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240 County Road 4140
A Composite 86.02
Why this score? — see what drove the A grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • Livability +3.2/5.0
  • Schools +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$72,900

240 County Road 4140 · Woodville, TX 75979
2 bd · 1.0 ba · 1,188 sqft · SingleFamily public records · 427 Days on market
Built 1972 0.38 ac lot $61/sqft · 32% below area Est $107k · 32% under ↓ 42% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!

Key facts

  • Two driveways
  • Carport
  • Fully fenced yard

Tags

TWO DRIVEWAYSFULLY FENCED YARDCOVERED SCREENED PORCHESSEPARATE WORKSHOPGUEST HOUSE POTENTIALCARPORT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $73k.

Deal economics

  • At list price, monthly cash flow is $454 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $73k).
  • Recommended offer: $64k (12.0% below list) — sets the bar for market timing.
  • Cap rate 13.8% vs local median 2.8% in Woodville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#741 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools D-, amenities F, commute F.
  • Woodville ISD (town): math 34% / reading 34% proficiency, ranked #563 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 215 active listings in the ZIP; 5 units permitted in Tyler County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $8k of equity ($504 loan paydown + $7k appreciation (10.0% local appreciation)).
  • Tyler County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 427 days — a 12% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 2y ago; this cycle's ask has dropped $25k (26%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $64,152 (12.0% below list)

Questions for the listing agent

  1. It's been on market 427 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.68%
Cap rate
13.76%
Cash-on-cash
26.67%
DSCR
2.19
GRM
4.9

CMA / ARV

ARV (median comp)
$106,759
List price
$72,900
Delta
-31.72%
Verdict
UNDERPRICED
Comps
4 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1632 County Road 4120 0.72mi 3/2.0 (+1) 1,144 (-4%) 19mo $175,000 $153 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
44.4%
Equity multiple
4.36×
Total profit
$68,622
Equity at exit
$65,674
10-year hold
IRR
38.5%
Equity multiple
9.79×
Total profit
$179,413
Equity at exit
$141,629

Cash invested: $20,412 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75979

Home prices YoY
20.6%
Active inventory
215
Price-to-rent
4.9×

Monthly cashflow live

Estimated rent
$1,228 medium interval (Pro) →
Mortgage (P&I)
$382
Tax from tax record
$104 /mo · $1,246/yr
Insurance
$30
HOA
$0
Vacancy / Maint / Mgmt
$258
Net cashflow
$454

Break-even live

Break-even rent $654
Max offer price $72,900
Occupancy floor 58%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,225
Closing costs
$2,187
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 31 events

  1. 2026-06-18
    days on market $72,900 Active 427 DOM
  2. 2026-06-17
    days on market $72,900 Active 426 DOM
  3. 2026-06-16
    days on market $72,900 Active 425 DOM
  4. 2026-06-15
    days on market $72,900 Active 424 DOM
  5. 2026-06-14
    days on market $72,900 Active 422 DOM
  6. 2026-06-10
    days on market $72,900 Active 419 DOM
  7. 2026-06-09
    days on market $72,900 Active 418 DOM
  8. 2026-06-08
    days on market $72,900 Active 417 DOM
  9. 2026-06-07
    days on market $72,900 Active 416 DOM
  10. 2026-06-03
    days on market $72,900 Active 412 DOM
  11. 2026-06-02
    days on market $72,900 Active 411 DOM
  12. 2026-06-01
    days on market $72,900 Active 410 DOM
  13. 2026-05-31
    days on market $72,900 Active 409 DOM
  14. 2026-05-31
    days on market $72,900 Active 408 DOM
  15. 2026-04-24
    price $73,500 711-char remark
    Show marketing remark (711 chars)

    PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!

  16. 2026-04-17
    status Active 711-char remark
    Show marketing remark (711 chars)

    PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!

  17. 2026-03-11
    historical Active Under Contract 711-char remark
    Show marketing remark (711 chars)

    PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!

  18. 2026-03-03
    status Pending 711-char remark
    Show marketing remark (711 chars)

    PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!

  19. 2026-02-21
    price $74,000 711-char remark
    Show marketing remark (711 chars)

    PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!

  20. 2025-08-27
    price $75,000 711-char remark
    Show marketing remark (711 chars)

    PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!

  21. 2025-07-14
    price $79,800 711-char remark
    Show marketing remark (711 chars)

    PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!

  22. 2025-06-20
    price $84,500 711-char remark
    Show marketing remark (711 chars)

    PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!

  23. 2025-06-05
    price $89,700 711-char remark
    Show marketing remark (711 chars)

    PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!

  24. 2025-05-09
    price $95,000 711-char remark
    Show marketing remark (711 chars)

    PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!

  25. 2025-04-17
    listed $98,000 Active 711-char remark
    Show marketing remark (711 chars)

    PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!

  26. 2025-04-09
    historical
  27. 2025-03-18
    price $98,000
  28. 2025-01-15
    price $115,000
  29. 2024-10-03
    price $123,000
  30. 2024-07-29
    listed $127,650 Active
  31. 2006-03-21
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,246 · $104/mo
Projected year-2 tax
$1,334 · $111/mo
Expected delta
+$88/yr (+$7/mo · 7.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,736
− Mortgage interest
−$4,084
− Property taxes
−$1,246
− Insurance
−$364
− Repairs & maintenance
−$1,179
− Management
−$1,179
− Depreciation
−$2,121
Taxable income
$4,564
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,095
After-tax cash flow
$4,348/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Woodville ISD
NCES district ID
4846440
Math proficiency
34% ▼ -1.00%
Reading proficiency
34% ▼ -3.00%
Median HH income
$36,581
Composite
28.24/100
National rank
#6800
State rank
#563 of 826 in TX

Livability — Woodville

Score
64/100
State rank
#741
US rank
#13727

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety C+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Tyler County · 11,273 people
City population
11,273
Metro
nan
Population (ZIP)
11,273
Household income
$51,594
Rent vs Own
24.3% rent · 75.7% own
Severe rent burden
117.0

Population outlook (Tyler County) Hauer SSP2

Today (2025)
20,375 people
By 2030
20,036 · -1.7%
By 2040
19,150 · -6.0%
By 2050
18,017 · -11.6%
By 2075
15,300 · -24.9%
By 2100
11,702 · -42.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Black 17% Hispanic / Latino 12% Two or more races 7%
Hispanic origin (detail)
Mexican 10%
Common ancestry
Lithuanian 4% Slovak 1% Serbian 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
90% English-only · Spanish 9%

Political lean MEDSL · Tyler

2024 margin
Solid R (+73.5) · D 13.0% · R 86.5%
2008→2024 swing
-29.5pp toward R · 2008: -44.0pp · 2024: -73.5pp
All cycles
2024: R+73.5 2020: R+70.3 2016: R+67.2 2012: R+55.5 2008: R+44.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 30.40%
Current HPI
178.2196
Rent YoY
Metro
nan
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-42.4% since first listed
17 events — show timeline
  • 2026-04-24 Price Changed $73,500 HARMLS
  • 2026-04-17 Relisted HARMLS
  • 2026-03-11 Contingent HARMLS
  • 2026-03-03 Pending HARMLS
  • 2026-02-21 Price Changed $74,000 HARMLS
  • 2025-08-27 Price Changed $75,000 HARMLS
  • 2025-07-14 Price Changed $79,800 HARMLS
  • 2025-06-20 Price Changed $84,500 HARMLS
  • 2025-06-05 Price Changed $89,700 HARMLS
  • 2025-05-09 Price Changed $95,000 HARMLS
  • 2025-04-17 Listed $98,000 HARMLS
  • 2025-04-09 Listing Removed HARMLS
  • 2025-03-18 Price Changed $98,000 HARMLS
  • 2025-01-15 Price Changed $115,000 HARMLS
  • 2024-10-03 Price Changed $123,000 HARMLS
  • 2024-07-29 Listed $127,650 HARMLS
  • 2006-03-21 Sold (Public Records) Public Records

Property tax history

+6.8%/yr

Latest (2025): $1,246 · -5.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…