8102 Inspiration Dr Unit A2 · Miramar Beach, FL 32550

$92,000

4 bd · 3.5 ba · 2,440 sqft · Timeshare · 117 Days on market

Built 2005 Est $73k · 26% over $1217/mo HOA · 29% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• Appreciation +5.7/10.0
• Schools +5.2/10.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0

Listing remarks MLS

Fully remodeled with all new furnishings and a 4th bedroom added. 2024 ownership weeks booked are 6/8-6/15, 8/31-9/7, 9/21-9/28 and 9/28-10/5. Membership in a Luxury Residence Club -This home offers the extra tower space, first and second floor master suites, each with a spa like en suite bath, and 2 additional guest bedrooms. The gourmet kitchen features marble counter tops, Viking stainless steel appliances and is completely equipped for all your cooking needs. Enjoy the easy convenience of having the association cover your property taxes, homeowner's insurance, and all regular maintenance plus much more. This waterfront enclave of single family residences is arranged around the clubhouse which features an owner lounge, a heated swimming pool, a hot tub, fitness room & summer kitchen. Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents enjoy a balanced lifestyle of high-class living, spanning the 2,400 acres from the beach to the bay. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.

Key facts

• Garage
• Community pool
• Built 2005

Property features AI

Finance

• HOA & community: Association present; Association covers wide range of services including utilities, grounds and structure maintenance, insurance, recreation facilities, security, management, trash, water, sewer and cable; Gated community with amenities: beach access, dock, marina, golf, tennis courts, exercise room, game room, pool, whirlpool, BBQ/grill, pavilion/gazebo, fishing, separate storage

Exterior

• Parking: Detached garage; Garage door opener; Golf cart garage; Guest parking available
• Security: Smoke detectors
• Utilities: Public water; Public sewer; Electric service; Natural gas available; TV cable
• Home design: Contemporary style; 3 stories; Built in 2005; Residences allow single- and multi-family (zoning); Condo documents listed as square-foot source
• Construction: Frame construction; Shake roof; Foundation on piling
• Exterior features: Outdoor grill; Balcony; Dock; Hot tub; Pavilion/Gazebo; Community heated in-ground pool; Covered deck and covered patio; Open porch and screened porch

Interior

• Kitchen: Cooktop; Dishwasher; Disposal; Microwave; Range hood
• Bedrooms: 4 bedrooms total; Master suite on second floor with balcony, tray ceiling and walk-in closet; Master bathroom with double vanity, garden tub, separate tile shower
• Flooring: Hardwood; Tile
• Bathrooms: 4 bathrooms total (3 full, 1 half)
• Heating & cooling: Central heating (natural gas); Central air conditioning; Ceiling fans; Electric heat control
• Interior features: Furnished; Breakfast bar; Bookcases; Crown molding; Kitchen island; Split bedroom plan; Washer/dryer hookup; Wet bar; Window treatments; Gas fireplace
• Laundry & utility: Washer and dryer included; Washer/dryer hookup; Electric water heater

What this means for you Summary

Snapshot

• This is a 4-bed/3.5-bath timeshare listed at $92k.

Deal economics

• At list price, monthly cash flow is $1k ($17k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $92k).
• Recommended offer: $84k (9.0% below list) — sets the bar for market timing.
• Cap rate 25.5% vs local median 1.0% in Miramar Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#569 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A, employment A-; Watch: health & safety C-, amenities F, commute F.
• Walton (rural): math 62% / reading 61% proficiency, ranked #10 of 73 in FL (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Freeport Elementary School (math 50% / reading 57%, grade C, #949 of 2,144 statewide, top 45%, 1,123 students, 55% FRL); Emerald Coast Middle School (math 70% / reading 65%, grade A-, #77 of 571 statewide, top 14%, 868 students, 24% FRL); South Walton High School (math 61% / reading 73%, grade B, #69 of 667 statewide, top 11%, 1,235 students, 20% FRL) — zoned schools average 33% FRL vs 48% district-wide (15 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: 948 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,883 units permitted in Walton County in 2024 (1,322 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($636 loan paydown + $1k appreciation (1.4% local appreciation)).
• Walton County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (1.4% appreciation + 3.0% rent growth), your $26k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 117 days — a 9% lower offer ($84k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $52k; list at $92k implies a 79% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo; HOA is 29% of rent.
• Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $83,720 (9.0% below list)

Questions for the listing agent

1. It's been on market 117 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 4.57% ✓
• Cap rate: 25.49%
• Cash-on-cash: 68.54%
• DSCR: 4.05
• GRM: 1.8

CMA / ARV

• ARV (on-the-fly): $73,200
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
8115 Inspiraton Dr Unit C2	0.02mi	3/3.5 (-1)	2,440 (0%)	4mo	$75,000	$31	90
8115 Inspiration Dr Unit D1	0.02mi	4/3.5	2,440 (0%)	13mo	$79,000	$32	88
8101 Inspiration Dr Unit E2	0.00mi	4/3.5	2,378 (-2%)	9mo	$80,000	$34	88
8105 Inspiration Dr Unit E2	0.03mi	4/3.5	2,440 (0%)	14mo	$65,000	$27	86
8119 Inspiration Dr Unit A2	0.03mi	4/3.5	2,440 (0%)	15mo	$63,500	$26	86
8116 Inspiration Dr Unit B1	0.04mi	4/3.5	2,278 (-7%)	3mo	$68,000	$30	84
8104 Inspiration Dr Unit A2	0.03mi	4/3.5	2,278 (-7%)	6mo	$65,000	$29	82
8101 Inspiration Dr Unit D2	0.01mi	4/3.5	2,278 (-7%)	9mo	$77,000	$34	81
8114 Inspiration Dr Unit A2	0.02mi	4/3.5	2,278 (-7%)	9mo	$71,000	$31	81
8101 Inspiration Dr Unit D1	0.00mi	4/3.5	2,278 (-7%)	12mo	$58,000	$25	79
8117 Inspiration Dr Unit B1	0.02mi	4/3.5	2,278 (-7%)	15mo	$65,000	$29	76
8104 Inspiration Dr Unit D2	0.01mi	4/3.5	2,278 (-7%)	22mo	$55,000	$24	70

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.45% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 69.1%
• Equity multiple: 4.65×
• Total profit: $94,083
• Equity at exit: $33,564

10-year hold

• IRR: 69.9%
• Equity multiple: 9.56×
• Total profit: $220,431
• Equity at exit: $46,321

Cash invested: $25,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32550

• Home prices YoY: 0.6%
• Active inventory: 948
• Price-to-rent: 1.8×

Monthly cashflow live

• Estimated rent: $4,208 high
• Mortgage (P&I): −$482
• Tax est. 1.5%: −$115 /mo · $1,380/yr
• Insurance: −$38
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$1,217
• Vacancy / Maint / Mgmt: −$884
• Net cashflow: $1,405

Break-even live

Break-even rent $2,429

Max offer price $92,000

Occupancy floor 62%

Sensitivity live

Price	-10% $1,469	-5% $1,437	+0% $1,405	+5% $1,373	+10% $1,341
Rent	-10% $1,073	-5% $1,239	+0% $1,405	+5% $1,571	+10% $1,737
Rate	-1.0pp $1,451	-0.5pp $1,428	base $1,405	+0.5pp $1,381	+1.0pp $1,357

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,000
• Closing costs: $2,760
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
12 Sandy Cove Way Unit 1468396P SANTA RSA BCH, FL	3.0	2.5	1689	$3,093	$1.83	23d	1	1.00mi
1161 Troon Dr N Miramar Beach, FL	4.0	4.0	2776	$8,750	$3.15	23d	1	1.01mi
31 Rearden Way Santa Rosa Beach, FL	3.0	3.0	1870	$2,850	$1.52	23d	1	1.06mi
45 S Blue Heron Dr Santa Rosa Beach, FL	4.0	3.0	2512	$5,200	$2.07	15d	1	1.12mi
15 Beacon Point Dr Santa Rosa Beach, FL	4.0	4.0	2447	$3,850	$1.57	15d	1	1.13mi
40 Oaks Ct Santa Rosa Beach, FL	4.0	3.5	2210	$3,600	$1.63	23d	1	1.19mi
2469 Bungalo Ln Unit 1354366P Miramar Beach, FL	3.0	3.5	1668	$4,498	$2.70	15d	1	1.23mi
28 E Wild Briar Rd Unit C Santa Rosa Beach, FL	3.0	2.0	1968	$3,500	$1.78	23d	1	1.27mi
15 Blue Cove Dr Santa Rosa Beach, FL	1.0–3.0	1.0–2.5	1075	$2,677	$2.49	15d	23	1.40mi

HOA detail

• Monthly dues: $1,217 · $14,604/yr
• Likely covers: waterpoolgym

Listing history 23 events

1. 2026-06-21
   days on market $92,000 Active 117 DOM
2. 2026-06-18
   days on market $92,000 Active 114 DOM
3. 2026-06-17
   days on market $92,000 Active 113 DOM
4. 2026-06-16
   days on market $92,000 Active 112 DOM
5. 2026-06-15
   days on market $92,000 Active 111 DOM
6. 2026-06-14
   days on market $92,000 Active 109 DOM
7. 2026-06-13
   days on market $92,000 Active 108 DOM
8. 2026-06-10
   days on market $92,000 Active 106 DOM
9. 2026-06-09
   days on market $92,000 Active 105 DOM
10. 2026-06-08
    days on market $92,000 Active 104 DOM
11. 2026-06-07
    days on market $92,000 Active 103 DOM
12. 2026-06-05
    days on market $92,000 Active 100 DOM
13. 2026-06-03
    days on market $92,000 Active 99 DOM
14. 2026-06-03
    days on market $92,000 Active 98 DOM
15. 2026-06-01
    days on market $92,000 Active 97 DOM
16. 2026-05-31
    days on market $92,000 Active 96 DOM
17. 2026-05-30
    days on market $92,000 Active 95 DOM
18. 2026-02-24
    listed $92,000 Active
19. 2024-05-15
    soldstatus $51,500 Sold 1573-char remark

    Show marketing remark (1573 chars)

    Fully remodeled with all new furnishings and a 4th bedroom added. 2024 ownership weeks booked are 6/8-6/15, 8/31-9/7, 9/21-9/28 and 9/28-10/5. Membership in a Luxury Residence Club -This home offers the extra tower space, first and second floor master suites, each with a spa like en suite bath, and 2 additional guest bedrooms. The gourmet kitchen features marble counter tops, Viking stainless steel appliances and is completely equipped for all your cooking needs. Enjoy the easy convenience of having the association cover your property taxes, homeowner's insurance, and all regular maintenance plus much more. This waterfront enclave of single family residences is arranged around the clubhouse which features an owner lounge, a heated swimming pool, a hot tub, fitness room & summer kitchen. Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents enjoy a balanced lifestyle of high-class living, spanning the 2,400 acres from the beach to the bay. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.

20. 2024-04-28
    status Pending 1573-char remark

    Show marketing remark (1573 chars)

    Fully remodeled with all new furnishings and a 4th bedroom added. 2024 ownership weeks booked are 6/8-6/15, 8/31-9/7, 9/21-9/28 and 9/28-10/5. Membership in a Luxury Residence Club -This home offers the extra tower space, first and second floor master suites, each with a spa like en suite bath, and 2 additional guest bedrooms. The gourmet kitchen features marble counter tops, Viking stainless steel appliances and is completely equipped for all your cooking needs. Enjoy the easy convenience of having the association cover your property taxes, homeowner's insurance, and all regular maintenance plus much more. This waterfront enclave of single family residences is arranged around the clubhouse which features an owner lounge, a heated swimming pool, a hot tub, fitness room & summer kitchen. Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents enjoy a balanced lifestyle of high-class living, spanning the 2,400 acres from the beach to the bay. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.

21. 2024-04-18
    price $58,000 1573-char remark

    Show marketing remark (1573 chars)

    Fully remodeled with all new furnishings and a 4th bedroom added. 2024 ownership weeks booked are 6/8-6/15, 8/31-9/7, 9/21-9/28 and 9/28-10/5. Membership in a Luxury Residence Club -This home offers the extra tower space, first and second floor master suites, each with a spa like en suite bath, and 2 additional guest bedrooms. The gourmet kitchen features marble counter tops, Viking stainless steel appliances and is completely equipped for all your cooking needs. Enjoy the easy convenience of having the association cover your property taxes, homeowner's insurance, and all regular maintenance plus much more. This waterfront enclave of single family residences is arranged around the clubhouse which features an owner lounge, a heated swimming pool, a hot tub, fitness room & summer kitchen. Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents enjoy a balanced lifestyle of high-class living, spanning the 2,400 acres from the beach to the bay. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.

22. 2024-03-28
    price $62,000 1573-char remark

    Show marketing remark (1573 chars)

    Fully remodeled with all new furnishings and a 4th bedroom added. 2024 ownership weeks booked are 6/8-6/15, 8/31-9/7, 9/21-9/28 and 9/28-10/5. Membership in a Luxury Residence Club -This home offers the extra tower space, first and second floor master suites, each with a spa like en suite bath, and 2 additional guest bedrooms. The gourmet kitchen features marble counter tops, Viking stainless steel appliances and is completely equipped for all your cooking needs. Enjoy the easy convenience of having the association cover your property taxes, homeowner's insurance, and all regular maintenance plus much more. This waterfront enclave of single family residences is arranged around the clubhouse which features an owner lounge, a heated swimming pool, a hot tub, fitness room & summer kitchen. Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents enjoy a balanced lifestyle of high-class living, spanning the 2,400 acres from the beach to the bay. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.

23. 2024-01-29
    listed $69,000 Active 1573-char remark

    Show marketing remark (1573 chars)

    Fully remodeled with all new furnishings and a 4th bedroom added. 2024 ownership weeks booked are 6/8-6/15, 8/31-9/7, 9/21-9/28 and 9/28-10/5. Membership in a Luxury Residence Club -This home offers the extra tower space, first and second floor master suites, each with a spa like en suite bath, and 2 additional guest bedrooms. The gourmet kitchen features marble counter tops, Viking stainless steel appliances and is completely equipped for all your cooking needs. Enjoy the easy convenience of having the association cover your property taxes, homeowner's insurance, and all regular maintenance plus much more. This waterfront enclave of single family residences is arranged around the clubhouse which features an owner lounge, a heated swimming pool, a hot tub, fitness room & summer kitchen. Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents enjoy a balanced lifestyle of high-class living, spanning the 2,400 acres from the beach to the bay. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (shaded) · 99% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥103°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $50,494
• − Mortgage interest: −$5,153
• − Property taxes: −$1,380
• − Insurance: −$1,258
• − Repairs & maintenance: −$4,040
• − Management: −$4,040
• − HOA: −$14,604
• − Depreciation: −$2,676
• Taxable income: $17,344
• Est. tax owed @ 24.0%: −$4,163
• After-tax cash flow: $12,697/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Walton
• NCES district ID: 1201980
• Math proficiency: 62% ▼ -4.00%
• Reading proficiency: 61% ▼ -2.00%
• Median HH income: $46,794
• Composite: 52.03/100
• National rank: #1634
• State rank: #10 of 73 in FL

Livability — Miramar Beach

• Score: 67/100
• State rank: #569
• US rank: #10855

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A- Housing A Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Miramar Beach, FL
• County: Walton County · 70,839 people
• City population: 8,486
• Metro: Crestview-Fort Walton Beach-Destin, FL
• Population (ZIP): 8,486
• Household income: $101,250
• Rent vs Own: 18.2% rent · 81.8% own
• Severe rent burden: 77.0

Population outlook (Walton County) Hauer SSP2

• Today (2025): 80,014 people
• By 2030: 88,120 · +10.1%
• By 2040: 103,537 · +29.4%
• By 2050: 117,034 · +46.3%
• By 2075: 143,901 · +79.8%
• By 2100: 155,138 · +93.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (92%)
• Race & ethnicity: White 92% Hispanic / Latino 5% Two or more races 4% Black 2%
• Common ancestry: Lithuanian 4% Slovak 4% Romanian 3%
• Foreign-born: 12% · Canada
• Languages at home: 91% English-only · Spanish 4% Russian/Polish/Slavic 4% Other Indo-European 1%

Political lean MEDSL · Walton

• 2024 margin: Solid R (+57.8) · D 20.7% · R 78.6%
• 2008→2024 swing: -12.0pp toward R · 2008: -45.8pp · 2024: -57.8pp
• All cycles: 2024: R+57.8 2020: R+51.7 2016: R+56.1 2012: R+52.0 2008: R+45.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.45%
• Current HPI: 247.7567
• Rent YoY: —
• Metro: Crestview-Fort Walton Beach-Destin, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+33.3% since first listed

6 events — show timeline

• 2026-02-24 Listed $92,000 ECAR
• 2024-05-15 Sold (MLS) $51,500 ECAR
• 2024-04-28 Pending — ECAR
• 2024-04-18 Price Changed $58,000 ECAR
• 2024-03-28 Price Changed $62,000 ECAR
• 2024-01-29 Listed $69,000 ECAR