3243 Stonewyck St · Meadow Woods, FL 32824

$5,000

5 bd · 4.0 ba · 3,205 sqft · SingleFamily public records · 9 Days on market

Built 2016 6,534 sqft lot

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.5/15.0
• Schools +4.1/10.0
• Cash flow +3.2/30.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• 1% rule +0.0/10.0
• DSCR +0.0/10.0
• Appreciation +0.0/10.0

Listing remarks

Foreclosure Auction Ends June 4, 2026 at 11:00 AM EST. Explore this charming 5-bedroom, 3.5-bath residence set in a peaceful and well-located Orlando community. The list price is the opening bid for the online auction. Sold As-is. Explore more details and submit your bid through Federa Home App.

Key facts

• 6,534 sq ft lot
• 2 garage spots
• Built 2016

Property features AI

Finance

• Other: Directions: From FL-417, take Exit 14, head north on Landstar Blvd, then turn onto Stonewyck St and continue to the property.

Exterior

• Parking: Garage (2 spaces)
• Utilities: Water: Other; Sewer: Other
• Home design: Single Family Residence; One level
• Construction: Construction materials: See remarks
• Exterior features: Front porch; Roof: Other; Road surface: Other; Zoning: P-D; Lot about 0.15 acres

Interior

• Bedrooms: 1 room total
• Flooring: Other
• Bathrooms: 3 full bathrooms; 1 half bathroom
• Heating & cooling: No heating specified; No cooling specified
• Interior features: Other flooring

🔨 Auction listing. The $5,000 list price is a nominal opening bid, not a real ask — every metric below is computed on the estimated value $679,460 (ARV from comps), not the list price.

What this means for you Summary

Snapshot

• This is a 5-bed/4.0-bath single-family listed at $5k.

Deal economics

• At list price, monthly cash flow is $-2k ($-26k/yr) — negative.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $5k).
• Cap rate 2.5% vs local median 3.7% in Meadow Woods — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 65/100 on livability (#652 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, crime B; Watch: schools D-, amenities F, commute F.
• Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-0.2%/yr); 331 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
• At $3,230/mo this rent would consume 46% of the median local household income ($85k/yr) (locally 1015% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $5k of loan paydown is wiped out by about $20k of value loss. Plan a longer hold.
• Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 9 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Watch-outs: property tax is 203.8% of price.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $5,000

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.48% ✗
• Cap rate: 2.51%
• Cash-on-cash: -13.52%
• DSCR: 0.40
• GRM: 17.5

CMA / ARV

• ARV (on-the-fly): $679,460
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
13797 Rushing Creek Run	0.25mi	5/3.0	3,008 (-6%)	7mo	$600,000	$199	68
3400 Stonewyck St	0.24mi	5/3.0	3,066 (-4%)	16mo	$650,000	$212	64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -44.9%
• Equity multiple: -0.35×
• Total profit: $-256,046
• Equity at exit: $101,310

10-year hold

• IRR: —
• Equity multiple: -1.29×
• Total profit: $-435,148
• Equity at exit: $58,747

Cash invested: $190,249 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32824

• Rents YoY: -0.2%
• Active inventory: 331
• Price-to-rent: 0.1×

Monthly cashflow live

• Estimated rent: $3,230 high
• Mortgage (P&I): −$3,563
• Tax est. 1.5%: −$849 /mo · $10,192/yr
• Insurance: −$283
• HOA: −$0
• Vacancy / Maint / Mgmt: −$678
• Net cashflow: $-2,144

Break-even live

Break-even rent $5,944

Max offer price $369,280

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $169,865
• Closing costs: $20,384
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
13881 Rushing Creek Run Orlando, FL	4.0	3.0	2313	$3,000	$1.30	24d	1	0.18mi
2926 Youngford St Orlando, FL	5.0	3.0	3408	$3,500	$1.03	2d	1	0.57mi
15154 Braywood Trl Orlando, FL	5.0	3.0	2814	$3,000	$1.07	24d	1	0.84mi
2347 Crosston Cir Orlando, FL	4.0	3.0	2114	$3,200	$1.51	20d	1	0.86mi
3230 Stratton Cir Kissimmee, FL	4.0	2.0	2121	$2,450	$1.16	3d	1	0.89mi
3230 Stratton Cir Kissimmee, FL	4.0	2.0	2121	$2,550	$1.20	24d	1	0.89mi
2217 Crosston Cir Orlando, FL	4.0	3.0	2283	$3,000	$1.31	24d	1	0.96mi
3017 Camino Real Dr S Kissimmee, FL	5.0	3.0	2264	$2,800	$1.24	24d	1	1.28mi
2502 Quail Park Ter Kissimmee, FL	4.0	2.5	2160	$2,495	$1.16	24d	1	1.37mi

Listing history 6 events

1. 2026-06-04
   days on market $5,000 Active 9 DOM
2. 2026-06-03
   days on market $5,000 Active 8 DOM
3. 2026-06-02
   days on market $5,000 Active 7 DOM
4. 2026-06-01
   days on market $5,000 Active 6 DOM
5. 2026-05-31
   days on market $5,000 Active 5 DOM
6. 2026-05-26
   listed $5,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $38,765
• − Mortgage interest: −$38,060
• − Property taxes: −$10,192
• − Insurance: −$3,397
• − Repairs & maintenance: −$3,101
• − Management: −$3,101
• − Depreciation: −$19,766
• Taxable loss: −$38,853
• Est. tax savings @ 24.0%: +$9,325
• After-tax cash flow: $-16,398/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Orange
• NCES district ID: 1201440
• Math proficiency: 46% ▼ -9.00%
• Reading proficiency: 51% ▼ -2.00%
• Median HH income: $49,350
• Composite: 41.47/100
• National rank: #3461
• State rank: #43 of 73 in FL

Livability — Meadow Woods

• Score: 65/100
• State rank: #652
• US rank: #12935

Category grades

Amenities F Commute F Cost of living B- Crime B Employment C+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Meadow Woods, FL
• County: Orange County · 1,471,359 people
• City population: 55,282
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 58,368
• Household income: $84,841
• Rent vs Own: 24.1% rent · 75.9% own
• Severe rent burden: 1015.0

Population outlook (Orange County) Hauer SSP2

• Today (2025): 1,618,226 people
• By 2030: 1,787,404 · +10.5%
• By 2040: 2,125,621 · +31.4%
• By 2050: 2,454,016 · +51.6%
• By 2075: 3,173,711 · +96.1%
• By 2100: 3,607,781 · +122.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: Hispanic / Latino 62% Two or more races 34% White 15% Black 13% Asian 6%
• Hispanic origin (detail): Mexican 2% Puerto Rican 26% Cuban 2% Dominican 6%
• Common ancestry: Romanian 1% Hispanic 1% Russian 1%
• Foreign-born: 32% · Canada, Jamaica, Vietnam
• Languages at home: 36% English-only · Spanish 54% Other Indo-European 3% French/Haitian/Cajun 2%

Political lean MEDSL · Orange

• 2024 margin: D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
• 2008→2024 swing: -5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
• All cycles: 2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -165.20%
• Current HPI: 280.977
• Rent YoY: ▼ -0.21%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

1 event — show timeline

• 2026-05-26 Listed $5,000 HAOR as distributed by MLS GRID

Property tax history

+26.8%/yr

Latest (2025): $9,165 · +4.2% YoY. Source: county tax records.