1175 Mission Cir #1175 · Clearwater, FL 33759

$132,000

2 bd · 1.0 ba · 812 sqft · Condo public records · 91 Days on market

Built 1971 $617/mo HOA · 33% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.4/30.0
• 1% rule +9.4/10.0
• ARV discount +7.5/15.0
• DSCR +5.4/10.0
• Schools +4.3/10.0
• Livability +4.1/5.0
• Condition / age +2.5/5.0
• Rent growth +1.1/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

The price just got a whole lot better. .. This 2 bedroom/1 bath, single story villa is located in the community of Mission Hills, 66 acres of parkland, ponds, & gardens - all just minutes away from shopping, dining, entertainment, & the beaches. This lovely villa is located in the rear of the community, providing you with greater privacy as well as larger front & back yard porches. The open floor plan can accommodate a lot of furniture and includes a dedicated dining area, breakfast bar, and an enclosed sunroom with views of the park. The Master Bedroom is large and easily allows for a King size bed, dressers, & nightstands. The bathroom with walk-in shower adjoins the two bedrooms, both having good size closets. New windows and door, newer AC, and fresh paint makes for a move-in ready home. The villas includes a storage closet and covered/assigned parking space. The community offers a heated swimming pool with whirlpool, tennis courts, library, clubhouse, game/billiards room, and opportunities to volunteer/inspire/participate within the community. It's the perfect home for the 55+ active-adult owner. Move-in ready and available for immediate occupancy. Call today for your private showing. You're going to love it here.

Key facts

• Updated windows
• Modern cabinetry
• Renovated kitchen

Tags

• UPDATED WINDOWS
• UPDATED ROOF
• RENOVATED KITCHEN
• MODERN CABINETRY
• UPDATED COUNTERTOPS
• TILE BACKSPLASH

Property features AI

Finance

• Other: Living area: 812 square feet
• Financial info: Total annual fees: $7,404; Lease restrictions apply
• HOA & community: Has HOA (Missions Hills Condos / Lexi Sesto); Monthly condo fee: $617; Condo fees include cable TV, gas, internet, sewer, trash and water; Association approval required; Buyer approval required for community; Senior community; Pets allowed (restrictions may apply)

Exterior

• Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected
• Home design: Condominium; Single-story; Faces west; Entry level: 1st floor
• Construction: Block, stucco and frame construction; Built-up and shingle roof; Slab foundation
• Exterior features: Exterior lighting; Sidewalk; In-ground private pool

Interior

• Kitchen: Convection oven; Dishwasher; Disposal; Microwave; Refrigerator
• Bedrooms: 2 bedrooms
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Built-in features; Ceiling fans; Thermostat; Walk-in closet(s)
• Laundry & utility: Washer; Dryer; Laundry inside unit

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath condo listed at $132k.

Deal economics

• At list price, monthly cash flow is $100 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $132k).
• Recommended offer: $120k (9.0% below list) — sets the bar for market timing.
• Cap rate 7.2% vs local median 2.9% in Clearwater — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#60 in FL, #988 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: schools C-, employment C-.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents falling (-5.6%/yr); 116 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
• This rent runs 34% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $913 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 91 days — a 9% lower offer ($120k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 8y ago; this cycle's ask has dropped $13k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $62k; list at $132k implies a 113% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 33% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $120,120 (9.0% below list)

Questions for the listing agent

1. It's been on market 91 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.44% ✓
• Cap rate: 7.20%
• Cash-on-cash: 3.24%
• DSCR: 1.14
• GRM: 5.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -16.1%
• Equity multiple: 0.45×
• Total profit: $-20,269
• Equity at exit: $19,682

10-year hold

• IRR: -18.8%
• Equity multiple: 0.20×
• Total profit: $-29,623
• Equity at exit: $11,413

Cash invested: $36,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33759

• Rents YoY: -5.6%
• Active inventory: 116
• Price-to-rent: 5.8×

Monthly cashflow live

• Estimated rent: $1,897 high
• Mortgage (P&I): −$692
• Tax from tax record: −$35 /mo · $416/yr
• Insurance: −$55
• HOA: −$617
• Vacancy / Maint / Mgmt: −$398
• Net cashflow: $100

Break-even live

Break-even rent $1,771

Max offer price $132,000

Occupancy floor 90%

Sensitivity live

Price	-10% $174	-5% $137	+0% $100	+5% $62	+10% $25
Rent	-10% $-50	-5% $25	+0% $100	+5% $175	+10% $250
Rate	-1.0pp $166	-0.5pp $133	base $100	+0.5pp $66	+1.0pp $31

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,000
• Closing costs: $3,960
• Reserves months: —
• Total cash needed: —

Rent comps 39 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1285 Mission Hills Blvd Unit 36B Clearwater, FL	2.0	1.0	812	$1,500	$1.85	4d	1	0.14mi
2403 Brigadoon Dr Clearwater, FL	2.0	2.5	1088	$3,100	$2.85	5d	1	0.23mi
1602 Brigadoon Dr Clearwater, FL	2.0	1.5	896	$1,800	$2.01	5d	1	0.25mi
1403 Arrowhead Cir W Unit 13E Clearwater, FL	2.0	2.0	886	$1,750	$1.98	25d	1	0.32mi
1301 Fairwood Ave Clearwater, FL	3.0	2.0	1104	$2,355	$2.13	5d	1	0.33mi
2973 Feather Dr Clearwater, FL	2.0	1.0	812	$1,450	$1.79	25d	1	0.42mi
3021 State Road 590 Clearwater, FL	1.0–3.0	1.0–2.0	977	$1,788	$1.83	2d	28	0.43mi
530 Fairwood Ave Clearwater, FL	2.0–3.0	1.0–2.0	1042	$1,309	$1.26	3d	27	0.64mi
2690 Drew St Clearwater, FL	1.0–3.0	1.0–2.0	974	$1,500	$1.54	2d	12	0.75mi
2600 W Grand Reserve Cir Clearwater, FL	1.0–3.0	1.0–2.0	1097	$2,145	$1.96	2d	36	0.83mi
2625 Florida 590 Unit 1414 Clearwater, FL	1.0	1.0	600	$1,300	$2.17	25d	1	0.85mi
420 N Bayshore Blvd #102 Clearwater, FL	2.0	2.0	1030	$1,680	$1.63	5d	1	0.87mi
1730 Audrey Dr Unit 2 Clearwater, FL	1.0	1.0	700	$2,100	$3.00	25d	1	0.91mi
205 S McMullen Booth Rd #203 Clearwater, FL	2.0	1.0	1087	$999	$0.92	15d	1	0.98mi
2973 Gulf to Bay Blvd Unit 2 Clearwater, FL	2.0	2.0	1064	$3,219	$3.03	25d	1	0.99mi
209 S McMullen Booth Rd #188 Clearwater, FL	1.0	1.0	747	$2,200	$2.95	17d	1	1.00mi
239 S McMullen Booth Rd #38 Clearwater, FL	1.0	1.0	747	$2,000	$2.68	25d	1	1.00mi
361 S McMullen Booth Rd #112 Clearwater, FL	1.0	1.0	747	$2,000	$2.68	25d	1	1.03mi
2975 Gulf To Bay Blvd Clearwater, FL	2.0	1.0–2.0	874	$5,180	$5.92	5d	49	1.04mi
343 S McMullen Booth Rd #151 Clearwater, FL	1.0	1.0	900	$1,800	$2.00	25d	1	1.04mi
341 S McMullen Booth Rd #145 Clearwater, FL	1.0	1.0	863	$1,195	$1.38	2d	1	1.05mi
353 S McMullen Booth Rd #133 Clearwater, FL	1.0	1.0	747	$1,450	$1.94	25d	1	1.05mi
237 S McMullen Booth Rd #50 Clearwater, FL	1.0	1.0	747	$1,500	$2.01	25d	1	1.06mi
359 S McMullen Booth Rd #122 Clearwater, FL	1.0	1.0	747	$1,290	$1.73	8d	1	1.06mi
351 S McMullen Booth Rd #129 Clearwater, FL	1.0	1.0	863	$1,300	$1.51	15d	1	1.06mi
383 S McMullen Booth Rd #68 Clearwater, FL	2.0	1.0	1087	$1,950	$1.79	5d	1	1.08mi
389 S McMullen Booth Rd #12 Clearwater, FL	2.0	1.0	968	$1,395	$1.44	25d	1	1.09mi
2981 Gulf To Bay Blvd Clearwater, FL	1.0–3.0	1.0–2.0	1198	$4,145	$3.46	4d	27	1.11mi
2909 Gulf To Bay Blvd Clearwater, FL	1.0–2.0	1.0–2.0	931	$1,849	$1.98	4d	9	1.11mi
730 N Old Coachman Rd Clearwater, FL	2.0	2.0	950	$1,705	$1.79	3d	3	1.17mi
2481 NE Coachman Rd Clearwater, FL	1.0–2.0	1.0–2.0	762	$2,023	$2.65	2d	14	1.19mi
2550 Stag Run Blvd Clearwater, FL	1.0–3.0	1.0–2.0	1189	$1,870	$1.57	2d	19	1.21mi
1160 7th St S Safety Harbor, FL	2.0	1.0	650	$1,645	$2.53	8d	1	1.22mi
1158 7th St S Unit 1160 Safety Harbor, FL	2.0	1.0	650	$1,645	$2.53	8d	1	1.22mi
101 S Old Coachman Rd Clearwater, FL	3.0	1.0–2.0	983	$2,296	$2.34	4d	16	1.24mi
1003 S Bayshore Blvd #103 Safety Harbor, FL	2.0	2.0	900	$2,300	$2.56	25d	1	1.25mi
500 9th Ave S Apt B3 Safety Harbor, FL	2.0	2.0	893	$1,795	$2.01	25d	1	1.45mi
2729 Seville Blvd Clearwater, FL	1.0–3.0	1.0–2.0	1057	$2,432	$2.30	2d	33	1.47mi
2031 Glass Loop Clearwater, FL	1.0–3.0	1.0–2.0	1058	$2,402	$2.27	3d	34	1.50mi

HOA detail condo

• Monthly dues: $617 · $7,404/yr
• Likely covers: poolparking
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 29 events

1. 2026-06-18
   days on market $132,000 Active 91 DOM
2. 2026-06-17
   days on market $132,000 Active 90 DOM
3. 2026-06-16
   days on market $132,000 Active 89 DOM
4. 2026-06-15
   days on market $132,000 Active 88 DOM
5. 2026-06-13
   pricedays on market $132,000 Active 86 DOM
6. 2026-06-09
   days on market $137,000 Active 82 DOM
7. 2026-06-08
   days on market $137,000 Active 81 DOM
8. 2026-06-07
   days on market $137,000 Active 80 DOM
9. 2026-06-04
   days on market $137,000 Active 77 DOM
10. 2026-06-03
    days on market $137,000 Active 76 DOM
11. 2026-06-02
    status $137,000 Active 74 DOM
12. 2026-05-31
    status $137,000 Pending 74 DOM
13. 2026-05-09
    price $137,000
14. 2026-04-06
    price $143,000
15. 2026-03-16
    listed $145,000 Active
16. 2026-03-05
    historical
17. 2025-12-02
    price $149,000
18. 2025-10-02
    listed $155,000 Active
19. 2019-08-19
    soldstatus $62,000 Sold 1259-char remark

    Show marketing remark (1259 chars)

    The price just got a whole lot better. .. This 2 bedroom/1 bath, single story villa is located in the community of Mission Hills, 66 acres of parkland, ponds, & gardens - all just minutes away from shopping, dining, entertainment, & the beaches. This lovely villa is located in the rear of the community, providing you with greater privacy as well as larger front & back yard porches. The open floor plan can accommodate a lot of furniture and includes a dedicated dining area, breakfast bar, and an enclosed sunroom with views of the park. The Master Bedroom is large and easily allows for a King size bed, dressers, & nightstands. The bathroom with walk-in shower adjoins the two bedrooms, both having good size closets. New windows and door, newer AC, and fresh paint makes for a move-in ready home. The villas includes a storage closet and covered/assigned parking space. The community offers a heated swimming pool with whirlpool, tennis courts, library, clubhouse, game/billiards room, and opportunities to volunteer/inspire/participate within the community. It's the perfect home for the 55+ active-adult owner. Move-in ready and available for immediate occupancy. Call today for your private showing. You're going to love it here.

20. 2019-08-19
    soldstatus $62,000

    Show marketing remark (1259 chars)

    The price just got a whole lot better. .. This 2 bedroom/1 bath, single story villa is located in the community of Mission Hills, 66 acres of parkland, ponds, & gardens - all just minutes away from shopping, dining, entertainment, & the beaches. This lovely villa is located in the rear of the community, providing you with greater privacy as well as larger front & back yard porches. The open floor plan can accommodate a lot of furniture and includes a dedicated dining area, breakfast bar, and an enclosed sunroom with views of the park. The Master Bedroom is large and easily allows for a King size bed, dressers, & nightstands. The bathroom with walk-in shower adjoins the two bedrooms, both having good size closets. New windows and door, newer AC, and fresh paint makes for a move-in ready home. The villas includes a storage closet and covered/assigned parking space. The community offers a heated swimming pool with whirlpool, tennis courts, library, clubhouse, game/billiards room, and opportunities to volunteer/inspire/participate within the community. It's the perfect home for the 55+ active-adult owner. Move-in ready and available for immediate occupancy. Call today for your private showing. You're going to love it here.

21. 2019-06-30
    status Pending 1259-char remark

    Show marketing remark (1259 chars)

    The price just got a whole lot better. .. This 2 bedroom/1 bath, single story villa is located in the community of Mission Hills, 66 acres of parkland, ponds, & gardens - all just minutes away from shopping, dining, entertainment, & the beaches. This lovely villa is located in the rear of the community, providing you with greater privacy as well as larger front & back yard porches. The open floor plan can accommodate a lot of furniture and includes a dedicated dining area, breakfast bar, and an enclosed sunroom with views of the park. The Master Bedroom is large and easily allows for a King size bed, dressers, & nightstands. The bathroom with walk-in shower adjoins the two bedrooms, both having good size closets. New windows and door, newer AC, and fresh paint makes for a move-in ready home. The villas includes a storage closet and covered/assigned parking space. The community offers a heated swimming pool with whirlpool, tennis courts, library, clubhouse, game/billiards room, and opportunities to volunteer/inspire/participate within the community. It's the perfect home for the 55+ active-adult owner. Move-in ready and available for immediate occupancy. Call today for your private showing. You're going to love it here.

22. 2019-06-10
    price $75,000 1259-char remark

    Show marketing remark (1259 chars)

    The price just got a whole lot better. .. This 2 bedroom/1 bath, single story villa is located in the community of Mission Hills, 66 acres of parkland, ponds, & gardens - all just minutes away from shopping, dining, entertainment, & the beaches. This lovely villa is located in the rear of the community, providing you with greater privacy as well as larger front & back yard porches. The open floor plan can accommodate a lot of furniture and includes a dedicated dining area, breakfast bar, and an enclosed sunroom with views of the park. The Master Bedroom is large and easily allows for a King size bed, dressers, & nightstands. The bathroom with walk-in shower adjoins the two bedrooms, both having good size closets. New windows and door, newer AC, and fresh paint makes for a move-in ready home. The villas includes a storage closet and covered/assigned parking space. The community offers a heated swimming pool with whirlpool, tennis courts, library, clubhouse, game/billiards room, and opportunities to volunteer/inspire/participate within the community. It's the perfect home for the 55+ active-adult owner. Move-in ready and available for immediate occupancy. Call today for your private showing. You're going to love it here.

23. 2019-04-28
    price $77,000 1259-char remark

    Show marketing remark (1259 chars)

    The price just got a whole lot better. .. This 2 bedroom/1 bath, single story villa is located in the community of Mission Hills, 66 acres of parkland, ponds, & gardens - all just minutes away from shopping, dining, entertainment, & the beaches. This lovely villa is located in the rear of the community, providing you with greater privacy as well as larger front & back yard porches. The open floor plan can accommodate a lot of furniture and includes a dedicated dining area, breakfast bar, and an enclosed sunroom with views of the park. The Master Bedroom is large and easily allows for a King size bed, dressers, & nightstands. The bathroom with walk-in shower adjoins the two bedrooms, both having good size closets. New windows and door, newer AC, and fresh paint makes for a move-in ready home. The villas includes a storage closet and covered/assigned parking space. The community offers a heated swimming pool with whirlpool, tennis courts, library, clubhouse, game/billiards room, and opportunities to volunteer/inspire/participate within the community. It's the perfect home for the 55+ active-adult owner. Move-in ready and available for immediate occupancy. Call today for your private showing. You're going to love it here.

24. 2019-02-14
    price $83,000 1259-char remark

    Show marketing remark (1259 chars)

    The price just got a whole lot better. .. This 2 bedroom/1 bath, single story villa is located in the community of Mission Hills, 66 acres of parkland, ponds, & gardens - all just minutes away from shopping, dining, entertainment, & the beaches. This lovely villa is located in the rear of the community, providing you with greater privacy as well as larger front & back yard porches. The open floor plan can accommodate a lot of furniture and includes a dedicated dining area, breakfast bar, and an enclosed sunroom with views of the park. The Master Bedroom is large and easily allows for a King size bed, dressers, & nightstands. The bathroom with walk-in shower adjoins the two bedrooms, both having good size closets. New windows and door, newer AC, and fresh paint makes for a move-in ready home. The villas includes a storage closet and covered/assigned parking space. The community offers a heated swimming pool with whirlpool, tennis courts, library, clubhouse, game/billiards room, and opportunities to volunteer/inspire/participate within the community. It's the perfect home for the 55+ active-adult owner. Move-in ready and available for immediate occupancy. Call today for your private showing. You're going to love it here.

25. 2018-09-17
    status Active 1259-char remark

    Show marketing remark (1259 chars)

    The price just got a whole lot better. .. This 2 bedroom/1 bath, single story villa is located in the community of Mission Hills, 66 acres of parkland, ponds, & gardens - all just minutes away from shopping, dining, entertainment, & the beaches. This lovely villa is located in the rear of the community, providing you with greater privacy as well as larger front & back yard porches. The open floor plan can accommodate a lot of furniture and includes a dedicated dining area, breakfast bar, and an enclosed sunroom with views of the park. The Master Bedroom is large and easily allows for a King size bed, dressers, & nightstands. The bathroom with walk-in shower adjoins the two bedrooms, both having good size closets. New windows and door, newer AC, and fresh paint makes for a move-in ready home. The villas includes a storage closet and covered/assigned parking space. The community offers a heated swimming pool with whirlpool, tennis courts, library, clubhouse, game/billiards room, and opportunities to volunteer/inspire/participate within the community. It's the perfect home for the 55+ active-adult owner. Move-in ready and available for immediate occupancy. Call today for your private showing. You're going to love it here.

26. 2018-09-10
    status Pending 1259-char remark

    Show marketing remark (1259 chars)

    The price just got a whole lot better. .. This 2 bedroom/1 bath, single story villa is located in the community of Mission Hills, 66 acres of parkland, ponds, & gardens - all just minutes away from shopping, dining, entertainment, & the beaches. This lovely villa is located in the rear of the community, providing you with greater privacy as well as larger front & back yard porches. The open floor plan can accommodate a lot of furniture and includes a dedicated dining area, breakfast bar, and an enclosed sunroom with views of the park. The Master Bedroom is large and easily allows for a King size bed, dressers, & nightstands. The bathroom with walk-in shower adjoins the two bedrooms, both having good size closets. New windows and door, newer AC, and fresh paint makes for a move-in ready home. The villas includes a storage closet and covered/assigned parking space. The community offers a heated swimming pool with whirlpool, tennis courts, library, clubhouse, game/billiards room, and opportunities to volunteer/inspire/participate within the community. It's the perfect home for the 55+ active-adult owner. Move-in ready and available for immediate occupancy. Call today for your private showing. You're going to love it here.

27. 2018-08-22
    listed $85,000 Active 1259-char remark

    Show marketing remark (1259 chars)

    The price just got a whole lot better. .. This 2 bedroom/1 bath, single story villa is located in the community of Mission Hills, 66 acres of parkland, ponds, & gardens - all just minutes away from shopping, dining, entertainment, & the beaches. This lovely villa is located in the rear of the community, providing you with greater privacy as well as larger front & back yard porches. The open floor plan can accommodate a lot of furniture and includes a dedicated dining area, breakfast bar, and an enclosed sunroom with views of the park. The Master Bedroom is large and easily allows for a King size bed, dressers, & nightstands. The bathroom with walk-in shower adjoins the two bedrooms, both having good size closets. New windows and door, newer AC, and fresh paint makes for a move-in ready home. The villas includes a storage closet and covered/assigned parking space. The community offers a heated swimming pool with whirlpool, tennis courts, library, clubhouse, game/billiards room, and opportunities to volunteer/inspire/participate within the community. It's the perfect home for the 55+ active-adult owner. Move-in ready and available for immediate occupancy. Call today for your private showing. You're going to love it here.

28. 2009-01-09
    soldstatus $55,000
29. 2000-07-11
    soldstatus $35,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $416 · $35/mo
• Projected year-2 tax: $1,096 · $91/mo
• Expected delta: +$679/yr (+$57/mo · 163.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,764
• − Mortgage interest: −$7,394
• − Property taxes: −$416
• − Insurance: −$660
• − Repairs & maintenance: −$1,821
• − Management: −$1,821
• − HOA: −$7,404
• − Depreciation: −$3,840
• Taxable loss: −$592
• Est. tax savings @ 24.0%: +$142
• After-tax cash flow: $1,339/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — Clearwater

• Score: 82/100
• State rank: #60
• US rank: #988

Category grades

Amenities B Commute A+ Cost of living A- Crime B+ Employment C- Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Clearwater, FL
• County: Pinellas County · 939,478 people
• City population: 170,933
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 17,557
• Household income: $67,492
• Rent vs Own: 49.1% rent · 50.9% own
• Severe rent burden: 1209.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (65%)
• Race & ethnicity: White 65% Hispanic / Latino 19% Two or more races 14% Black 7% Asian 3%
• Hispanic origin (detail): Mexican 7% Puerto Rican 3% Cuban 3%
• Common ancestry: Romanian 4% Slovak 3% Italian 2%
• Foreign-born: 16% · Canada, Jamaica, Vietnam
• Languages at home: 79% English-only · Spanish 12% Other Indo-European 4% Russian/Polish/Slavic 1%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -249.16%
• Current HPI: 343.0721
• Rent YoY: ▼ -5.57%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+281.6% since first listed

17 events — show timeline

• 2026-05-09 Price Changed $137,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-06 Price Changed $143,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-16 Listed $145,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-05 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-12-02 Price Changed $149,000 Stellar MLS as Distributed by MLS Grid
• 2025-10-02 Listed $155,000 Stellar MLS as Distributed by MLS Grid
• 2019-08-19 Sold (Public Records) $62,000 Public Records
• 2019-08-19 Sold (MLS) $62,000 Stellar MLS as Distributed by MLS Grid
• 2019-06-30 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-06-10 Price Changed $75,000 Stellar MLS as Distributed by MLS Grid
• 2019-04-28 Price Changed $77,000 Stellar MLS as Distributed by MLS Grid
• 2019-02-14 Price Changed $83,000 Stellar MLS as Distributed by MLS Grid
• 2018-09-17 Relisted — Stellar MLS as Distributed by MLS Grid
• 2018-09-10 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-08-22 Listed $85,000 Stellar MLS as Distributed by MLS Grid
• 2009-01-09 Sold (Public Records) $55,000 Public Records
• 2000-07-11 Sold (Public Records) $35,900 Public Records

Property tax history

-3.0%/yr

Latest (2025): $416 · +8.8% YoY. Source: county tax records.