29250 US Highway 19 N #294 · Clearwater, FL 33761

$128,000

2 bd · 2.0 ba · 984 sqft · Manufactured public records · 448 Days on market

Built 1973 Est $142k · 10% under $238/mo HOA · 14% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.5/30.0
• ARV discount +11.8/15.0
• 1% rule +8.0/10.0
• DSCR +7.5/10.0
• Schools +4.3/10.0
• Livability +4.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to the Doral R. O. Association, Inc, a beautiful and peaceful 55 Plus Resident owned Manufactured home community in Clearwater, Florida. This gated community is golf cart friendly and located just a short distance from excellent shopping options and gorgeous beaches. This location is perfect for those who love to travel, or who are making this home their winter getaway. This charming home is a must-see, offering 2 bedrooms and 2 full baths. As an added bonus, the golf cart is included in the sale of the home. The property is situated on a good sized lot, providing privacy with no home directly behind yours. Upon entering the home, you will immediately appreciate the beautiful hardwood flooring throughout the living area. The large kitchen features a convenient breakfast bar and is perfect for hosting and entertaining guests. Plenty of cabinet storage with a large pantry. Stainless steel appliances. The living room and dining room combo provide a spacious and open floor plan, ideal for gatherings and social events. For added convenience, an enclosed porch is located on the front side of the home. Sit and enjoy your evening cocktail or morning coffee. The hallway leads to two spacious owner suites, each with a walk-in tiled shower. The primary bedroom boasts a walk-in closet and a jack and jill bathroom, adding to the overall convenience and comfort of this home. This home has been meticulously maintained, with a vinyl siding exterior, roof over, and updated central AC. The laundry is located in the shed just off the carport. The low HOA fee of $222 per month includes water, trash, lawn care, and access to community amenities such as a heated pool, shuffleboard, and clubhouse with various activities. Please note that HOA approval is required. Don't miss this opportunity to live in a lovely 55 Plus Resident owned Manufactured home community, with access to some of the best beaches in Florida. The membership certificate (land value) is $40,000 and is included in the sale price. Contact us today to schedule a private tour of this stunning home.

Key facts

• Gated community
• Shuffleboard courts
• Hot tub

Tags

• GATED COMMUNITY
• NO REAR NEIGHBORS
• HEATED POOL
• HOT TUB
• SHUFFLEBOARD COURTS
• BILLIARDS

Property features AI

Finance

• Other: Furnished (yes)
• Financial info: Lease restrictions apply
• HOA & community: Has HOA (monthly fee $238); Association requires approval; Association amenities: Pool, spa/hot tub, clubhouse, recreation facilities, tennis courts, pickleball courts, basketball court, shuffleboard court, laundry, gated community, sidewalks; Association fee includes: Pool, internet, management, maintenance of grounds, sewer, trash, water, escrow reserves, recreational facilities

Exterior

• Parking: Carport with 2 spaces
• Security: Gated community
• Utilities: Public water; Public sewer; Cable available and connected; Electricity available and connected; Water available and connected; Sewer available and connected
• Home design: Residential mobile home (double wide); One story; Facing west; Entry level: One
• Construction: Vinyl siding; Roof over; Crawlspace foundation; Building area listed (per public records)
• Exterior features: Screened patio/porch; Private mailbox; Sidewalk; Sliding doors; Shed(s); Trees/landscaped

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator; Solid surface counters; Eat-in kitchen
• Bedrooms: 2 bedrooms
• Flooring: Ceramic tile; Hardwood
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air
• Interior features: Ceiling fans; Eat-in kitchen; Living room/dining room combo; Open floorplan; Solid surface counters; Thermostat; Walk-in closet(s); Window treatments; Double-pane windows
• Laundry & utility: Washer; Electric water heater; Laundry features: Other

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $128k.

Deal economics

• At list price, monthly cash flow is $113 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $128k).
• Recommended offer: $113k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.5% vs local median 2.9% in Clearwater — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#60 in FL, #988 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: schools C-, employment C-.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents flat; 201 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $885 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 448 days — a 12% lower offer ($113k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 10y ago; this cycle's ask has dropped $26k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $125/mo.
• Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $112,640 (12.0% below list)

Questions for the listing agent

1. It's been on market 448 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.30% ✓
• Cap rate: 8.53%
• Cash-on-cash: 7.97%
• DSCR: 1.35
• GRM: 6.4

CMA / ARV

• ARV (on-the-fly): $141,696
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
29250 US Highway 19 N #116	0.00mi	2/2.0	1,004 (+2%)	6mo	$145,000	$144	91
29250 US Highway 19 N #446	0.00mi	2/2.0	1,056 (+7%)	3mo	$140,000	$133	85
29250 US Highway 19 N #555	0.00mi	2/2.0	1,056 (+7%)	12mo	$170,000	$161	78

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.11% rent growth · sell at horizon

5-year hold

• IRR: -14.6%
• Equity multiple: 0.50×
• Total profit: $-18,041
• Equity at exit: $19,085

10-year hold

• IRR: -13.9%
• Equity multiple: 0.34×
• Total profit: $-23,803
• Equity at exit: $11,067

Cash invested: $35,840 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33761

• Rents YoY: 0.1%
• Active inventory: 201
• Price-to-rent: 6.4×

Monthly cashflow live

• Estimated rent: $1,668 high
• Mortgage (P&I): −$671
• Tax from tax record: −$117 /mo · $1,401/yr
• Insurance: −$53
• Flood insurance flood zone: −$125 /mo · $1,502/yr
• HOA: −$238
• Vacancy / Maint / Mgmt: −$350
• Net cashflow: $113

Break-even live

Break-even rent $1,525

Max offer price $128,000

Occupancy floor 88%

Sensitivity live

Price	-10% $185	-5% $149	+0% $113	+5% $77	+10% $40
Rent	-10% $-19	-5% $47	+0% $113	+5% $179	+10% $245
Rate	-1.0pp $177	-0.5pp $145	base $113	+0.5pp $80	+1.0pp $46

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,000
• Closing costs: $3,840
• Reserves months: —
• Total cash needed: —

Rent comps 22 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2420 Winding Creek Blvd #109 Clearwater, FL	1.0	1.0	580	$1,250	$2.16	20d	1	0.32mi
28488 U.S. 19 Unit 150 Clearwater, FL	3.0	1.5	990	$1,500	$1.52	12d	1	0.40mi
2500 Winding Creek Blvd Unit C205 Clearwater, FL	2.0	2.0	946	$1,700	$1.80	5d	1	0.42mi
2500 Winding Creek Blvd Clearwater, FL	2.0	2.0	946	$1,675	$1.77	3d	2	0.43mi
2500 Winding Creek Blvd Clearwater, FL	1.0–2.0	1.0–2.0	812	$1,700	$2.09	2d	3	0.43mi
3071 Park Ln Unit C Dunedin, FL	1.0	1.0	690	$1,195	$1.73	25d	1	0.44mi
3052 Park Ln Unit B Dunedin, FL	2.0	1.0	821	$1,700	$2.07	25d	1	0.49mi
3055 Belcher Rd Dunedin, FL	2.0	1.0	750	$1,345	$1.79	22d	1	0.51mi
2971 Estancia Blvd #321 Clearwater, FL	2.0	2.0	995	$1,975	$1.98	4d	1	0.56mi
305 Hammock Pine Blvd #305 Clearwater, FL	1.0	1.5	760	$1,500	$1.97	25d	1	0.69mi
604 Hammock Pine Blvd Clearwater, FL	1.0	1.0	645	$1,500	$2.33	18d	1	0.75mi
1711 Hammock Pine Blvd #1711 Clearwater, FL	1.0	1.0	667	$1,650	$2.47	5d	1	0.87mi
2307 Cumberland Cir Clearwater, FL	1.0–2.0	1.0–2.0	873	$2,099	$2.40	4d	15	0.92mi
2780 Cypress Dr Unit A Clearwater, FL	2.0	1.0	900	$1,749	$1.94	22d	1	1.01mi
2780 Park Dr Unit D 4 Clearwater, FL	2.0	1.5	900	$1,625	$1.81	25d	1	1.05mi
2760 Belle Haven Dr Unit C Clearwater, FL	2.0	1.0	682	$1,550	$2.27	17d	1	1.07mi
2760 Belle Haven Dr Clearwater, FL	2.0	1.0	682	$1,550	$2.27	4d	1	1.07mi
1430 Heather Ridge Blvd #304 Dunedin, FL	1.0	1.0	915	$1,500	$1.64	25d	1	1.16mi
1515 County Road 1 Dunedin, FL	1.0–2.0	1.0	719	$1,750	$2.43	8d	1	1.36mi
2673 Sabal Springs Cir #201 Clearwater, FL	1.0	1.5	805	$2,675	$3.32	8d	1	1.36mi
3610 Sammy Ct Palm Harbor, FL	2.0	1.0	797	$2,000	$2.51	5d	1	1.39mi
1454 Michigan Blvd Dunedin, FL	2.0	1.0	1000	$2,300	$2.30	4d	1	1.47mi

HOA detail

• Monthly dues: $238 · $2,856/yr
• Likely covers: watertrashlandscapingpoolsecurity

Listing history 31 events

1. 2026-06-18
   days on market $128,000 Active 448 DOM
2. 2026-06-17
   days on market $128,000 Active 447 DOM
3. 2026-06-16
   days on market $128,000 Active 446 DOM
4. 2026-06-15
   days on market $128,000 Active 445 DOM
5. 2026-06-13
   days on market $128,000 Active 443 DOM
6. 2026-06-09
   days on market $128,000 Active 439 DOM
7. 2026-06-08
   days on market $128,000 Active 438 DOM
8. 2026-06-07
   days on market $128,000 Active 437 DOM
9. 2026-06-04
   days on market $128,000 Active 434 DOM
10. 2026-06-03
    pricedays on market $128,000 Active 433 DOM
11. 2026-06-01
    days on market $133,000 Active 431 DOM
12. 2026-05-31
    days on market $133,000 Active 430 DOM
13. 2026-04-19
    status Active
14. 2026-04-18
    historical
15. 2026-02-04
    price $133,000
16. 2025-12-22
    status Active
17. 2025-12-18
    historical
18. 2025-09-22
    price $146,000
19. 2025-09-21
    status Active
20. 2025-09-18
    historical
21. 2025-06-08
    price $149,900
22. 2025-03-20
    listed $154,500 Active
23. 2023-12-06
    soldstatus $145,000 Closed 2083-char remark

    Show marketing remark (2083 chars)

    Welcome to the Doral R. O. Association, Inc, a beautiful and peaceful 55 Plus Resident owned Manufactured home community in Clearwater, Florida. This gated community is golf cart friendly and located just a short distance from excellent shopping options and gorgeous beaches. This location is perfect for those who love to travel, or who are making this home their winter getaway. This charming home is a must-see, offering 2 bedrooms and 2 full baths. As an added bonus, the golf cart is included in the sale of the home. The property is situated on a good sized lot, providing privacy with no home directly behind yours. Upon entering the home, you will immediately appreciate the beautiful hardwood flooring throughout the living area. The large kitchen features a convenient breakfast bar and is perfect for hosting and entertaining guests. Plenty of cabinet storage with a large pantry. Stainless steel appliances. The living room and dining room combo provide a spacious and open floor plan, ideal for gatherings and social events. For added convenience, an enclosed porch is located on the front side of the home. Sit and enjoy your evening cocktail or morning coffee. The hallway leads to two spacious owner suites, each with a walk-in tiled shower. The primary bedroom boasts a walk-in closet and a jack and jill bathroom, adding to the overall convenience and comfort of this home. This home has been meticulously maintained, with a vinyl siding exterior, roof over, and updated central AC. The laundry is located in the shed just off the carport. The low HOA fee of $222 per month includes water, trash, lawn care, and access to community amenities such as a heated pool, shuffleboard, and clubhouse with various activities. Please note that HOA approval is required. Don't miss this opportunity to live in a lovely 55 Plus Resident owned Manufactured home community, with access to some of the best beaches in Florida. The membership certificate (land value) is $40,000 and is included in the sale price. Contact us today to schedule a private tour of this stunning home.

24. 2023-11-08
    status Pending 2083-char remark

    Show marketing remark (2083 chars)

    Welcome to the Doral R. O. Association, Inc, a beautiful and peaceful 55 Plus Resident owned Manufactured home community in Clearwater, Florida. This gated community is golf cart friendly and located just a short distance from excellent shopping options and gorgeous beaches. This location is perfect for those who love to travel, or who are making this home their winter getaway. This charming home is a must-see, offering 2 bedrooms and 2 full baths. As an added bonus, the golf cart is included in the sale of the home. The property is situated on a good sized lot, providing privacy with no home directly behind yours. Upon entering the home, you will immediately appreciate the beautiful hardwood flooring throughout the living area. The large kitchen features a convenient breakfast bar and is perfect for hosting and entertaining guests. Plenty of cabinet storage with a large pantry. Stainless steel appliances. The living room and dining room combo provide a spacious and open floor plan, ideal for gatherings and social events. For added convenience, an enclosed porch is located on the front side of the home. Sit and enjoy your evening cocktail or morning coffee. The hallway leads to two spacious owner suites, each with a walk-in tiled shower. The primary bedroom boasts a walk-in closet and a jack and jill bathroom, adding to the overall convenience and comfort of this home. This home has been meticulously maintained, with a vinyl siding exterior, roof over, and updated central AC. The laundry is located in the shed just off the carport. The low HOA fee of $222 per month includes water, trash, lawn care, and access to community amenities such as a heated pool, shuffleboard, and clubhouse with various activities. Please note that HOA approval is required. Don't miss this opportunity to live in a lovely 55 Plus Resident owned Manufactured home community, with access to some of the best beaches in Florida. The membership certificate (land value) is $40,000 and is included in the sale price. Contact us today to schedule a private tour of this stunning home.

25. 2023-05-09
    listed $182,500 Active 2083-char remark

    Show marketing remark (2083 chars)

    Welcome to the Doral R. O. Association, Inc, a beautiful and peaceful 55 Plus Resident owned Manufactured home community in Clearwater, Florida. This gated community is golf cart friendly and located just a short distance from excellent shopping options and gorgeous beaches. This location is perfect for those who love to travel, or who are making this home their winter getaway. This charming home is a must-see, offering 2 bedrooms and 2 full baths. As an added bonus, the golf cart is included in the sale of the home. The property is situated on a good sized lot, providing privacy with no home directly behind yours. Upon entering the home, you will immediately appreciate the beautiful hardwood flooring throughout the living area. The large kitchen features a convenient breakfast bar and is perfect for hosting and entertaining guests. Plenty of cabinet storage with a large pantry. Stainless steel appliances. The living room and dining room combo provide a spacious and open floor plan, ideal for gatherings and social events. For added convenience, an enclosed porch is located on the front side of the home. Sit and enjoy your evening cocktail or morning coffee. The hallway leads to two spacious owner suites, each with a walk-in tiled shower. The primary bedroom boasts a walk-in closet and a jack and jill bathroom, adding to the overall convenience and comfort of this home. This home has been meticulously maintained, with a vinyl siding exterior, roof over, and updated central AC. The laundry is located in the shed just off the carport. The low HOA fee of $222 per month includes water, trash, lawn care, and access to community amenities such as a heated pool, shuffleboard, and clubhouse with various activities. Please note that HOA approval is required. Don't miss this opportunity to live in a lovely 55 Plus Resident owned Manufactured home community, with access to some of the best beaches in Florida. The membership certificate (land value) is $40,000 and is included in the sale price. Contact us today to schedule a private tour of this stunning home.

26. 2017-03-13
    soldstatus $52,000 Sold 926-char remark

    Show marketing remark (926 chars)

    This lovely two bedroom, two bath home is located on a great lot with an open area in the back of the home. The exterior of the home has charming curb appeal and also has vinyl siding and roof over. The utility shed has a washer and dryer. The interior has a cozy cottage feel with appealing hardwood flooring. The floor plan is open with a nice sized kitchen with a breakfast bar, large pantry, lots of cabinet space, eating area and stainless steel appliances. The living room is an ample size and is open to the relaxing front Florida room which has ceramic tile and is also covered by the roof over. Both bedrooms are sizable with the master having an en suite bath with walk-in shower. Some new windows can be found in the home as well as a newer A/C unit, ceiling fans, updated window treatments and for your convenience the home will be sold fully furnished and equipped. The asking price of $57,900 includes the share.

27. 2017-02-28
    status Pending 926-char remark

    Show marketing remark (926 chars)

    This lovely two bedroom, two bath home is located on a great lot with an open area in the back of the home. The exterior of the home has charming curb appeal and also has vinyl siding and roof over. The utility shed has a washer and dryer. The interior has a cozy cottage feel with appealing hardwood flooring. The floor plan is open with a nice sized kitchen with a breakfast bar, large pantry, lots of cabinet space, eating area and stainless steel appliances. The living room is an ample size and is open to the relaxing front Florida room which has ceramic tile and is also covered by the roof over. Both bedrooms are sizable with the master having an en suite bath with walk-in shower. Some new windows can be found in the home as well as a newer A/C unit, ceiling fans, updated window treatments and for your convenience the home will be sold fully furnished and equipped. The asking price of $57,900 includes the share.

28. 2016-08-21
    status Active 926-char remark

    Show marketing remark (926 chars)

    This lovely two bedroom, two bath home is located on a great lot with an open area in the back of the home. The exterior of the home has charming curb appeal and also has vinyl siding and roof over. The utility shed has a washer and dryer. The interior has a cozy cottage feel with appealing hardwood flooring. The floor plan is open with a nice sized kitchen with a breakfast bar, large pantry, lots of cabinet space, eating area and stainless steel appliances. The living room is an ample size and is open to the relaxing front Florida room which has ceramic tile and is also covered by the roof over. Both bedrooms are sizable with the master having an en suite bath with walk-in shower. Some new windows can be found in the home as well as a newer A/C unit, ceiling fans, updated window treatments and for your convenience the home will be sold fully furnished and equipped. The asking price of $57,900 includes the share.

29. 2016-07-21
    status Pending 926-char remark

    Show marketing remark (926 chars)

    This lovely two bedroom, two bath home is located on a great lot with an open area in the back of the home. The exterior of the home has charming curb appeal and also has vinyl siding and roof over. The utility shed has a washer and dryer. The interior has a cozy cottage feel with appealing hardwood flooring. The floor plan is open with a nice sized kitchen with a breakfast bar, large pantry, lots of cabinet space, eating area and stainless steel appliances. The living room is an ample size and is open to the relaxing front Florida room which has ceramic tile and is also covered by the roof over. Both bedrooms are sizable with the master having an en suite bath with walk-in shower. Some new windows can be found in the home as well as a newer A/C unit, ceiling fans, updated window treatments and for your convenience the home will be sold fully furnished and equipped. The asking price of $57,900 includes the share.

30. 2016-05-25
    listed $57,900 Active 926-char remark

    Show marketing remark (926 chars)

    This lovely two bedroom, two bath home is located on a great lot with an open area in the back of the home. The exterior of the home has charming curb appeal and also has vinyl siding and roof over. The utility shed has a washer and dryer. The interior has a cozy cottage feel with appealing hardwood flooring. The floor plan is open with a nice sized kitchen with a breakfast bar, large pantry, lots of cabinet space, eating area and stainless steel appliances. The living room is an ample size and is open to the relaxing front Florida room which has ceramic tile and is also covered by the roof over. Both bedrooms are sizable with the master having an en suite bath with walk-in shower. Some new windows can be found in the home as well as a newer A/C unit, ceiling fans, updated window treatments and for your convenience the home will be sold fully furnished and equipped. The asking price of $57,900 includes the share.

31. 2011-02-22
    soldstatus $22,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,401 · $117/mo
• Projected year-2 tax: $1,401 · $117/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,012
• − Mortgage interest: −$7,170
• − Property taxes: −$1,401
• − Insurance: −$2,142
• − Repairs & maintenance: −$1,601
• − Management: −$1,601
• − HOA: −$2,856
• − Depreciation: −$3,724
• Taxable loss: −$483
• Est. tax savings @ 24.0%: +$116
• After-tax cash flow: $1,471/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — Clearwater

• Score: 82/100
• State rank: #60
• US rank: #988

Category grades

Amenities B Commute A+ Cost of living A- Crime B+ Employment C- Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Pinellas County · 939,478 people
• City population: 170,933
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 18,290
• Household income: $74,728
• Rent vs Own: 20.2% rent · 79.8% own
• Severe rent burden: 336.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Hispanic / Latino 7% Two or more races 6% Asian 4%
• Hispanic origin (detail): Puerto Rican 1% Cuban 1%
• Common ancestry: Romanian 5% Lithuanian 4% Italian 2%
• Foreign-born: 15% · Canada, Jamaica, Vietnam
• Languages at home: 83% English-only · Spanish 5% Russian/Polish/Slavic 4% Other Indo-European 3%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -316.31%
• Current HPI: 281.6948
• Rent YoY: ▲ 0.11%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+491.1% since first listed

19 events — show timeline

• 2026-04-19 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-18 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-02-04 Price Changed $133,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-22 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-12-18 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-09-22 Price Changed $146,000 Stellar MLS as Distributed by MLS Grid
• 2025-09-21 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-09-18 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-06-08 Price Changed $149,900 Stellar MLS as Distributed by MLS Grid
• 2025-03-20 Listed $154,500 Stellar MLS as Distributed by MLS Grid
• 2023-12-06 Sold (MLS) $145,000 Stellar MLS as Distributed by MLS Grid
• 2023-11-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-05-09 Listed $182,500 Stellar MLS as Distributed by MLS Grid
• 2017-03-13 Sold (MLS) $52,000 Stellar MLS as Distributed by MLS Grid
• 2017-02-28 Pending — Stellar MLS as Distributed by MLS Grid
• 2016-08-21 Relisted — Stellar MLS as Distributed by MLS Grid
• 2016-07-21 Pending — Stellar MLS as Distributed by MLS Grid
• 2016-05-25 Listed $57,900 Stellar MLS as Distributed by MLS Grid
• 2011-02-22 Sold (Public Records) $22,500 Public Records

Property tax history

+5.9%/yr

Latest (2025): $1,401 · -39.3% YoY. Source: county tax records.