240 County Road 4140 · Woodville, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- Livability +3.2/5.0
- Schools +2.8/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$72,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!
Key facts
- Two driveways
- Carport
- Fully fenced yard
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $73k.
Deal economics
- At list price, monthly cash flow is $454 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $73k).
- Recommended offer: $64k (12.0% below list) — sets the bar for market timing.
- Cap rate 13.8% vs local median 2.8% in Woodville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#741 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools D-, amenities F, commute F.
- Woodville ISD (town): math 34% / reading 34% proficiency, ranked #563 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 215 active listings in the ZIP; 5 units permitted in Tyler County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $8k of equity ($504 loan paydown + $7k appreciation (10.0% local appreciation)).
- Tyler County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 5, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 427 days — a 12% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 2y ago; this cycle's ask has dropped $25k (26%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 427 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.68% ✓
- Cap rate
- 13.76%
- Cash-on-cash
- 26.67%
- DSCR
- 2.19
- GRM
- 4.9
CMA / ARV
- ARV (median comp)
- $106,759
- List price
- $72,900
- Delta
- -31.72%
- Verdict
- UNDERPRICED
- Comps
- 4 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1632 County Road 4120 | 0.72mi | 3/2.0 (+1) | 1,144 (-4%) | 19mo | $175,000 | $153 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 44.4%
- Equity multiple
- 4.36×
- Total profit
- $68,622
- Equity at exit
- $65,674
- IRR
- 38.5%
- Equity multiple
- 9.79×
- Total profit
- $179,413
- Equity at exit
- $141,629
Cash invested: $20,412 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75979
- Home prices YoY
- 20.6%
- Active inventory
- 215
- Price-to-rent
- 4.9×
Monthly cashflow live
- Estimated rent
- $1,228 medium interval (Pro) →
- Mortgage (P&I)
- −$382
- Tax from tax record
- −$104 /mo · $1,246/yr
- Insurance
- −$30
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$258
- Net cashflow
- $454
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,225
- Closing costs
- $2,187
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 31 events
-
2026-06-18days on market $72,900 Active 427 DOM
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2026-06-17days on market $72,900 Active 426 DOM
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2026-06-16days on market $72,900 Active 425 DOM
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2026-06-15days on market $72,900 Active 424 DOM
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2026-06-14days on market $72,900 Active 422 DOM
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2026-06-10days on market $72,900 Active 419 DOM
-
2026-06-09days on market $72,900 Active 418 DOM
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2026-06-08days on market $72,900 Active 417 DOM
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2026-06-07days on market $72,900 Active 416 DOM
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2026-06-03days on market $72,900 Active 412 DOM
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2026-06-02days on market $72,900 Active 411 DOM
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2026-06-01days on market $72,900 Active 410 DOM
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2026-05-31days on market $72,900 Active 409 DOM
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2026-05-31days on market $72,900 Active 408 DOM
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2026-04-24price $73,500 711-char remark
Show marketing remark (711 chars)
PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!
-
2026-04-17status Active 711-char remark
Show marketing remark (711 chars)
PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!
-
2026-03-11historical Active Under Contract 711-char remark
Show marketing remark (711 chars)
PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!
-
2026-03-03status Pending 711-char remark
Show marketing remark (711 chars)
PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!
-
2026-02-21price $74,000 711-char remark
Show marketing remark (711 chars)
PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!
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2025-08-27price $75,000 711-char remark
Show marketing remark (711 chars)
PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!
-
2025-07-14price $79,800 711-char remark
Show marketing remark (711 chars)
PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!
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2025-06-20price $84,500 711-char remark
Show marketing remark (711 chars)
PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!
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2025-06-05price $89,700 711-char remark
Show marketing remark (711 chars)
PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!
-
2025-05-09price $95,000 711-char remark
Show marketing remark (711 chars)
PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!
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2025-04-17$98,000 Active 711-char remark
Show marketing remark (711 chars)
PRICED to SELL so make your BEST Offer TODAY! Home on 3 lots with ADDITIONAL WORKSHOP and Carport; two driveways, two carports, fully fenced and well maintained yard. Home has 3 covered porches. Well maintained Nice CENTRAL AIR & heat home with two bedrooms and a formal den that can be used as an addition bedroom with it's own entrance. The separate workshop could be made into a guest house because it has its own carport. Home is only 4 miles to Martin Dies Jr. State Park and 5 miles to BA Steinhagen Lake. Well-maintained property; yard fully fenced. Central Air and Heat is serviced yearly. The Septic tank has been cleaned April 16, 2025 and it is a 500 gallon tank next cleaning in 5 years!
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2025-04-09historical
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2025-03-18price $98,000
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2025-01-15price $115,000
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2024-10-03price $123,000
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2024-07-29$127,650 Active
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2006-03-21soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,246 · $104/mo
- Projected year-2 tax
- $1,334 · $111/mo
- Expected delta
- +$88/yr (+$7/mo · 7.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,736
- − Mortgage interest
- −$4,084
- − Property taxes
- −$1,246
- − Insurance
- −$364
- − Repairs & maintenance
- −$1,179
- − Management
- −$1,179
- − Depreciation
- −$2,121
- Taxable income
- $4,564
- Est. tax owed @ 24.0%
- −$1,095
- After-tax cash flow
- $4,348/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Woodville ISD
- NCES district ID
- 4846440
- Math proficiency
- 34% ▼ -1.00%
- Reading proficiency
- 34% ▼ -3.00%
- Median HH income
- $36,581
- Composite
- 28.24/100
- National rank
- #6800
- State rank
- #563 of 826 in TX
Livability — Woodville
- Score
- 64/100
- State rank
- #741
- US rank
- #13727
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Tyler County · 11,273 people
- City population
- 11,273
- Metro
- nan
- Population (ZIP)
- 11,273
- Household income
- $51,594
- Rent vs Own
- Severe rent burden
- 117.0
Population outlook (Tyler County) Hauer SSP2
- Today (2025)
- 20,375 people
- By 2030
- 20,036 · -1.7%
- By 2040
- 19,150 · -6.0%
- By 2050
- 18,017 · -11.6%
- By 2075
- 15,300 · -24.9%
- By 2100
- 11,702 · -42.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Black 17% Hispanic / Latino 12% Two or more races 7%
- Hispanic origin (detail)
- Mexican 10%
- Common ancestry
- Lithuanian 4% Slovak 1% Serbian 1%
- Foreign-born
- 5% · Canada, Vietnam
- Languages at home
- 90% English-only · Spanish 9%
Political lean MEDSL · Tyler
- 2024 margin
- Solid R (+73.5) · D 13.0% · R 86.5%
- 2008→2024 swing
- -29.5pp toward R · 2008: -44.0pp · 2024: -73.5pp
- All cycles
- 2024: R+73.5 2020: R+70.3 2016: R+67.2 2012: R+55.5 2008: R+44.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 30.40%
- Current HPI
- 178.2196
- Rent YoY
- —
- Metro
- nan
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-42.4% since first listed17 events — show timeline
- 2026-04-24 Price Changed $73,500 HARMLS
- 2026-04-17 Relisted — HARMLS
- 2026-03-11 Contingent — HARMLS
- 2026-03-03 Pending — HARMLS
- 2026-02-21 Price Changed $74,000 HARMLS
- 2025-08-27 Price Changed $75,000 HARMLS
- 2025-07-14 Price Changed $79,800 HARMLS
- 2025-06-20 Price Changed $84,500 HARMLS
- 2025-06-05 Price Changed $89,700 HARMLS
- 2025-05-09 Price Changed $95,000 HARMLS
- 2025-04-17 Listed $98,000 HARMLS
- 2025-04-09 Listing Removed — HARMLS
- 2025-03-18 Price Changed $98,000 HARMLS
- 2025-01-15 Price Changed $115,000 HARMLS
- 2024-10-03 Price Changed $123,000 HARMLS
- 2024-07-29 Listed $127,650 HARMLS
- 2006-03-21 Sold (Public Records) — Public Records
Property tax history
+6.8%/yrLatest (2025): $1,246 · -5.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…