550 Drysdale Dr · Oakleaf Plantation, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.5/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +7.3/10.0
- Schools +5.1/10.0
- Livability +3.5/5.0
- Rent growth +3.4/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$165,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this charming 3-bedroom, 2-bathroom home nestled in the sought-after Oakleaf area. Enjoy the perks of Forest Hammock amenities and top-notch schools without the burden of a CDD fee. Inside, discover a thoughtfully designed split floorplan, updated lighting, plumbing fixtures, new LVP flooring in the bedrooms, and an abundance of counter space. The fully fenced private backyard provides tranquility as it backs up to a preserve. Residents can take advantage of community amenities such as a refreshing pool, playground, volleyball and tennis courts, and a versatile multi-purpose field. Conveniently located with easy access to NAS Jax, highways, various gyms, town center dining and shopping, and the Epic Movie Theater. VA Buyers! Ask about the assumable mortgage! Sellers may contribute towards closing costs or rate buy down with acceptable offer.
Key facts
- 5,227 sq ft lot
- 2 garage spots
- Built 2013
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $165k.
Deal economics
- At list price, monthly cash flow is $593 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $165k).
- Recommended offer: $163k (1.5% below list) — sets the bar for market timing.
- Cap rate 10.6% vs local median 4.0% in Oakleaf Plantation — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#446 in FL) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime B+; Watch: amenities F, commute F, health & safety F.
- Clay (suburban): math 58% / reading 59% proficiency, ranked #14 of 73 in FL (top 19%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+3.7%/yr); 217 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,876 units permitted in Clay County in 2024 (14 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Clay County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.7% rent growth), your $46k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 22 days — a 2% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.23% ✓
- Cap rate
- 10.60%
- Cash-on-cash
- 15.40%
- DSCR
- 1.69
- GRM
- 6.8
CMA / ARV
- ARV (on-the-fly)
- $298,304
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 826 Glendale Ln | 0.25mi | 3/2.0 | 1,294 (+2%) | 22mo | $305,800 | $236 | 66 |
| 441 Sunstone Ct | 0.75mi | 3/2.5 | 1,440 (+14%) | 22mo | $230,000 | $160 | 22 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.73% rent growth · sell at horizon
- IRR
- 6.9%
- Equity multiple
- 1.27×
- Total profit
- $12,470
- Equity at exit
- $24,602
- IRR
- 16.8%
- Equity multiple
- 2.42×
- Total profit
- $65,534
- Equity at exit
- $14,266
Cash invested: $46,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32065
- Home prices YoY
- -25.6%
- Rents YoY
- 3.7%
- Active inventory
- 217
- Price-to-rent
- 6.8×
Monthly cashflow live
- Estimated rent
- $2,031 high interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax from tax record
- −$30 /mo · $358/yr
- Insurance
- −$69
- HOA
- −$48
- Vacancy / Maint / Mgmt
- −$427
- Net cashflow
- $593
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,250
- Closing costs
- $4,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 22 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 396 Forest Meadow Ln Orange Park, FL | 3.0 | 2.0 | 1677 | $1,826 | $1.09 | 21d | 1 | 0.13mi |
| 630 Glendale Ln Orange Park, FL | 4.0 | 2.0 | 1798 | $2,150 | $1.20 | 17d | 1 | 0.26mi |
| 575 Oakleaf Plantation Pkwy Orange Park, FL | 1.0–2.0 | 1.0–2.0 | 1016 | $2,300 | $2.26 | 4d | 7 | 0.45mi |
| 575 Oakleaf Plantation Pkwy Orange Park, FL | 1.0–2.0 | 1.0–2.0 | 1016 | $2,300 | $2.26 | 2d | 7 | 0.45mi |
| 575 Oakleaf Plantation Pkwy Orange Park, FL | 1.0–2.0 | 1.0–2.0 | 969 | $2,300 | $2.37 | 23d | 6 | 0.45mi |
| 4220 Plantation Oaks Blvd #2016 Orange Park, FL | 3.0 | 2.5 | 1516 | $1,850 | $1.22 | 23d | 1 | 0.49mi |
| 3996 Village View Ln Orange Park, FL | 2.0 | 2.0 | 918 | $1,524 | $1.66 | 4d | 1 | 0.54mi |
| 3972 Village View Ln Orange Park, FL | 2.0 | 2.5 | 1109 | $1,695 | $1.53 | 23d | 1 | 0.55mi |
| 513 Spanish Oaks Way Orange Park, FL | 2.0 | 2.5 | 1109 | $1,600 | $1.44 | 17d | 1 | 0.57mi |
| 448 Running Woods St Unit 1 Orange Park, FL | 3.0 | 2.5 | 1333 | $1,850 | $1.39 | 23d | 1 | 0.58mi |
| 3978 Oak Mill Rd Orange Park, FL | 2.0 | 2.5 | 1109 | $1,595 | $1.44 | 23d | 1 | 0.60mi |
| 3740 Creswick Cir #8 Orange Park, FL | 3.0 | 2.5 | 1824 | $2,100 | $1.15 | 21d | 1 | 0.62mi |
| 607 Crystal Way Orange Park, FL | 3.0 | 2.5 | 1440 | $1,725 | $1.20 | 4d | 1 | 0.65mi |
| 785 Oakleaf Plantation Pkwy Orange Park, FL | 2.0–3.0 | 2.0 | 1430 | $1,800 | $1.26 | 1d | 2 | 0.80mi |
| 785 Oakleaf Plantation Pkwy Orange Park, FL | 2.0–3.0 | 2.0 | 1430 | $1,800 | $1.26 | 23d | 1 | 0.80mi |
| 250 Cherry Ridge Dr Jacksonville, FL | 1.0–3.0 | 1.0–2.0 | 1088 | $1,753 | $1.61 | 3d | 14 | 1.24mi |
| 670 Grover Ln Orange Park, FL | 3.0 | 2.5 | 1704 | $2,100 | $1.23 | 23d | 1 | 1.25mi |
| 10044 Sitting Fox Dr Jacksonville, FL | 3.0 | 2.0 | 1650 | $1,900 | $1.15 | 21d | 1 | 1.42mi |
| 3886 Pebble Brooke Cir Orange Park, FL | 3.0 | 2.0 | 1502 | $1,850 | $1.23 | 23d | 1 | 1.42mi |
| 4123 Pebble Brooke Cir Orange Park, FL | 3.0 | 2.0 | 1334 | $2,045 | $1.53 | 1d | 1 | 1.44mi |
| 3899 Pebble Brooke Cir Orange Park, FL | 3.0 | 2.0 | 1502 | $1,990 | $1.32 | 3d | 1 | 1.46mi |
| 9849 Crosshill Blvd Jacksonville, FL | 1.0–3.0 | 1.0–2.0 | 1063 | $2,125 | $2.00 | 1d | 22 | 1.46mi |
HOA detail
- Monthly dues
- $48 · $576/yr
- Likely covers
- poolgym
Listing history 22 events
-
2026-02-18status Pending
-
2026-01-27$165,000 Active
-
2024-12-06historical 870-char remark
Show marketing remark (870 chars)
Welcome to this charming 3-bedroom, 2-bathroom home nestled in the sought-after Oakleaf area. Enjoy the perks of Forest Hammock amenities and top-notch schools without the burden of a CDD fee. Inside, discover a thoughtfully designed split floorplan, updated lighting, plumbing fixtures, new LVP flooring in the bedrooms, and an abundance of counter space. The fully fenced private backyard provides tranquility as it backs up to a preserve. Residents can take advantage of community amenities such as a refreshing pool, playground, volleyball and tennis courts, and a versatile multi-purpose field. Conveniently located with easy access to NAS Jax, highways, various gyms, town center dining and shopping, and the Epic Movie Theater. VA Buyers! Ask about the assumable mortgage! Sellers may contribute towards closing costs or rate buy down with acceptable offer.
-
2024-11-12price $298,000 870-char remark
Show marketing remark (870 chars)
Welcome to this charming 3-bedroom, 2-bathroom home nestled in the sought-after Oakleaf area. Enjoy the perks of Forest Hammock amenities and top-notch schools without the burden of a CDD fee. Inside, discover a thoughtfully designed split floorplan, updated lighting, plumbing fixtures, new LVP flooring in the bedrooms, and an abundance of counter space. The fully fenced private backyard provides tranquility as it backs up to a preserve. Residents can take advantage of community amenities such as a refreshing pool, playground, volleyball and tennis courts, and a versatile multi-purpose field. Conveniently located with easy access to NAS Jax, highways, various gyms, town center dining and shopping, and the Epic Movie Theater. VA Buyers! Ask about the assumable mortgage! Sellers may contribute towards closing costs or rate buy down with acceptable offer.
-
2024-09-09price $299,000 870-char remark
Show marketing remark (870 chars)
Welcome to this charming 3-bedroom, 2-bathroom home nestled in the sought-after Oakleaf area. Enjoy the perks of Forest Hammock amenities and top-notch schools without the burden of a CDD fee. Inside, discover a thoughtfully designed split floorplan, updated lighting, plumbing fixtures, new LVP flooring in the bedrooms, and an abundance of counter space. The fully fenced private backyard provides tranquility as it backs up to a preserve. Residents can take advantage of community amenities such as a refreshing pool, playground, volleyball and tennis courts, and a versatile multi-purpose field. Conveniently located with easy access to NAS Jax, highways, various gyms, town center dining and shopping, and the Epic Movie Theater. VA Buyers! Ask about the assumable mortgage! Sellers may contribute towards closing costs or rate buy down with acceptable offer.
-
2024-07-05price $299,500 870-char remark
Show marketing remark (870 chars)
Welcome to this charming 3-bedroom, 2-bathroom home nestled in the sought-after Oakleaf area. Enjoy the perks of Forest Hammock amenities and top-notch schools without the burden of a CDD fee. Inside, discover a thoughtfully designed split floorplan, updated lighting, plumbing fixtures, new LVP flooring in the bedrooms, and an abundance of counter space. The fully fenced private backyard provides tranquility as it backs up to a preserve. Residents can take advantage of community amenities such as a refreshing pool, playground, volleyball and tennis courts, and a versatile multi-purpose field. Conveniently located with easy access to NAS Jax, highways, various gyms, town center dining and shopping, and the Epic Movie Theater. VA Buyers! Ask about the assumable mortgage! Sellers may contribute towards closing costs or rate buy down with acceptable offer.
-
2024-06-29price $304,000 870-char remark
Show marketing remark (870 chars)
Welcome to this charming 3-bedroom, 2-bathroom home nestled in the sought-after Oakleaf area. Enjoy the perks of Forest Hammock amenities and top-notch schools without the burden of a CDD fee. Inside, discover a thoughtfully designed split floorplan, updated lighting, plumbing fixtures, new LVP flooring in the bedrooms, and an abundance of counter space. The fully fenced private backyard provides tranquility as it backs up to a preserve. Residents can take advantage of community amenities such as a refreshing pool, playground, volleyball and tennis courts, and a versatile multi-purpose field. Conveniently located with easy access to NAS Jax, highways, various gyms, town center dining and shopping, and the Epic Movie Theater. VA Buyers! Ask about the assumable mortgage! Sellers may contribute towards closing costs or rate buy down with acceptable offer.
-
2024-06-02$307,000 Active 870-char remark
Show marketing remark (870 chars)
Welcome to this charming 3-bedroom, 2-bathroom home nestled in the sought-after Oakleaf area. Enjoy the perks of Forest Hammock amenities and top-notch schools without the burden of a CDD fee. Inside, discover a thoughtfully designed split floorplan, updated lighting, plumbing fixtures, new LVP flooring in the bedrooms, and an abundance of counter space. The fully fenced private backyard provides tranquility as it backs up to a preserve. Residents can take advantage of community amenities such as a refreshing pool, playground, volleyball and tennis courts, and a versatile multi-purpose field. Conveniently located with easy access to NAS Jax, highways, various gyms, town center dining and shopping, and the Epic Movie Theater. VA Buyers! Ask about the assumable mortgage! Sellers may contribute towards closing costs or rate buy down with acceptable offer.
-
2024-02-13historical 1079-char remark
Show marketing remark (1079 chars)
EXPIRING JUST TO RESET DOM. SELLERS ARE RELISTING WITH COLDWELL. PER SELLERS- THEY ARE ON THE NATIONAL DO NOT CALL LIST. DO NOT CALL. Welcome to this charming 3-bedroom, 2-bathroom home nestled in the sought-after Oakleaf area. Enjoy the perks of Forest Hammock amenities and top-notch schools without the burden of a CDD fee. Inside, discover a thoughtfully designed split floorplan, updated lighting, plumbing fixtures, and an abundance of counter space. The fully fenced private backyard provides tranquility as it backs up to a preserve. Residents can take advantage of community amenities such as a refreshing pool, playground, volleyball and tennis courts, and a versatile multi-purpose field. Conveniently located with easy access to NAS Jax, highways, various gyms, Towncenter dining and shopping, and the Epic Movie Theater. versatility. The property is being sold "as is" outside of lender-required repairs, with consideration for a flooring and paint allowance with an acceptable offer. Realtors, please refer to private remarks for additional details.
-
2024-01-31status Active 1079-char remark
Show marketing remark (1079 chars)
EXPIRING JUST TO RESET DOM. SELLERS ARE RELISTING WITH COLDWELL. PER SELLERS- THEY ARE ON THE NATIONAL DO NOT CALL LIST. DO NOT CALL. Welcome to this charming 3-bedroom, 2-bathroom home nestled in the sought-after Oakleaf area. Enjoy the perks of Forest Hammock amenities and top-notch schools without the burden of a CDD fee. Inside, discover a thoughtfully designed split floorplan, updated lighting, plumbing fixtures, and an abundance of counter space. The fully fenced private backyard provides tranquility as it backs up to a preserve. Residents can take advantage of community amenities such as a refreshing pool, playground, volleyball and tennis courts, and a versatile multi-purpose field. Conveniently located with easy access to NAS Jax, highways, various gyms, Towncenter dining and shopping, and the Epic Movie Theater. versatility. The property is being sold "as is" outside of lender-required repairs, with consideration for a flooring and paint allowance with an acceptable offer. Realtors, please refer to private remarks for additional details.
-
2024-01-16historical 1079-char remark
Show marketing remark (1079 chars)
EXPIRING JUST TO RESET DOM. SELLERS ARE RELISTING WITH COLDWELL. PER SELLERS- THEY ARE ON THE NATIONAL DO NOT CALL LIST. DO NOT CALL. Welcome to this charming 3-bedroom, 2-bathroom home nestled in the sought-after Oakleaf area. Enjoy the perks of Forest Hammock amenities and top-notch schools without the burden of a CDD fee. Inside, discover a thoughtfully designed split floorplan, updated lighting, plumbing fixtures, and an abundance of counter space. The fully fenced private backyard provides tranquility as it backs up to a preserve. Residents can take advantage of community amenities such as a refreshing pool, playground, volleyball and tennis courts, and a versatile multi-purpose field. Conveniently located with easy access to NAS Jax, highways, various gyms, Towncenter dining and shopping, and the Epic Movie Theater. versatility. The property is being sold "as is" outside of lender-required repairs, with consideration for a flooring and paint allowance with an acceptable offer. Realtors, please refer to private remarks for additional details.
-
2023-12-02price $307,500 1079-char remark
Show marketing remark (1079 chars)
EXPIRING JUST TO RESET DOM. SELLERS ARE RELISTING WITH COLDWELL. PER SELLERS- THEY ARE ON THE NATIONAL DO NOT CALL LIST. DO NOT CALL. Welcome to this charming 3-bedroom, 2-bathroom home nestled in the sought-after Oakleaf area. Enjoy the perks of Forest Hammock amenities and top-notch schools without the burden of a CDD fee. Inside, discover a thoughtfully designed split floorplan, updated lighting, plumbing fixtures, and an abundance of counter space. The fully fenced private backyard provides tranquility as it backs up to a preserve. Residents can take advantage of community amenities such as a refreshing pool, playground, volleyball and tennis courts, and a versatile multi-purpose field. Conveniently located with easy access to NAS Jax, highways, various gyms, Towncenter dining and shopping, and the Epic Movie Theater. versatility. The property is being sold "as is" outside of lender-required repairs, with consideration for a flooring and paint allowance with an acceptable offer. Realtors, please refer to private remarks for additional details.
-
2023-11-06$310,000 Active 1079-char remark
Show marketing remark (1079 chars)
EXPIRING JUST TO RESET DOM. SELLERS ARE RELISTING WITH COLDWELL. PER SELLERS- THEY ARE ON THE NATIONAL DO NOT CALL LIST. DO NOT CALL. Welcome to this charming 3-bedroom, 2-bathroom home nestled in the sought-after Oakleaf area. Enjoy the perks of Forest Hammock amenities and top-notch schools without the burden of a CDD fee. Inside, discover a thoughtfully designed split floorplan, updated lighting, plumbing fixtures, and an abundance of counter space. The fully fenced private backyard provides tranquility as it backs up to a preserve. Residents can take advantage of community amenities such as a refreshing pool, playground, volleyball and tennis courts, and a versatile multi-purpose field. Conveniently located with easy access to NAS Jax, highways, various gyms, Towncenter dining and shopping, and the Epic Movie Theater. versatility. The property is being sold "as is" outside of lender-required repairs, with consideration for a flooring and paint allowance with an acceptable offer. Realtors, please refer to private remarks for additional details.
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2021-06-14soldstatus $235,000
-
2021-06-07soldstatus $235,000 Sold
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2021-05-10status Pending
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2021-05-07$225,000 Active
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2017-10-02soldstatus $187,500
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2017-09-28soldstatus $187,500 Sold
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2017-08-31status Pending
-
2017-08-03price $192,000
-
2017-07-19$197,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $358 · $30/mo
- Projected year-2 tax
- $1,370 · $114/mo
- Expected delta
- +$1,012/yr (+$84/mo · 282.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 8/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,374
- − Mortgage interest
- −$9,243
- − Property taxes
- −$358
- − Insurance
- −$825
- − Repairs & maintenance
- −$1,950
- − Management
- −$1,950
- − HOA
- −$576
- − Depreciation
- −$4,800
- Taxable income
- $4,673
- Est. tax owed @ 24.0%
- −$1,121
- After-tax cash flow
- $5,992/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Clay
- NCES district ID
- 1200300
- Math proficiency
- 58% ▼ -8.00%
- Reading proficiency
- 59% ▼ -3.00%
- Median HH income
- $59,379
- Composite
- 50.73/100
- National rank
- #1815
- State rank
- #14 of 73 in FL
Livability — Oakleaf Plantation
- Score
- 70/100
- State rank
- #446
- US rank
- #8083
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Oakleaf Plantation, FL
- County
- Clay County · 208,450 people
- City population
- 40,366
- Metro
- Jacksonville, FL
- Population (ZIP)
- 41,578
- Household income
- $97,455
- Rent vs Own
- Severe rent burden
- 1129.0
Population outlook (Clay County) Hauer SSP2
- Today (2025)
- 230,495 people
- By 2030
- 242,427 · +5.2%
- By 2040
- 262,244 · +13.8%
- By 2050
- 275,148 · +19.4%
- By 2075
- 295,397 · +28.2%
- By 2100
- 287,592 · +24.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- White 51% Black 20% Hispanic / Latino 15% Two or more races 15% Asian 6%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 5% Cuban 3%
- Common ancestry
- Lithuanian 4% Romanian 2% Portuguese 2%
- Foreign-born
- 8% · Canada, China
- Languages at home
- 88% English-only · Spanish 7% Tagalog/Filipino 3% Other Asian/Pacific 1%
Political lean MEDSL · Clay
- 2024 margin
- Solid R (+39.3) · D 29.9% · R 69.2%
- 2008→2024 swing
- +3.6pp toward D · 2008: -42.8pp · 2024: -39.3pp
- All cycles
- 2024: R+39.3 2020: R+37.1 2016: R+44.3 2012: R+45.8 2008: R+42.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -95.13%
- Current HPI
- 276.5987
- Rent YoY
- ▲ 3.73%
- Metro
- Jacksonville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
-16.2% since first listed22 events — show timeline
- 2026-02-18 Pending — realMLS
- 2026-01-27 Listed $165,000 realMLS
- 2024-12-06 Listing Removed — realMLS
- 2024-11-12 Price Changed $298,000 realMLS
- 2024-09-09 Price Changed $299,000 realMLS
- 2024-07-05 Price Changed $299,500 realMLS
- 2024-06-29 Price Changed $304,000 realMLS
- 2024-06-02 Listed $307,000 realMLS
- 2024-02-13 Listing Removed — realMLS
- 2024-01-31 Relisted — realMLS
- 2024-01-16 Listing Removed — realMLS
- 2023-12-02 Price Changed $307,500 realMLS
- 2023-11-06 Listed $310,000 realMLS
- 2021-06-14 Sold (Public Records) $235,000 Public Records
- 2021-06-07 Sold (MLS) $235,000 realMLS
- 2021-05-10 Pending — realMLS
- 2021-05-07 Listed $225,000 realMLS
- 2017-10-02 Sold (Public Records) $187,500 Public Records
- 2017-09-28 Sold (MLS) $187,500 realMLS
- 2017-08-31 Pending — realMLS
- 2017-08-03 Price Changed $192,000 realMLS
- 2017-07-19 Listed $197,000 realMLS
Property tax history
-15.8%/yrLatest (2025): $358 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…