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3301 S Goldfield Rd #2004
C- Composite 52.12
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.7/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.9/10.0
  • 1% rule +5.7/10.0
  • Livability +3.3/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$175,000

3301 S Goldfield Rd #2004 · Apache Junction, AZ 85119
2 bd · 2.0 ba · 1,400 sqft · SingleFamily · 46 Days on market
Built 2002

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Take a look at this beautiful bright 2 Bedroom, 2 bath, 1400sq ft, home in the 55+ community of Dolce Vita. Enjoy the cool Az spring & Fall in the Screened in sunroom and covered patio. New roof in 2021. Brand new kitchen appliances 2021. This home is right across the street from the Community center with plenty of parking. The community has so many activities, you'll never be bored. The recently remodeled 33,000 sq ft Tuscan style Clubhouse offers a Billiards Room, a Craft Room, a Fitness Center, A Library, a Ballroom, A Full Kitchen, Computer Center, Movie Room, Card Rooms, along with panoramic views of the Superstition Mountains. Outside you'll find Bocce Ball, a Dog Park, a ocean-entry Heated Pool, 2 spas, tennis & Pickle ball courts, and so much. Even special RV parking.

Key facts

  • Parking
  • Community pool
  • Built 2002

Property features AI

Finance

  • Other: Lot size source listed as owner; Building area source listed as owner; Directions: From I-60, Exit 198. Head south on Goldfield Rd, east on Resort Blvd (Dolce Vita Guard Gate). Through gate follow guard instructions to unit.
  • HOA & community: Land lease (monthly $1,023); No association fees listed; Community amenities: pool, community spa (heated), pickleball courts, tennis courts, fitness center, biking/walking path, community media room, guarded entry

Exterior

  • Parking: 1 covered parking space; 1 carport space
  • Security: Gated community with guarded entry
  • Utilities: Private water company service; Public sewer
  • Home design: Manufactured/Mobile home; Leasehold ownership
  • Construction: Aluminum siding and wood frame construction; Composition roof
  • Exterior features: Gravel/stone front and back yard; No fencing

Interior

  • Kitchen: Refrigerator; Dishwasher
  • Bedrooms: 2 bedrooms
  • Flooring: Tile flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Central air conditioning
  • Interior features: Full bathroom in the primary bedroom
  • Laundry & utility: Laundry inside the unit

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $271 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $175k).
  • Recommended offer: $170k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 3.5% in Apache Junction — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#70 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, schools F, amenities F.
  • Apache Junction Unified District (4443) (suburban): math 15% / reading 20% proficiency, ranked #195 of 249 in AZ (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising (+1.6%/yr); 357 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 46 days — a 3% lower offer ($170k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $169,750 (3.0% below list)

Questions for the listing agent

  1. It's been on market 46 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
8.15%
Cash-on-cash
6.63%
DSCR
1.29
GRM
7.8

CMA / ARV

ARV (on-the-fly)
$394,800
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3301 S Goldfield Rd #4027 0.06mi 2/2.0 1,358 (-3%) 0mo $203,000 $149 92
3301 S Goldfield Rd #6045 0.00mi 2/2.0 1,560 (+11%) 17mo $223,000 $143 67
3048 E Pima Ave 0.63mi 3/2.0 (+1) 1,399 (-0%) 0mo $399,000 $285 65
2647 S Prospector Point Rd 0.61mi 3/2.0 (+1) 1,403 (+0%) 9mo $416,000 $297 59
2745 S Flat Iron Rd 0.59mi 3/2.0 (+1) 1,403 (+0%) 16mo $395,000 $282 54
3125 E Pima Ave 0.58mi 3/2.0 (+1) 1,403 (+0%) 18mo $395,000 $282 53
3047 E Mohave Ln 0.64mi 3/2.0 (+1) 1,403 (+0%) 23mo $407,000 $290 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.57% rent growth · sell at horizon

5-year hold
IRR
-7.7%
Equity multiple
0.72×
Total profit
$-13,757
Equity at exit
$26,093
10-year hold
IRR
-0.1%
Equity multiple
0.99×
Total profit
$-275
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85119

Home prices YoY
-33.5%
Rents YoY
1.6%
Active inventory
357
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,873 high interval (Pro) →
Mortgage (P&I)
$918
Tax est. 1.5%
$219 /mo · $2,625/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$393
Net cashflow
$271

Break-even live

Break-even rent $1,531
Max offer price $175,000
Occupancy floor 81%

Sensitivity live

Price -10% $391 -5% $331 +0% $271 +5% $210 +10% $150
Rent -10% $123 -5% $197 +0% $271 +5% $345 +10% $419
Rate -1.0pp $359 -0.5pp $315 base $271 +0.5pp $225 +1.0pp $179

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3301 S Goldfield Rd Unit 4077 Apache Junction, AZ 2.0 2.0 1548 $1,850 $1.20 25d 1 0.02mi
3333 S Conestoga Rd Apache Junction, AZ 3.0 2.0 1387 $2,900 $2.09 25d 1 0.78mi
3705 S Conestoga Rd Apache Junction, AZ 3.0 2.0 1700 $1,895 $1.11 25d 1 0.79mi
3879 S Conestoga Rd Apache Junction, AZ 3.0 2.0 1578 $1,910 $1.21 25d 1 0.82mi
2681 E Boulder Ave Apache Junction, AZ 3.0 3.5 1776 $2,200 $1.24 25d 1 0.85mi
3277 S Chaparral Rd Apache Junction, AZ 3.0 2.5 1614 $1,770 $1.10 4d 1 0.95mi
3448 S Chaparral Rd Apache Junction, AZ 3.0 2.0 1186 $1,848 $1.56 12d 1 0.96mi
3478 S Chaparral Rd Apache Junction, AZ 3.0 2.5 1614 $1,850 $1.15 6d 1 0.99mi

Listing history 27 events

  1. 2026-06-21
    days on market $175,000 Active 46 DOM
  2. 2026-06-18
    days on market $175,000 Active 43 DOM
  3. 2026-06-17
    days on market $175,000 Active 42 DOM
  4. 2026-06-16
    days on market $175,000 Active 41 DOM
  5. 2026-06-15
    days on market $175,000 Active 40 DOM
  6. 2026-06-13
    days on market $175,000 Active 38 DOM
  7. 2026-06-09
    days on market $175,000 Active 34 DOM
  8. 2026-06-08
    days on market $175,000 Active 33 DOM
  9. 2026-06-07
    days on market $175,000 Active 32 DOM
  10. 2026-06-04
    days on market $175,000 Active 29 DOM
  11. 2026-06-03
    days on market $175,000 Active 28 DOM
  12. 2026-06-02
    days on market $175,000 Active 27 DOM
  13. 2026-06-01
    days on market $175,000 Active 26 DOM
  14. 2026-05-31
    days on market $175,000 Active 25 DOM
  15. 2026-05-06
    listed $175,000 Active
  16. 2025-12-18
    historical
  17. 2025-10-18
    listed $199,000 Active
  18. 2022-12-01
    soldstatus $175,000 Closed 796-char remark
    Show marketing remark (796 chars)

    Take a look at this beautiful bright 2 Bedroom, 2 bath, 1400sq ft, home in the 55+ community of Dolce Vita. Enjoy the cool Az spring & Fall in the Screened in sunroom and covered patio. New roof in 2021. Brand new kitchen appliances 2021. This home is right across the street from the Community center with plenty of parking. The community has so many activities, you'll never be bored. The recently remodeled 33,000 sq ft Tuscan style Clubhouse offers a Billiards Room, a Craft Room, a Fitness Center, A Library, a Ballroom, A Full Kitchen, Computer Center, Movie Room, Card Rooms, along with panoramic views of the Superstition Mountains. Outside you'll find Bocce Ball, a Dog Park, a ocean-entry Heated Pool, 2 spas, tennis & Pickle ball courts, and so much. Even special RV parking.

  19. 2022-11-21
    status Pending 796-char remark
    Show marketing remark (796 chars)

    Take a look at this beautiful bright 2 Bedroom, 2 bath, 1400sq ft, home in the 55+ community of Dolce Vita. Enjoy the cool Az spring & Fall in the Screened in sunroom and covered patio. New roof in 2021. Brand new kitchen appliances 2021. This home is right across the street from the Community center with plenty of parking. The community has so many activities, you'll never be bored. The recently remodeled 33,000 sq ft Tuscan style Clubhouse offers a Billiards Room, a Craft Room, a Fitness Center, A Library, a Ballroom, A Full Kitchen, Computer Center, Movie Room, Card Rooms, along with panoramic views of the Superstition Mountains. Outside you'll find Bocce Ball, a Dog Park, a ocean-entry Heated Pool, 2 spas, tennis & Pickle ball courts, and so much. Even special RV parking.

  20. 2022-11-08
    historical Under Contract Accepting Backups 796-char remark
    Show marketing remark (796 chars)

    Take a look at this beautiful bright 2 Bedroom, 2 bath, 1400sq ft, home in the 55+ community of Dolce Vita. Enjoy the cool Az spring & Fall in the Screened in sunroom and covered patio. New roof in 2021. Brand new kitchen appliances 2021. This home is right across the street from the Community center with plenty of parking. The community has so many activities, you'll never be bored. The recently remodeled 33,000 sq ft Tuscan style Clubhouse offers a Billiards Room, a Craft Room, a Fitness Center, A Library, a Ballroom, A Full Kitchen, Computer Center, Movie Room, Card Rooms, along with panoramic views of the Superstition Mountains. Outside you'll find Bocce Ball, a Dog Park, a ocean-entry Heated Pool, 2 spas, tennis & Pickle ball courts, and so much. Even special RV parking.

  21. 2022-11-07
    price $180,000 796-char remark
    Show marketing remark (796 chars)

    Take a look at this beautiful bright 2 Bedroom, 2 bath, 1400sq ft, home in the 55+ community of Dolce Vita. Enjoy the cool Az spring & Fall in the Screened in sunroom and covered patio. New roof in 2021. Brand new kitchen appliances 2021. This home is right across the street from the Community center with plenty of parking. The community has so many activities, you'll never be bored. The recently remodeled 33,000 sq ft Tuscan style Clubhouse offers a Billiards Room, a Craft Room, a Fitness Center, A Library, a Ballroom, A Full Kitchen, Computer Center, Movie Room, Card Rooms, along with panoramic views of the Superstition Mountains. Outside you'll find Bocce Ball, a Dog Park, a ocean-entry Heated Pool, 2 spas, tennis & Pickle ball courts, and so much. Even special RV parking.

  22. 2022-07-28
    listed $190,000 Active 796-char remark
    Show marketing remark (796 chars)

    Take a look at this beautiful bright 2 Bedroom, 2 bath, 1400sq ft, home in the 55+ community of Dolce Vita. Enjoy the cool Az spring & Fall in the Screened in sunroom and covered patio. New roof in 2021. Brand new kitchen appliances 2021. This home is right across the street from the Community center with plenty of parking. The community has so many activities, you'll never be bored. The recently remodeled 33,000 sq ft Tuscan style Clubhouse offers a Billiards Room, a Craft Room, a Fitness Center, A Library, a Ballroom, A Full Kitchen, Computer Center, Movie Room, Card Rooms, along with panoramic views of the Superstition Mountains. Outside you'll find Bocce Ball, a Dog Park, a ocean-entry Heated Pool, 2 spas, tennis & Pickle ball courts, and so much. Even special RV parking.

  23. 2021-04-23
    soldstatus $108,000 Closed
  24. 2021-03-07
    historical Under Contract Accepting Backups
  25. 2021-02-18
    price $108,000
  26. 2020-10-05
    price $121,000
  27. 2020-07-20
    listed $124,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,480
− Mortgage interest
−$9,803
− Property taxes
−$2,625
− Insurance
−$875
− Repairs & maintenance
−$1,798
− Management
−$1,798
− Depreciation
−$5,091
Taxable income
$489
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$117
After-tax cash flow
$3,129/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Apache Junction Unified District (4443)
NCES district ID
0400790
Math proficiency
15% ▼ -17.00%
Reading proficiency
20% ▼ -13.00%
Median HH income
$44,930
Composite
15.34/100
National rank
#9325
State rank
#195 of 249 in AZ

Livability — Apache Junction

Score
66/100
State rank
#70
US rank
#11242

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Apache Junction, AZ
County
Pinal County · 399,947 people
City population
56,611
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
25,420
Household income
$71,585
Rent vs Own
20.1% rent · 79.9% own
Severe rent burden
305.0

Population outlook (Pinal County) Hauer SSP2

Today (2025)
437,574 people
By 2030
446,903 · +2.1%
By 2040
452,589 · +3.4%
By 2050
444,126 · +1.5%
By 2075
430,300 · -1.7%
By 2100
393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Hispanic / Latino 19% Two or more races 12% Black 2% Asian 1%
Hispanic origin (detail)
Mexican 17%
Common ancestry
Slovak 5% Portuguese 3% Lithuanian 3%
Foreign-born
8% · Canada
Languages at home
87% English-only · Spanish 11%

Political lean MEDSL · Pinal

2024 margin
Strong R (+22.1) · D 38.5% · R 60.6%
2008→2024 swing
-7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
All cycles
2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -138.19%
Current HPI
274.3808
Rent YoY
▲ 1.57%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+40.1% since first listed
13 events — show timeline
  • 2026-05-06 Listed $175,000 ARMLS
  • 2025-12-18 Listing Removed ARMLS
  • 2025-10-18 Listed $199,000 ARMLS
  • 2022-12-01 Sold (MLS) $175,000 ARMLS
  • 2022-11-21 Pending ARMLS
  • 2022-11-08 Contingent ARMLS
  • 2022-11-07 Price Changed $180,000 ARMLS
  • 2022-07-28 Listed $190,000 ARMLS
  • 2021-04-23 Sold (MLS) $108,000 ARMLS
  • 2021-03-07 Contingent ARMLS
  • 2021-02-18 Price Changed $108,000 ARMLS
  • 2020-10-05 Price Changed $121,000 ARMLS
  • 2020-07-20 Listed $124,900 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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