141 N 9th St · Darby, PA 19023

$155,000

3 bd · 1.5 ba · 1,556 sqft · SingleFamily public records · 67 Days on market

Built 1920 2,178 sqft lot $100/sqft · at area comps Est $162k · at est.

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.8/30.0
• ARV discount +9.6/15.0
• 1% rule +6.1/10.0
• DSCR +5.9/10.0
• Rent growth +5.0/5.0
• Livability +3.7/5.0
• Condition / age +2.5/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to this spacious corner townhome in the desirable William Penn School District. Step inside through the inviting sunporch and enter into a generously sized living room featuring hardwood flooring and endless potential to design and personalize to your preference. The main level continues with hardwood floors throughout. A half bath is located on the main level in the dining room. The kitchen offers additional built-in table space. Upstairs, you’ll find three comfortably sized bedrooms. The primary and middle bedrooms are carpeted while the rear bedroom showcases hardwood flooring. Each room is equipped with ceiling fans. The full bathroom includes a tub and shower combination. This property offers an extra bonus side yard in addition to the rear yard space. Situated just one block from transportation routes to the 69th Street Transportation Center, this home offers both accessibility and incredible potential. Whether you're looking for your next investment opportunity or a place to call home, this property is ready for your vision with a little TLC. This property is in a qualifying location for Delaware County down payment assistance grants as well as PHFA-K Fit grants for eligible buyers. Income limits, credit score requirements, property eligibility, and program guidelines apply. Property is being sold in "as is" condition. Schedule your tour today and take the first step toward making this house your own!

Key facts

• Hardwood flooring
• Corner townhome
• Sunporch

Tags

• CORNER TOWNHOME
• SUNPORCH
• HARDWOOD FLOORING
• BUILT-IN TABLE SPACE
• CEILING FANS
• BONUS SIDE YARD

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $155k.

Deal economics

• At list price, monthly cash flow is $156 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $155k).
• Recommended offer: $146k (6.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 74/100 on livability (#485 in PA, #4,468 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities D+, employment D, schools F.
• William Penn SD (suburban): math 11% / reading 28% proficiency, ranked #491 of 539 in PA (top 91%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+13.1%/yr); 98 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 299 units permitted in Delaware County in 2024 (5 in 5+ unit buildings).
• This rent runs 45% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $43k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 67 days — a 6% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 25y ago; this cycle's ask has dropped $11k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $65k; list at $155k implies a 138% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 2.6% of price; built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $145,700 (6.0% below list)

Questions for the listing agent

1. It's been on market 67 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 7.50%
• Cash-on-cash: 4.30%
• DSCR: 1.19
• GRM: 7.5

CMA / ARV

• ARV (median comp): $162,449
• List price: $155,000
• Delta: -4.59%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
311 N 9th St	0.15mi	4/2.0 (+1)	1,478 (-5%)	12mo	$250,000	$169	68
1010 Summit St	0.13mi	4/2.0 (+1)	1,474 (-5%)	14mo	$250,000	$170	67
1112 Serrill Ave	0.66mi	3/1.5	1,520 (-2%)	15mo	$231,800	$153	53
1104 Serrill Ave	0.66mi	3/2.0	1,562 (+0%)	19mo	$290,000	$186	51
9 N Front St	0.64mi	3/1.0	1,439 (-8%)	15mo	$107,000	$74	44
142 Bartlett Ave	0.69mi	4/2.0 (+1)	1,762 (+13%)	11mo	$165,000	$94	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -3.5%
• Equity multiple: 0.86×
• Total profit: $-5,969
• Equity at exit: $23,111

10-year hold

• IRR: 11.6%
• Equity multiple: 2.14×
• Total profit: $49,548
• Equity at exit: $13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 19023

• Rents YoY: 13.1%
• Active inventory: 98
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $1,727 high
• Mortgage (P&I): −$813
• Tax from tax record: −$331 /mo · $3,973/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$363
• Net cashflow: $156

Break-even live

Break-even rent $1,530

Max offer price $155,000

Occupancy floor 86%

Sensitivity live

Price	-10% $243	-5% $200	+0% $156	+5% $112	+10% $68
Rent	-10% $19	-5% $87	+0% $156	+5% $224	+10% $292
Rate	-1.0pp $234	-0.5pp $195	base $156	+0.5pp $115	+1.0pp $75

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,750
• Closing costs: $4,650
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
924 Maple Ter Darby, PA	3.0	1.5	1190	$2,000	$1.68	6d	1	0.07mi
935 Maple Ter Darby, PA	3.0	1.0	1266	$1,585	$1.25	12d	1	0.08mi
935 Maple Ter Darby, PA	3.0	1.0	1266	$1,585	$1.25	6d	1	0.08mi
106 N 6th St Darby, PA	2.0	1.0	1200	$1,550	$1.29	44d	1	0.23mi
69 S 7th St Darby, PA	3.0	2.0	1446	$1,700	$1.18	44d	1	0.27mi
94 S 6th St Darby, PA	3.0	1.5	1666	$2,000	$1.20	25d	1	0.33mi
209 Hamilton Ave Darby, PA	4.0	1.0	1400	$1,595	$1.14	16d	1	0.35mi
700 Pine St Unit 2F Darby, PA	2.0	1.0	1100	$1,250	$1.14	19d	1	0.51mi
37 Concord Rd Darby, PA	3.0	1.0	1120	$1,795	$1.60	44d	1	0.55mi
2 Winthrop Rd Darby, PA	3.0	1.5	1224	$1,900	$1.55	23d	1	0.57mi
304 S 3rd St Darby, PA	3.0	1.0	1602	$1,695	$1.06	44d	1	0.60mi
304 S 3rd St Darby, PA	3.0	1.0	1602	$1,595	$1.00	21d	1	0.60mi
412 S 2nd St Darby, PA	3.0	1.0	1190	$1,100	$0.92	6d	1	0.73mi
417 S 2nd St Darby, PA	3.0	1.0	1190	$1,020	$0.86	6d	1	0.76mi
534 S 4th St Darby, PA	3.0	1.0	1500	$1,695	$1.13	0d	1	0.83mi
526 Macdade Blvd Darby, PA	2.0	1.0	2148	$1,250	$0.58	17d	1	0.99mi
526 Macdade Blvd Darby, PA	2.0	1.0	2148	$1,250	$0.58	44d	1	0.99mi
826 Guenther Ave Lansdowne, PA	2.0	1.0–2.0	800	$1,699	$2.12	25d	1	1.02mi
118 Felton Ave Darby, PA	3.0	1.0	1152	$1,750	$1.52	23d	1	1.02mi
619 Baily Rd Lansdowne, PA	3.0	1.0	1288	$1,850	$1.44	19d	1	1.03mi
1200 Angora Dr Lansdowne, PA	3.0	1.0	1530	$2,300	$1.50	6d	1	1.31mi

Listing history 24 events

1. 2026-06-21
   days on market $155,000 Active 67 DOM
2. 2026-06-18
   days on market $155,000 Active 64 DOM
3. 2026-06-17
   days on market $155,000 Active 63 DOM
4. 2026-06-16
   days on market $155,000 Active 62 DOM
5. 2026-06-15
   days on market $155,000 Active 61 DOM
6. 2026-06-13
   days on market $155,000 Active 59 DOM
7. 2026-06-13
   days on market $155,000 Active 58 DOM
8. 2026-06-09
   days on market $155,000 Active 55 DOM
9. 2026-06-08
   days on market $155,000 Active 54 DOM
10. 2026-06-07
    days on market $155,000 Active 53 DOM
11. 2026-06-04
    pricedays on market $155,000 Active 50 DOM
12. 2026-06-03
    days on market $165,900 Active 49 DOM
13. 2026-06-02
    days on market $165,900 Active 48 DOM
14. 2026-06-01
    days on market $165,900 Active 47 DOM
15. 2026-05-31
    days on market $165,900 Active 46 DOM
16. 2026-04-16
    listed $165,900 Active 1457-char remark

    Show marketing remark (1457 chars)

    Welcome to this spacious corner townhome in the desirable William Penn School District. Step inside through the inviting sunporch and enter into a generously sized living room featuring hardwood flooring and endless potential to design and personalize to your preference. The main level continues with hardwood floors throughout. A half bath is located on the main level in the dining room. The kitchen offers additional built-in table space. Upstairs, you’ll find three comfortably sized bedrooms. The primary and middle bedrooms are carpeted while the rear bedroom showcases hardwood flooring. Each room is equipped with ceiling fans. The full bathroom includes a tub and shower combination. This property offers an extra bonus side yard in addition to the rear yard space. Situated just one block from transportation routes to the 69th Street Transportation Center, this home offers both accessibility and incredible potential. Whether you're looking for your next investment opportunity or a place to call home, this property is ready for your vision with a little TLC. This property is in a qualifying location for Delaware County down payment assistance grants as well as PHFA-K Fit grants for eligible buyers. Income limits, credit score requirements, property eligibility, and program guidelines apply. Property is being sold in "as is" condition. Schedule your tour today and take the first step toward making this house your own!

17. 2009-03-11
    soldstatus $65,000
18. 2009-02-23
    soldstatus $65,000 606-char remark

    Show marketing remark (606 chars)

    Put this on your MUST SEE LIST! Super large end of row feels more like a single or twin & is so spacious throughout. Brand new wall to wall carpeting, fresh paint, enclosed 3 season front porch perfect for tv room, enclosed rear porch perfect as laundry/mud room, living rm, dining rm, true eat-in kitchen w/ new floor & so many cabinets, fenced back, side & front yards!! WOW!! Upstairs are three nicely sized bedrooms and one updated hall bath. House is sunny and bright with newer windows throughout and new hot water heater. New range has been ordered will be installed prior to settlement.

19. 2009-02-23
    soldstatus $65,000

    Show marketing remark (606 chars)

    Put this on your MUST SEE LIST! Super large end of row feels more like a single or twin & is so spacious throughout. Brand new wall to wall carpeting, fresh paint, enclosed 3 season front porch perfect for tv room, enclosed rear porch perfect as laundry/mud room, living rm, dining rm, true eat-in kitchen w/ new floor & so many cabinets, fenced back, side & front yards!! WOW!! Upstairs are three nicely sized bedrooms and one updated hall bath. House is sunny and bright with newer windows throughout and new hot water heater. New range has been ordered will be installed prior to settlement.

20. 2009-01-11
    historical
21. 2008-06-02
    listed $64,900 606-char remark

    Show marketing remark (606 chars)

    Put this on your MUST SEE LIST! Super large end of row feels more like a single or twin & is so spacious throughout. Brand new wall to wall carpeting, fresh paint, enclosed 3 season front porch perfect for tv room, enclosed rear porch perfect as laundry/mud room, living rm, dining rm, true eat-in kitchen w/ new floor & so many cabinets, fenced back, side & front yards!! WOW!! Upstairs are three nicely sized bedrooms and one updated hall bath. House is sunny and bright with newer windows throughout and new hot water heater. New range has been ordered will be installed prior to settlement.

22. 2008-06-02
    listed $64,900

    Show marketing remark (606 chars)

    Put this on your MUST SEE LIST! Super large end of row feels more like a single or twin & is so spacious throughout. Brand new wall to wall carpeting, fresh paint, enclosed 3 season front porch perfect for tv room, enclosed rear porch perfect as laundry/mud room, living rm, dining rm, true eat-in kitchen w/ new floor & so many cabinets, fenced back, side & front yards!! WOW!! Upstairs are three nicely sized bedrooms and one updated hall bath. House is sunny and bright with newer windows throughout and new hot water heater. New range has been ordered will be installed prior to settlement.

23. 2002-03-31
    historical
24. 2001-10-29
    listed $64,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,973 · $331/mo
• Projected year-2 tax: $3,973 · $331/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,721
• − Mortgage interest: −$8,682
• − Property taxes: −$3,973
• − Insurance: −$775
• − Repairs & maintenance: −$1,658
• − Management: −$1,658
• − Depreciation: −$4,509
• Taxable loss: −$534
• Est. tax savings @ 24.0%: +$128
• After-tax cash flow: $1,996/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: William Penn SD
• NCES district ID: 4226390
• Math proficiency: 11% ▼ -3.00%
• Reading proficiency: 28% ▼ -7.00%
• Median HH income: $48,543
• Composite: 17.29/100
• National rank: #9086
• State rank: #491 of 539 in PA

Livability — Darby

• Score: 74/100
• State rank: #485
• US rank: #4468

Category grades

Amenities D+ Commute A+ Cost of living A+ Crime F Employment D Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Darby, PA
• County: Delaware County · 399,863 people
• City population: 22,247
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 22,247
• Household income: $46,463
• Rent vs Own: 47.4% rent · 52.6% own
• Severe rent burden: 1468.0

Population outlook (Delaware County) Hauer SSP2

• Today (2025): 577,490 people
• By 2030: 581,243 · +0.6%
• By 2040: 584,700 · +1.2%
• By 2050: 586,581 · +1.6%
• By 2075: 598,706 · +3.7%
• By 2100: 590,823 · +2.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (76%)
• Race & ethnicity: Black 76% White 15% Two or more races 5% Hispanic / Latino 3% Asian 2%
• Common ancestry: Swiss 5% Hispanic 1% Romanian 1%
• Foreign-born: 18% · Canada
• Languages at home: 84% English-only · French/Haitian/Cajun 4% Spanish 3% Other Asian/Pacific 1%

Political lean MEDSL · Delaware

• 2024 margin: Strong D (+23.7) · D 61.4% · R 37.6% · Other 1.0%
• 2008→2024 swing: +2.3pp toward D · 2008: 21.4pp · 2024: 23.7pp
• All cycles: 2024: D+23.7 2020: D+26.7 2016: D+22.0 2012: D+21.8 2008: D+21.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -190.50%
• Current HPI: 277.7034
• Rent YoY: ▲ 13.10%
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+155.6% since first listed

9 events — show timeline

• 2026-04-16 Listed $165,900 BRIGHT MLS
• 2009-03-11 Sold (Public Records) $65,000 Public Records
• 2009-02-23 Sold (MLS) $65,000 BRIGHT MLS
• 2009-02-23 Sold (MLS) $65,000 TREND
• 2009-01-11 Listing Removed — BRIGHT MLS
• 2008-06-02 Listed $64,900 BRIGHT MLS
• 2008-06-02 Listed $64,900 TREND
• 2002-03-31 Listing Removed — BRIGHT MLS
• 2001-10-29 Listed $64,900 BRIGHT MLS

Property tax history

+2.0%/yr

Latest (2026): $3,973 · -0.5% YoY. Source: county tax records.