🌊 Lakefront
238 Deskin Ln · Fountain Inn, SC
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +6.2/30.0
- Livability +4.1/5.0
- Condition / age +4.0/5.0
- Schools +3.8/10.0
- Rent growth +3.6/5.0
- 1% rule +1.7/10.0
- DSCR +0.5/10.0
- Appreciation +0.0/10.0
$269,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Check out 238 Deskin Lane a beautiful new home in our Durbin Meadows community. This spacious single-story home features three bedrooms, two bathrooms, and a one-car garage, featuring both comfort and convenience. As you enter, you'll be welcomed by a foyer that leads directly into the heart of the home. The open-concept design connects the family room, dining room, and kitchen, creating an inviting space for everyday living and entertaining. The kitchen is equipped with a pantry, stainless steel appliances, and a breakfast bar, making it perfect for both casual dining and meal prep. The luxurious primary suite is designed for relaxation, complete with a large walk-in closet and bathroom featuring a vanity and a spacious shower. The two additional bedrooms and secondary bathroom are located on the opposite side of the home, featuring privacy and comfort for both you and your guests. With its thoughtful design and modern features, this home is the perfect place to make lasting memories. Pictures are representative.
Key facts
- 5,662 sq ft lot
- Garage
- Community pool
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $270k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-491 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $199k (26.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $181k (32.8% below list).
- Recommended offer: $181k (32.8% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 82/100 on livability (#4 in SC, #1,162 nationally) — a professional / high-income tenant draw. Strengths: crime A+, cost of living A+, housing A+; Watch: commute F.
- Greenville 01 (suburban): math 44% / reading 54% proficiency, ranked #10 of 80 in SC (top 12%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Fountain Inn Elementary (math 48% / reading 47%, grade D, #199 of 597 statewide, top 35%, 835 students, 100% FRL) — zoned schools average 100% FRL vs 42% district-wide (58 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+4.5%/yr); 649 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 10d on market — plan ~1-2 weeks tenant-placement turnaround); 621 units permitted in Laurens County in 2024 (0 in 5+ unit buildings).
- This rent runs 31% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Laurens County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 147 days — a 12% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $22k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 147 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.67% ✗
- Cap rate
- 4.11%
- Cash-on-cash
- -7.80%
- DSCR
- 0.65
- GRM
- 12.4
CMA / ARV
- ARV (median comp)
- $369,705
- List price
- $269,900
- Delta
- -27.00%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 211 Deskin Ln | 0.12mi | 3/2.0 | 1,183 (0%) | 4mo | $260,000 | $220 | 91 |
| 205 Deskin Ln | 0.14mi | 3/2.0 | 1,183 (0%) | 6mo | $260,000 | $220 | 88 |
| 202 Deskin Ln | 0.15mi | 3/2.0 | 1,183 (0%) | 7mo | $258,000 | $218 | 87 |
| 528 Cordgrass Rd | 0.18mi | 3/2.0 | 1,183 (0%) | 7mo | $256,000 | $216 | 86 |
| 527 Cordgrass Rd | 0.25mi | 3/2.0 | 1,183 (0%) | 8mo | $258,900 | $219 | 82 |
| 519 Cordgrass Rd | 0.22mi | 3/2.0 | 1,183 (0%) | 10mo | $265,000 | $224 | 81 |
| 514 Cordgrass Rd | 0.20mi | 3/2.0 | 1,183 (0%) | 13mo | $269,900 | $228 | 80 |
| 506 Cordgrass Rd | 0.22mi | 3/2.0 | 1,183 (0%) | 15mo | $264,900 | $224 | 77 |
| 507 Cordgrass Rd | 0.23mi | 3/2.0 | 1,183 (0%) | 15mo | $264,900 | $224 | 77 |
| 147 Boxbury Way | 0.31mi | 3/2.0 | 1,183 (0%) | 24mo | $263,900 | $223 | 65 |
| 103 Bruinen Dr | 0.75mi | 3/2.0 | 1,317 (+11%) | 24mo | $300,000 | $228 | 26 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.55% rent growth · sell at horizon
- IRR
- -28.2%
- Equity multiple
- 0.05×
- Total profit
- $-72,087
- Equity at exit
- $40,243
- IRR
- -21.9%
- Equity multiple
- -0.20×
- Total profit
- $-90,644
- Equity at exit
- $23,336
Cash invested: $75,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 7 active · 2 under contract
- Months of supply
- 21.0 mo (5%/mo absorbed)
- Median asking
- $268,900 ($215/sqft)
- Median days on market
- 149 d
- This list price
- 57% of active listings are priced below it
- ARV vs active asking
- +45.0% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 29644
- Home prices YoY
- -28.6%
- Rents YoY
- 4.5%
- Active inventory
- 649
- Price-to-rent
- 12.4×
Monthly cashflow live
- Estimated rent
- $1,813 high interval (Pro) →
- Mortgage (P&I)
- −$1,415
- Tax est. 1.5%
- −$337 /mo · $4,048/yr
- Insurance
- −$112
- HOA
- −$58
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$381
- Net cashflow
- $-491
Break-even live
Sensitivity live
| Price | -10% $-305 | -5% $-398 | +0% $-491 | +5% $-584 | +10% $-678 |
|---|---|---|---|---|---|
| Rent | -10% $-634 | -5% $-563 | +0% $-491 | +5% $-420 | +10% $-348 |
| Rate | -1.0pp $-355 | -0.5pp $-423 | base $-491 | +0.5pp $-561 | +1.0pp $-632 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $67,475
- Closing costs
- $8,097
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 106 Martingale Cir Fountain Inn, SC | 3.0 | 2.5 | 1400 | $1,725 | $1.23 | 0d | 1 | 0.37mi |
| 308 Boyd St Fountain Inn, SC | 3.0 | 2.0 | 1100 | $1,581 | $1.44 | 9d | 1 | 1.35mi |
| 205 Chapman Rd Fountain Inn, SC | 2.0 | 1.0 | 1157 | $982 | $0.85 | 0d | 1 | 1.37mi |
| 108 Forrest Dr Fountain Inn, SC | 2.0 | 2.0 | 1104 | $1,495 | $1.35 | 107d | 1 | 1.41mi |
| 201 Chapman Rd Fountain Inn, SC | 2.0–3.0 | 2.0 | 1236 | $1,074 | $0.87 | 0d | 1 | 1.46mi |
| 3 Lawrence Ward Ct Fountain Inn, SC | 3.0 | 2.0 | 1399 | $1,850 | $1.32 | 88d | 1 | 1.49mi |
Property features AI
Finance
- Other
- Approximate completion date: 2026-07-27
- HOA & community
- Part of a homeowners associationHOA amenities include pool, recreation facilities, street lights and restrictive covenantsCommunity amenities include common areas, lights, playground, pool, some sidewalks, neighborhood lake/pond and walking trails
Exterior
- Parking
- Attached 1-car garage with door openerPaved concrete driveway
- Security
- Smoke detector
- Utilities
- Public waterPublic sewerGas tankless water heaterPrivate garbage pickup
- Home design
- Single-story homeModel: Sanford BUnder construction (approximate year built 2026)Entry level on slabUnderground utilitiesLevel lot
- Construction
- Built by D.R. HortonSlab foundationAttic and garage provide storage space
- Exterior features
- PatioTilt-out windowsVinyl/aluminum trimThermal windowsPartial brick veneer and vinyl sidingComposition shingle roof
Interior
- Kitchen
- DishwasherDisposalGas range (stand alone)Self-cleaning ovenBuilt-in microwaveKitchen roughly 10 x 12
- Bedrooms
- Three bedrooms on the main levelPrimary bedroom on the main level with double sink, full bath, shower-only and walk-in closetPrimary bedroom about 13 x 12Second bedroom about 10 x 10Third bedroom about 10 x 10
- Flooring
- CarpetLuxury vinyl tile/plank
- Bathrooms
- Two full bathrooms (both on the main level)
- Heating & cooling
- Forced air heating (natural gas) with damper controlCentral forced cooling (electric) with damper control
- Interior features
- Attic stairs (disappearing)Cable availableSmooth ceilingsSolid surface countertopsOpen floor planSmoke detectorWalk-in closetsSplit floor planPantry (closet)Radon mitigation systemPre-wired for smart systemsCombo living and dining room
- Laundry & utility
- Laundry on first floor with walk-in area and electric dryer hookup
Listing history 50 events
-
2026-09-24days on market $269,900 Active 147 DOM
-
2026-09-23days on market $269,900 Active 146 DOM
-
2026-09-22days on market $269,900 Active 145 DOM
-
2026-09-21days on market $269,900 Active 144 DOM
-
2026-09-20days on market $269,900 Active 143 DOM
-
2026-09-19days on market $269,900 Active 142 DOM
-
2026-09-18days on market $269,900 Active 141 DOM
-
2026-09-17days on market $269,900 Active 140 DOM
-
2026-09-16days on market $269,900 Active 139 DOM
-
2026-09-15days on market $269,900 Active 138 DOM
-
2026-09-14days on market $269,900 Active 137 DOM
-
2026-09-13days on market $269,900 Active 136 DOM
-
2026-09-12days on market $269,900 Active 135 DOM
-
2026-09-11days on market $269,900 Active 134 DOM
-
2026-09-06days on market $269,900 Active 128 DOM
-
2026-09-04days on market $269,900 Active 127 DOM
-
2026-09-03pricedays on market $269,900 Active 126 DOM
-
2026-08-31days on market $274,900 Active 123 DOM
-
2026-08-30days on market $274,900 Active 122 DOM
-
2026-08-29days on market $274,900 Active 121 DOM
-
2026-08-28days on market $274,900 Active 120 DOM
-
2026-08-27days on market $274,900 Active 119 DOM
-
2026-08-25days on market $274,900 Active 117 DOM
-
2026-08-24days on market $274,900 Active 116 DOM
-
2026-08-23days on market $274,900 Active 115 DOM
-
2026-08-22days on market $274,900 Active 114 DOM
-
2026-08-21days on market $274,900 Active 113 DOM
-
2026-08-20price $274,900 Active 112 DOM
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2026-08-20days on market $279,900 Active 112 DOM
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2026-08-19days on market $279,900 Active 111 DOM
-
2026-08-18days on market $279,900 Active 110 DOM
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2026-08-17days on market $279,900 Active 109 DOM
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2026-08-16days on market $279,900 Active 108 DOM
-
2026-08-15days on market $279,900 Active 107 DOM
-
2026-08-15pricedays on market $279,900 Active 106 DOM
-
2026-08-13days on market $284,900 Active 105 DOM
-
2026-08-12days on market $284,900 Active 104 DOM
-
2026-08-11days on market $284,900 Active 103 DOM
-
2026-08-10days on market $284,900 Active 102 DOM
-
2026-08-09days on market $284,900 Active 101 DOM
-
2026-08-07days on market $284,900 Active 99 DOM
-
2026-08-06days on market $284,900 Active 98 DOM
-
2026-08-05days on market $284,900 Active 97 DOM
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2026-08-04days on market $284,900 Active 96 DOM
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2026-08-03days on market $284,900 Active 95 DOM
-
2026-07-31days on market $284,900 Active 92 DOM
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2026-07-30days on market $284,900 Active 91 DOM
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2026-07-30pricedays on market $284,900 Active 90 DOM
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2026-07-28days on market $287,900 Active 89 DOM
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2026-07-26days on market $287,900 Active 87 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,752
- − Mortgage interest
- −$15,119
- − Property taxes
- −$4,048
- − Insurance
- −$1,350
- − Repairs & maintenance
- −$1,740
- − Management
- −$1,740
- − HOA
- −$696
- − Depreciation
- −$7,852
- Taxable loss
- −$10,793
- Est. tax savings @ 24.0%
- +$2,590
- After-tax cash flow
- $-3,304/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 4 photos
This beautiful new home in Durbin Meadows is move-in ready with good condition and minimal repairs needed. It offers a spacious layout with a well-maintained exterior and interior, making it an attractive option for both resale and rental.
Value-add opportunities
- Both Painting exterior and interior — Enhances curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhances curb appeal and adds value ↑
- Both New flooring in kitchen and bathrooms — Improves functionality and aesthetics ↑
- Both New lighting fixtures — Enhances interior aesthetics and functionality ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Greenville 01
- NCES district ID
- 4502310
- Math proficiency
- 44% ▼ -10.00%
- Reading proficiency
- 54% ▼ -2.00%
- Median HH income
- $49,596
- Composite
- 41.88/100
- National rank
- #3370
- State rank
- #10 of 80 in SC
Livability — Fountain Inn
- Score
- 82/100
- State rank
- #4
- US rank
- #1162
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Greenville County · 66,741 people
- City population
- 22,907
- Metro
- Greenville-Anderson, SC
- Population (ZIP)
- 22,907
- Household income
- $70,301
- Rent vs Own
- Severe rent burden
- 14% of renters
Population outlook (Laurens County) Hauer SSP2
- Today (2025)
- 66,741 people
- By 2030
- 66,454 · -0.4%
- By 2040
- 64,881 · -2.8%
- By 2050
- 61,941 · -7.2%
- By 2075
- 53,266 · -20.2%
- By 2100
- 41,495 · -37.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (66%)
- Race & ethnicity
- White 66% Black 18% Two or more races 10% Hispanic / Latino 10%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 2%
- Common ancestry
- Slovak 3% Romanian 2% Lithuanian 2%
- Foreign-born
- 6% · Canada, Jamaica
- Languages at home
- 89% English-only · Spanish 9% Tagalog/Filipino 1%
Political lean MEDSL · Laurens
- 2024 margin
- Solid R (+40.9) · D 29.0% · R 69.9% · Other 1.1%
- 2008→2024 swing
- -22.8pp toward R · 2008: -18.1pp · 2024: -40.9pp
- All cycles
- 2024: R+40.9 2020: R+32.3 2016: R+29.9 2012: R+17.5 2008: R+18.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -100.45%
- Current HPI
- 250.5271
- Rent YoY
- ▲ 4.55%
- Metro
- Greenville-Anderson, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
-0.7% since first listed4 events — show timeline
- 2026-05-08 Price Changed $289,900 Zillow
- 2026-05-07 Price Changed $289,900 Greater Greenville MLS
- 2026-04-30 Listed $291,990 Greater Greenville MLS
- 2026-04-29 Listed $291,990 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…