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Unity Plan 🏗️ New Construction
F Composite 31.35
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +7.0/30.0
  • Condition / age +4.0/5.0
  • Livability +3.7/5.0
  • Schools +3.4/10.0
  • Rent growth +2.8/5.0
  • 1% rule +1.9/10.0
  • DSCR +1.2/10.0
  • Appreciation +0.0/10.0

$316,750

Unity Plan · Grovetown, GA 30813
4 bd · 2.5 ba · 2,241 sqft · SingleFamily · 219 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The Unity is a 2,241 square foot, two-story plan from Declaration Homes by Ivey Homes. With four bedrooms, two and a half bathrooms, and a two-car garage, this plan was built around the idea that a home should bring people together. The open-concept main level centers around a spacious family room that flows naturally into a large kitchen and cafe, making it easy to stay connected whether it's a busy school night or a relaxed weekend morning. A corner pantry keeps the kitchen organized, while a powder room and extended foyer add a polished, practical touch to the main level.

Key facts

  • Corner pantry
  • Large kitchen
  • Powder room

Tags

OPEN-CONCEPT MAIN LEVELSPACIOUS FAMILY ROOMLARGE KITCHENCORNER PANTRYPOWDER ROOMEXTENDED FOYER

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $316,750 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $352,400.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $317k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-521 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $277k (12.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $242k (23.5% below list).
  • Recommended offer: $242k (23.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 73/100 on livability (#57 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools C-, amenities F, commute F.
  • Columbia County (suburban): math 49% / reading 52% proficiency, ranked #13 of 174 in GA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+1.1%/yr); 1057 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 155d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,213 units permitted in Columbia County in 2024 (0 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($87k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Columbia County population projected at +62% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 219 days — a 12% lower offer ($279k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 53% chance of damaging wind over 30y; extreme-heat days projected 6→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $242,383 (23.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 219 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.69% ✗
Cap rate
4.52%
Cash-on-cash
-6.33%
DSCR
0.72
GRM
12.1

CMA / ARV

ARV (median comp)
$352,400
List price
$316,750
Delta
-10.12%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
411 Granard St 0.39mi 4/2.5 2,200 (-2%) 1mo $369,900 $168 78
5547 Sweetwater Dr 0.27mi 4/3.0 2,349 (+5%) 2mo $399,900 $170 76
5927 Kennett Park Dr Unit Tp225 0.26mi 4/2.5 2,095 (-6%) 2mo $349,900 $167 75
2099 Limerick Ct 0.34mi 4/2.5 2,113 (-6%) 2mo $304,900 $144 73
930 Walker Point Dr Unit Tp11 0.21mi 4/2.5 2,464 (+10%) 3mo $405,000 $164 71
425 Granard St 0.39mi 4/3.0 2,136 (-5%) 2mo $369,900 $173 70
5939 Kennett Park Dr Unit Tp230 0.26mi 3/2.5 (-1) 2,078 (-7%) 2mo $367,170 $177 69
455 Granard St 0.39mi 4/2.5 1,997 (-11%) 0mo $358,350 $179 64
431 Granard St 0.39mi 4/2.5 1,997 (-11%) 2mo $354,900 $178 62
523 Fermoy Ln 0.40mi 4/3.0 2,472 (+10%) 1mo $364,000 $147 61
853 Williford Run Dr 0.73mi 4/3.0 2,232 (-0%) 3mo $325,000 $146 61
8760 Crenshaw Dr 0.61mi 4/3.0 2,403 (+7%) 2mo $330,000 $137 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.15% rent growth · sell at horizon

5-year hold
IRR
-29.3%
Equity multiple
0.04×
Total profit
$-94,651
Equity at exit
$52,544
10-year hold
IRR
-39.3%
Equity multiple
-0.44×
Total profit
$-142,477
Equity at exit
$30,469

Cash invested: $98,672 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
82 active · 59 under contract
Months of supply
11.7 mo (9%/mo absorbed)
Median asking
$359,900 ($162/sqft)
Median days on market
180 d
This list price
7% of active listings are priced below it
ARV vs active asking
-2.7% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 30813

Home prices YoY
-29.2%
Rents YoY
1.1%
Active inventory
1057
Price-to-rent
10.9×

Monthly cashflow live

Estimated rent
$2,424 high interval (Pro) →
Mortgage (P&I)
−$1,848
Tax est. 1.5%
−$440 /mo · $5,286/yr
Insurance
−$147
HOA
−$0
Vacancy / Maint / Mgmt
−$509
Net cashflow
$-521

Break-even live

Break-even rent $3,083
Max offer price $277,078
Occupancy floor —

Sensitivity live

Price -10% $-277 -5% $-399 +0% $-521 +5% $-642 +10% $-764
Rent -10% $-712 -5% $-616 +0% $-521 +5% $-425 +10% $-329
Rate -1.0pp $-343 -0.5pp $-431 base $-521 +0.5pp $-612 +1.0pp $-705

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$88,100
Closing costs
$10,572
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
306 AVIGNON Unit TP77 Grovetown, GA 4.0 3.5 2460 $2,800 $1.14 184d 1 0.11mi
306 AVIGNON Unit TP77 Grovetown, GA 4.0 3.5 2460 $2,450 $1.00 24d 1 0.12mi
306 AVIGNON Unit TP77 Grovetown, GA 4.0 3.5 2460 $2,800 $1.14 164d 1 0.12mi
738 Woodvine Dr Grovetown, GA 3.0 2.5 1772 $2,135 $1.20 162d 1 0.30mi
707 Navan Ln Grovetown, GA 4.0 3.0 2875 $2,450 $0.85 154d 1 0.35mi
705 Navan Ln Grovetown, GA 5.0 3.0 2798 $2,495 $0.89 154d 1 0.36mi
1108 Southall Ln Grovetown, GA 4.0 3.0 2308 $2,400 $1.04 6d 1 0.52mi
2455 Newbury Ave Grovetown, GA 3.0 2.5 1945 $1,850 $0.95 29d 1 0.63mi
2109 Kinsale Ave Grovetown, GA 3.0 2.0 1956 $1,995 $1.02 162d 1 0.65mi
2467 Newbury Ave Grovetown, GA 4.0 3.0 2236 $2,300 $1.03 154d 1 0.68mi
872 Williford Run Dr Grovetown, GA 4.0 2.5 2220 $2,100 $0.95 41d 1 0.74mi
852 Williford Run Dr Grovetown, GA 5.0 3.0 2587 $2,495 $0.96 10d 1 0.76mi
918 Williford Run Dr Grovetown, GA 4.0 2.5 2190 $2,195 $1.00 154d 1 0.76mi
2603 Waites Dr Grovetown, GA 4.0 2.5 2324 $2,195 $0.94 2d 1 0.81mi
840 Williford Run Dr Grovetown, GA 5.0 2.5 2676 $2,495 $0.93 51d 1 0.82mi
835 Williford Run Dr Grovetown, GA 5.0 3.0 2889 $2,495 $0.86 154d 1 0.83mi
2612 Waites Dr Grovetown, GA 5.0 3.0 2754 $2,295 $0.83 184d 1 0.84mi
1320 Eldrick Ln Grovetown, GA 5.0 3.0 2556 $2,131 $0.83 31d 1 0.85mi
463 Brantley Cove Cir Grovetown, GA 3.0 2.5 2161 $2,061 $0.95 43d 1 0.85mi
1721 Dunmore Ave Grovetown, GA 4.0 3.0 2112 $2,200 $1.04 154d 1 0.85mi
3615 Penrith Dr Grovetown, GA 4.0 2.0 1842 $2,125 $1.15 184d 1 0.86mi
208 Linsmore Ln Grovetown, GA 3.0 2.5 1540 $1,795 $1.17 10d 1 0.86mi
208 Linsmore Ln Grovetown, GA 3.0 2.5 1540 $1,795 $1.17 16d 1 0.86mi
1007 Linsmore Ave Grovetown, GA 3.0 2.5 1574 $2,100 $1.33 184d 1 0.87mi
216 Linsmore Ln Grovetown, GA 3.0 2.5 1540 $1,785 $1.16 47d 1 0.87mi
456 Brantley Cove Cir Grovetown, GA 3.0 2.5 1652 $1,995 $1.21 184d 1 0.88mi
621 Shipley Ave Grovetown, GA 3.0 2.0 1860 $1,900 $1.02 51d 1 0.89mi
234 Linsmore Ln Grovetown, GA 3.0 2.5 1540 $1,740 $1.13 10d 1 0.90mi
484 Brantley Cove Cir Grovetown, GA 4.0 2.5 2128 $2,200 $1.03 184d 1 0.91mi
484 Brantley Cove Cir Grovetown, GA 4.0 2.5 2128 $2,200 $1.03 164d 1 0.91mi
484 Brantley Cove Cir Grovetown, GA 4.0 2.5 2128 $2,100 $0.99 10d 1 0.91mi
488 Brantley Cove Cir Grovetown, GA 3.0 2.5 2161 $2,100 $0.97 184d 1 0.91mi
1516 Driftwood Ln Grovetown, GA 4.0 3.5 2015 $2,145 $1.06 6d 1 0.92mi
1042 Linsmore Ave Grovetown, GA 3.0 2.5 1550 $1,900 $1.23 164d 1 0.92mi
1042 Linsmore Ave Grovetown, GA 3.0 3.0 1550 $1,900 $1.23 162d 1 0.92mi
435 Brantley Cove Cir Grovetown, GA 3.0 2.5 1652 $1,850 $1.12 44d 1 0.93mi
418 Brantley Cove Cir Grovetown, GA 3.0 2.0 1498 $1,750 $1.17 51d 1 0.93mi
1055 Linsmore Ave Grovetown, GA 3.0 2.5 1540 $1,875 $1.22 154d 1 0.94mi
1058 Linsmore Ave Grovetown, GA 3.0 2.5 1540 $1,875 $1.22 164d 1 0.95mi
1063 Linsmore Ave Grovetown, GA 3.0 2.5 1656 $1,975 $1.19 164d 1 0.96mi

Property features AI

Finance

Financial info
List price $312000

Exterior

Parking
2 parking spaces
Utilities
Electric heating and powerCentral air conditioningHas heating and cooling
Home design
Single-family plan (Unity)Located in Grovetown, GA
Construction
New construction (Plan)Living area approximately 2241
Exterior features
Composition roof

Interior

Bedrooms
4 bedrooms
Bathrooms
2 full bathrooms and 1 half bathroom (2.5 total)
Heating & cooling
Electric forced-air heating with heat pumpCentral air conditioning
Interior features
Plan: Unity (new construction plan)

Listing history 50 events

  1. 2026-11-08
    days on market $316,750 Active 219 DOM
  2. 2026-11-07
    days on market $316,750 Active 218 DOM
  3. 2026-11-06
    days on market $316,750 Active 217 DOM
  4. 2026-11-05
    days on market $316,750 Active 216 DOM
  5. 2026-11-04
    days on market $316,750 Active 215 DOM
  6. 2026-11-02
    days on market $316,750 Active 213 DOM
  7. 2026-11-01
    days on market $316,750 Active 212 DOM
  8. 2026-10-31
    days on market $316,750 Active 211 DOM
  9. 2026-10-30
    days on market $316,750 Active 210 DOM
  10. 2026-10-29
    days on market $316,750 Active 209 DOM
  11. 2026-10-28
    days on market $316,750 Active 208 DOM
  12. 2026-10-27
    days on market $316,750 Active 207 DOM
  13. 2026-10-26
    days on market $316,750 Active 206 DOM
  14. 2026-10-26
    days on market $316,750 Active 205 DOM
  15. 2026-10-24
    days on market $316,750 Active 204 DOM
  16. 2026-10-23
    days on market $316,750 Active 203 DOM
  17. 2026-10-22
    days on market $316,750 Active 202 DOM
  18. 2026-10-21
    days on market $316,750 Active 201 DOM
  19. 2026-10-20
    days on market $316,750 Active 200 DOM
  20. 2026-10-19
    days on market $316,750 Active 199 DOM
  21. 2026-10-18
    days on market $316,750 Active 198 DOM
  22. 2026-10-17
    days on market $316,750 Active 197 DOM
  23. 2026-10-16
    days on market $316,750 Active 196 DOM
  24. 2026-10-15
    days on market $316,750 Active 195 DOM
  25. 2026-10-14
    days on market $316,750 Active 194 DOM
  26. 2026-10-13
    days on market $316,750 Active 193 DOM
  27. 2026-10-12
    days on market $316,750 Active 192 DOM
  28. 2026-10-11
    days on market $316,750 Active 191 DOM
  29. 2026-10-10
    days on market $316,750 Active 190 DOM
  30. 2026-10-09
    days on market $316,750 Active 189 DOM
  31. 2026-10-08
    days on market $316,750 Active 188 DOM
  32. 2026-10-07
    days on market $316,750 Active 187 DOM
  33. 2026-10-06
    days on market $316,750 Active 186 DOM
  34. 2026-10-05
    days on market $316,750 Active 185 DOM
  35. 2026-10-04
    days on market $316,750 Active 184 DOM
  36. 2026-10-04
    days on market $316,750 Active 183 DOM
  37. 2026-10-02
    days on market $316,750 Active 182 DOM
  38. 2026-10-01
    days on market $316,750 Active 181 DOM
  39. 2026-09-30
    days on market $316,750 Active 180 DOM
  40. 2026-09-29
    days on market $316,750 Active 179 DOM
  41. 2026-09-28
    days on market $316,750 Active 178 DOM
  42. 2026-09-27
    days on market $316,750 Active 177 DOM
  43. 2026-09-25
    days on market $316,750 Active 175 DOM
  44. 2026-09-24
    days on market $316,750 Active 174 DOM
  45. 2026-09-23
    days on market $316,750 Active 173 DOM
  46. 2026-09-22
    days on market $316,750 Active 172 DOM
  47. 2026-09-21
    days on market $316,750 Active 171 DOM
  48. 2026-09-20
    days on market $316,750 Active 170 DOM
  49. 2026-09-19
    days on market $316,750 Active 169 DOM
  50. 2026-09-18
    days on market $316,750 Active 168 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 6 d/yr ≥106°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 53% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$29,086
− Mortgage interest
−$19,740
− Property taxes
−$5,286
− Insurance
−$1,762
− Repairs & maintenance
−$2,327
− Management
−$2,327
− Depreciation
−$10,252
Taxable loss
−$12,607
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,026
After-tax cash flow
$-3,221/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 Cosmetic rehab Est. rehab $11,205–$33,615 screening

This home is in excellent condition with minimal repairs needed. It is move-in ready and would benefit from a fresh coat of paint and some landscaping improvements to maximize its value.

Value-add opportunities

  • Both Painting exterior and interior — Fresh paint enhances curb appeal and interior aesthetics ↑
  • Both Landscaping improvements — Enhances curb appeal and adds value ↑
  • Both New flooring in bathrooms and kitchen — Modern flooring improves aesthetics and adds value ↑
  • Both New window treatments — Enhances curb appeal and interior aesthetics ↑
  • Both New lighting fixtures — Improves interior aesthetics and adds value ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 34/100

Zoned Schools

Elementary Euchee Creek Elementary School D GA #298/1,228 Nat'l #14,382/41,679 Middle Harlem Middle School F GA #155/470 Nat'l #6,362/14,009 High Harlem High School F GA #297/424 Nat'l #15,355/17,239

Schools (NCES district)

District
Columbia County
NCES district ID
1301410
Math proficiency
49% ▼ -6.00%
Reading proficiency
52% ▼ -4.00%
Median HH income
$69,358
Composite
45.04/100
National rank
#2695
State rank
#13 of 174 in GA
B Composite livability gradescore 73/100

Livability — Grovetown

Score
73/100
State rank
#57
US rank
#5433

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety B+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Columbia County · 189,073 people
City population
52,466
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
52,466
Household income
$86,923
Rent vs Own
27.2% rent · 72.8% own
Severe rent burden
10% of renters

Population outlook (Columbia County) Hauer SSP2

Today (2025)
189,073 people
By 2030
212,277 · +12.3%
By 2040
259,480 · +37.2%
By 2050
306,991 · +62.4%
By 2075
421,213 · +122.8%
By 2100
496,722 · +162.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 51% Black 29% Hispanic / Latino 11% Two or more races 10% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 3%
Languages at home
88% English-only · Spanish 7% German/W. Germanic 2% Other Indo-European 1%

Political lean MEDSL · Columbia

2024 margin
Strong R (+25.6) · D 36.8% · R 62.5%
2008→2024 swing
+17.0pp toward D · 2008: -42.7pp · 2024: -25.6pp
All cycles
2024: R+25.6 2020: R+25.8 2016: R+37.7 2012: R+43.0 2008: R+42.7

Not yet ingested

Civics
—

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…