512 1st St · Albany, NY 12206

$179,000

4 bd · 2.0 ba · 1,092 sqft · MultiFamily public records · 86 Days on market

Built 1900 Good condition 2,613 sqft lot $164/sqft · 17% above area Est $202k · 11% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +12.7/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +4.5/10.0
• Livability +4.0/5.0
• Rent growth +3.8/5.0
• Condition / age +3.8/5.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks

Tremendous opportunity to own a tastefully renovated 2 Unit home with huge income potential for under $200k. Super low taxes! Convenient Albany location near shopping, dining, bus line and minutes to I-90. Vacant and ready for tenants of your own or live in one unit and rent the other for additional income. Each flat offers thoughtful, generous layouts. New deck in rear and shared backyard.

Key facts

• New deck
• Shared backyard
• 2,613 sq ft lot

Tags

• RENOVATED 2 UNIT HOME
• NEW DECK
• SHARED BACKYARD

What this means for you Summary

Snapshot

• This is a 2 × 2-bed/1.0-bath units multifamily listed at $179k. Condition is rated good.
• This rent per unit runs 43% of the median local income ($42k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Deal economics

• At list price, monthly cash flow is $1k ($14k/yr) — positive. Per door: $583/mo.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $179k).
• Recommended offer: $168k (6.0% below list) — sets the bar for market timing.
• Cap rate 14.1% vs local median 5.9% in Albany — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 79/100 on livability (#129 in NY, #2,083 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: employment C-, crime F.
• Albany City School District (urban): math 37% / reading 40% proficiency, ranked #543 of 590 in NY (top 92%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Albany High School (math 74% / reading 67%, grade B+, #710 of 1,100 statewide, top 65%, 2,676 students, 69% FRL) — zoned schools at 69% FRL track the district average.
• Zoned-school proficiency averages 70% at this address vs 38% district-wide (+32 pts) — the actual schools serving this property are materially stronger than the Albany City School District average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising fast (+5.4%/yr); 146 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals lingering (median 63d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 675 units permitted in Albany County in 2024 (451 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Albany County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 5.4% rent growth), your $50k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 86 days — a 6% lower offer ($168k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $24k; list at $179k implies a 646% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $168,260 (6.0% below list)

Questions for the listing agent

1. It's been on market 86 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
4. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.65% ✓
• Cap rate: 14.12%
• Cash-on-cash: 27.94%
• DSCR: 2.24
• GRM: 5.0

CMA / ARV

• ARV (median comp): $202,161
• List price: $179,000
• Delta: -11.46%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
649 Clinton Ave	0.04mi	3/2.0 (-1)	1,312 (+20%)	1mo	$75,000	$57	67
450 Hudson Ave	0.60mi	4/1.5	1,200 (+10%)	3mo	$80,000	$67	51
148 S Allen St	1.35mi	3/2.0 (-1)	1,140 (+4%)	3mo	$310,000	$272	50
39 Garfield Pl	0.78mi	4/1.0	1,206 (+10%)	3mo	$53,000	$44	41
6 Silverberry Pl	0.88mi	3/1.5 (-1)	987 (-10%)	2mo	$351,000	$356	40
28 Grant Ave	0.86mi	4/2.0	1,300 (+19%)	1mo	$225,000	$173	39
456 Bradford St	0.75mi	4/2.0	1,360 (+24%)	2mo	$232,000	$171	38
349 Manning Blvd	0.76mi	4/1.5	1,364 (+25%)	0mo	$270,000	$198	38
52 Hawthorne Ave	1.44mi	3/2.0 (-1)	1,248 (+14%)	3mo	$360,000	$288	33
138 Jefferson St	1.26mi	3/2.0 (-1)	1,364 (+25%)	3mo	$237,500	$174	33
62 Glenwood St	1.21mi	3/1.5 (-1)	1,270 (+16%)	0mo	$290,000	$228	33
115 Grove Ave	1.49mi	3/1.5 (-1)	1,356 (+24%)	3mo	$320,000	$236	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.37% rent growth · sell at horizon

5-year hold

• IRR: 24.7%
• Equity multiple: 2.05×
• Total profit: $52,554
• Equity at exit: $26,689

10-year hold

• IRR: 33.9%
• Equity multiple: 4.44×
• Total profit: $172,635
• Equity at exit: $15,477

Cash invested: $50,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 2 active · 3 under contract
• Months of supply: 12.0 mo (8%/mo absorbed)
• Median asking: $234,950 ($188/sqft)
• Median days on market: 33 d
• This list price: lowest-priced of the active set
• ARV vs active asking: -1.5% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 12206

• Home prices YoY: -9.9%
• Rents YoY: 5.4%
• Active inventory: 146
• Price-to-rent: 10.1×

Monthly cashflow live

• Estimated rent: $2,962 high
• Mortgage (P&I): −$939
• Tax from tax record: −$160 /mo · $1,917/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$622
• Net cashflow: $1,167

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	2	1	$2,962
Total (2 units)			$2,962

Break-even live

Break-even rent $1,485

Max offer price $179,000

Occupancy floor 56%

Sensitivity live

Price	-10% $1,268	-5% $1,218	+0% $1,167	+5% $1,116	+10% $1,066
Rent	-10% $933	-5% $1,050	+0% $1,167	+5% $1,284	+10% $1,401
Rate	-1.0pp $1,257	-0.5pp $1,212	base $1,167	+0.5pp $1,121	+1.0pp $1,073

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,750
• Closing costs: $5,370
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
474 3rd St Albany, NY	2.0	1.0	1000	$1,550	$1.55	6d	1	0.09mi
88 Ontario St Unit 1 Albany, NY	3.0	1.0	—	$1,350	—	119d	1	0.12mi
59 Ontario St Unit 1ST Albany, NY	1.0	1.0	675	$950	$1.41	62d	1	0.16mi
530 3rd St Apt 2 Albany, NY	2.0	1.0	900	$1,400	$1.56	139d	1	0.22mi
543 Clinton Ave Albany, NY	1.0	1.0	569	$1,200	$2.11	5d	1	0.24mi
600 Livingston Ave Albany, NY	2.0	1.0	1000	$1,350	$1.35	62d	1	0.24mi
541 Clinton Ave Unit 2 Albany, NY	1.0	1.0	—	$1,200	—	119d	1	0.24mi
469 Livingston Ave Albany, NY	1.0–3.0	1.0	685	$1,452	$2.12	6d	3	0.24mi
525 Clinton Ave Albany, NY	1.0	1.0	468	$1,131	$2.42	139d	1	0.27mi
400 Central Ave Albany, NY	2.0	1.0	675	$1,591	$2.36	139d	11	0.27mi
260 Bradford St Unit 205 Albany, NY	3.0	2.0	912	$1,700	$1.86	119d	1	0.29mi
260 Bradford St Unit 105 Albany, NY	2.0	1.0	745	$1,500	$2.01	119d	1	0.29mi
260 Bradford St Unit 104 Albany, NY	1.0	1.0	341	$1,000	$2.93	119d	1	0.29mi
260 Bradford St Unit 102 Albany, NY	1.0	1.0	571	$1,300	$2.28	119d	1	0.29mi
248 Sherman St Unit 3A Albany, NY	2.0	1.5	—	$1,500	—	139d	1	0.29mi
356 2nd St Albany, NY	3.0	1.0	1350	$1,350	$1.00	6d	1	0.31mi
263 Central Ave Unit 2A (2-1) Albany, NY	1.0	1.0	—	$1,131	—	139d	1	0.31mi
263 Central Ave Apt 2B Albany, NY	1.0	1.0	—	$1,150	—	5d	1	0.31mi
263 Central Ave Unit 3A (3-1) Albany, NY	1.0	1.0	—	$1,100	—	139d	1	0.31mi
23 Benson St Albany, NY	2.0	1.0	720	$1,350	$1.88	62d	1	0.32mi
335 3rd St Albany, NY	3.0	1.0	1029	$1,600	$1.55	6d	1	0.35mi
469 Clinton Ave Apt 2 Albany, NY	2.0	1.0	840	$1,250	$1.49	6d	1	0.39mi
498 Washington Ave Fl 1 Albany, NY	2.0	1.0	—	$1,295	—	119d	1	0.39mi
484 Washington Ave Unit 2 Albany, NY	2.0	1.0	—	$1,100	—	139d	1	0.39mi
460 Washington Ave Albany, NY	2.0	1.0	950	$1,650	$1.74	119d	1	0.41mi
316 2nd St Albany, NY	3.0	1.0	850	$1,700	$2.00	139d	1	0.41mi
132 Spring St Unit 1 Albany, NY	1.0	1.0	—	$1,175	—	6d	1	0.42mi
154 Spring St Albany, NY	3.0	1.0	944	$1,650	$1.75	6d	1	0.42mi
154 Spring St Albany, NY	3.0	1.0	2500	$1,695	$0.68	139d	1	0.42mi
188 Spring St Unit 2 Albany, NY	2.0	1.0	1200	$1,475	$1.23	139d	1	0.43mi
190 Spring St Albany, NY	1.0	1.0	—	$1,350	—	139d	1	0.43mi
711 State St Albany, NY	3.0	1.0	—	$1,800	—	139d	1	0.45mi
418 Sheridan Ave Albany, NY	3.0	2.0	1200	$1,100	$0.92	62d	1	0.45mi
27 N Lake Ave Unit 2 Albany, NY	3.0	1.0	—	$1,595	—	6d	1	0.45mi
526 Central Ave Albany, NY	1.0–2.0	1.0	957	$1,435	$1.50	62d	1	0.46mi
684 State St #2 Albany, NY	3.0	1.0	—	$1,500	—	6d	1	0.46mi
690 State St Unit 1 Albany, NY	3.0	1.0	1100	$1,500	$1.36	62d	1	0.46mi
4143 N Manning Blvd Albany, NY	3.0	1.0	1200	$1,500	$1.25	6d	1	0.47mi
423 Clinton Ave Albany, NY	2.0	1.0	800	$1,500	$1.88	62d	1	0.48mi
416 Clinton Ave Unit A Albany, NY	1.0	1.0	—	$950	—	139d	1	0.49mi

Property features AI

Finance

• Financial info: Property has 2 total residential units

Exterior

• Utilities: Public waterPublic sewer
• Home design: DuplexLiving area approximately 1,447
• Construction: Vinyl siding
• Exterior features: Other exterior features

Interior

• Bedrooms: Unit 1: 3 bedrooms (some on 1st level)Unit 2: 2 bedrooms
• Flooring: Vinyl
• Bathrooms: 2 full bathrooms totalFull bath on 1st levelFull bath on 2nd level
• Heating & cooling: Baseboard heatingHot water heatingNatural gas heat
• Interior features: Vinyl flooringUnfinished basement
• Laundry & utility: Dedicated laundry room

Listing history 50 events

1. 2026-08-31
   days on market $179,000 Active 86 DOM
2. 2026-08-30
   days on market $179,000 Active 85 DOM
3. 2026-08-29
   days on market $179,000 Active 84 DOM
4. 2026-08-28
   price $179,000 Active 83 DOM
5. 2026-08-28
   days on market $194,800 Active 83 DOM
6. 2026-08-27
   days on market $194,800 Active 82 DOM
7. 2026-08-26
   days on market $194,800 Active 81 DOM
8. 2026-08-25
   days on market $194,800 Active 80 DOM
9. 2026-08-24
   days on market $194,800 Active 79 DOM
10. 2026-08-23
    days on market $194,800 Active 78 DOM
11. 2026-08-22
    days on market $194,800 Active 77 DOM
12. 2026-08-21
    days on market $194,800 Active 76 DOM
13. 2026-08-20
    days on market $194,800 Active 75 DOM
14. 2026-08-19
    days on market $194,800 Active 74 DOM
15. 2026-08-18
    days on market $194,800 Active 73 DOM
16. 2026-08-17
    days on market $194,800 Active 72 DOM
17. 2026-08-16
    days on market $194,800 Active 71 DOM
18. 2026-08-15
    days on market $194,800 Active 70 DOM
19. 2026-08-15
    days on market $194,800 Active 69 DOM
20. 2026-08-13
    days on market $194,800 Active 68 DOM
21. 2026-08-12
    days on market $194,800 Active 67 DOM
22. 2026-08-11
    days on market $194,800 Active 66 DOM
23. 2026-08-10
    days on market $194,800 Active 65 DOM
24. 2026-08-09
    days on market $194,800 Active 64 DOM
25. 2026-08-08
    days on market $194,800 Active 63 DOM
26. 2026-08-07
    days on market $194,800 Active 62 DOM
27. 2026-08-06
    days on market $194,800 Active 61 DOM
28. 2026-08-05
    days on market $194,800 Active 60 DOM
29. 2026-08-04
    status $194,800 Active 59 DOM
30. 2026-07-16
    status $194,800 Pending 59 DOM
31. 2026-07-14
    days on market $194,800 Active 59 DOM
32. 2026-07-14
    days on market $194,800 Active 58 DOM
33. 2026-07-12
    days on market $194,800 Active 57 DOM
34. 2026-07-11
    days on market $194,800 Active 56 DOM
35. 2026-07-10
    days on market $194,800 Active 55 DOM
36. 2026-07-09
    days on market $194,800 Active 54 DOM
37. 2026-07-08
    price $194,800 Active 52 DOM
38. 2026-07-07
    days on market $199,800 Active 52 DOM
39. 2026-07-06
    days on market $199,800 Active 51 DOM
40. 2026-07-05
    days on market $199,800 Active 50 DOM
41. 2026-07-04
    days on market $199,800 Active 49 DOM
42. 2026-07-03
    days on market $199,800 Active 48 DOM
43. 2026-07-02
    days on market $199,800 Active 47 DOM
44. 2026-07-01
    days on market $199,800 Active 46 DOM
45. 2026-06-30
    days on market $199,800 Active 45 DOM
46. 2026-06-29
    days on market $199,800 Active 44 DOM
47. 2026-06-28
    days on market $199,800 Active 43 DOM
48. 2026-06-28
    days on market $199,800 Active 42 DOM
49. 2026-06-27
    days on market $199,800 Active 41 DOM
50. 2026-06-25
    days on market $199,800 Active 39 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $1,917 · $160/mo
• Projected year-2 tax: $2,471 · $206/mo
• Expected delta: +$554/yr (+$46/mo · 28.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $35,544
• − Mortgage interest: −$10,027
• − Property taxes: −$1,917
• − Insurance: −$895
• − Repairs & maintenance: −$2,844
• − Management: −$2,844
• − Depreciation: −$5,207
• Taxable income: $11,811
• Est. tax owed @ 24.0%: −$2,835
• After-tax cash flow: $11,169/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Good 75/100 Cosmetic rehab Est. rehab $5,460–$16,380 screening

This property is a well-maintained 2-unit home with good condition and potential for rental income. It has a good exterior and interior condition, with minor landscaping and HVAC maintenance needed.

Deferred maintenance Est. $60,000–$180,000 screening

• Major Roof (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — rooftop appears damaged and overgrown with vegetation
• Major Windows (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — windows appear old and possibly not sealed properly
• Major Electrical (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — electrical panel appears old and possibly not up to code
• Major Plumbing (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — plumbing fixtures appear old and possibly not up to code
• Major Exterior (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — exterior siding appears damaged and possibly not up to code
• Major Other (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — other components appear old and possibly not up to code

Repairs flagged

• Minor Landscaping — The vegetation in the backyard appears to be overgrown, which could be a minor issue that could be addressed with some trimming and maintenance.

Value-add opportunities

• Both Landscaping — A well-maintained and aesthetically pleasing landscape can enhance the curb appeal and overall value of the property, making it more attractive to potential buyers or renters. ↑
• Both HVAC maintenance — Regular HVAC maintenance can improve the efficiency and lifespan of the system, leading to lower energy bills and a more comfortable living environment. ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 44/100

Zoned Schools

Middle North Albany Academy Middle School F NY #689/729 Nat'l #12,017/14,009 High Albany High School B+ NY #710/1,100 Nat'l #2,083/17,239

Schools (NCES district)

• District: Albany City School District
• NCES district ID: 3602460
• Math proficiency: 37% ▲ 6.00%
• Reading proficiency: 40% ▲ 7.00%
• Median HH income: $40,568
• Composite: 32.34/100
• National rank: #5744
• State rank: #543 of 590 in NY

B Composite livability gradescore 79/100

Livability — Albany

• Score: 79/100
• State rank: #129
• US rank: #2083

Category grades

Amenities A+ Commute A+ Cost of living C+ Crime F Employment C- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Albany, NY
• County: Albany County · 320,794 people
• City population: 116,921
• Metro: Albany-Schenectady-Troy, NY
• Population (ZIP): 14,572
• Household income: $41,548
• Rent vs Own: 73.4% rent · 26.6% own
• Severe rent burden: 5% of renters

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Population outlook (Albany County) Hauer SSP2

• Today (2025): 320,794 people
• By 2030: 327,401 · +2.1%
• By 2040: 338,218 · +5.4%
• By 2050: 348,467 · +8.6%
• By 2075: 381,693 · +19.0%
• By 2100: 393,809 · +22.8%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.75)
• Race & ethnicity: Black 38% White 27% Hispanic / Latino 15% Two or more races 12% Asian 10%
• Hispanic origin (detail): Puerto Rican 10% Dominican 1%
• Common ancestry: Italian 2% Lithuanian 2% Romanian 1%
• Foreign-born: 22% · Canada, China
• Languages at home: 75% English-only · Spanish 10% Other Indo-European 5% Chinese 3%

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Political lean MEDSL · Albany

• 2024 margin: Strong D (+25.8) · D 62.9% · R 37.1%
• 2008→2024 swing: -3.6pp toward R · 2008: 29.4pp · 2024: 25.8pp
• All cycles: 2024: D+25.8 2020: D+31.4 2016: D+24.3 2012: D+31.0 2008: D+29.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -30.24%
• Current HPI: 275.8109
• Rent YoY: ▲ 5.37%
• Metro: Albany-Schenectady-Troy, NY
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

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Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Property features AI

Finance

• Financial info: Property has 2 total residential units

Exterior

• Utilities: Public waterPublic sewer
• Home design: DuplexLiving area approximately 1,447
• Construction: Vinyl siding
• Exterior features: Other exterior features

Interior

• Bedrooms: Unit 1: 3 bedrooms (some on 1st level)Unit 2: 2 bedrooms
• Flooring: Vinyl
• Bathrooms: 2 full bathrooms totalFull bath on 1st levelFull bath on 2nd level
• Heating & cooling: Baseboard heatingHot water heatingNatural gas heat
• Interior features: Vinyl flooringUnfinished basement
• Laundry & utility: Dedicated laundry room

Price history

+711.7% since first listed

4 events — show timeline

• 2026-07-15 Pending — Global MLS
• 2026-07-08 Price Changed $194,800 Global MLS
• 2026-05-16 Listed $199,800 Global MLS
• 2020-07-22 Sold (Public Records) $24,000 Public Records

Property tax history

-1.5%/yr

Latest (2025): $1,917 · -11.1% YoY. Source: county tax records.