1751 Mahoning Ave · Youngstown, OH 44509

$65,000

3 bd · 1.0 ba · 1,485 sqft · SingleFamily public records · 280 Days on market

Built 1920 6,011 sqft lot Est $101k · 36% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Livability +4.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +0.9/10.0
• Appreciation +0.0/10.0

Listing remarks

2 story duplex so top and bottom units. The one tenant is long term the other is a little over a year. Each unit has 1 bedroom, living room, 1 full bath and kitchens w/ appliances. there is a full basement with laundry area.

Key facts

• 6,011 sq ft lot
• Built 1920
• Listed 279 days

Property features AI

Finance

• Other: Owner pays repairs, sewer, taxes, trash collection and water; tenants pay cable TV, electricity, gas and insurance
• Financial info: Gross income listed at $12,600; Operating expenses listed at $2,121; Unit rents: one unit at $595 (leased through 9/30/2025), one unit at $455 (leased through 9/30/2025)

Exterior

• Parking: Asphalt and gravel parking
• Utilities: Public water; Public sewer
• Home design: Two-story apartment building; Wood siding
• Construction: Built (year per public records); Wood siding construction; Asphalt and fiberglass roof
• Exterior features: Small lot (approximately 0.138 acres); Asphalt and gravel parking surfaces

Interior

• Kitchen: Range; Refrigerator
• Bedrooms: Two 1-bedroom apartment units (one on first floor, one on second floor)
• Bathrooms: Two full bathrooms (one per unit)
• Heating & cooling: Gas heating; Ceiling fans
• Interior features: Full basement

🏷️ Possibly a rental listed for sale. The $65,000 price doesn't fit this home's estimated sale value (~$100,980) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $65k.

Deal economics

• At list price, monthly cash flow is $415 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $65k).
• Recommended offer: $57k (12.0% below list) — sets the bar for market timing.
• Cap rate 14.0% vs local median 7.0% in Youngstown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
• Youngstown City (urban): math 8% / reading 17% proficiency, ranked #649 of 656 in OH (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 64 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
• This rent runs 34% of the median local income ($36k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 280 days — a 12% lower offer ($57k) is reasonable based on typical stale-listing flexibility.
• 11 sale attempts since 15y ago; this cycle's ask has dropped $15k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $57,200 (12.0% below list)

Questions for the listing agent

1. It's been on market 280 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.58% ✓
• Cap rate: 13.96%
• Cash-on-cash: 27.37%
• DSCR: 2.22
• GRM: 5.3

CMA / ARV

• ARV (on-the-fly): $100,980
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
219 N Maryland Ave	0.30mi	3/1.0	1,533 (+3%)	2mo	$105,000	$68	79
115 N Richview Ave	0.36mi	3/2.0	1,499 (+1%)	1mo	$96,000	$64	77
50 Glacier Ave	0.37mi	3/2.0	1,454 (-2%)	1mo	$108,000	$74	75
125 N Belle Vis	0.20mi	4/1.0 (+1)	1,368 (-8%)	3mo	$49,000	$36	71
234 S Portland Ave	0.32mi	3/1.5	1,404 (-6%)	7mo	$79,500	$57	68
130 N Portland Ave	0.17mi	3/1.0	1,285 (-14%)	3mo	$90,000	$70	68
1509 Mahoning Ave	0.46mi	4/2.0 (+1)	1,586 (+7%)	2mo	$23,000	$15	57
727 Wilkinson Ave	0.73mi	3/2.5	1,509 (+2%)	3mo	$180,000	$119	55
27 Manchester Ave	0.50mi	3/1.5	1,324 (-11%)	8mo	$124,500	$94	50
112 Glacier Ave	0.39mi	3/2.0	1,684 (+13%)	8mo	$140,000	$83	49
134 Millet Ave	0.36mi	3/2.5	1,700 (+14%)	6mo	$70,000	$41	49
43 N Schenley Ave	0.68mi	4/1.0 (+1)	1,312 (-12%)	2mo	$73,000	$56	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 21.4%
• Equity multiple: 1.87×
• Total profit: $15,889
• Equity at exit: $9,692

10-year hold

• IRR: 29.5%
• Equity multiple: 3.63×
• Total profit: $47,810
• Equity at exit: $5,620

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44509

• Home prices YoY: -9.3%
• Active inventory: 64
• Price-to-rent: 5.3×

Monthly cashflow live

• Estimated rent: $1,027 high
• Mortgage (P&I): −$341
• Tax from tax record: −$28 /mo · $337/yr
• Insurance: −$27
• HOA: −$0
• Vacancy / Maint / Mgmt: −$216
• Net cashflow: $415

Break-even live

Break-even rent $501

Max offer price $65,000

Occupancy floor 55%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $16,250
• Closing costs: $1,950
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
35 Whitney Ave N Youngstown, OH	3.0	1.0	1144	$1,050	$0.92	20d	1	0.48mi
2624 Oakwood Ave Unit 2632 Youngstown, OH	3.0	1.0	1064	$850	$0.80	20d	1	0.65mi
913 Hawthorne St Youngstown, OH	3.0	1.0	1198	$1,080	$0.90	20d	1	1.10mi
911 Hawthorne St Youngstown, OH	3.0	1.0	1198	$1,080	$0.90	20d	1	1.11mi
546 Breaden St Youngstown, OH	3.0	1.0	1430	$1,080	$0.76	20d	1	1.21mi
2929 Roy St Youngstown, OH	3.0	1.0	988	$1,100	$1.11	13d	1	1.30mi

Listing history 31 events

1. 2026-06-09
   days on market $65,000 Active 280 DOM
2. 2026-06-08
   days on market $65,000 Active 279 DOM
3. 2026-06-07
   days on market $65,000 Active 278 DOM
4. 2026-06-03
   days on market $65,000 Active 274 DOM
5. 2026-06-02
   days on market $65,000 Active 273 DOM
6. 2026-06-01
   days on market $65,000 Active 272 DOM
7. 2026-05-31
   days on market $65,000 Active 271 DOM
8. 2026-05-30
   days on market $65,000 Active 270 DOM
9. 2026-02-19
   status Active
10. 2026-02-15
    historical Contingent
11. 2025-11-06
    price $65,000
12. 2025-09-29
    price $69,900
13. 2025-08-29
    listed $79,900 Active
14. 2020-07-28
    historical
15. 2020-03-05
    status Active
16. 2020-02-24
    status Pending
17. 2020-02-04
    status Active
18. 2020-01-31
    historical
19. 2020-01-28
    listed $38,900 Active
20. 2019-06-22
    historical
21. 2019-01-22
    listed $38,900 Active
22. 2018-11-10
    historical
23. 2018-05-10
    listed $39,900 Active
24. 2018-02-11
    historical
25. 2017-08-14
    listed $40,000 Active
26. 2017-07-30
    historical
27. 2017-04-13
    listed $39,900 Active
28. 2017-01-15
    historical
29. 2016-07-21
    listed $39,900 Active
30. 2011-09-10
    historical
31. 2011-03-10
    listed $52,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $337 · $28/mo
• Projected year-2 tax: $676 · $56/mo
• Expected delta: +$338/yr (+$28/mo · 100.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,321
• − Mortgage interest: −$3,641
• − Property taxes: −$337
• − Insurance: −$325
• − Repairs & maintenance: −$986
• − Management: −$986
• − Depreciation: −$1,891
• Taxable income: $4,156
• Est. tax owed @ 24.0%: −$997
• After-tax cash flow: $3,984/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Youngstown City
• NCES district ID: 3904516
• Math proficiency: 8% ▼ -15.00%
• Reading proficiency: 17% ▼ -10.00%
• Median HH income: $25,257
• Composite: 9.29/100
• National rank: #9858
• State rank: #649 of 656 in OH

Livability — Youngstown

• Score: 81/100
• State rank: #99
• US rank: #1506

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Youngstown, OH
• County: Mahoning · 224,175 people
• City population: 28,503
• Metro: Youngstown-Warren, OH
• Population (ZIP): 10,775
• Household income: $36,472
• Rent vs Own: 39.4% rent · 60.6% own
• Severe rent burden: 10.4

Population outlook (Mahoning County) Hauer SSP2

• Today (2025): 223,932 people
• By 2030: 218,387 · -2.5%
• By 2040: 205,367 · -8.3%
• By 2050: 193,606 · -13.5%
• By 2075: 173,694 · -22.4%
• By 2100: 151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 58% Black 27% Hispanic / Latino 9% Two or more races 8%
• Hispanic origin (detail): Puerto Rican 4%
• Common ancestry: Slovak 2% Subsaharan African 2% Romanian 2%
• Foreign-born: 3% · Canada
• Languages at home: 93% English-only · Spanish 5%

Political lean MEDSL · Mahoning

• 2024 margin: Lean R (+9.4) · D 44.9% · R 54.4%
• 2008→2024 swing: -36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
• All cycles: 2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -22.34%
• Current HPI: 217.0797
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+25.0% since first listed

23 events — show timeline

• 2026-02-19 Relisted — MLSNOW
• 2026-02-15 Contingent — MLSNOW
• 2025-11-06 Price Changed $65,000 MLSNOW
• 2025-09-29 Price Changed $69,900 MLSNOW
• 2025-08-29 Listed $79,900 MLSNOW
• 2020-07-28 Listing Removed — MLSNOW
• 2020-03-05 Relisted — MLSNOW
• 2020-02-24 Pending — MLSNOW
• 2020-02-04 Relisted — MLSNOW
• 2020-01-31 Listing Removed — MLSNOW
• 2020-01-28 Listed $38,900 MLSNOW
• 2019-06-22 Listing Removed — MLSNOW
• 2019-01-22 Listed $38,900 MLSNOW
• 2018-11-10 Listing Removed — MLSNOW
• 2018-05-10 Listed $39,900 MLSNOW
• 2018-02-11 Listing Removed — MLSNOW
• 2017-08-14 Listed $40,000 MLSNOW
• 2017-07-30 Listing Removed — MLSNOW
• 2017-04-13 Listed $39,900 MLSNOW
• 2017-01-15 Listing Removed — MLSNOW
• 2016-07-21 Listed $39,900 MLSNOW
• 2011-09-10 Listing Removed — MLSNOW
• 2011-03-10 Listed $52,000 MLSNOW

Property tax history

-2.9%/yr

Latest (2025): $337 · -11.8% YoY. Source: county tax records.