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1881 N Hercules Ave #1403
D Composite 40.07
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • 1% rule +10.0/10.0
  • Cash flow +8.1/30.0
  • ARV discount +7.5/15.0
  • Schools +4.3/10.0
  • Livability +4.1/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.2/10.0
  • Rent growth +1.3/5.0
  • Appreciation +0.0/10.0

$139,500

1881 N Hercules Ave #1403 · Clearwater, FL 33765
3 bd · 2.5 ba · 1,257 sqft · Condo public records · 132 Days on market
Built 1972 $804/mo HOA · 37% of rent ↓ 28% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step into tranquility with this serene oasis nestled in Clearwater, FL. Behold this exquisite townhome, a true embodiment of Florida's finest. Welcome to the highly desired community, where you'll find this gorgeous newly renovated 3-bedroom, 2-bathroomm townhome. It boasts an expansive and inviting layout that prioritizes both comfort and making the most of the breathtaking natural surroundings. Contains a generously sized one-car detached garage. A captivating entrance awaits as you step into your own private fenced front courtyard. Porcelain tile floors are on the lower level and vinyl flooring on the upper level. A delightful patio that is accessible through the kitchen, perfect to sit and relax. Additionally, the second floor offers three additional bedrooms with vaulted ceilings for a sense of spaciousness. System info" 2023 HVAC and hot water heater, and roof is 2016.

Key facts

  • New roofs
  • Spacious living area
  • Updated bathrooms

Tags

UPDATED KITCHENUPDATED BATHROOMSNEW ROOFSPRIVATE FENCED REAR COURTYARDSPACIOUS LIVING AREA

Property features AI

Finance

  • Other: Lease restrictions apply; Unfurnished; Total living area about 1,257 square feet; Lot about 4.29 acres; Public records used for living area
  • HOA & community: Monthly HOA dues of $804; HOA includes common area taxes, pool, escrow reserves, management, pest control, sewer, trash and water; Association approval required; Buyer approval required; Community pool, tennis courts, sidewalks, street lights, community mailbox; Pets allowed (max ~35 lbs)

Exterior

  • Parking: 1-car garage
  • Utilities: Public water; Public sewer; Cable available; Sewer connected; Water connected
  • Home design: Townhouse; Residential property; Two-story; Faces east; Entry on first floor
  • Construction: Block and stucco construction; Built-up roof; Shingle roof; Slab foundation; Built in 14-unit building
  • Exterior features: Sidewalk

Interior

  • Kitchen: Dishwasher; Microwave; Range
  • Bedrooms: 3 bedrooms
  • Flooring: Ceramic tile
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; Open living/dining area
  • Laundry & utility: Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath condo listed at $140k.

Deal economics

  • At list price, monthly cash flow is $-134 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $116k (17.0% below list).
  • Meets the 1% rule at list price ($2k rent vs $140k).
  • Recommended offer: $116k (17.0% below list) — sets the bar for cash-flow.
  • Cap rate 5.1% vs local median 2.9% in Clearwater — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#60 in FL, #988 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: schools C-, employment C-.
  • Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents falling (-4.6%/yr); 83 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $964 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 132 days — a 12% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 7y ago; this cycle's ask has dropped $57k (29%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 37% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $115,783 (17.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 132 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
  3. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.54%
Cap rate
5.14%
Cash-on-cash
-4.12%
DSCR
0.82
GRM
5.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-29.9%
Equity multiple
0.06×
Total profit
$-36,888
Equity at exit
$20,800
10-year hold
IRR
-81.6%
Equity multiple
-0.67×
Total profit
$-65,172
Equity at exit
$12,061

Cash invested: $39,060 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33765

Home prices YoY
-31.8%
Rents YoY
-4.6%
Active inventory
83
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$2,149 high interval (Pro) →
Mortgage (P&I)
$732
Tax from tax record
$238 /mo · $2,859/yr
Insurance
$58
HOA
$804
Vacancy / Maint / Mgmt
$451
Net cashflow
$-134

Break-even live

Break-even rent $2,319
Max offer price $115,783
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,875
Closing costs
$4,185
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2037 Sunset Grove Ln Clearwater, FL 2.0 2.0 935 $1,750 $1.87 24d 1 0.08mi
2056 Sunset Point Rd #23 Clearwater, FL 3.0 2.0 1585 $3,000 $1.89 24d 1 0.17mi
1973 Clarendon Rd Clearwater, FL 3.0 2.0 1248 $2,500 $2.00 4d 1 0.33mi
1912 Radcliffe Dr N Clearwater, FL 2.0 2.0 1340 $2,750 $2.05 24d 1 0.39mi
1820 Sunset Point Rd Clearwater, FL 1.0–3.0 1.0–2.0 918 $1,913 $2.08 2d 17 0.45mi
2070 Loma Linda Way N Clearwater, FL 2.0 1.0 980 $1,928 $1.97 24d 1 0.54mi
1733 Ragland Ave Clearwater, FL 3.0 2.0 1092 $2,431 $2.23 4d 1 0.67mi
1960 Union St Clearwater, FL 2.0 2.0 996 $1,775 $1.78 8d 2 0.69mi
2151 Alicia Dr Unit A Clearwater, FL 3.0 2.5 1250 $2,250 $1.80 8d 1 0.74mi
2151 Alicia Dr Unit C Clearwater, FL 3.0 2.5 1500 $2,000 $1.33 8d 1 0.74mi
1767 Linwood Cir Clearwater, FL 3.0 2.0 1500 $3,000 $2.00 4d 1 0.78mi
1423 Aries Ln Unit 3 Clearwater, FL 2.0 1.0 1015 $1,600 $1.58 4d 1 0.80mi
1419 Aries Ln Unit 1423 Clearwater, FL 2.0 1.0 1015 $1,600 $1.58 3d 1 0.80mi
2221 Norwegian Dr #61 Clearwater, FL 2.0 2.5 1680 $2,250 $1.34 24d 1 0.82mi
1767 Leo Ln S Unit 101 Clearwater, FL 2.0 2.0 1150 $1,525 $1.33 8d 1 0.82mi
1506 Arden Ave Clearwater, FL 3.0 1.5 1527 $2,283 $1.50 8d 1 0.87mi
1406 N Saturn Ave Clearwater, FL 2.0 2.0 1104 $2,650 $2.40 24d 1 0.88mi
1884 Yale Dr Clearwater, FL 3.0 2.0 1503 $3,200 $2.13 4d 1 0.91mi
2310 Denmark St Clearwater, FL 2.0 2.0 1100 $1,600 $1.45 15d 1 0.92mi
2311 Brisbane St #65 Clearwater, FL 2.0 2.0 1100 $1,700 $1.55 12d 1 0.92mi
2287 Philippine Dr #29 Clearwater, FL 2.0 2.0 1070 $1,550 $1.45 3d 1 0.93mi
2287 Philippine Dr #29 Clearwater, FL 2.0 2.0 1070 $1,550 $1.45 8d 1 0.93mi
2256 Philippine Dr Clearwater, FL 2.0 2.0 1400 $1,550 $1.11 24d 1 0.94mi
1648 Algonquin Dr Clearwater, FL 3.0 2.0 1731 $2,850 $1.65 24d 1 0.95mi
2284 Philippine Dr #59 Clearwater, FL 2.0 2.0 1100 $1,795 $1.63 22d 1 0.97mi
2014 Pinehurst Dr Clearwater, FL 3.0 3.0 1650 $3,000 $1.82 24d 1 0.99mi
2071 Australia Way W #29 Clearwater, FL 2.0 2.0 1100 $1,525 $1.39 24d 1 1.02mi
2020 World Parkway Blvd #54 Clearwater, FL 2.0 2.0 1400 $1,795 $1.28 10d 1 1.03mi
2040 World Parkway Blvd #34 Clearwater, FL 2.0 2.0 1400 $1,650 $1.18 24d 1 1.03mi
1632 Windsor Pl Clearwater, FL 3.0 2.0 1814 $3,300 $1.82 4d 1 1.04mi
2361 Ecuadorian Way #45 Clearwater, FL 2.0 2.0 1400 $1,700 $1.21 4d 1 1.05mi
820 Lantern Way #101 Clearwater, FL 3.0 2.0 1638 $2,895 $1.77 18d 1 1.08mi
2251 Springwood Cir W Clearwater, FL 3.0 2.0 1344 $3,100 $2.31 24d 1 1.10mi
2005 Greenbriar Blvd #1 Clearwater, FL 2.0 2.0 930 $1,500 $1.61 4d 1 1.10mi
2358 Ecuadorian Way #56 Clearwater, FL 2.0 2.0 1100 $1,500 $1.36 3d 1 1.10mi
2359 Finlandia Ln Clearwater, FL 2.0 2.0–20.0 1100 $1,400 $1.27 18d 2 1.11mi
2433 Brazilia Dr #49 Clearwater, FL 2.0 2.0 1100 $1,750 $1.59 24d 1 1.12mi
2434 Australia Way E #50 Clearwater, FL 2.0 2.0 1400 $1,700 $1.21 2d 1 1.12mi
2262 Swedish Dr #10 Clearwater, FL 2.0 2.0 1115 $2,000 $1.79 24d 1 1.13mi
2378 Ecuadorian Way #38 Clearwater, FL 2.0 2.0 1400 $1,800 $1.29 2d 1 1.16mi

HOA detail condo

Monthly dues
$804 · $9,648/yr
Likely covers
water
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 38 events

  1. 2026-06-13
    statusdays on market $139,500 Pending 132 DOM
  2. 2026-06-09
    days on market $139,500 Active 130 DOM
  3. 2026-06-08
    days on market $139,500 Active 129 DOM
  4. 2026-06-07
    days on market $139,500 Active 128 DOM
  5. 2026-06-04
    days on market $139,500 Active 125 DOM
  6. 2026-06-03
    pricedays on market $139,500 Active 124 DOM
  7. 2026-06-01
    days on market $159,500 Active 122 DOM
  8. 2026-05-31
    days on market $159,500 Active 121 DOM
  9. 2026-05-06
    price $159,500
  10. 2026-04-07
    price $169,500
  11. 2026-03-04
    price $179,500
  12. 2026-01-30
    listed $196,500 Active
  13. 2024-01-25
    soldstatus $259,000
  14. 2024-01-24
    soldstatus $259,000 Closed 892-char remark
    Show marketing remark (892 chars)

    Step into tranquility with this serene oasis nestled in Clearwater, FL. Behold this exquisite townhome, a true embodiment of Florida's finest. Welcome to the highly desired community, where you'll find this gorgeous newly renovated 3-bedroom, 2-bathroomm townhome. It boasts an expansive and inviting layout that prioritizes both comfort and making the most of the breathtaking natural surroundings. Contains a generously sized one-car detached garage. A captivating entrance awaits as you step into your own private fenced front courtyard. Porcelain tile floors are on the lower level and vinyl flooring on the upper level. A delightful patio that is accessible through the kitchen, perfect to sit and relax. Additionally, the second floor offers three additional bedrooms with vaulted ceilings for a sense of spaciousness. System info" 2023 HVAC and hot water heater, and roof is 2016.

  15. 2023-11-08
    status Pending 892-char remark
    Show marketing remark (892 chars)

    Step into tranquility with this serene oasis nestled in Clearwater, FL. Behold this exquisite townhome, a true embodiment of Florida's finest. Welcome to the highly desired community, where you'll find this gorgeous newly renovated 3-bedroom, 2-bathroomm townhome. It boasts an expansive and inviting layout that prioritizes both comfort and making the most of the breathtaking natural surroundings. Contains a generously sized one-car detached garage. A captivating entrance awaits as you step into your own private fenced front courtyard. Porcelain tile floors are on the lower level and vinyl flooring on the upper level. A delightful patio that is accessible through the kitchen, perfect to sit and relax. Additionally, the second floor offers three additional bedrooms with vaulted ceilings for a sense of spaciousness. System info" 2023 HVAC and hot water heater, and roof is 2016.

  16. 2023-10-25
    price $259,000 892-char remark
    Show marketing remark (892 chars)

    Step into tranquility with this serene oasis nestled in Clearwater, FL. Behold this exquisite townhome, a true embodiment of Florida's finest. Welcome to the highly desired community, where you'll find this gorgeous newly renovated 3-bedroom, 2-bathroomm townhome. It boasts an expansive and inviting layout that prioritizes both comfort and making the most of the breathtaking natural surroundings. Contains a generously sized one-car detached garage. A captivating entrance awaits as you step into your own private fenced front courtyard. Porcelain tile floors are on the lower level and vinyl flooring on the upper level. A delightful patio that is accessible through the kitchen, perfect to sit and relax. Additionally, the second floor offers three additional bedrooms with vaulted ceilings for a sense of spaciousness. System info" 2023 HVAC and hot water heater, and roof is 2016.

  17. 2023-09-27
    price $265,000 892-char remark
    Show marketing remark (892 chars)

    Step into tranquility with this serene oasis nestled in Clearwater, FL. Behold this exquisite townhome, a true embodiment of Florida's finest. Welcome to the highly desired community, where you'll find this gorgeous newly renovated 3-bedroom, 2-bathroomm townhome. It boasts an expansive and inviting layout that prioritizes both comfort and making the most of the breathtaking natural surroundings. Contains a generously sized one-car detached garage. A captivating entrance awaits as you step into your own private fenced front courtyard. Porcelain tile floors are on the lower level and vinyl flooring on the upper level. A delightful patio that is accessible through the kitchen, perfect to sit and relax. Additionally, the second floor offers three additional bedrooms with vaulted ceilings for a sense of spaciousness. System info" 2023 HVAC and hot water heater, and roof is 2016.

  18. 2023-09-21
    price $280,000 892-char remark
    Show marketing remark (892 chars)

    Step into tranquility with this serene oasis nestled in Clearwater, FL. Behold this exquisite townhome, a true embodiment of Florida's finest. Welcome to the highly desired community, where you'll find this gorgeous newly renovated 3-bedroom, 2-bathroomm townhome. It boasts an expansive and inviting layout that prioritizes both comfort and making the most of the breathtaking natural surroundings. Contains a generously sized one-car detached garage. A captivating entrance awaits as you step into your own private fenced front courtyard. Porcelain tile floors are on the lower level and vinyl flooring on the upper level. A delightful patio that is accessible through the kitchen, perfect to sit and relax. Additionally, the second floor offers three additional bedrooms with vaulted ceilings for a sense of spaciousness. System info" 2023 HVAC and hot water heater, and roof is 2016.

  19. 2023-09-15
    listed $285,000 Active 892-char remark
    Show marketing remark (892 chars)

    Step into tranquility with this serene oasis nestled in Clearwater, FL. Behold this exquisite townhome, a true embodiment of Florida's finest. Welcome to the highly desired community, where you'll find this gorgeous newly renovated 3-bedroom, 2-bathroomm townhome. It boasts an expansive and inviting layout that prioritizes both comfort and making the most of the breathtaking natural surroundings. Contains a generously sized one-car detached garage. A captivating entrance awaits as you step into your own private fenced front courtyard. Porcelain tile floors are on the lower level and vinyl flooring on the upper level. A delightful patio that is accessible through the kitchen, perfect to sit and relax. Additionally, the second floor offers three additional bedrooms with vaulted ceilings for a sense of spaciousness. System info" 2023 HVAC and hot water heater, and roof is 2016.

  20. 2023-04-18
    soldstatus $90,300
  21. 2023-04-12
    soldstatus $90,250 Closed 1652-char remark
    Show marketing remark (1652 chars)

    Short Sale. SHORT SALE APPROVED! Can Close Quickly! * IN FORECLOSURE. * SOLD AS IS, WHERE IS CONDITION, NO WARRANTIES EXPRESSED OR IMPLIED. * LISTING BROKER & SELLER HAVE LIMITED INFORMATION ON THE PROPERTY. CONDO ASSOCIATION: * Association maintains exterior, including roof. Association requires Buyer(s) to apply and pay an application fee for approval which will include an interview with the Association. * New owner must own 1 year prior to leasing. * 12 month minimum lease. SUBJECT PROPERTY: * Two-story condo. * Includes 1 car detached garage and a detached. * Exterior utility room with washer/dryer hook-ups. FIRST FLOOR: * Half bathroom (sink & toilet). * Electric water-heater * Glass sliders leading to enclosed/fenced-in rear and front patios. SECOND FLOOR: * Stairwell naturally lit via a skylight window over landing leading to second level * HVAC closet * Full bathroom (tub/shower combo) with single vanity & toilet * Two guest bedrooms include wall-to-wall closets * Master bedroom includes a walk-in closet and a single vanity w/ sink. LOCATION, LOCATION, LOCATION: * Adjacent to the U. S. Post Office, at the intersection of Sunset Point Rd & Hercules Ave, in the fabulous City of Clearwater. * Just 7 miles from the crystal sands of Clearwater BEACH and in NON-FLOOD ZONE X!! * Within walking distance from public transportation, eateries, grocery stores, attractions. * 9 miles from St. Pete–Clearwater International Airport; 12 miles to the University of Florida. SHOWN STRICTLY BY APPOINTMENT ONLY. PLEASE DO NOT TRESPASS. CASH ONLY. THIRD PARTY APPROVAL REQUIRED.

  22. 2023-03-29
    status Pending 1652-char remark
    Show marketing remark (1652 chars)

    Short Sale. SHORT SALE APPROVED! Can Close Quickly! * IN FORECLOSURE. * SOLD AS IS, WHERE IS CONDITION, NO WARRANTIES EXPRESSED OR IMPLIED. * LISTING BROKER & SELLER HAVE LIMITED INFORMATION ON THE PROPERTY. CONDO ASSOCIATION: * Association maintains exterior, including roof. Association requires Buyer(s) to apply and pay an application fee for approval which will include an interview with the Association. * New owner must own 1 year prior to leasing. * 12 month minimum lease. SUBJECT PROPERTY: * Two-story condo. * Includes 1 car detached garage and a detached. * Exterior utility room with washer/dryer hook-ups. FIRST FLOOR: * Half bathroom (sink & toilet). * Electric water-heater * Glass sliders leading to enclosed/fenced-in rear and front patios. SECOND FLOOR: * Stairwell naturally lit via a skylight window over landing leading to second level * HVAC closet * Full bathroom (tub/shower combo) with single vanity & toilet * Two guest bedrooms include wall-to-wall closets * Master bedroom includes a walk-in closet and a single vanity w/ sink. LOCATION, LOCATION, LOCATION: * Adjacent to the U. S. Post Office, at the intersection of Sunset Point Rd & Hercules Ave, in the fabulous City of Clearwater. * Just 7 miles from the crystal sands of Clearwater BEACH and in NON-FLOOD ZONE X!! * Within walking distance from public transportation, eateries, grocery stores, attractions. * 9 miles from St. Pete–Clearwater International Airport; 12 miles to the University of Florida. SHOWN STRICTLY BY APPOINTMENT ONLY. PLEASE DO NOT TRESPASS. CASH ONLY. THIRD PARTY APPROVAL REQUIRED.

  23. 2023-03-28
    status Active 1652-char remark
    Show marketing remark (1652 chars)

    Short Sale. SHORT SALE APPROVED! Can Close Quickly! * IN FORECLOSURE. * SOLD AS IS, WHERE IS CONDITION, NO WARRANTIES EXPRESSED OR IMPLIED. * LISTING BROKER & SELLER HAVE LIMITED INFORMATION ON THE PROPERTY. CONDO ASSOCIATION: * Association maintains exterior, including roof. Association requires Buyer(s) to apply and pay an application fee for approval which will include an interview with the Association. * New owner must own 1 year prior to leasing. * 12 month minimum lease. SUBJECT PROPERTY: * Two-story condo. * Includes 1 car detached garage and a detached. * Exterior utility room with washer/dryer hook-ups. FIRST FLOOR: * Half bathroom (sink & toilet). * Electric water-heater * Glass sliders leading to enclosed/fenced-in rear and front patios. SECOND FLOOR: * Stairwell naturally lit via a skylight window over landing leading to second level * HVAC closet * Full bathroom (tub/shower combo) with single vanity & toilet * Two guest bedrooms include wall-to-wall closets * Master bedroom includes a walk-in closet and a single vanity w/ sink. LOCATION, LOCATION, LOCATION: * Adjacent to the U. S. Post Office, at the intersection of Sunset Point Rd & Hercules Ave, in the fabulous City of Clearwater. * Just 7 miles from the crystal sands of Clearwater BEACH and in NON-FLOOD ZONE X!! * Within walking distance from public transportation, eateries, grocery stores, attractions. * 9 miles from St. Pete–Clearwater International Airport; 12 miles to the University of Florida. SHOWN STRICTLY BY APPOINTMENT ONLY. PLEASE DO NOT TRESPASS. CASH ONLY. THIRD PARTY APPROVAL REQUIRED.

  24. 2023-03-28
    status Pending 1652-char remark
    Show marketing remark (1652 chars)

    Short Sale. SHORT SALE APPROVED! Can Close Quickly! * IN FORECLOSURE. * SOLD AS IS, WHERE IS CONDITION, NO WARRANTIES EXPRESSED OR IMPLIED. * LISTING BROKER & SELLER HAVE LIMITED INFORMATION ON THE PROPERTY. CONDO ASSOCIATION: * Association maintains exterior, including roof. Association requires Buyer(s) to apply and pay an application fee for approval which will include an interview with the Association. * New owner must own 1 year prior to leasing. * 12 month minimum lease. SUBJECT PROPERTY: * Two-story condo. * Includes 1 car detached garage and a detached. * Exterior utility room with washer/dryer hook-ups. FIRST FLOOR: * Half bathroom (sink & toilet). * Electric water-heater * Glass sliders leading to enclosed/fenced-in rear and front patios. SECOND FLOOR: * Stairwell naturally lit via a skylight window over landing leading to second level * HVAC closet * Full bathroom (tub/shower combo) with single vanity & toilet * Two guest bedrooms include wall-to-wall closets * Master bedroom includes a walk-in closet and a single vanity w/ sink. LOCATION, LOCATION, LOCATION: * Adjacent to the U. S. Post Office, at the intersection of Sunset Point Rd & Hercules Ave, in the fabulous City of Clearwater. * Just 7 miles from the crystal sands of Clearwater BEACH and in NON-FLOOD ZONE X!! * Within walking distance from public transportation, eateries, grocery stores, attractions. * 9 miles from St. Pete–Clearwater International Airport; 12 miles to the University of Florida. SHOWN STRICTLY BY APPOINTMENT ONLY. PLEASE DO NOT TRESPASS. CASH ONLY. THIRD PARTY APPROVAL REQUIRED.

  25. 2023-03-24
    price $169,900 1652-char remark
    Show marketing remark (1652 chars)

    Short Sale. SHORT SALE APPROVED! Can Close Quickly! * IN FORECLOSURE. * SOLD AS IS, WHERE IS CONDITION, NO WARRANTIES EXPRESSED OR IMPLIED. * LISTING BROKER & SELLER HAVE LIMITED INFORMATION ON THE PROPERTY. CONDO ASSOCIATION: * Association maintains exterior, including roof. Association requires Buyer(s) to apply and pay an application fee for approval which will include an interview with the Association. * New owner must own 1 year prior to leasing. * 12 month minimum lease. SUBJECT PROPERTY: * Two-story condo. * Includes 1 car detached garage and a detached. * Exterior utility room with washer/dryer hook-ups. FIRST FLOOR: * Half bathroom (sink & toilet). * Electric water-heater * Glass sliders leading to enclosed/fenced-in rear and front patios. SECOND FLOOR: * Stairwell naturally lit via a skylight window over landing leading to second level * HVAC closet * Full bathroom (tub/shower combo) with single vanity & toilet * Two guest bedrooms include wall-to-wall closets * Master bedroom includes a walk-in closet and a single vanity w/ sink. LOCATION, LOCATION, LOCATION: * Adjacent to the U. S. Post Office, at the intersection of Sunset Point Rd & Hercules Ave, in the fabulous City of Clearwater. * Just 7 miles from the crystal sands of Clearwater BEACH and in NON-FLOOD ZONE X!! * Within walking distance from public transportation, eateries, grocery stores, attractions. * 9 miles from St. Pete–Clearwater International Airport; 12 miles to the University of Florida. SHOWN STRICTLY BY APPOINTMENT ONLY. PLEASE DO NOT TRESPASS. CASH ONLY. THIRD PARTY APPROVAL REQUIRED.

  26. 2023-03-21
    price $179,900 1652-char remark
    Show marketing remark (1652 chars)

    Short Sale. SHORT SALE APPROVED! Can Close Quickly! * IN FORECLOSURE. * SOLD AS IS, WHERE IS CONDITION, NO WARRANTIES EXPRESSED OR IMPLIED. * LISTING BROKER & SELLER HAVE LIMITED INFORMATION ON THE PROPERTY. CONDO ASSOCIATION: * Association maintains exterior, including roof. Association requires Buyer(s) to apply and pay an application fee for approval which will include an interview with the Association. * New owner must own 1 year prior to leasing. * 12 month minimum lease. SUBJECT PROPERTY: * Two-story condo. * Includes 1 car detached garage and a detached. * Exterior utility room with washer/dryer hook-ups. FIRST FLOOR: * Half bathroom (sink & toilet). * Electric water-heater * Glass sliders leading to enclosed/fenced-in rear and front patios. SECOND FLOOR: * Stairwell naturally lit via a skylight window over landing leading to second level * HVAC closet * Full bathroom (tub/shower combo) with single vanity & toilet * Two guest bedrooms include wall-to-wall closets * Master bedroom includes a walk-in closet and a single vanity w/ sink. LOCATION, LOCATION, LOCATION: * Adjacent to the U. S. Post Office, at the intersection of Sunset Point Rd & Hercules Ave, in the fabulous City of Clearwater. * Just 7 miles from the crystal sands of Clearwater BEACH and in NON-FLOOD ZONE X!! * Within walking distance from public transportation, eateries, grocery stores, attractions. * 9 miles from St. Pete–Clearwater International Airport; 12 miles to the University of Florida. SHOWN STRICTLY BY APPOINTMENT ONLY. PLEASE DO NOT TRESPASS. CASH ONLY. THIRD PARTY APPROVAL REQUIRED.

  27. 2023-03-18
    price $188,900 1652-char remark
    Show marketing remark (1652 chars)

    Short Sale. SHORT SALE APPROVED! Can Close Quickly! * IN FORECLOSURE. * SOLD AS IS, WHERE IS CONDITION, NO WARRANTIES EXPRESSED OR IMPLIED. * LISTING BROKER & SELLER HAVE LIMITED INFORMATION ON THE PROPERTY. CONDO ASSOCIATION: * Association maintains exterior, including roof. Association requires Buyer(s) to apply and pay an application fee for approval which will include an interview with the Association. * New owner must own 1 year prior to leasing. * 12 month minimum lease. SUBJECT PROPERTY: * Two-story condo. * Includes 1 car detached garage and a detached. * Exterior utility room with washer/dryer hook-ups. FIRST FLOOR: * Half bathroom (sink & toilet). * Electric water-heater * Glass sliders leading to enclosed/fenced-in rear and front patios. SECOND FLOOR: * Stairwell naturally lit via a skylight window over landing leading to second level * HVAC closet * Full bathroom (tub/shower combo) with single vanity & toilet * Two guest bedrooms include wall-to-wall closets * Master bedroom includes a walk-in closet and a single vanity w/ sink. LOCATION, LOCATION, LOCATION: * Adjacent to the U. S. Post Office, at the intersection of Sunset Point Rd & Hercules Ave, in the fabulous City of Clearwater. * Just 7 miles from the crystal sands of Clearwater BEACH and in NON-FLOOD ZONE X!! * Within walking distance from public transportation, eateries, grocery stores, attractions. * 9 miles from St. Pete–Clearwater International Airport; 12 miles to the University of Florida. SHOWN STRICTLY BY APPOINTMENT ONLY. PLEASE DO NOT TRESPASS. CASH ONLY. THIRD PARTY APPROVAL REQUIRED.

  28. 2023-03-17
    status Active 1652-char remark
    Show marketing remark (1652 chars)

    Short Sale. SHORT SALE APPROVED! Can Close Quickly! * IN FORECLOSURE. * SOLD AS IS, WHERE IS CONDITION, NO WARRANTIES EXPRESSED OR IMPLIED. * LISTING BROKER & SELLER HAVE LIMITED INFORMATION ON THE PROPERTY. CONDO ASSOCIATION: * Association maintains exterior, including roof. Association requires Buyer(s) to apply and pay an application fee for approval which will include an interview with the Association. * New owner must own 1 year prior to leasing. * 12 month minimum lease. SUBJECT PROPERTY: * Two-story condo. * Includes 1 car detached garage and a detached. * Exterior utility room with washer/dryer hook-ups. FIRST FLOOR: * Half bathroom (sink & toilet). * Electric water-heater * Glass sliders leading to enclosed/fenced-in rear and front patios. SECOND FLOOR: * Stairwell naturally lit via a skylight window over landing leading to second level * HVAC closet * Full bathroom (tub/shower combo) with single vanity & toilet * Two guest bedrooms include wall-to-wall closets * Master bedroom includes a walk-in closet and a single vanity w/ sink. LOCATION, LOCATION, LOCATION: * Adjacent to the U. S. Post Office, at the intersection of Sunset Point Rd & Hercules Ave, in the fabulous City of Clearwater. * Just 7 miles from the crystal sands of Clearwater BEACH and in NON-FLOOD ZONE X!! * Within walking distance from public transportation, eateries, grocery stores, attractions. * 9 miles from St. Pete–Clearwater International Airport; 12 miles to the University of Florida. SHOWN STRICTLY BY APPOINTMENT ONLY. PLEASE DO NOT TRESPASS. CASH ONLY. THIRD PARTY APPROVAL REQUIRED.

  29. 2023-03-16
    price $198,900 1652-char remark
    Show marketing remark (1652 chars)

    Short Sale. SHORT SALE APPROVED! Can Close Quickly! * IN FORECLOSURE. * SOLD AS IS, WHERE IS CONDITION, NO WARRANTIES EXPRESSED OR IMPLIED. * LISTING BROKER & SELLER HAVE LIMITED INFORMATION ON THE PROPERTY. CONDO ASSOCIATION: * Association maintains exterior, including roof. Association requires Buyer(s) to apply and pay an application fee for approval which will include an interview with the Association. * New owner must own 1 year prior to leasing. * 12 month minimum lease. SUBJECT PROPERTY: * Two-story condo. * Includes 1 car detached garage and a detached. * Exterior utility room with washer/dryer hook-ups. FIRST FLOOR: * Half bathroom (sink & toilet). * Electric water-heater * Glass sliders leading to enclosed/fenced-in rear and front patios. SECOND FLOOR: * Stairwell naturally lit via a skylight window over landing leading to second level * HVAC closet * Full bathroom (tub/shower combo) with single vanity & toilet * Two guest bedrooms include wall-to-wall closets * Master bedroom includes a walk-in closet and a single vanity w/ sink. LOCATION, LOCATION, LOCATION: * Adjacent to the U. S. Post Office, at the intersection of Sunset Point Rd & Hercules Ave, in the fabulous City of Clearwater. * Just 7 miles from the crystal sands of Clearwater BEACH and in NON-FLOOD ZONE X!! * Within walking distance from public transportation, eateries, grocery stores, attractions. * 9 miles from St. Pete–Clearwater International Airport; 12 miles to the University of Florida. SHOWN STRICTLY BY APPOINTMENT ONLY. PLEASE DO NOT TRESPASS. CASH ONLY. THIRD PARTY APPROVAL REQUIRED.

  30. 2023-01-20
    status Pending 1652-char remark
    Show marketing remark (1652 chars)

    Short Sale. SHORT SALE APPROVED! Can Close Quickly! * IN FORECLOSURE. * SOLD AS IS, WHERE IS CONDITION, NO WARRANTIES EXPRESSED OR IMPLIED. * LISTING BROKER & SELLER HAVE LIMITED INFORMATION ON THE PROPERTY. CONDO ASSOCIATION: * Association maintains exterior, including roof. Association requires Buyer(s) to apply and pay an application fee for approval which will include an interview with the Association. * New owner must own 1 year prior to leasing. * 12 month minimum lease. SUBJECT PROPERTY: * Two-story condo. * Includes 1 car detached garage and a detached. * Exterior utility room with washer/dryer hook-ups. FIRST FLOOR: * Half bathroom (sink & toilet). * Electric water-heater * Glass sliders leading to enclosed/fenced-in rear and front patios. SECOND FLOOR: * Stairwell naturally lit via a skylight window over landing leading to second level * HVAC closet * Full bathroom (tub/shower combo) with single vanity & toilet * Two guest bedrooms include wall-to-wall closets * Master bedroom includes a walk-in closet and a single vanity w/ sink. LOCATION, LOCATION, LOCATION: * Adjacent to the U. S. Post Office, at the intersection of Sunset Point Rd & Hercules Ave, in the fabulous City of Clearwater. * Just 7 miles from the crystal sands of Clearwater BEACH and in NON-FLOOD ZONE X!! * Within walking distance from public transportation, eateries, grocery stores, attractions. * 9 miles from St. Pete–Clearwater International Airport; 12 miles to the University of Florida. SHOWN STRICTLY BY APPOINTMENT ONLY. PLEASE DO NOT TRESPASS. CASH ONLY. THIRD PARTY APPROVAL REQUIRED.

  31. 2023-01-19
    listed $47,239 Active 1652-char remark
    Show marketing remark (1652 chars)

    Short Sale. SHORT SALE APPROVED! Can Close Quickly! * IN FORECLOSURE. * SOLD AS IS, WHERE IS CONDITION, NO WARRANTIES EXPRESSED OR IMPLIED. * LISTING BROKER & SELLER HAVE LIMITED INFORMATION ON THE PROPERTY. CONDO ASSOCIATION: * Association maintains exterior, including roof. Association requires Buyer(s) to apply and pay an application fee for approval which will include an interview with the Association. * New owner must own 1 year prior to leasing. * 12 month minimum lease. SUBJECT PROPERTY: * Two-story condo. * Includes 1 car detached garage and a detached. * Exterior utility room with washer/dryer hook-ups. FIRST FLOOR: * Half bathroom (sink & toilet). * Electric water-heater * Glass sliders leading to enclosed/fenced-in rear and front patios. SECOND FLOOR: * Stairwell naturally lit via a skylight window over landing leading to second level * HVAC closet * Full bathroom (tub/shower combo) with single vanity & toilet * Two guest bedrooms include wall-to-wall closets * Master bedroom includes a walk-in closet and a single vanity w/ sink. LOCATION, LOCATION, LOCATION: * Adjacent to the U. S. Post Office, at the intersection of Sunset Point Rd & Hercules Ave, in the fabulous City of Clearwater. * Just 7 miles from the crystal sands of Clearwater BEACH and in NON-FLOOD ZONE X!! * Within walking distance from public transportation, eateries, grocery stores, attractions. * 9 miles from St. Pete–Clearwater International Airport; 12 miles to the University of Florida. SHOWN STRICTLY BY APPOINTMENT ONLY. PLEASE DO NOT TRESPASS. CASH ONLY. THIRD PARTY APPROVAL REQUIRED.

  32. 2021-10-03
    status Pending
  33. 2021-09-28
    status Active
  34. 2021-09-28
    historical
  35. 2021-09-25
    listed $179,000 Active
  36. 2019-12-29
    status Pending
  37. 2019-12-29
    historical
  38. 2019-12-13
    listed $220,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,859 · $238/mo
Projected year-2 tax
$2,859 · $238/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,787
− Mortgage interest
−$7,814
− Property taxes
−$2,859
− Insurance
−$698
− Repairs & maintenance
−$2,063
− Management
−$2,063
− HOA
−$9,648
− Depreciation
−$4,058
Taxable loss
−$3,415
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$820
After-tax cash flow
$-791/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pinellas
NCES district ID
1201560
Math proficiency
51% ▼ -5.00%
Reading proficiency
51% ▼ -3.00%
Median HH income
$46,270
Composite
43.27/100
National rank
#3046
State rank
#31 of 73 in FL

Livability — Clearwater

Score
82/100
State rank
#60
US rank
#988

Category grades

Amenities B Commute A+ Cost of living A- Crime B+ Employment C- Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clearwater, FL
County
Pinellas County · 939,478 people
City population
170,933
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
13,808
Household income
$69,199
Rent vs Own
44.1% rent · 55.9% own
Severe rent burden
604.0

Population outlook (Pinellas County) Hauer SSP2

Today (2025)
1,027,532 people
By 2030
1,063,586 · +3.5%
By 2040
1,125,020 · +9.5%
By 2050
1,168,637 · +13.7%
By 2075
1,265,188 · +23.1%
By 2100
1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 63% Hispanic / Latino 19% Two or more races 13% Black 8% Asian 7%
Hispanic origin (detail)
Mexican 7% Puerto Rican 4% Cuban 1%
Common ancestry
Romanian 3% Slovak 2% Italian 2%
Foreign-born
22% · Canada, Jamaica, Vietnam
Languages at home
71% English-only · Spanish 17% Other Indo-European 6% Vietnamese 2%

Political lean MEDSL · Pinellas

2024 margin
Lean R (+5.2) · D 46.9% · R 52.1%
2008→2024 swing
-13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
All cycles
2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -146.56%
Current HPI
314.4864
Rent YoY
▼ -4.61%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-27.5% since first listed
30 events — show timeline
  • 2026-05-06 Price Changed $159,500 Stellar MLS as Distributed by MLS Grid
  • 2026-04-07 Price Changed $169,500 Stellar MLS as Distributed by MLS Grid
  • 2026-03-04 Price Changed $179,500 Stellar MLS as Distributed by MLS Grid
  • 2026-01-30 Listed $196,500 Stellar MLS as Distributed by MLS Grid
  • 2024-01-25 Sold (Public Records) $259,000 Public Records
  • 2024-01-24 Sold (MLS) $259,000 Stellar MLS as Distributed by MLS Grid
  • 2023-11-08 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-10-25 Price Changed $259,000 Stellar MLS as Distributed by MLS Grid
  • 2023-09-27 Price Changed $265,000 Stellar MLS as Distributed by MLS Grid
  • 2023-09-21 Price Changed $280,000 Stellar MLS as Distributed by MLS Grid
  • 2023-09-15 Listed $285,000 Stellar MLS as Distributed by MLS Grid
  • 2023-04-18 Sold (Public Records) $90,300 Public Records
  • 2023-04-12 Sold (MLS) $90,250 Stellar MLS as Distributed by MLS Grid
  • 2023-03-29 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-03-28 Relisted Stellar MLS as Distributed by MLS Grid
  • 2023-03-28 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-03-24 Price Changed $169,900 Stellar MLS as Distributed by MLS Grid
  • 2023-03-21 Price Changed $179,900 Stellar MLS as Distributed by MLS Grid
  • 2023-03-18 Price Changed $188,900 Stellar MLS as Distributed by MLS Grid
  • 2023-03-17 Relisted Stellar MLS as Distributed by MLS Grid
  • 2023-03-16 Price Changed $198,900 Stellar MLS as Distributed by MLS Grid
  • 2023-01-20 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-01-19 Listed $47,239 Stellar MLS as Distributed by MLS Grid
  • 2021-10-03 Pending Stellar MLS as Distributed by MLS Grid
  • 2021-09-28 Relisted Stellar MLS as Distributed by MLS Grid
  • 2021-09-28 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2021-09-25 Listed $179,000 Stellar MLS as Distributed by MLS Grid
  • 2019-12-29 Pending Stellar MLS as Distributed by MLS Grid
  • 2019-12-29 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2019-12-13 Listed $220,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+10.0%/yr

Latest (2025): $2,859 · -31.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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