CashFlowRE
Sign in Sign up
73450 Country Club Dr #302
B Composite 71.1
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +9.4/15.0
  • Schools +3.8/10.0
  • Rent growth +2.9/5.0
  • Livability +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$219,000

73450 Country Club Dr #302 · Palm Desert, CA 92260
2 bd · 2.0 ba · 1,896 sqft · Manufactured public records · 133 Days on market
Built 1984 $116/sqft · at area comps Est $228k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

A Major price adjustment on the fairway! This is a wonderful opportunity to own a spacious, move in ready mobile home at the beautiful Suncrest CC. A 55 yr + community in Palm Desert which offers numerous social opportunities of 9-hole golf, pickleball, tennis, community pool and spas, dining and seasonal events at the clubhouse with resident discounts and annual memberships available. This could be the premier location in Suncrest CC as the home sits on the 4th hole by the green and faces south with unobstructed views of the majestic Santa Rosa Mountains! This popular triple-wide model has expansive postcard views from its living room and patios. Key features include * New roof (just completed Mar 2026) * Bonus room which makes a great BR 3 or Office * Skylights * Updated vinal windows and slider doors * Bright living spaces * Furnished as seen w kitchen fully stocked with appliances, dishes, silverware, pots and drinkware * expansive covered patios w furniture * lighted storage shed * cozy fireplace * separate laundry room w washer/dryer and custom workstation with cabinets * tandem 2 car carport * very quiet area in the park. Come see this home and community today!

Key facts

  • Resident discounts
  • Tennis
  • Clubhouse

Tags

9-HOLE GOLFPICKLEBALLTENNISCOMMUNITY POOLCLUBHOUSERESIDENT DISCOUNTS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $219k.

Deal economics

  • At list price, monthly cash flow is $1k ($17k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $219k).
  • Recommended offer: $193k (12.0% below list) — sets the bar for market timing.
  • Cap rate 14.1% vs local median 3.5% in Palm Desert — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 51/100 on livability (#1,050 in CA) — a working-class tenant base; expect higher turnover. Strengths: schools A-, employment B+, housing B; Watch: crime D, amenities F, commute F.
  • Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.6%/yr); 545 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • At $3,488/mo this rent would consume 60% of the median local household income ($70k/yr) (locally 1734% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.6% rent growth), your $61k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 133 days — a 12% lower offer ($193k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 27y ago; this cycle's ask has dropped $40k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 5→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $192,720 (12.0% below list)

Questions for the listing agent

  1. It's been on market 133 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.59%
Cap rate
14.12%
Cash-on-cash
27.94%
DSCR
2.24
GRM
5.2

CMA / ARV

ARV (median comp)
$228,500
List price
$219,000
Delta
-4.16%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
73450 Country Club Dr Unit Sp. 91 0.00mi 2/2.0 1,788 (-6%) 0mo $255,000 $143 90
73297 Highland Springs Dr #2 0.34mi 2/2.0 1,800 (-5%) 0mo $275,000 $153 76
73701 Half Way Dr 0.49mi 2/2.5 1,890 (-0%) 2mo $400,000 $212 73
73450 Country Club Dr #87 0.00mi 3/2.0 (+1) 1,636 (-14%) 1mo $222,500 $136 71
38785 Bautista Canyon Way 0.46mi 2/2.0 1,760 (-7%) 2mo $330,000 $188 65
73045 Buck Springs Dr 0.40mi 2/2.0 1,680 (-11%) 2mo $468,000 $279 61
39759 Manzanita Dr 0.64mi 3/2.0 (+1) 1,940 (+2%) 1mo $449,900 $232 60
38235 Poppet Canyon Dr 0.50mi 2/2.0 1,680 (-11%) 0mo $355,000 $211 57
38251 Desert Greens Dr E 0.72mi 2/2.0 1,780 (-6%) 1mo $253,000 $142 56
73330 Desert Greens Dr N 0.67mi 2/2.0 1,740 (-8%) 1mo $229,080 $132 54
39800 Desert Greens Dr E 0.72mi 2/2.0 1,760 (-7%) 1mo $365,000 $207 53
39700 E Desert Grns E 0.71mi 3/2.0 (+1) 1,782 (-6%) 2mo $395,000 $222 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.6% rent growth · sell at horizon

5-year hold
IRR
20.6%
Equity multiple
1.82×
Total profit
$50,529
Equity at exit
$32,654
10-year hold
IRR
27.8%
Equity multiple
3.31×
Total profit
$141,497
Equity at exit
$18,935

Cash invested: $61,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92260

Rents YoY
1.6%
Active inventory
545
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$3,488 high interval (Pro) →
Mortgage (P&I)
$1,148
Tax from tax record
$89 /mo · $1,063/yr
Insurance
$91
HOA
$0
Vacancy / Maint / Mgmt
$733
Net cashflow
$1,428

Break-even live

Break-even rent $1,681
Max offer price $219,000
Occupancy floor 54%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$54,750
Closing costs
$6,570
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
73450 Country Club Dr #120 Palm Desert, CA 2.0 2.0 1856 $2,995 $1.61 11d 1 0.03mi
4162 Via Mattina Palm Desert, CA 2.0 2.0 1867 $2,950 $1.58 12d 1 0.17mi
4155 Via Mattina Palm Desert, CA 3.0 3.0 2278 $3,200 $1.40 43d 1 0.19mi
4155 Via Mattina Palm Desert, CA 3.0 3.0 2278 $3,200 $1.40 5d 1 0.19mi
4155 Via Mattina Unit 4155 Palm Desert, CA 2.0 3.0 2278 $3,500 $1.54 43d 1 0.19mi
3253 Via Giorna Palm Desert, CA 2.0 2.0 1961 $4,500 $2.29 24d 1 0.22mi
248 Strada Fortuna Palm Desert, CA 2.0 2.0 1400 $2,500 $1.79 43d 1 0.26mi
170 Via Tramonto Palm Desert, CA 3.0 2.0 1910 $4,000 $2.09 43d 1 0.29mi
170 Via Tramonto Palm Desert, CA 3.0 2.0 1910 $3,900 $2.04 11d 1 0.29mi
73075 Buck Springs Dr Palm Desert, CA 2.0 2.0 1440 $1,950 $1.35 43d 1 0.36mi
38520 Poppet Canyon Dr Palm Desert, CA 2.0 2.0 1392 $3,700 $2.66 43d 1 0.41mi
40064 Silktree Ct Palm Desert, CA 3.0 2.0 1712 $3,200 $1.87 24d 1 0.45mi
73639 Cabazon Peak Dr Palm Desert, CA 2.0 2.0 1717 $2,400 $1.40 43d 1 0.46mi
40255 Sagewood Dr Palm Desert, CA 3.0 2.0 1712 $3,300 $1.93 18d 1 0.56mi
38250 Azalea Dr Palm Desert, CA 2.0 2.0 1806 $5,500 $3.05 43d 1 0.56mi
3443 Via Leonardo Palm Desert, CA 3.0 2.0 2341 $4,000 $1.71 5d 1 0.56mi
73843 Line Canyon Ln Palm Desert, CA 2.0 2.0 1570 $2,100 $1.34 11d 1 0.57mi
2701 Via Calderia Palm Desert, CA 2.0 2.0 1559 $2,850 $1.83 24d 1 0.59mi
40605 Ventana Ct Palm Desert, CA 3.0 2.5 2093 $4,500 $2.15 18d 1 0.62mi
40592 Palm Ct Palm Desert, CA 3.0 2.5 2498 $5,000 $2.00 12d 1 0.64mi
40556 Clover Ln Palm Desert, CA 3.0 2.5 1880 $4,200 $2.23 43d 1 0.66mi
1803 Via San Martino Palm Desert, CA 2.0 2.0 1559 $3,900 $2.50 43d 1 0.67mi
40560 Glenwood Ln Palm Desert, CA 3.0 3.0 2052 $6,500 $3.17 43d 1 0.67mi
41517 Armanac Ct Palm Desert, CA 3.0 2.0 1537 $3,400 $2.21 3d 1 0.71mi
73983 Munn Cir Palm Desert, CA 3.0 2.0 2064 $3,400 $1.65 43d 1 0.75mi
73750 Calle Bisque Palm Desert, CA 3.0 2.0 1537 $6,500 $4.23 43d 1 0.78mi
217 Las Lomas Palm Desert, CA 2.0 2.0 1656 $6,300 $3.80 43d 1 0.88mi
142 Lake Shore Dr Rancho Mirage, CA 3.0 3.0 1888 $4,850 $2.57 43d 1 0.88mi
205 Las Lomas Palm Desert, CA 2.0 2.0 1457 $6,000 $4.12 43d 1 0.88mi
255 San Remo St Palm Desert, CA 2.0 2.0 1656 $6,600 $3.99 43d 1 0.88mi
72460 Rodeo Way Rancho Mirage, CA 2.0 2.0 1851 $2,500 $1.35 5d 1 0.89mi
195 Desert Lakes Dr Rancho Mirage, CA 2.0 2.0 2465 $6,000 $2.43 43d 1 0.89mi
177 Las Lomas Palm Desert, CA 2.0 2.0 1800 $7,500 $4.17 43d 1 0.89mi
72385 Beverly Way Rancho Mirage, CA 2.0 2.0 1851 $2,500 $1.35 18d 1 0.92mi
8 Las Cruces Ln Palm Desert, CA 2.0 2.0 1705 $5,000 $2.93 43d 1 0.92mi
323 San Remo St Palm Desert, CA 2.0 2.0 1556 $8,500 $5.46 43d 1 0.94mi
1701 Retreat Cir Palm Desert, CA 3.0 2.5 2034 $5,300 $2.61 43d 1 0.95mi
264 Avenida del Sol Palm Desert, CA 2.0 2.0 1800 $6,000 $3.33 43d 1 0.95mi
122 Kavenish Dr Rancho Mirage, CA 3.0 3.0 2324 $5,500 $2.37 43d 1 0.96mi
37677 Emerson Dr Palm Desert, CA 3.0 2.0 1896 $3,600 $1.90 43d 1 0.97mi

Listing history 17 events

  1. 2026-06-18
    days on market $219,000 Active 133 DOM
  2. 2026-06-17
    days on market $219,000 Active 132 DOM
  3. 2026-06-16
    days on market $219,000 Active 131 DOM
  4. 2026-06-15
    days on market $219,000 Active 130 DOM
  5. 2026-06-13
    days on market $219,000 Active 128 DOM
  6. 2026-06-09
    days on market $219,000 Active 124 DOM
  7. 2026-06-08
    days on market $219,000 Active 123 DOM
  8. 2026-06-07
    days on market $219,000 Active 122 DOM
  9. 2026-06-04
    days on market $219,000 Active 119 DOM
  10. 2026-06-03
    days on market $219,000 Active 118 DOM
  11. 2026-06-02
    days on market $219,000 Active 117 DOM
  12. 2026-06-01
    days on market $219,000 Active 116 DOM
  13. 2026-05-31
    days on market $219,000 Active 115 DOM
  14. 2026-03-19
    price $219,000 1210-char remark
    Show marketing remark (1210 chars)

    A Major price adjustment on the fairway! This is a wonderful opportunity to own a spacious, move in ready mobile home at the beautiful Suncrest CC. A 55 yr + community in Palm Desert which offers numerous social opportunities of 9-hole golf, pickleball, tennis, community pool and spas, dining and seasonal events at the clubhouse with resident discounts and annual memberships available. This could be the premier location in Suncrest CC as the home sits on the 4th hole by the green and faces south with unobstructed views of the majestic Santa Rosa Mountains! This popular triple-wide model has expansive postcard views from its living room and patios. Key features include * New roof (just completed Mar 2026) * Bonus room which makes a great BR 3 or Office * Skylights * Updated vinal windows and slider doors * Bright living spaces * Furnished as seen w kitchen fully stocked with appliances, dishes, silverware, pots and drinkware * expansive covered patios w furniture * lighted storage shed * cozy fireplace * separate laundry room w washer/dryer and custom workstation with cabinets * tandem 2 car carport * very quiet area in the park. Come see this home and community today!

  15. 2026-02-05
    listed $259,000 Active 1210-char remark
    Show marketing remark (1210 chars)

    A Major price adjustment on the fairway! This is a wonderful opportunity to own a spacious, move in ready mobile home at the beautiful Suncrest CC. A 55 yr + community in Palm Desert which offers numerous social opportunities of 9-hole golf, pickleball, tennis, community pool and spas, dining and seasonal events at the clubhouse with resident discounts and annual memberships available. This could be the premier location in Suncrest CC as the home sits on the 4th hole by the green and faces south with unobstructed views of the majestic Santa Rosa Mountains! This popular triple-wide model has expansive postcard views from its living room and patios. Key features include * New roof (just completed Mar 2026) * Bonus room which makes a great BR 3 or Office * Skylights * Updated vinal windows and slider doors * Bright living spaces * Furnished as seen w kitchen fully stocked with appliances, dishes, silverware, pots and drinkware * expansive covered patios w furniture * lighted storage shed * cozy fireplace * separate laundry room w washer/dryer and custom workstation with cabinets * tandem 2 car carport * very quiet area in the park. Come see this home and community today!

  16. 1999-02-05
    historical
  17. 1999-02-04
    listed $38,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$1,063 · $89/mo
Projected year-2 tax
$1,664 · $139/mo
Expected delta
+$602/yr (+$50/mo · 56.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 5 d/yr ≥114°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$41,861
− Mortgage interest
−$12,267
− Property taxes
−$1,063
− Insurance
−$1,095
− Repairs & maintenance
−$3,349
− Management
−$3,349
− Depreciation
−$6,371
Taxable income
$14,367
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,448
After-tax cash flow
$13,683/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Desert Sands Unified
NCES district ID
0611110
Math proficiency
31% ▼ -4.00%
Reading proficiency
56% ▲ 7.00%
Median HH income
$54,957
Composite
37.77/100
National rank
#4346
State rank
#199 of 517 in CA

Livability — Palm Desert

Score
51/100
State rank
#1050
US rank
#25164

Category grades

Amenities F Commute F Cost of living F Crime D Employment B+ Housing B Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Palm Desert, CA
County
Riverside County · 2,287,001 people
City population
58,615
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
30,523
Household income
$70,091
Rent vs Own
36.2% rent · 63.8% own
Severe rent burden
1734.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (61%)
Race & ethnicity
White 61% Hispanic / Latino 31% Two or more races 20% Asian 4% Black 2%
Hispanic origin (detail)
Mexican 25%
Common ancestry
Italian 4% Lithuanian 3% Slovak 2%
Foreign-born
18% · Canada, South Korea, Vietnam
Languages at home
73% English-only · Spanish 22% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -364.94%
Current HPI
294.9425
Rent YoY
▲ 1.60%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+468.8% since first listed
4 events — show timeline
  • 2026-03-19 Price Changed $219,000 GPSMLS
  • 2026-02-05 Listed $259,000 GPSMLS
  • 1999-02-05 Listing Removed GPSMLS
  • 1999-02-04 Listed $38,500 GPSMLS

Property tax history

+1.9%/yr

Latest (2025): $1,063 · +4.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…