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6412 E Doubletree Ranch Rd
D Composite 40.11
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • Schools +4.8/10.0
  • Rent growth +4.7/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Cash flow +0.0/30.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0

$5,540,000

6412 E Doubletree Ranch Rd · Paradise Valley, AZ 85253
9 bd · 9.0 ba · 9,175 sqft · SingleFamily public records · 218 Days on market
Built 2000 1.74 ac lot $604/sqft · 12% below area Est $8441k · 34% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Occupied. Residents need 48-hour notice. Resort-style, privately gated Paradise Valley estate on enclosed 1.74-acre lot. A 1/10-mile drive encircles 3 structures: main home, guest home & additional 6-car garage with RV drive-through. Designed for luxury, family living & large-scale entertaining. Possibilities for multigenerational living, guests/staff or studio space. The 4bd/6ba main home (9,100SqFt) has a split primary wing, 3 ensuite bedrooms, office, theatre, 4-car attached garage, game room; hand-carved doors, slab marble floors & chef's kitchen. 5bd/5ba guest house w/ full kitchen & laundry room (3,100SqFt) expands living options. Resort amenities: 3 pools, spa, sauna, putting green, sport court, BBQ &10 fireplaces. This rare private compound is near Scottsdale dining & shopping.

Key facts

  • Private lot
  • Private driveway
  • Spa

Tags

GATED ESTATEPRIVATE LOTPRIVATE DRIVEWAYLUSH GROUNDS3 POOLSSPA

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 9-bed/9.0-bath single-family listed at $5.54M.

Deal economics

  • At list price, monthly cash flow is $-29k ($-346k/yr) — negative.
  • To cash-flow at today's rent, offer at most $445k (92.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $484k (91.3% below list).
  • Recommended offer: $445k (92.0% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 63/100 on livability (#123 in AZ) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, employment A+; Watch: commute D, amenities F, cost of living F.
  • Scottsdale Unified District (4240) (urban): math 53% / reading 55% proficiency, ranked #30 of 249 in AZ (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+8.6%/yr); 349 active listings in the ZIP; 1 comparable units currently listed for rent nearby; high-income renter base; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($185k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $592k of equity ($38k loan paydown + $554k appreciation (10.0% local appreciation)).
  • Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$952k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 218 days — a 12% lower offer ($4.88M) is reasonable based on typical stale-listing flexibility.
  • 13 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $1.38M; list at $5.54M implies a 303% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $444,709 (92.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 218 days. Have you received any prior offers? Is the seller open to a 92% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.09%
Cap rate
0.05%
Cash-on-cash
-22.31%
DSCR
0.01
GRM
95.4

CMA / ARV

ARV (median comp)
$8,441,323
List price
$5,540,000
Delta
-34.37%
Verdict
UNDERPRICED
Comps
4 within 2.0 mi

Projected returns pro-forma

10.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
9.2%
Equity multiple
1.78×
Total profit
$1,202,379
Equity at exit
$4,990,871
10-year hold
IRR
10.9%
Equity multiple
4.25×
Total profit
$5,042,084
Equity at exit
$10,763,002

Cash invested: $1,551,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85253

Home prices YoY
4.2%
Rents YoY
8.6%
Active inventory
349
Price-to-rent
95.4×

Monthly cashflow live

Estimated rent
$4,839 medium interval (Pro) →
Mortgage (P&I)
$29,052
Tax from tax record
$1,306 /mo · $15,667/yr
Insurance
$2,308
HOA
$0
Vacancy / Maint / Mgmt
$1,016
Net cashflow
$-28,843

Break-even live

Break-even rent $41,350
Max offer price $444,709
Occupancy floor

Sensitivity live

Price -10% $-25,707 -5% $-27,275 +0% $-28,843 +5% $-30,411 +10% $-31,979
Rent -10% $-29,226 -5% $-29,034 +0% $-28,843 +5% $-28,652 +10% $-28,461
Rate -1.0pp $-26,053 -0.5pp $-27,434 base $-28,843 +0.5pp $-30,279 +1.0pp $-31,739

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$1,385,000
Closing costs
$166,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9300 N 58th St Paradise Valley, AZ 8.0 6.0 7000 $30,000 $4.29 44d 1 0.84mi

Listing history 45 events

  1. 2026-04-23
    price $5,540,000 820-char remark
    Show marketing remark (820 chars)

    Occupied. Residents need 48-hour notice. Resort-style, privately gated Paradise Valley estate on enclosed 1.74-acre lot. A 1/10-mile drive encircles 3 structures: main home, guest home & additional 6-car garage with RV drive-through. Designed for luxury, family living & large-scale entertaining. Possibilities for multigenerational living, guests/staff or studio space. The 4bd/6ba main home (9,100SqFt) has a split primary wing, 3 ensuite bedrooms, office, theatre, 4-car attached garage, game room; hand-carved doors, slab marble floors & chef's kitchen. 5bd/5ba guest house w/ full kitchen & laundry room (3,100SqFt) expands living options. Resort amenities: 3 pools, spa, sauna, putting green, sport court, BBQ &10 fireplaces. This rare private compound is near Scottsdale dining & shopping.

  2. 2026-02-26
    price $5,590,000 820-char remark
    Show marketing remark (820 chars)

    Occupied. Residents need 48-hour notice. Resort-style, privately gated Paradise Valley estate on enclosed 1.74-acre lot. A 1/10-mile drive encircles 3 structures: main home, guest home & additional 6-car garage with RV drive-through. Designed for luxury, family living & large-scale entertaining. Possibilities for multigenerational living, guests/staff or studio space. The 4bd/6ba main home (9,100SqFt) has a split primary wing, 3 ensuite bedrooms, office, theatre, 4-car attached garage, game room; hand-carved doors, slab marble floors & chef's kitchen. 5bd/5ba guest house w/ full kitchen & laundry room (3,100SqFt) expands living options. Resort amenities: 3 pools, spa, sauna, putting green, sport court, BBQ &10 fireplaces. This rare private compound is near Scottsdale dining & shopping.

  3. 2026-01-01
    status Active 820-char remark
    Show marketing remark (820 chars)

    Occupied. Residents need 48-hour notice. Resort-style, privately gated Paradise Valley estate on enclosed 1.74-acre lot. A 1/10-mile drive encircles 3 structures: main home, guest home & additional 6-car garage with RV drive-through. Designed for luxury, family living & large-scale entertaining. Possibilities for multigenerational living, guests/staff or studio space. The 4bd/6ba main home (9,100SqFt) has a split primary wing, 3 ensuite bedrooms, office, theatre, 4-car attached garage, game room; hand-carved doors, slab marble floors & chef's kitchen. 5bd/5ba guest house w/ full kitchen & laundry room (3,100SqFt) expands living options. Resort amenities: 3 pools, spa, sauna, putting green, sport court, BBQ &10 fireplaces. This rare private compound is near Scottsdale dining & shopping.

  4. 2026-01-01
    historical 820-char remark
    Show marketing remark (820 chars)

    Occupied. Residents need 48-hour notice. Resort-style, privately gated Paradise Valley estate on enclosed 1.74-acre lot. A 1/10-mile drive encircles 3 structures: main home, guest home & additional 6-car garage with RV drive-through. Designed for luxury, family living & large-scale entertaining. Possibilities for multigenerational living, guests/staff or studio space. The 4bd/6ba main home (9,100SqFt) has a split primary wing, 3 ensuite bedrooms, office, theatre, 4-car attached garage, game room; hand-carved doors, slab marble floors & chef's kitchen. 5bd/5ba guest house w/ full kitchen & laundry room (3,100SqFt) expands living options. Resort amenities: 3 pools, spa, sauna, putting green, sport court, BBQ &10 fireplaces. This rare private compound is near Scottsdale dining & shopping.

  5. 2025-10-23
    listed $5,690,000 Active 820-char remark
    Show marketing remark (820 chars)

    Occupied. Residents need 48-hour notice. Resort-style, privately gated Paradise Valley estate on enclosed 1.74-acre lot. A 1/10-mile drive encircles 3 structures: main home, guest home & additional 6-car garage with RV drive-through. Designed for luxury, family living & large-scale entertaining. Possibilities for multigenerational living, guests/staff or studio space. The 4bd/6ba main home (9,100SqFt) has a split primary wing, 3 ensuite bedrooms, office, theatre, 4-car attached garage, game room; hand-carved doors, slab marble floors & chef's kitchen. 5bd/5ba guest house w/ full kitchen & laundry room (3,100SqFt) expands living options. Resort amenities: 3 pools, spa, sauna, putting green, sport court, BBQ &10 fireplaces. This rare private compound is near Scottsdale dining & shopping.

  6. 2025-06-14
    historical
  7. 2025-05-24
    price $5,690,000
  8. 2025-03-19
    price $5,790,000
  9. 2024-10-04
    price $5,950,000
  10. 2024-09-01
    status Active
  11. 2024-08-25
    historical Under Contract Accepting Backups
  12. 2024-03-24
    listed $6,100,000 Active
  13. 2022-05-18
    historical
  14. 2022-01-19
    status Active
  15. 2021-12-10
    historical
  16. 2021-09-06
    listed $5,800,000 Active
  17. 2018-11-10
    historical
  18. 2018-10-10
    price $3,800,000
  19. 2018-07-29
    price $3,900,000
  20. 2018-05-27
    price $3,950,000
  21. 2018-01-20
    price $3,999,999
  22. 2017-11-30
    price $4,150,000
  23. 2017-10-11
    price $4,200,000
  24. 2017-08-10
    price $4,250,000
  25. 2017-07-10
    price $4,350,000
  26. 2017-06-11
    price $4,450,000
  27. 2017-05-11
    price $4,550,000
  28. 2017-04-10
    listed $4,650,000 Active
  29. 2011-09-19
    historical
  30. 2011-09-07
    status Active
  31. 2011-07-19
    status Pending
  32. 2011-02-15
    status Active
  33. 2010-12-28
    status Pending
  34. 2010-12-26
    status Active
  35. 2010-12-24
    status Pending
  36. 2010-12-23
    status Active
  37. 2010-12-17
    status Pending
  38. 2010-09-11
    listed $4,995,000 Active
  39. 2009-08-15
    historical
  40. 2009-03-27
    listed $5,900,000
  41. 1998-07-30
    soldstatus $1,375,000
  42. 1991-02-01
    soldstatus $229,900
  43. 1988-01-25
    soldstatus $375,000
  44. 1985-01-01
    soldstatus $950,000
  45. 1984-04-01
    soldstatus $1,400,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$15,667 · $1,306/mo
Projected year-2 tax
$36,564 · $3,047/mo
Expected delta
+$20,897/yr (+$1,741/mo · 133.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$58,071
− Mortgage interest
−$310,326
− Property taxes
−$15,667
− Insurance
−$27,700
− Repairs & maintenance
−$4,646
− Management
−$4,646
− Depreciation
−$161,164
Taxable loss
−$466,077
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$111,859
After-tax cash flow
$-234,261/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Scottsdale Unified District (4240)
NCES district ID
0407570
Math proficiency
53% ▼ -10.00%
Reading proficiency
55% ▼ -8.00%
Median HH income
$70,139
Composite
48.02/100
National rank
#2196
State rank
#30 of 249 in AZ

Livability — Paradise Valley

Score
63/100
State rank
#123
US rank
#15675

Category grades

Amenities F Commute D Cost of living F Crime A+ Employment A+ Housing C+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Paradise Valley, AZ
County
Maricopa County · 4,537,380 people
City population
17,904
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
17,904
Household income
$184,979
Rent vs Own
15.6% rent · 84.4% own
Severe rent burden
298.0

Population outlook (Maricopa County) Hauer SSP2

Today (2025)
4,979,203 people
By 2030
5,378,229 · +8.0%
By 2040
6,156,598 · +23.6%
By 2050
6,872,376 · +38.0%
By 2075
8,401,270 · +68.7%
By 2100
9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Hispanic / Latino 11% Two or more races 9% Asian 5% Pacific Islander 2%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Scotch-Irish 4% Romanian 3% Slovak 3%
Foreign-born
15% · Canada, China
Languages at home
85% English-only · Spanish 5% Other Indo-European 4% Other Asian/Pacific 2%

Political lean MEDSL · Maricopa

2024 margin
Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
2008→2024 swing
+7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 16.95%
Current HPI
416.0855
Rent YoY
▲ 8.63%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+295.7% since first listed
45 events — show timeline
  • 2026-04-23 Price Changed $5,540,000 ARMLS
  • 2026-02-26 Price Changed $5,590,000 ARMLS
  • 2026-01-01 Relisted ARMLS
  • 2026-01-01 Listing Removed ARMLS
  • 2025-10-23 Listed $5,690,000 ARMLS
  • 2025-06-14 Listing Removed ARMLS
  • 2025-05-24 Price Changed $5,690,000 ARMLS
  • 2025-03-19 Price Changed $5,790,000 ARMLS
  • 2024-10-04 Price Changed $5,950,000 ARMLS
  • 2024-09-01 Relisted ARMLS
  • 2024-08-25 Contingent ARMLS
  • 2024-03-24 Listed $6,100,000 ARMLS
  • 2022-05-18 Listing Removed ARMLS
  • 2022-01-19 Relisted ARMLS
  • 2021-12-10 Listing Removed ARMLS
  • 2021-09-06 Listed $5,800,000 ARMLS
  • 2018-11-10 Listing Removed ARMLS
  • 2018-10-10 Price Changed $3,800,000 ARMLS
  • 2018-07-29 Price Changed $3,900,000 ARMLS
  • 2018-05-27 Price Changed $3,950,000 ARMLS
  • 2018-01-20 Price Changed $3,999,999 ARMLS
  • 2017-11-30 Price Changed $4,150,000 ARMLS
  • 2017-10-11 Price Changed $4,200,000 ARMLS
  • 2017-08-10 Price Changed $4,250,000 ARMLS
  • 2017-07-10 Price Changed $4,350,000 ARMLS
  • 2017-06-11 Price Changed $4,450,000 ARMLS
  • 2017-05-11 Price Changed $4,550,000 ARMLS
  • 2017-04-10 Listed $4,650,000 ARMLS
  • 2011-09-19 Listing Removed ARMLS
  • 2011-09-07 Relisted ARMLS
  • 2011-07-19 Pending ARMLS
  • 2011-02-15 Relisted ARMLS
  • 2010-12-28 Pending ARMLS
  • 2010-12-26 Relisted ARMLS
  • 2010-12-24 Pending ARMLS
  • 2010-12-23 Relisted ARMLS
  • 2010-12-17 Pending ARMLS
  • 2010-09-11 Listed $4,995,000 ARMLS
  • 2009-08-15 Listing Removed ARMLS
  • 2009-03-27 Listed $5,900,000 ARMLS
  • 1998-07-30 Sold (Public Records) $1,375,000 Public Records
  • 1991-02-01 Sold (Public Records) $229,900 Public Records
  • 1988-01-25 Sold (Public Records) $375,000 Public Records
  • 1985-01-01 Sold (Public Records) $950,000 Public Records
  • 1984-04-01 Sold (Public Records) $1,400,000 Public Records

Property tax history

+0.4%/yr

Latest (2025): $15,667 · +4.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…