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5901 Hacienda Dr
D- Composite 35.12
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • DSCR +4.6/10.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • 1% rule +3.5/10.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$140,000

5901 Hacienda Dr · North Little Rock, AR 72118
3 bd · 1.0 ba · 1,044 sqft · SingleFamily public records · 51 Days on market
Built 1966 7,840 sqft lot Est $111k · 27% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Corner of Camp Robinson Road and Tanglewood Dr dead end onto Hacienda Dr feature this cute two bedrooms one bath bungalow. Separate laundry room off the kitchen and separate dining area are the extra feature of this home. HUD case # 031-357707 sold "AS IS". Log on www. hudhomestore.com to submit offers and www. chronossolutions.com for management information.

Key facts

  • Wood flooring
  • New gutters
  • Updated home

Tags

UPDATED HOMEWOOD FLOORINGNEW ROOFNEW GUTTERSNEW OUTLETSNEW BLINDS

Property features AI

Finance

  • Financial info: Financing options: VA, FHA, Conventional, or Cash
  • HOA & community: No fee area amenities

Exterior

  • Parking: Carport for 1 car
  • Utilities: Public sewer; Public water; Municipal electric (Entergy); Natural gas; Cable TV, antenna, and satellite TV available; Insulated windows and doors
  • Home design: Brick and frame combination exterior; Inside city limits; Subdivision: TANGLEWOOD
  • Construction: Crawl space foundation; Composition roof with 3-tab shingles
  • Exterior features: Deck; Partially fenced yard; Chain link fencing; Guttering; Paved road access; Level lot in subdivision; Lot approximately 128 x 68 (0.18 acre)

Interior

  • Kitchen: Free-standing stove; Electric range; Dishwasher; Disposal; Ice maker connection
  • Flooring: Wood flooring; Tile flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central gas heat; Central electric cooling
  • Interior features: Washer connection; Dryer connections (gas and electric); Gas water heater; Window treatments; Ceiling fans; Ceramic tile kitchen countertops; Sheetrock and paneling walls/ceilings
  • Laundry & utility: Laundry room; Washer connection; Dryer connections (gas and electric)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $140k.

Deal economics

  • At list price, monthly cash flow is $44 ($523/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $120k (14.6% below list).
  • Recommended offer: $120k (14.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.7% vs local median 5.0% in North Little Rock — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#24 in AR) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, amenities F, employment D-.
  • N. Little Rock School District (urban): math 21% / reading 26% proficiency, ranked #191 of 238 in AR (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Indian Hills Elementary School (math 31% / reading 29%, grade F, #304 of 454 statewide, top 67%, 429 students, 100% FRL); Lakewood Middle School (math 23% / reading 32%, grade F, #155 of 201 statewide, top 77%, 1,115 students, 100% FRL); North Little Rock High School (math 12% / reading 26%, grade F, #248 of 292 statewide, top 86%, 1,949 students, 100% FRL) — zoned schools average 100% FRL vs 66% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.5%/yr); 106 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,006 units permitted in Pulaski County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Pulaski County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 51 days — a 3% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $42k; list at $140k implies a 233% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $119,603 (14.6% below list)

Questions for the listing agent

  1. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  2. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.67%
Cash-on-cash
1.33%
DSCR
1.06
GRM
9.8

CMA / ARV

ARV (on-the-fly)
$110,664
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5901 Hacienda Dr 0.00mi 3/1.0 1,044 (0%) 1mo $136,000 $130 99
5701 Meadowbrook Ln 0.24mi 3/1.5 1,032 (-1%) 1mo $100,200 $97 84
203 Wisteria Dr 0.42mi 3/1.0 1,113 (+7%) 9mo $95,000 $85 62
501 Melanie Dr 0.55mi 3/1.5 1,142 (+9%) 0mo $135,000 $118 56
5311 Wood St 0.46mi 3/1.0 888 (-15%) 1mo $100,225 $113 53
205 Wisteria Dr 0.43mi 3/1.0 900 (-14%) 5mo $62,000 $69 53
516 Paula Dr 0.61mi 3/1.5 1,168 (+12%) 1mo $95,000 $81 49
5517 Granby Rd 0.70mi 3/2.0 1,132 (+8%) 2mo $119,500 $106 47
30 Oakview Dr 0.57mi 3/1.0 910 (-13%) 11mo $65,000 $71 43
5424 Maple 0.47mi 2/1.0 (-1) 1,192 (+14%) 8mo $110,000 $92 42
6 Oakview Dr 0.46mi 3/2.0 1,196 (+15%) 12mo $130,000 $109 41
46 Oakview Dr 0.56mi 4/1.0 (+1) 1,196 (+15%) 9mo $139,000 $116 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.47% rent growth · sell at horizon

5-year hold
IRR
-11.6%
Equity multiple
0.57×
Total profit
$-16,889
Equity at exit
$20,874
10-year hold
IRR
0.6%
Equity multiple
1.05×
Total profit
$1,921
Equity at exit
$12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72118

Home prices YoY
-17.9%
Rents YoY
5.5%
Active inventory
106
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$1,196 high interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$109 /mo · $1,306/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$251
Net cashflow
$44

Break-even live

Break-even rent $1,141
Max offer price $140,000
Occupancy floor 91%

Sensitivity live

Price -10% $123 -5% $83 +0% $44 +5% $4 +10% $-36
Rent -10% $-51 -5% $-4 +0% $44 +5% $91 +10% $138
Rate -1.0pp $114 -0.5pp $79 base $44 +0.5pp $7 +1.0pp $-30

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,000
Closing costs
$4,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5703 Del Prado St North Little Rock, AR 3.0 1.5 1050 $1,395 $1.33 25d 1 0.14mi
508 Westfield Dr North Little Rock, AR 4.0 2.0 1434 $1,595 $1.11 23d 1 0.19mi
5732 Camp Robinson Rd Apt 5 North Little Rock, AR 2.0 1.5 1100 $775 $0.70 45d 1 0.29mi
5732 Camp Robinson Rd Unit 4 North Little Rock, AR 2.0 1.5 1100 $800 $0.73 45d 1 0.31mi
1 Oakview Dr North Little Rock, AR 4.0 1.0 1196 $1,275 $1.07 45d 1 0.43mi
5 Oakview Dr North Little Rock, AR 3.0 1.0 884 $995 $1.13 45d 1 0.45mi
58 Somerset Dr North Little Rock, AR 3.0 1.0 910 $1,150 $1.26 45d 1 0.48mi
31 Perin Rd North Little Rock, AR 3.0 1.5 1170 $1,103 $0.94 45d 1 0.49mi
5413 N Main St North Little Rock, AR 3.0 1.0 1107 $1,075 $0.97 45d 1 0.49mi
5555 Springvale Rd Unit 5561 North Little Rock, AR 2.0 2.0 1100 $975 $0.89 25d 1 0.51mi
405 Paula Dr North Little Rock, AR 3.0 1.0 962 $1,095 $1.14 45d 1 0.54mi
109 Farmere Cir North Little Rock, AR 3.0 1.0 1051 $1,190 $1.13 45d 1 0.64mi
5612 Crescent Dr North Little Rock, AR 3.0 2.0 1275 $1,150 $0.90 21d 1 0.70mi
4901 Hickory Ave Unit B North Little Rock, AR 2.0 1.0 900 $825 $0.92 45d 1 0.74mi
4815 Hickory Ave North Little Rock, AR 2.0 1.5 900 $775 $0.86 45d 1 0.78mi
4805 Hickory Ave North Little Rock, AR 2.0 1.0 900 $850 $0.94 16d 1 0.80mi
4805 Hickory Ave Apt 3 North Little Rock, AR 2.0 1.0 900 $850 $0.94 45d 1 0.80mi
4748 Ridge Rd North Little Rock, AR 2.0 1.0 869 $1,125 $1.29 16d 1 0.81mi
407 W 51st St North Little Rock, AR 3.0 2.0 1368 $1,300 $0.95 45d 1 0.84mi
711 W 54th St North Little Rock, AR 2.0 1.5 936 $925 $0.99 45d 1 0.87mi
4912 Gum St North Little Rock, AR 2.0 2.0 888 $875 $0.99 25d 1 0.96mi
5804 Foxboro Dr North Little Rock, AR 3.0 2.0 1071 $1,200 $1.12 25d 1 0.98mi
114 Rim Rock Pl Unit D North Little Rock, AR 2.0 1.5 1100 $795 $0.72 45d 1 1.05mi
5423 Pike Ave North Little Rock, AR 3.0 2.0 1296 $1,100 $0.85 25d 1 1.05mi
7014 Ponderosa Dr North Little Rock, AR 3.0 2.0 1394 $1,545 $1.11 25d 1 1.05mi
5 Foxboro Ct North Little Rock, AR 3.0 2.0 1270 $1,350 $1.06 45d 1 1.06mi
5219 Pike Ave North Little Rock, AR 3.0 1.0 1189 $1,195 $1.01 25d 1 1.08mi
1816 Osage Dr North Little Rock, AR 3.0 1.5 1396 $2,800 $2.01 45d 1 1.12mi
1822 McCain Blvd North Little Rock, AR 3.0 2.0 1429 $1,595 $1.12 45d 1 1.13mi
5218 Nelbrook Dr North Little Rock, AR 3.0 1.0 954 $1,080 $1.13 25d 1 1.15mi
402 W K St North Little Rock, AR 2.0 1.0 825 $750 $0.91 45d 1 1.16mi
319 W I Ave North Little Rock, AR 2.0 1.0 720 $825 $1.15 45d 1 1.22mi
325 W I Ave North Little Rock, AR 2.0 1.0 1100 $1,300 $1.18 16d 1 1.22mi
4017 Mellene Dr North Little Rock, AR 3.0 1.0 1094 $1,150 $1.05 45d 1 1.32mi
4926 Francis St Unit B North Little Rock, AR 2.0 1.0 900 $700 $0.78 25d 1 1.32mi
4207 Lochridge Rd North Little Rock, AR 3.0 1.5 1297 $1,500 $1.16 45d 1 1.33mi
4000 Emerson Dr North Little Rock, AR 3.0 2.0 1046 $1,195 $1.14 21d 1 1.35mi
4801 N Hills Blvd North Little Rock, AR 1.0–3.0 1.0–2.0 977 $1,500 $1.53 16d 5 1.38mi
2400 McCain Blvd North Little Rock, AR 3.0 1.0–2.0 785 $1,239 $1.58 16d 23 1.44mi
3737 Lakeshore Dr North Little Rock, AR 3.0 1.5 1308 $2,200 $1.68 45d 1 1.48mi

Listing history 11 events

  1. 2026-05-06
    status Under Contract
  2. 2026-04-23
    historical Take Backups
  3. 2026-04-15
    status Back on Market
  4. 2026-04-14
    status Under Contract
  5. 2026-04-07
    historical Take Backups
  6. 2026-03-15
    listed $140,000 New Listing
  7. 2016-10-26
    soldstatus $42,000 Sold 371-char remark
    Show marketing remark (371 chars)

    Corner of Camp Robinson Road and Tanglewood Dr dead end onto Hacienda Dr feature this cute two bedrooms one bath bungalow. Separate laundry room off the kitchen and separate dining area are the extra feature of this home. HUD case # 031-357707 sold "AS IS". Log on www. hudhomestore.com to submit offers and www. chronossolutions.com for management information.

  8. 2016-10-05
    status Under Contract 371-char remark
    Show marketing remark (371 chars)

    Corner of Camp Robinson Road and Tanglewood Dr dead end onto Hacienda Dr feature this cute two bedrooms one bath bungalow. Separate laundry room off the kitchen and separate dining area are the extra feature of this home. HUD case # 031-357707 sold "AS IS". Log on www. hudhomestore.com to submit offers and www. chronossolutions.com for management information.

  9. 2016-09-23
    listed $43,000 New Listing 371-char remark
    Show marketing remark (371 chars)

    Corner of Camp Robinson Road and Tanglewood Dr dead end onto Hacienda Dr feature this cute two bedrooms one bath bungalow. Separate laundry room off the kitchen and separate dining area are the extra feature of this home. HUD case # 031-357707 sold "AS IS". Log on www. hudhomestore.com to submit offers and www. chronossolutions.com for management information.

  10. 2005-03-25
    soldstatus $79,000
  11. 2002-11-07
    soldstatus $7,917

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,306 · $109/mo
Projected year-2 tax
$1,306 · $109/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥112°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,352
− Mortgage interest
−$7,842
− Property taxes
−$1,306
− Insurance
−$700
− Repairs & maintenance
−$1,148
− Management
−$1,148
− Depreciation
−$4,073
Taxable loss
−$1,864
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$447
After-tax cash flow
$970/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
N. Little Rock School District
NCES district ID
0510680
Math proficiency
21% ▼ -11.00%
Reading proficiency
26% ▼ -9.00%
Median HH income
$38,325
Composite
19.69/100
National rank
#8728
State rank
#191 of 238 in AR

Livability — North Little Rock

Score
73/100
State rank
#24
US rank
#5452

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
North Little Rock, AR
County
Pulaski County · 372,764 people
City population
55,470
Metro
Little Rock-North Little Rock-Conway, AR
Population (ZIP)
22,913
Household income
$49,559
Rent vs Own
48.8% rent · 51.2% own
Severe rent burden
1149.0

Population outlook (Pulaski County) Hauer SSP2

Today (2025)
415,378 people
By 2030
423,720 · +2.0%
By 2040
435,182 · +4.8%
By 2050
440,904 · +6.1%
By 2075
445,521 · +7.3%
By 2100
419,173 · +0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 42% White 42% Hispanic / Latino 11% Two or more races 5%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Lithuanian 2% Slovak 1% Italian 1%
Foreign-born
7% · Canada
Languages at home
89% English-only · Spanish 10%

Political lean MEDSL · Pulaski

2024 margin
Strong D (+22.1) · D 59.8% · R 37.7% · Other 2.5%
2008→2024 swing
+10.6pp toward D · 2008: 11.6pp · 2024: 22.1pp
All cycles
2024: D+22.1 2020: D+22.5 2016: D+17.9 2012: D+11.4 2008: D+11.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -39.32%
Current HPI
180.6901
Rent YoY
▲ 5.47%
Metro
Little Rock-North Little Rock-Conway, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+1668.3% since first listed
11 events — show timeline
  • 2026-05-06 Pending CARMLS
  • 2026-04-23 Contingent CARMLS
  • 2026-04-15 Relisted CARMLS
  • 2026-04-14 Pending CARMLS
  • 2026-04-07 Contingent CARMLS
  • 2026-03-15 Listed $140,000 CARMLS
  • 2016-10-26 Sold (MLS) $42,000 CARMLS
  • 2016-10-05 Pending CARMLS
  • 2016-09-23 Listed $43,000 CARMLS
  • 2005-03-25 Sold (Public Records) $79,000 Public Records
  • 2002-11-07 Sold (Public Records) $7,917 Public Records

Property tax history

+1.9%/yr

Latest (2025): $1,306 · +14.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…