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2519 Chalk Hill Rd
D Composite 43.22
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • Cash flow +6.4/30.0
  • Livability +4.0/5.0
  • Schools +2.8/10.0
  • Condition / age +2.5/5.0
  • Rent growth +1.4/5.0
  • DSCR +0.7/10.0
  • 1% rule +0.4/10.0

$274,900

2519 Chalk Hill Rd · Dallas, TX 75212
1 bd · 1.0 ba · 1,226 sqft · SingleFamily public records · 66 Days on market
Built 1945 7,492 sqft lot $224/sqft · 13% below area Est $408k · 33% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Motivated Seller! Bring all offers!! Prime location with incredible potential! This spacious 6-bedroom, 2.5-bath property is located in the heart of Dallas and offers a rare combination of space, flexibility, and opportunity. Ideal for a large household or buyers seeking additional workspace, the property features a functional layout along with a modern detached office. Situated on a generous lot, the expansive front and backyard provide endless possibilities for outdoor living, expansion, or future improvements. Whether you're looking to create your dream home or invest in a growing area, this property is full of potential. Conveniently located just minutes from Trinity Groves and Downtown Dallas, with quick access to I-30 and Loop 12, you’ll enjoy easy access to shopping, dining, and major commuting routes—all while being surrounded by ongoing development and revitalization. Property is being sold as-is and does require some work, making it a great opportunity for investors or buyers looking to add value. Don’t miss your chance to own a versatile property in a rapidly developing area—schedule your showing today!

Key facts

  • Generous lot
  • 7,492 sq ft lot
  • Built 1945

Tags

MODERN DETACHED OFFICEGENEROUS LOTEXPANSIVE FRONT AND BACKYARDEASY ACCESS TO SHOPPINGEASY ACCESS TO DINING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $275k.

Deal economics

  • At list price, monthly cash flow is $-481 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $190k (30.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $147k (46.4% below list).
  • Recommended offer: $147k (46.4% below list) — sets the bar for 1% rule.
  • Cap rate 4.2% vs local median 2.3% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Eladio R Martinez Learning Center (math 25% / reading 21%, grade F, #3,277 of 4,322 statewide, top 77%, 536 students, 97% FRL); D A Hulcy Steam Middle (math 33% / reading 32%, grade F, #947 of 1,662 statewide, top 58%, 423 students, 88% FRL); L G Pinkston H S (math 10% / reading 21%, grade F, #1,505 of 1,632 statewide, top 92%, 1,139 students, 92% FRL).
  • Market conditions: Rents falling (-4.2%/yr); 249 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).

Forward outlook

  • In year one you build about $29k of equity ($2k loan paydown + $27k appreciation (10.0% local appreciation)).
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$47k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 66 days — a 6% lower offer ($258k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 16y ago; this cycle's ask has dropped $25k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $147,308 (46.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 66 days. Have you received any prior offers? Is the seller open to a 46% concession, seller financing, or rate buy-down credit?
  3. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.54%
Cap rate
4.19%
Cash-on-cash
-7.50%
DSCR
0.67
GRM
15.6

CMA / ARV

ARV (median comp)
$408,120
List price
$274,900
Delta
-32.64%
Verdict
UNDERPRICED
Comps
1 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5546 Bernal Dr 0.39mi 2/1.0 (+1) 1,064 (-13%) 4mo $229,900 $216 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
18.4%
Equity multiple
2.49×
Total profit
$114,631
Equity at exit
$247,652
10-year hold
IRR
16.7%
Equity multiple
5.59×
Total profit
$353,664
Equity at exit
$534,070

Cash invested: $76,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75212

Rents YoY
-4.2%
Active inventory
249
Price-to-rent
15.6×

Monthly cashflow live

Estimated rent
$1,473 medium interval (Pro) →
Mortgage (P&I)
$1,442
Tax from tax record
$89 /mo · $1,063/yr
Insurance
$115
HOA
$0
Vacancy / Maint / Mgmt
$309
Net cashflow
$-481

Break-even live

Break-even rent $2,082
Max offer price $189,930
Occupancy floor

Sensitivity live

Price -10% $-325 -5% $-403 +0% $-481 +5% $-559 +10% $-637
Rent -10% $-597 -5% $-539 +0% $-481 +5% $-423 +10% $-365
Rate -1.0pp $-343 -0.5pp $-411 base $-481 +0.5pp $-552 +1.0pp $-625

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,725
Closing costs
$8,247
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1310 N Cockrell Hill Rd Dallas, TX 3.0 1.0–2.0 875 $1,530 $1.75 0d 36 1.50mi

Listing history 33 events

  1. 2026-06-21
    days on market $274,900 Active 66 DOM
  2. 2026-06-18
    days on market $274,900 Active 63 DOM
  3. 2026-06-17
    days on market $274,900 Active 62 DOM
  4. 2026-06-16
    days on market $274,900 Active 61 DOM
  5. 2026-06-15
    days on market $274,900 Active 60 DOM
  6. 2026-06-13
    days on market $274,900 Active 58 DOM
  7. 2026-06-09
    days on market $274,900 Active 54 DOM
  8. 2026-06-08
    pricedays on market $274,900 Active 53 DOM
  9. 2026-06-07
    days on market $299,900 Active 52 DOM
  10. 2026-06-04
    days on market $299,900 Active 49 DOM
  11. 2026-06-03
    days on market $299,900 Active 48 DOM
  12. 2026-06-02
    days on market $299,900 Active 47 DOM
  13. 2026-06-01
    days on market $299,900 Active 46 DOM
  14. 2026-05-31
    days on market $299,900 Active 45 DOM
  15. 2026-04-16
    listed $299,900 Active 1159-char remark
    Show marketing remark (1159 chars)

    Motivated Seller! Bring all offers!! Prime location with incredible potential! This spacious 6-bedroom, 2.5-bath property is located in the heart of Dallas and offers a rare combination of space, flexibility, and opportunity. Ideal for a large household or buyers seeking additional workspace, the property features a functional layout along with a modern detached office. Situated on a generous lot, the expansive front and backyard provide endless possibilities for outdoor living, expansion, or future improvements. Whether you're looking to create your dream home or invest in a growing area, this property is full of potential. Conveniently located just minutes from Trinity Groves and Downtown Dallas, with quick access to I-30 and Loop 12, you’ll enjoy easy access to shopping, dining, and major commuting routes—all while being surrounded by ongoing development and revitalization. Property is being sold as-is and does require some work, making it a great opportunity for investors or buyers looking to add value. Don’t miss your chance to own a versatile property in a rapidly developing area—schedule your showing today!

  16. 2026-01-02
    historical
  17. 2025-07-10
    listed $279,900 Active
  18. 2025-04-18
    historical
  19. 2025-01-13
    price $279,900
  20. 2024-10-18
    status Active
  21. 2024-10-17
    historical
  22. 2024-09-05
    price $300,000
  23. 2024-07-22
    price $325,000
  24. 2024-04-17
    listed $350,000 Active
  25. 2023-12-28
    historical
  26. 2023-09-08
    listed $350,000 Active
  27. 2021-03-09
    historical
  28. 2020-08-15
    listed $350,000 Active
  29. 2016-05-26
    soldstatus
  30. 2010-12-13
    soldstatus
  31. 2010-12-10
    soldstatus Closed
  32. 2010-11-19
    status Pending
  33. 2010-09-15
    listed $40,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,063 · $89/mo
Projected year-2 tax
$5,031 · $419/mo
Expected delta
+$3,968/yr (+$331/mo · 373.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,677
− Mortgage interest
−$15,399
− Property taxes
−$1,063
− Insurance
−$1,374
− Repairs & maintenance
−$1,414
− Management
−$1,414
− Depreciation
−$7,997
Taxable loss
−$10,985
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,636
After-tax cash flow
$-3,136/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX

Livability — Dallas

Score
81/100
State rank
#24
US rank
#1380

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dallas, TX
County
Dallas County · 2,612,404 people
City population
1,168,437
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
28,259
Household income
$59,750
Rent vs Own
43.6% rent · 56.4% own
Severe rent burden
892.0

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (67%)
Race & ethnicity
Hispanic / Latino 67% Two or more races 26% Black 23% White 6% Asian 2%
Hispanic origin (detail)
Mexican 55%
Common ancestry
Slovak 1%
Foreign-born
27% · Canada, Vietnam, Jamaica
Languages at home
42% English-only · Spanish 52% Vietnamese 1%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 138.69%
Current HPI
477.2035
Rent YoY
▼ -4.21%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+649.8% since first listed
19 events — show timeline
  • 2026-04-16 Listed $299,900 NTREIS
  • 2026-01-02 Listing Removed NTREIS
  • 2025-07-10 Listed $279,900 NTREIS
  • 2025-04-18 Listing Removed NTREIS
  • 2025-01-13 Price Changed $279,900 NTREIS
  • 2024-10-18 Relisted NTREIS
  • 2024-10-17 Listing Removed NTREIS
  • 2024-09-05 Price Changed $300,000 NTREIS
  • 2024-07-22 Price Changed $325,000 NTREIS
  • 2024-04-17 Listed $350,000 NTREIS
  • 2023-12-28 Listing Removed NTREIS
  • 2023-09-08 Listed $350,000 NTREIS
  • 2021-03-09 Listing Removed NTREIS
  • 2020-08-15 Listed $350,000 NTREIS
  • 2016-05-26 Sold (Public Records) Public Records
  • 2010-12-13 Sold (Public Records) Public Records
  • 2010-12-10 Sold (MLS) NTREIS
  • 2010-11-19 Pending NTREIS
  • 2010-09-15 Listed $40,000 NTREIS

Property tax history

+11.5%/yr

Latest (2014): $1,063 · +0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…