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4839 Fairmont Dr
C Composite 58.01
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.9/30.0
  • ARV discount +11.6/15.0
  • Appreciation +9.2/10.0
  • DSCR +5.3/10.0
  • 1% rule +3.6/10.0
  • Schools +3.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$279,900

4839 Fairmont Dr · Burnettown, SC 29829
3 bd · 2.0 ba · 1,802 sqft · SingleFamily public records
Built 2022 10,019 sqft lot Est $308k · 9% under $40/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

$5,000 Buyer's Incentive! Welcome to the Jackson 3 featuring a POWER PANTRY! Very attractive curb appeal with a welcoming front porch. Step inside to a spacious great room that leads to the open kitchen and dining area. The center island in the kitchen is a great prep or serving space. Kitchen features granite countertops and stainless steel appliances. The owners suite offers a large walk in closet, bath with dual vanities, separate tub and shower and linen closet. Two additional bedrooms, full bath and laundry room complete the home. Enjoy time outdoors on the covered back porch and open patio area. Also included are 2'' faux wood blinds on the front of the home, Interlogix Smart Home/Security System, energy efficient A/C and furnace, programmable Z-Wave thermostat, 10 year StrucSure home warranty, lawn sprinklers and more. HOA includes access to the neighborhood resort-style pool with pavilion. USDA 100% financing available Convenient to Aiken & Augusta, I-20 and I-520.

Key facts

  • 0.23 acre lot
  • Garage
  • Community pool

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $280k.

Deal economics

  • At list price, monthly cash flow is $185 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $242k (13.5% below list).
  • Recommended offer: $242k (13.5% below list) — sets the bar for 1% rule.
  • Cap rate 7.1% vs local median 5.5% in Burnettown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 64/100 on livability (#159 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Gloverville Elementary (math 42% / reading 42%, grade F, #256 of 597 statewide, top 45%, 318 students, 100% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 72% FRL vs 54% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 298 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $25k of equity ($2k loan paydown + $23k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $78k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
  • 6 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $242,088 (13.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
7.08%
Cash-on-cash
2.83%
DSCR
1.13
GRM
9.6

CMA / ARV

ARV (on-the-fly)
$308,142
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
182 Sutton Ct 0.08mi 3/2.0 1,862 (+3%) 8mo $300,000 $161 84
281 Sutton Ct 0.08mi 3/2.0 1,716 (-5%) 11mo $310,000 $181 79
462 Country Glen Ave 0.43mi 3/2.0 1,765 (-2%) 1mo $277,500 $157 76
209 Country Glen Ave 0.35mi 3/2.0 1,768 (-2%) 6mo $265,000 $150 76
224 Baylor Dr 0.27mi 3/2.0 1,672 (-7%) 2mo $292,000 $175 74
7121 Grayson Dr 0.31mi 3/2.0 1,693 (-6%) 7mo $289,900 $171 70
235 Baylor Dr 0.26mi 3/2.0 1,672 (-7%) 11mo $289,000 $173 67
655 Wade Way 0.31mi 3/2.0 1,573 (-13%) 8mo $271,650 $173 58
3145 Camden Way 0.71mi 3/2.5 1,880 (+4%) 2mo $265,000 $141 56
165 Sudlow Lake Rd 0.58mi 3/2.0 1,700 (-6%) 10mo $286,000 $168 55
651 Broadsword Way 0.69mi 3/2.0 1,946 (+8%) 6mo $333,534 $171 49
651 Broadsword Way 0.69mi 3/2.0 1,946 (+8%) 6mo $333,534 $171 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.9%
Equity multiple
2.71×
Total profit
$133,810
Equity at exit
$219,926
10-year hold
IRR
20.8%
Equity multiple
5.85×
Total profit
$379,746
Equity at exit
$443,680

Cash invested: $78,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
298
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$2,421 medium interval (Pro) →
Mortgage (P&I)
$1,468
Tax from tax record
$103 /mo · $1,242/yr
Insurance
$117
HOA
$40
Vacancy / Maint / Mgmt
$508
Net cashflow
$185

Break-even live

Break-even rent $2,187
Max offer price $279,900
Occupancy floor 87%

Sensitivity live

Price -10% $343 -5% $264 +0% $185 +5% $105 +10% $26
Rent -10% $-7 -5% $89 +0% $185 +5% $280 +10% $376
Rate -1.0pp $326 -0.5pp $256 base $185 +0.5pp $112 +1.0pp $38

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,975
Closing costs
$8,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6279 Whirlaway Rd Graniteville, SC 3.0 2.0 1295 $1,900 $1.47 22d 1 1.31mi
618 Count Fleet Ct Graniteville, SC 4.0 2.5 2362 $2,299 $0.97 22d 1 1.31mi

HOA detail

Monthly dues
$40 · $480/yr
Likely covers
poolsecurity

Listing history 13 events

  1. 2026-05-05
    status Pending
  2. 2026-05-05
    historical
  3. 2026-05-01
    historical
  4. 2026-03-19
    listed $279,900 Active
  5. 2026-03-19
    listed $279,900
  6. 2022-08-12
    soldstatus $269,900 993-char remark
    Show marketing remark (993 chars)

    $5,000 Buyer's Incentive! Welcome to the Jackson 3 featuring a POWER PANTRY! Very attractive curb appeal with a welcoming front porch. Step inside to a spacious great room that leads to the open kitchen and dining area. The center island in the kitchen is a great prep or serving space. Kitchen features granite countertops and stainless steel appliances. The owners suite offers a large walk in closet, bath with dual vanities, separate tub and shower and linen closet. Two additional bedrooms, full bath and laundry room complete the home. Enjoy time outdoors on the covered back porch and open patio area. Also included are 2'' faux wood blinds on the front of the home, Interlogix Smart Home/Security System, energy efficient A/C and furnace, programmable Z-Wave thermostat, 10 year StrucSure home warranty, lawn sprinklers and more. HOA includes access to the neighborhood resort-style pool with pavilion. USDA 100% financing available Convenient to Aiken & Augusta, I-20 and I-520.

  7. 2022-08-12
    soldstatus $269,900
    Show marketing remark (993 chars)

    $5,000 Buyer's Incentive! Welcome to the Jackson 3 featuring a POWER PANTRY! Very attractive curb appeal with a welcoming front porch. Step inside to a spacious great room that leads to the open kitchen and dining area. The center island in the kitchen is a great prep or serving space. Kitchen features granite countertops and stainless steel appliances. The owners suite offers a large walk in closet, bath with dual vanities, separate tub and shower and linen closet. Two additional bedrooms, full bath and laundry room complete the home. Enjoy time outdoors on the covered back porch and open patio area. Also included are 2'' faux wood blinds on the front of the home, Interlogix Smart Home/Security System, energy efficient A/C and furnace, programmable Z-Wave thermostat, 10 year StrucSure home warranty, lawn sprinklers and more. HOA includes access to the neighborhood resort-style pool with pavilion. USDA 100% financing available Convenient to Aiken & Augusta, I-20 and I-520.

  8. 2022-08-12
    soldstatus $269,900
    Show marketing remark (993 chars)

    $5,000 Buyer's Incentive! Welcome to the Jackson 3 featuring a POWER PANTRY! Very attractive curb appeal with a welcoming front porch. Step inside to a spacious great room that leads to the open kitchen and dining area. The center island in the kitchen is a great prep or serving space. Kitchen features granite countertops and stainless steel appliances. The owners suite offers a large walk in closet, bath with dual vanities, separate tub and shower and linen closet. Two additional bedrooms, full bath and laundry room complete the home. Enjoy time outdoors on the covered back porch and open patio area. Also included are 2'' faux wood blinds on the front of the home, Interlogix Smart Home/Security System, energy efficient A/C and furnace, programmable Z-Wave thermostat, 10 year StrucSure home warranty, lawn sprinklers and more. HOA includes access to the neighborhood resort-style pool with pavilion. USDA 100% financing available Convenient to Aiken & Augusta, I-20 and I-520.

  9. 2022-04-04
    historical
  10. 2022-04-01
    listed $269,900 993-char remark
    Show marketing remark (993 chars)

    $5,000 Buyer's Incentive! Welcome to the Jackson 3 featuring a POWER PANTRY! Very attractive curb appeal with a welcoming front porch. Step inside to a spacious great room that leads to the open kitchen and dining area. The center island in the kitchen is a great prep or serving space. Kitchen features granite countertops and stainless steel appliances. The owners suite offers a large walk in closet, bath with dual vanities, separate tub and shower and linen closet. Two additional bedrooms, full bath and laundry room complete the home. Enjoy time outdoors on the covered back porch and open patio area. Also included are 2'' faux wood blinds on the front of the home, Interlogix Smart Home/Security System, energy efficient A/C and furnace, programmable Z-Wave thermostat, 10 year StrucSure home warranty, lawn sprinklers and more. HOA includes access to the neighborhood resort-style pool with pavilion. USDA 100% financing available Convenient to Aiken & Augusta, I-20 and I-520.

  11. 2022-04-01
    listed $269,900
    Show marketing remark (993 chars)

    $5,000 Buyer's Incentive! Welcome to the Jackson 3 featuring a POWER PANTRY! Very attractive curb appeal with a welcoming front porch. Step inside to a spacious great room that leads to the open kitchen and dining area. The center island in the kitchen is a great prep or serving space. Kitchen features granite countertops and stainless steel appliances. The owners suite offers a large walk in closet, bath with dual vanities, separate tub and shower and linen closet. Two additional bedrooms, full bath and laundry room complete the home. Enjoy time outdoors on the covered back porch and open patio area. Also included are 2'' faux wood blinds on the front of the home, Interlogix Smart Home/Security System, energy efficient A/C and furnace, programmable Z-Wave thermostat, 10 year StrucSure home warranty, lawn sprinklers and more. HOA includes access to the neighborhood resort-style pool with pavilion. USDA 100% financing available Convenient to Aiken & Augusta, I-20 and I-520.

  12. 2022-04-01
    listed $269,900
    Show marketing remark (993 chars)

    $5,000 Buyer's Incentive! Welcome to the Jackson 3 featuring a POWER PANTRY! Very attractive curb appeal with a welcoming front porch. Step inside to a spacious great room that leads to the open kitchen and dining area. The center island in the kitchen is a great prep or serving space. Kitchen features granite countertops and stainless steel appliances. The owners suite offers a large walk in closet, bath with dual vanities, separate tub and shower and linen closet. Two additional bedrooms, full bath and laundry room complete the home. Enjoy time outdoors on the covered back porch and open patio area. Also included are 2'' faux wood blinds on the front of the home, Interlogix Smart Home/Security System, energy efficient A/C and furnace, programmable Z-Wave thermostat, 10 year StrucSure home warranty, lawn sprinklers and more. HOA includes access to the neighborhood resort-style pool with pavilion. USDA 100% financing available Convenient to Aiken & Augusta, I-20 and I-520.

  13. 2022-04-01
    listed $269,900 Active
    Show marketing remark (993 chars)

    $5,000 Buyer's Incentive! Welcome to the Jackson 3 featuring a POWER PANTRY! Very attractive curb appeal with a welcoming front porch. Step inside to a spacious great room that leads to the open kitchen and dining area. The center island in the kitchen is a great prep or serving space. Kitchen features granite countertops and stainless steel appliances. The owners suite offers a large walk in closet, bath with dual vanities, separate tub and shower and linen closet. Two additional bedrooms, full bath and laundry room complete the home. Enjoy time outdoors on the covered back porch and open patio area. Also included are 2'' faux wood blinds on the front of the home, Interlogix Smart Home/Security System, energy efficient A/C and furnace, programmable Z-Wave thermostat, 10 year StrucSure home warranty, lawn sprinklers and more. HOA includes access to the neighborhood resort-style pool with pavilion. USDA 100% financing available Convenient to Aiken & Augusta, I-20 and I-520.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,242 · $103/mo
Projected year-2 tax
$1,595 · $133/mo
Expected delta
+$354/yr (+$29/mo · 28.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,051
− Mortgage interest
−$15,679
− Property taxes
−$1,242
− Insurance
−$1,400
− Repairs & maintenance
−$2,324
− Management
−$2,324
− HOA
−$480
− Depreciation
−$8,143
Taxable loss
−$2,540
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$610
After-tax cash flow
$2,825/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Burnettown

Score
64/100
State rank
#159
US rank
#14711

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
931
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+3.7% since first listed
13 events — show timeline
  • 2026-05-05 Pending Hive MLS
  • 2026-05-05 Listing Removed Hive MLS
  • 2026-05-01 Listing Removed Hive MLS
  • 2026-03-19 Listed $279,900 Hive MLS
  • 2026-03-19 Listed $279,900 Hive MLS
  • 2022-08-12 Sold (MLS) $269,900 Hive MLS
  • 2022-08-12 Sold (MLS) $269,900 AMLS
  • 2022-08-12 Sold (MLS) $269,900 Hive MLS
  • 2022-04-04 Delisted Consolidated MLS
  • 2022-04-01 Listed $269,900 Consolidated MLS
  • 2022-04-01 Listed $269,900 Hive MLS
  • 2022-04-01 Listed $269,900 AMLS
  • 2022-04-01 Listed $269,900 Hive MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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