Hl · Fayetteville, GA 30215
4 bd · 3.0 ba · 1,750 sqft · SingleFamily public records · 80 Days on market
Built 1998 2,234 sqft lot $206/sqft · 14% below area Est $419k · 14% under $55/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This four-bedroom, two-bathroom house offers approximately 1,750 square feet of living space. The property features a patio and a spacious backyard, providing ample outdoor space. Inside, the home boasts a variety of desirable features, including stainless steel appliances, a vaulted ceiling, backsplash tile, quartz countertops, a quartz fireplace, a new microwave, and a new HVAC system. The bedrooms are spacious, and the bathroom countertop is also made of quartz. This property provides a comfortable and well-appointed living experience. wonderful amenities offered in Stonebriar make this home so enjoyable with a pool, tennis courts, basketball court, a recently renovated playground, and a covered picnic pavilion. Home is located minutes from Trilith Studios, shopping, schools and Piedmont Fayette Hospital.

Key facts

  • Quartz countertops
  • Backsplash tile
  • Spacious backyard

Tags

SPACIOUS BACKYARDSTAINLESS STEEL APPLIANCESVAULTED CEILINGBACKSPLASH TILEQUARTZ COUNTERTOPSQUARTZ FIREPLACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $360k.

Deal economics

  • At list price, monthly cash flow is $75 ($902/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $322k (10.5% below list).
  • Recommended offer: $322k (10.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 4.3% in Fayetteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#86 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, schools B+, health & safety B+; Watch: amenities F, commute F.
  • Fayette County (suburban): math 52% / reading 60% proficiency, ranked #7 of 174 in GA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.2%/yr); 310 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 323 units permitted in Fayette County in 2024 (0 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($118k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Fayette County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 80 days — a 6% lower offer ($338k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $225k; list at $360k implies a 60% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $322,330 (10.5% below list)

Questions for the listing agent

  1. It's been on market 80 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
6.54%
Cash-on-cash
0.89%
DSCR
1.04
GRM
9.3

CMA / ARV

ARV (median comp)
$419,449
List price
$360,000
Delta
-14.17%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
225 Briarsweet Way 0.17mi 4/2.5 1,770 (+1%) 13mo $338,500 $191 77
230 Doe Hollow Trce 0.43mi 4/3.0 1,872 (+7%) 0mo $464,999 $248 68
175 Ferncliff 0.38mi 3/2.0 (-1) 1,773 (+1%) 8mo $427,500 $241 64
170 Hidden Brook Trl 0.45mi 3/2.0 (-1) 1,814 (+4%) 6mo $353,000 $195 59
190 Hidden Brook Trl 0.48mi 4/2.0 1,924 (+10%) 2mo $417,000 $217 56
155 Hidden Brook Trl 0.32mi 3/2.0 (-1) 1,896 (+8%) 9mo $425,000 $224 55
120 Cottage Cir 0.46mi 4/2.0 1,822 (+4%) 18mo $399,000 $219 52
130 Broadleaf Pt 0.21mi 3/2.0 (-1) 1,855 (+6%) 23mo $375,000 $202 52
202 Willow Rock Pt 0.34mi 3/2.0 (-1) 1,903 (+9%) 11mo $424,000 $223 51
470 Grand Teton Cir 0.69mi 3/2.0 (-1) 1,667 (-5%) 2mo $439,000 $263 50
227 Willow Rock Pt 0.38mi 3/2.0 (-1) 1,990 (+14%) 9mo $437,000 $220 43
220 Doe Hollow Trce 0.42mi 4/2.0 1,950 (+11%) 23mo $450,000 $231 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.22% rent growth · sell at horizon

5-year hold
IRR
-14.6%
Equity multiple
0.48×
Total profit
$-52,797
Equity at exit
$53,677
10-year hold
IRR
-5.6%
Equity multiple
0.64×
Total profit
$-36,710
Equity at exit
$31,126

Cash invested: $100,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30215

Rents YoY
3.2%
Active inventory
310
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$3,223 medium interval (Pro) →
Mortgage (P&I)
$1,888
Tax from tax record
$378 /mo · $4,541/yr
Insurance
$150
HOA
$55
Vacancy / Maint / Mgmt
$677
Net cashflow
$75

Break-even live

Break-even rent $3,128
Max offer price $360,000
Occupancy floor 93%

Sensitivity live

Price -10% $279 -5% $177 +0% $75 +5% $-27 +10% $-129
Rent -10% $-180 -5% $-52 +0% $75 +5% $202 +10% $330
Rate -1.0pp $256 -0.5pp $167 base $75 +0.5pp $-18 +1.0pp $-113

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$90,000
Closing costs
$10,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
111 Beaverbrook Ln Fayetteville, GA 4.0 2.5 2284 $3,129 $1.37 18d 1 0.17mi
105 Edgemoore Ln Fayetteville, GA 4.0 2.5 2580 $2,495 $0.97 25d 1 0.42mi
305 Sunderland Cir Fayetteville, GA 4.0 2.5 2587 $3,650 $1.41 0d 1 0.57mi
100 Lakeview Ln Fayetteville, GA 3.0 2.0 1900 $2,300 $1.21 45d 1 1.12mi

HOA detail

Monthly dues
$55 · $660/yr
Likely covers
pool

Listing history 25 events

  1. 2026-06-21
    days on market $360,000 Active 80 DOM
  2. 2026-06-18
    days on market $360,000 Active 77 DOM
  3. 2026-06-17
    days on market $360,000 Active 76 DOM
  4. 2026-06-16
    days on market $360,000 Active 75 DOM
  5. 2026-06-15
    days on market $360,000 Active 74 DOM
  6. 2026-06-13
    days on market $360,000 Active 72 DOM
  7. 2026-06-09
    days on market $360,000 Active 68 DOM
  8. 2026-06-08
    days on market $360,000 Active 67 DOM
  9. 2026-06-07
    days on market $360,000 Active 66 DOM
  10. 2026-06-04
    days on market $360,000 Active 63 DOM
  11. 2026-06-03
    days on market $360,000 Active 62 DOM
  12. 2026-06-02
    days on market $360,000 Active 61 DOM
  13. 2026-06-01
    days on market $360,000 Active 60 DOM
  14. 2026-05-31
    days on market $360,000 Active 59 DOM
  15. 2026-05-12
    price $360,000 820-char remark
    Show marketing remark (827 chars)

    This four-bedroom, two-bathroom house offers approximately 1,750 square feet of living space. The property features a patio and a spacious backyard, providing ample outdoor space. Inside, the home boasts a variety of desirable features, including stainless steel appliances, a vaulted ceiling, backsplash tile, quartz countertops, a quartz fireplace, a new microwave, and a new HVAC system. The bedrooms are spacious, and the bathroom countertop is also made of quartz. This property provides a comfortable and well-appointed living experience. wonderful amenities offered in Stonebriar make this home so enjoyable with a pool, tennis courts, basketball court, a recently renovated playground, and a family covered picnic pavilion. Home is located minutes from Trilith Studios, shopping, schools and Piedmont Fayette Hospital.

  16. 2026-05-12
    price $360,000 827-char remark
    Show marketing remark (827 chars)

    This four-bedroom, two-bathroom house offers approximately 1,750 square feet of living space. The property features a patio and a spacious backyard, providing ample outdoor space. Inside, the home boasts a variety of desirable features, including stainless steel appliances, a vaulted ceiling, backsplash tile, quartz countertops, a quartz fireplace, a new microwave, and a new HVAC system. The bedrooms are spacious, and the bathroom countertop is also made of quartz. This property provides a comfortable and well-appointed living experience. wonderful amenities offered in Stonebriar make this home so enjoyable with a pool, tennis courts, basketball court, a recently renovated playground, and a family covered picnic pavilion. Home is located minutes from Trilith Studios, shopping, schools and Piedmont Fayette Hospital.

  17. 2026-04-02
    listed $370,000 New 820-char remark
    Show marketing remark (827 chars)

    This four-bedroom, two-bathroom house offers approximately 1,750 square feet of living space. The property features a patio and a spacious backyard, providing ample outdoor space. Inside, the home boasts a variety of desirable features, including stainless steel appliances, a vaulted ceiling, backsplash tile, quartz countertops, a quartz fireplace, a new microwave, and a new HVAC system. The bedrooms are spacious, and the bathroom countertop is also made of quartz. This property provides a comfortable and well-appointed living experience. wonderful amenities offered in Stonebriar make this home so enjoyable with a pool, tennis courts, basketball court, a recently renovated playground, and a family covered picnic pavilion. Home is located minutes from Trilith Studios, shopping, schools and Piedmont Fayette Hospital.

  18. 2026-04-02
    listed $370,000 Active 827-char remark
    Show marketing remark (827 chars)

    This four-bedroom, two-bathroom house offers approximately 1,750 square feet of living space. The property features a patio and a spacious backyard, providing ample outdoor space. Inside, the home boasts a variety of desirable features, including stainless steel appliances, a vaulted ceiling, backsplash tile, quartz countertops, a quartz fireplace, a new microwave, and a new HVAC system. The bedrooms are spacious, and the bathroom countertop is also made of quartz. This property provides a comfortable and well-appointed living experience. wonderful amenities offered in Stonebriar make this home so enjoyable with a pool, tennis courts, basketball court, a recently renovated playground, and a family covered picnic pavilion. Home is located minutes from Trilith Studios, shopping, schools and Piedmont Fayette Hospital.

  19. 2018-10-03
    soldstatus $225,000
  20. 2018-02-12
    historical
  21. 2018-01-25
    status Back on Market
  22. 2018-01-15
    status Pending Offer Approval
  23. 2018-01-03
    listed $225,000 New
  24. 2003-12-16
    soldstatus $220,000
  25. 1998-03-10
    soldstatus $156,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$4,541 · $378/mo
Projected year-2 tax
$4,541 · $378/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$38,680
− Mortgage interest
−$20,166
− Property taxes
−$4,541
− Insurance
−$1,800
− Repairs & maintenance
−$3,094
− Management
−$3,094
− HOA
−$660
− Depreciation
−$10,473
Taxable loss
−$5,148
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,236
After-tax cash flow
$2,137/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fayette County
NCES district ID
1302130
Math proficiency
52% ▼ -12.00%
Reading proficiency
60% ▼ -7.00%
Median HH income
$80,746
Composite
50.67/100
National rank
#1824
State rank
#7 of 174 in GA

Livability — Fayetteville

Score
71/100
State rank
#86
US rank
#7167

Category grades

Amenities F Commute F Cost of living B Crime B- Employment B Housing A+ Health & safety B+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fayetteville, GA
County
Fayette County · 112,821 people
City population
72,287
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
40,476
Household income
$118,436
Rent vs Own
15.4% rent · 84.6% own
Severe rent burden
415.0

Population outlook (Fayette County) Hauer SSP2

Today (2025)
120,914 people
By 2030
125,439 · +3.7%
By 2040
132,378 · +9.5%
By 2050
137,123 · +13.4%
By 2075
156,091 · +29.1%
By 2100
163,102 · +34.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 57% Black 26% Two or more races 7% Hispanic / Latino 6% Asian 3%
Hispanic origin (detail)
Mexican 2% Puerto Rican 1%
Common ancestry
Slovak 3% Italian 2% Lithuanian 2%
Foreign-born
7% · Canada, China, Vietnam
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Fayette

2024 margin
Toss-up / Even · D 48.0% · R 51.1%
2008→2024 swing
+27.5pp toward D · 2008: -30.7pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: R+6.8 2016: R+19.5 2012: R+31.4 2008: R+30.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -146.38%
Current HPI
238.3395
Rent YoY
▲ 3.22%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+130.8% since first listed
11 events — show timeline
  • 2026-05-12 Price Changed $360,000 GAMLS
  • 2026-05-12 Price Changed $360,000 FMLS
  • 2026-04-02 Listed $370,000 FMLS
  • 2026-04-02 Listed $370,000 GAMLS
  • 2018-10-03 Sold (Public Records) $225,000 Public Records
  • 2018-02-12 Listing Removed GAMLS
  • 2018-01-25 Relisted GAMLS
  • 2018-01-15 Pending GAMLS
  • 2018-01-03 Listed $225,000 GAMLS
  • 2003-12-16 Sold (Public Records) $220,000 Public Records
  • 1998-03-10 Sold (Public Records) $156,000 Public Records

Property tax history

+3.1%/yr

Latest (2025): $4,541 · +8.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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