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153 Lillian Drive Dr
D- Composite 36.82
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.8/30.0
  • ARV discount +5.6/15.0
  • DSCR +3.8/10.0
  • Livability +3.4/5.0
  • 1% rule +3.0/10.0
  • Schools +3.0/10.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$230,000

153 Lillian Drive Dr · Dalton, GA 30121
3 bd · 2.0 ba · 1,246 sqft · SingleFamily public records · 74 Days on market
Built 2020 7,841 sqft lot Est $221k · at est. ↓ 2% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Beautiful 2020 3 bed/2 bath ranch house in an excellent location in Dalton GA. This charming one-level home features a striking mix of brick and board-and-batten exterior, complemented by a welcoming covered porch. Inside, enjoy a bright, open layout filled with good natural lighting and modern finishes. The lovely living areas flow seamlessly, perfect for everyday living and entertaining. Step outside to a low maintenance yard, pool, and large storage. Located in a quiet setting near local amenities. Don't miss this opportunity-schedule your showing today!

Key facts

  • Covered porch
  • Low maintenance yard
  • Quiet setting

Tags

COVERED PORCHLOW MAINTENANCE YARDPOOLLARGE STORAGEQUIET SETTINGLOCAL AMENITIES

Property features AI

Exterior

  • Parking: Concrete parking
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence (site built); One level / 1 story; Subdivision: New Smith
  • Construction: Vinyl siding; Composition roof
  • Exterior features: Above-ground private pool; Cleared lot

Interior

  • Kitchen: Microwave; Electric oven; Electric range
  • Flooring: Vinyl flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air; Ceiling fan(s)
  • Interior features: Kitchen island; 7 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $230k.

Deal economics

  • At list price, monthly cash flow is $-20 ($-237/yr) — negative.
  • To cash-flow at today's rent, offer at most $227k (1.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (20.1% below list).
  • Recommended offer: $184k (20.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 3.4% in Dalton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#172 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
  • Whitfield County (rural): math 37% / reading 34% proficiency, ranked #62 of 174 in GA (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Antioch Elementary School (math 42% / reading 32%, grade F, #485 of 1,228 statewide, top 41%, 464 students, 90% FRL); Eastbrook Middle School (math 23% / reading 27%, grade F, #291 of 470 statewide, top 64%, 680 students, 87% FRL); Southeast Whitfield County High School (math 30% / reading 19%, grade F, #184 of 424 statewide, top 48%, 1,492 students, 76% FRL) — zoned schools average 84% FRL vs 61% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 199 active listings in the ZIP; solid renter incomes; 374 units permitted in Whitfield County in 2024 (35 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Whitfield County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 74 days — a 6% lower offer ($216k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $183,850 (20.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 74 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
6.19%
Cash-on-cash
-0.37%
DSCR
0.98
GRM
10.4

CMA / ARV

ARV (on-the-fly)
$220,542
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
153 Lillian Drive Dr 0.00mi 3/2.0 1,246 (0%) 1mo $225,000 $181 99
1109 Smith Springs Drive Dr 0.26mi 3/1.0 1,386 (+11%) 22mo $140,000 $101 47
2834 Suncrest Dr 0.68mi 2/1.0 (-1) 1,215 (-2%) 23mo $215,000 $177 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.88% rent growth · sell at horizon

5-year hold
IRR
-19.2%
Equity multiple
0.34×
Total profit
$-42,411
Equity at exit
$34,294
10-year hold
IRR
-16.5%
Equity multiple
0.16×
Total profit
$-53,833
Equity at exit
$19,886

Cash invested: $64,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30121

Home prices YoY
-13.2%
Rents YoY
0.9%
Active inventory
199
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$1,838 medium interval (Pro) →
Mortgage (P&I)
$1,206
Tax from tax record
$170 /mo · $2,042/yr
Insurance
$96
HOA
$0
Vacancy / Maint / Mgmt
$386
Net cashflow
$-20

Break-even live

Break-even rent $1,863
Max offer price $226,515
Occupancy floor 96%

Sensitivity live

Price -10% $110 -5% $45 +0% $-20 +5% $-85 +10% $-150
Rent -10% $-165 -5% $-92 +0% $-20 +5% $53 +10% $126
Rate -1.0pp $96 -0.5pp $39 base $-20 +0.5pp $-79 +1.0pp $-140

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,500
Closing costs
$6,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 3 events

  1. 2026-04-20
    status Pending
  2. 2026-03-24
    price $230,000
  3. 2026-02-05
    listed $235,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,042 · $170/mo
Projected year-2 tax
$2,116 · $176/mo
Expected delta
+$74/yr (+$6/mo · 3.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,062
− Mortgage interest
−$12,884
− Property taxes
−$2,042
− Insurance
−$1,150
− Repairs & maintenance
−$1,765
− Management
−$1,765
− Depreciation
−$6,691
Taxable loss
−$4,234
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,016
After-tax cash flow
$780/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Whitfield County
NCES district ID
1305700
Math proficiency
37% ▼ -6.00%
Reading proficiency
34% ▼ -9.00%
Median HH income
$44,296
Composite
30.24/100
National rank
#6290
State rank
#62 of 174 in GA

Livability — Dalton

Score
67/100
State rank
#172
US rank
#10778

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Bartow County · 85,497 people
City population
80,309
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
25,989
Household income
$78,366
Rent vs Own
35.9% rent · 64.1% own
Severe rent burden
731.0

Population outlook (Whitfield County) Hauer SSP2

Today (2025)
107,770 people
By 2030
108,737 · +0.9%
By 2040
110,260 · +2.3%
By 2050
111,205 · +3.2%
By 2075
113,014 · +4.9%
By 2100
112,775 · +4.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 12% Black 12% Two or more races 8%
Hispanic origin (detail)
Mexican 9% Puerto Rican 2%
Common ancestry
Slovak 2% Lithuanian 1% Romanian 1%
Foreign-born
6% · Canada
Languages at home
88% English-only · Spanish 9% Other Indo-European 1% Russian/Polish/Slavic 0%

Political lean MEDSL · Whitfield

2024 margin
Solid R (+44.5) · D 27.5% · R 72.0%
2008→2024 swing
-4.5pp toward R · 2008: -40.0pp · 2024: -44.5pp
All cycles
2024: R+44.5 2020: R+40.7 2016: R+44.8 2012: R+45.1 2008: R+40.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -47.71%
Current HPI
314.4117
Rent YoY
▲ 0.88%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-2.1% since first listed
3 events — show timeline
  • 2026-04-20 Pending CCARMLS
  • 2026-03-24 Price Changed $230,000 CCARMLS
  • 2026-02-05 Listed $235,000 CCARMLS

Property tax history

+76.0%/yr

Latest (2025): $2,042 · +18.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…