1604 Carswell St · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.4/30.0
- DSCR +8.4/10.0
- ARV discount +5.5/15.0
- 1% rule +5.3/10.0
- Livability +3.8/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$220,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
>> IMMEDIATE AVAILABILITY> Updated Throughout - NEW Hot Water Heater, NEW HVAC, NEW Stainless Steel Appliances, NEW Flooring, Freshly Painted and NEW-NEW-NEW - Turn Key at It's Finest - NO HOA - Well Over 1,500 Square Feet of Living Space - Large Bedrooms, UPDATED Baths and Finished Lower Level (Great Storage) - The Rear Yard is Highlighted by NEW Deck and Fenced-In Yard Perfect for Dogs & Cats and More Importantly Cookouts With Family & Friends - MTA is a Short Walk and Convenient Shopping Nearby - East Access Out to Johns Hopkins Hospital, Baltimore's Central Business District and All Major Routes - WELCOME HOME!
Key facts
- New hvac
- New flooring
- New hot water heater
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath townhouse listed at $220k.
Deal economics
- At list price, monthly cash flow is $507 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $220k).
- Recommended offer: $207k (6.0% below list) — sets the bar for market timing.
- Cap rate 9.1% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.6%/yr); 325 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 44% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 65 days — a 6% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 2y ago; this cycle's ask has dropped $30k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $48k; list at $220k implies a 363% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 65 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.03% ✓
- Cap rate
- 9.06%
- Cash-on-cash
- 9.88%
- DSCR
- 1.44
- GRM
- 8.1
CMA / ARV
- ARV (median comp)
- $210,514
- List price
- $220,000
- Delta
- 4.51%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2785 The Alameda | 0.13mi | 5/3.5 (+1) | 2,009 (-2%) | 2mo | $299,999 | $149 | 81 |
| 1306 E 33rd St | 0.47mi | 4/2.5 | 2,050 (+0%) | 2mo | $170,000 | $83 | 76 |
| 2542 Harford Rd | 0.24mi | 5/3.0 (+1) | 2,100 (+3%) | 6mo | $220,000 | $105 | 72 |
| 1620 E 31st St | 0.29mi | 4/2.0 | 1,920 (-6%) | 4mo | $230,000 | $120 | 71 |
| 1913 E 29th St | 0.38mi | 4/2.5 | 1,920 (-6%) | 3mo | $199,900 | $104 | 70 |
| 1118 Montpelier St | 0.46mi | 3/3.5 (-1) | 2,033 (-0%) | 2mo | $319,900 | $157 | 67 |
| 1609 E 30th St | 0.22mi | 5/3.5 (+1) | 2,250 (+10%) | 3mo | $269,000 | $120 | 61 |
| 1816 Chilton St | 0.45mi | 3/2.0 (-1) | 1,922 (-6%) | 2mo | $265,000 | $138 | 61 |
| 1616 Homestead St | 0.09mi | 3/1.0 (-1) | 1,770 (-13%) | 4mo | $111,000 | $63 | 59 |
| 1815 E 32nd St | 0.39mi | 3/2.0 (-1) | 1,810 (-11%) | 1mo | $180,000 | $99 | 55 |
| 913 Montpelier St | 0.58mi | 3/1.5 (-1) | 2,100 (+3%) | 6mo | $215,000 | $102 | 54 |
| 805 E 34th St | 0.75mi | 3/3.0 (-1) | 1,767 (-13%) | 1mo | $300,000 | $170 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.63% rent growth · sell at horizon
- IRR
- -2.9%
- Equity multiple
- 0.89×
- Total profit
- $-6,560
- Equity at exit
- $32,803
- IRR
- 5.4%
- Equity multiple
- 1.37×
- Total profit
- $23,093
- Equity at exit
- $19,022
Cash invested: $61,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21218
- Rents YoY
- 1.6%
- Active inventory
- 325
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $2,270 high interval (Pro) →
- Mortgage (P&I)
- −$1,154
- Tax from tax record
- −$41 /mo · $493/yr
- Insurance
- −$92
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$477
- Net cashflow
- $507
Break-even live
Sensitivity live
| Price | -10% $631 | -5% $569 | +0% $507 | +5% $445 | +10% $382 |
|---|---|---|---|---|---|
| Rent | -10% $328 | -5% $417 | +0% $507 | +5% $597 | +10% $686 |
| Rate | -1.0pp $618 | -0.5pp $563 | base $507 | +0.5pp $450 | +1.0pp $392 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $55,000
- Closing costs
- $6,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1539 Abbotston St Baltimore, MD | 3.0 | 2.0 | 1900 | $1,899 | $1.00 | 5d | 1 | 0.09mi |
| 1539 Abbotston St Baltimore, MD | 3.0 | 2.0 | 1800 | $1,995 | $1.11 | 44d | 1 | 0.09mi |
| 1923 E 31st St Baltimore, MD | 3.0 | 1.5 | 2264 | $1,600 | $0.71 | 24d | 1 | 0.45mi |
| 2045 E 31st St Baltimore, MD | 5.0 | 3.0 | 2200 | $895 | $0.41 | 24d | 1 | 0.55mi |
| 3222 Ellerslie Ave Baltimore, MD | 4.0 | 1.5 | 1550 | $1,950 | $1.26 | 44d | 1 | 0.62mi |
| 519 E 28th St Baltimore, MD | 3.0 | 2.0 | 1500 | $2,000 | $1.33 | 5d | 1 | 0.70mi |
| 1333 E North Ave Baltimore, MD | 4.0 | 2.5 | 1860 | $2,200 | $1.18 | 24d | 1 | 0.75mi |
| 1512 E Lafayette Ave Baltimore, MD | 3.0 | 2.5 | 1476 | $1,950 | $1.32 | 44d | 1 | 0.79mi |
| 1511 E Lafayette Ave Baltimore, MD | 4.0 | 3.5 | 1988 | $2,650 | $1.33 | 5d | 1 | 0.81mi |
| 424 Ilchester Ave Baltimore, MD | 3.0 | 3.0 | 1976 | $1,800 | $0.91 | 15d | 1 | 0.83mi |
| 420 E 28th St Unit 1 Baltimore, MD | 5.0 | 2.5 | 1600 | $2,600 | $1.62 | 5d | 1 | 0.83mi |
| 534 E 23rd St Baltimore, MD | 3.0 | 2.5 | 1700 | $2,350 | $1.38 | 44d | 1 | 0.85mi |
| 402 E 28th St Baltimore, MD | 3.0 | 1.0 | 1436 | $2,200 | $1.53 | 44d | 1 | 0.85mi |
| 400 E Lorraine Ave Baltimore, MD | 3.0 | 1.0 | 1500 | $1,800 | $1.20 | 21d | 1 | 0.87mi |
| 1629 N Wolfe St Baltimore, MD | 3.0 | 3.0 | 1561 | $1,800 | $1.15 | 24d | 1 | 0.90mi |
| 1829 N Port St Baltimore, MD | 3.0 | 1.5 | 2000 | $1,625 | $0.81 | 44d | 1 | 0.92mi |
| 719 E 20th St Baltimore, MD | 5.0 | 3.0 | 2060 | $2,400 | $1.17 | 2d | 1 | 0.95mi |
| 719 E 20th St Baltimore, MD | 5.0 | 3.5 | 2060 | $3,000 | $1.46 | 24d | 1 | 0.95mi |
| 1532 N Broadway Baltimore, MD | 3.0 | 4.0 | 2696 | $2,700 | $1.00 | 3d | 1 | 0.95mi |
| 312 E 25th St Baltimore, MD | 4.0 | 3.5 | 1960 | $2,800 | $1.43 | 44d | 1 | 0.97mi |
| 313 E 25th St Baltimore, MD | 5.0 | 2.5 | 2350 | $2,550 | $1.09 | 24d | 1 | 0.98mi |
| 3222 Lyndale Ave Unit 1 Baltimore, MD | 3.0 | 1.5 | 1500 | $2,200 | $1.47 | 13d | 1 | 1.00mi |
| 348 E University Pkwy Baltimore, MD | 4.0 | 2.0 | 1809 | $2,400 | $1.33 | 44d | 1 | 1.00mi |
| 3214 Abell Ave Baltimore, MD | 3.0 | 1.5 | 2300 | $2,800 | $1.22 | 24d | 1 | 1.01mi |
| 324 E 23rd St Baltimore, MD | 3.0 | 1.5 | 2018 | $2,200 | $1.09 | 24d | 1 | 1.01mi |
| 3010 Guilford Ave Baltimore, MD | 5.0 | 2.5 | 2174 | $3,980 | $1.83 | 11d | 1 | 1.02mi |
| 3005 Belair Rd Baltimore, MD | 3.0 | 2.0 | 2000 | $1,600 | $0.80 | 18d | 1 | 1.05mi |
| 3421 University Pl Baltimore, MD | 5.0 | 2.0 | 1960 | $3,500 | $1.79 | 24d | 1 | 1.06mi |
| 4006 Loch Raven Blvd Baltimore, MD | 3.0 | 2.5 | 2016 | $2,695 | $1.34 | 18d | 1 | 1.13mi |
| 411 E Lafayette Ave Baltimore, MD | 3.0 | 2.5 | 2450 | $2,900 | $1.18 | 24d | 1 | 1.18mi |
| 412 E Lanvale St Baltimore, MD | 3.0 | 2.0 | 1600 | $3,100 | $1.94 | 5d | 1 | 1.20mi |
| 1539 Ralworth Rd Baltimore, MD | 3.0 | 2.0 | 1580 | $1,950 | $1.23 | 15d | 1 | 1.20mi |
| 1827 Guilford Ave Unit G-1809 Baltimore, MD | 3.0 | 3.5 | 1920 | $2,750 | $1.43 | 24d | 1 | 1.21mi |
| 1823 Guilford Ave Unit G-1823 Baltimore, MD | 3.0 | 3.5 | 1920 | $2,750 | $1.43 | 44d | 1 | 1.21mi |
| 1813 Guilford Ave Unit G-1813 Baltimore, MD | 3.0 | 3.5 | 1920 | $2,750 | $1.43 | 44d | 1 | 1.22mi |
| 1809 Guilford Ave Unit G-1809 Baltimore, MD | 3.0 | 3.5 | 1920 | $2,750 | $1.43 | 44d | 1 | 1.22mi |
| 1807 Guilford Ave Unit G-1807 Baltimore, MD | 3.0 | 3.5 | 1920 | $2,750 | $1.43 | 44d | 1 | 1.22mi |
| 1801 Guilford Ave Baltimore, MD | 3.0 | 3.5 | 1921 | $2,595 | $1.35 | 24d | 3 | 1.23mi |
| 3501 Saint Paul St Baltimore, MD | 3.0 | 1.0–2.5 | 916 | $2,700 | $2.95 | 2d | 172 | 1.23mi |
| 1607 E Biddle St Baltimore, MD | 4.0 | 3.5 | 2160 | $2,400 | $1.11 | 24d | 1 | 1.24mi |
Listing history 27 events
-
2026-06-18days on market $220,000 Active 65 DOM
-
2026-06-17price $220,000 Active 64 DOM
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2026-06-17price $230,000 Active 64 DOM
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2026-06-17days on market $220,000 Active 64 DOM
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2026-06-16days on market $220,000 Active 63 DOM
-
2026-06-15days on market $220,000 Active 62 DOM
-
2026-06-13days on market $220,000 Active 60 DOM
-
2026-06-09days on market $220,000 Active 56 DOM
-
2026-06-08days on market $220,000 Active 55 DOM
-
2026-06-07days on market $220,000 Active 54 DOM
-
2026-06-04days on market $220,000 Active 51 DOM
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2026-06-03days on market $220,000 Active 50 DOM
-
2026-06-02pricedays on market $220,000 Active 49 DOM
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2026-06-01days on market $250,000 Active 48 DOM
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2026-05-31days on market $250,000 Active 47 DOM
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2026-05-06price $250,000 644-char remark
Show marketing remark (644 chars)
>> IMMEDIATE AVAILABILITY> Updated Throughout - NEW Hot Water Heater, NEW HVAC, NEW Stainless Steel Appliances, NEW Flooring, Freshly Painted and NEW-NEW-NEW - Turn Key at It's Finest - NO HOA - Well Over 1,500 Square Feet of Living Space - Large Bedrooms, UPDATED Baths and Finished Lower Level (Great Storage) - The Rear Yard is Highlighted by NEW Deck and Fenced-In Yard Perfect for Dogs & Cats and More Importantly Cookouts With Family & Friends - MTA is a Short Walk and Convenient Shopping Nearby - East Access Out to Johns Hopkins Hospital, Baltimore's Central Business District and All Major Routes - WELCOME HOME!
-
2026-05-06price $260,000 644-char remark
Show marketing remark (644 chars)
>> IMMEDIATE AVAILABILITY> Updated Throughout - NEW Hot Water Heater, NEW HVAC, NEW Stainless Steel Appliances, NEW Flooring, Freshly Painted and NEW-NEW-NEW - Turn Key at It's Finest - NO HOA - Well Over 1,500 Square Feet of Living Space - Large Bedrooms, UPDATED Baths and Finished Lower Level (Great Storage) - The Rear Yard is Highlighted by NEW Deck and Fenced-In Yard Perfect for Dogs & Cats and More Importantly Cookouts With Family & Friends - MTA is a Short Walk and Convenient Shopping Nearby - East Access Out to Johns Hopkins Hospital, Baltimore's Central Business District and All Major Routes - WELCOME HOME!
-
2026-04-14$250,000 Active 644-char remark
Show marketing remark (644 chars)
>> IMMEDIATE AVAILABILITY> Updated Throughout - NEW Hot Water Heater, NEW HVAC, NEW Stainless Steel Appliances, NEW Flooring, Freshly Painted and NEW-NEW-NEW - Turn Key at It's Finest - NO HOA - Well Over 1,500 Square Feet of Living Space - Large Bedrooms, UPDATED Baths and Finished Lower Level (Great Storage) - The Rear Yard is Highlighted by NEW Deck and Fenced-In Yard Perfect for Dogs & Cats and More Importantly Cookouts With Family & Friends - MTA is a Short Walk and Convenient Shopping Nearby - East Access Out to Johns Hopkins Hospital, Baltimore's Central Business District and All Major Routes - WELCOME HOME!
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2024-12-03soldstatus $47,500
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2024-08-26soldstatus $38,000 Closed 289-char remark
Show marketing remark (289 chars)
ONLINE AUCTION: Bidding begins 8/5/2024 @ 10:00 AM. Bidding ends 8/7/2024 @ 6:30 PM. List Price is Suggested Opening Bid. Deposit: $5,000. 2 Story Townhouse located in the Coldstream Montebello area. JUST MINUTES to Clifton Park Golf Course. Easy access to major traffic artery Harford Rd.
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2024-08-09status Pending 289-char remark
Show marketing remark (289 chars)
ONLINE AUCTION: Bidding begins 8/5/2024 @ 10:00 AM. Bidding ends 8/7/2024 @ 6:30 PM. List Price is Suggested Opening Bid. Deposit: $5,000. 2 Story Townhouse located in the Coldstream Montebello area. JUST MINUTES to Clifton Park Golf Course. Easy access to major traffic artery Harford Rd.
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2024-07-23status Active 289-char remark
Show marketing remark (289 chars)
ONLINE AUCTION: Bidding begins 8/5/2024 @ 10:00 AM. Bidding ends 8/7/2024 @ 6:30 PM. List Price is Suggested Opening Bid. Deposit: $5,000. 2 Story Townhouse located in the Coldstream Montebello area. JUST MINUTES to Clifton Park Golf Course. Easy access to major traffic artery Harford Rd.
-
2024-06-18status Pending 289-char remark
Show marketing remark (289 chars)
ONLINE AUCTION: Bidding begins 8/5/2024 @ 10:00 AM. Bidding ends 8/7/2024 @ 6:30 PM. List Price is Suggested Opening Bid. Deposit: $5,000. 2 Story Townhouse located in the Coldstream Montebello area. JUST MINUTES to Clifton Park Golf Course. Easy access to major traffic artery Harford Rd.
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2024-06-04$10,000 Active 289-char remark
Show marketing remark (289 chars)
ONLINE AUCTION: Bidding begins 8/5/2024 @ 10:00 AM. Bidding ends 8/7/2024 @ 6:30 PM. List Price is Suggested Opening Bid. Deposit: $5,000. 2 Story Townhouse located in the Coldstream Montebello area. JUST MINUTES to Clifton Park Golf Course. Easy access to major traffic artery Harford Rd.
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2005-01-05soldstatus $63,000
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1992-11-10soldstatus $74,500
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1988-09-22soldstatus $633,960
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $493 · $41/mo
- Projected year-2 tax
- $1,446 · $120/mo
- Expected delta
- +$952/yr (+$79/mo · 193.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,242
- − Mortgage interest
- −$12,323
- − Property taxes
- −$493
- − Insurance
- −$1,100
- − Repairs & maintenance
- −$2,179
- − Management
- −$2,179
- − Depreciation
- −$6,400
- Taxable income
- $2,566
- Est. tax owed @ 24.0%
- −$616
- After-tax cash flow
- $5,467/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 44,014
- Household income
- $62,488
- Rent vs Own
- Severe rent burden
- 2564.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Black 60% White 26% Two or more races 6% Hispanic / Latino 5% Asian 5%
- Hispanic origin (detail)
- Common ancestry
- Romanian 2% Italian 1% Scotch-Irish 1%
- Foreign-born
- 10% · Canada, China, South Korea
- Languages at home
- 87% English-only · Spanish 4% French/Haitian/Cajun 2% Chinese 2%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -463.14%
- Current HPI
- 292.3986
- Rent YoY
- ▲ 1.63%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
|
||
| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
||
| Chemicals | 1 | $2B |
|
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Price history
-60.6% since first listed12 events — show timeline
- 2026-05-06 Price Changed $250,000 BRIGHT MLS
- 2026-05-06 Price Changed $260,000 BRIGHT MLS
- 2026-04-14 Listed $250,000 BRIGHT MLS
- 2024-12-03 Sold (Public Records) $47,500 Public Records
- 2024-08-26 Sold (MLS) $38,000 BRIGHT MLS
- 2024-08-09 Pending — BRIGHT MLS
- 2024-07-23 Relisted — BRIGHT MLS
- 2024-06-18 Pending — BRIGHT MLS
- 2024-06-04 Listed $10,000 BRIGHT MLS
- 2005-01-05 Sold (Public Records) $63,000 Public Records
- 1992-11-10 Sold (Public Records) $74,500 Public Records
- 1988-09-22 Sold (Public Records) $633,960 Public Records
Property tax history
-1.2%/yrLatest (2025): $493 · +10.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…