2805 Yorkship Blvd · Camden, NJ 08104

$130,000

2 bd · 1.0 ba · 1,053 sqft · SingleFamily public records · 29 Days on market

Built 1925 1,368 sqft lot Est $196k · 34% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.3/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.2/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +0.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

BEST and FINAL OFFERS Submitted no later than March 31st by 6PM. This is an INVESTOR ALERT!!!! 2Bd with 1 Bath in Historic Fairview Village. This home is perfect for those looking for a FIXER-UP starter home and or Investment Property. Being sold strictly AS-IS Condition, Buyer will be responsible for All Camden City Requirements and/or Certificate of Occupancy.

Key facts

• Built 1925
• Listed 29 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $130k.

Deal economics

• At list price, monthly cash flow is $417 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $130k).
• Recommended offer: $128k (1.5% below list) — sets the bar for market timing.
• Cap rate 10.1% vs local median 7.1% in Camden — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#262 in NJ) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A; Watch: schools F, crime F, employment F.
• Camden City School District (urban): math 3% / reading 16% proficiency, ranked #472 of 472 in NJ (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 86% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 95 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,018 units permitted in Camden County in 2024 (509 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Camden County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 29 days — a 2% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $67k; list at $130k implies a 94% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 40% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $128,050 (1.5% below list)

Questions for the listing agent

1. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.32% ✓
• Cap rate: 10.14%
• Cash-on-cash: 13.73%
• DSCR: 1.61
• GRM: 6.3

CMA / ARV

• ARV (on-the-fly): $195,858
• Comps found: 7

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1433 N Chesapeake Rd	0.33mi	2/1.5	1,048 (-0%)	2mo	$195,000	$186	80
2894 Tuckahoe Rd	0.14mi	3/1.0 (+1)	1,000 (-5%)	10mo	$99,000	$99	71
607 N Johnson Blvd	0.67mi	3/1.0 (+1)	1,098 (+4%)	7mo	$250,000	$228	51
1535 Minnesota Rd	0.47mi	2/1.0	900 (-14%)	4mo	$76,000	$84	51
114 Harvard Ave	0.62mi	2/1.0	980 (-7%)	11mo	$210,000	$214	51
130 Yale Ave	0.68mi	3/1.0 (+1)	1,072 (+2%)	14mo	$265,000	$247	49
1504 Minnesota Rd	0.44mi	3/1.0 (+1)	1,145 (+9%)	17mo	$155,000	$135	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 3.9%
• Equity multiple: 1.15×
• Total profit: $5,519
• Equity at exit: $19,383

10-year hold

• IRR: 13.5%
• Equity multiple: 2.08×
• Total profit: $39,177
• Equity at exit: $11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 21 Tenant-Leaning
• State New Jersey: 21 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Methodology + full state rankings →

ZIP-level market 08104

• Active inventory: 95
• Price-to-rent: 6.3×

Monthly cashflow live

• Estimated rent: $1,715 high
• Mortgage (P&I): −$682
• Tax from tax record: −$202 /mo · $2,426/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$360
• Net cashflow: $417

Break-even live

Break-even rent $1,187

Max offer price $130,000

Occupancy floor 71%

Sensitivity live

Price	-10% $490	-5% $453	+0% $417	+5% $380	+10% $343
Rent	-10% $281	-5% $349	+0% $417	+5% $484	+10% $552
Rate	-1.0pp $482	-0.5pp $450	base $417	+0.5pp $383	+1.0pp $349

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,500
• Closing costs: $3,900
• Reserves months: —
• Total cash needed: —

Rent comps 30 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2829 Idaho Rd Camden, NJ	3.0	1.5	1048	$1,700	$1.62	24d	1	0.06mi
2892 N Constitution Rd Camden, NJ	3.0	1.0	1040	$2,000	$1.92	24d	1	0.19mi
3079 Alabama Rd Camden, NJ	2.0	1.0	832	$1,700	$2.04	24d	1	0.30mi
1021 Monitor Rd Camden, NJ	3.0	1.0	1012	$1,710	$1.69	24d	1	0.31mi
3136 Tuckahoe Rd Camden, NJ	2.0	1.0	800	$1,350	$1.69	24d	1	0.32mi
3132 Independence Rd Camden, NJ	3.0	1.5	1168	$1,595	$1.37	22d	1	0.43mi
1220 Grant Ave Unit 2 Oaklyn, NJ	2.0	1.0	1000	$1,800	$1.80	21d	1	0.61mi
3255 Crescent Dr Unit 03-3220 Camden, NJ	2.0	1.0	700	$1,350	$1.93	24d	1	0.62mi
301 Champion Ave Oaklyn, NJ	2.0	1.0	661	$1,770	$2.68	5d	3	0.75mi
209 Cedar Ave Oaklyn, NJ	2.0	1.0	1400	$1,800	$1.29	5d	1	0.77mi
209 Cedar Ave Oaklyn, NJ	2.0	1.0	1400	$1,500	$1.07	17d	1	0.77mi
1034 Collings Ave Oaklyn, NJ	2.0	1.0	1100	$1,750	$1.59	19d	1	0.87mi
1025 Collings Ave Apt 1 Oaklyn, NJ	1.0	1.0	800	$1,488	$1.86	24d	1	0.88mi
145 Cooper Ave Unit 1N Woodlynne, NJ	2.0	1.0	850	$1,725	$2.03	19d	1	0.92mi
141 Cooper Ave Oaklyn, NJ	2.0	1.0	850	$1,725	$2.03	24d	1	0.92mi
334 Middlesex St Gloucester City, NJ	3.0	1.0	896	$1,800	$2.01	24d	1	0.99mi
534 Bergen St Gloucester City, NJ	3.0	1.0	1246	$2,000	$1.61	19d	1	1.03mi
697 Ferry Ave Camden, NJ	1.0	1.0	700	$1,120	$1.60	24d	1	1.03mi
430 Richey Ave Unit 1A Oaklyn, NJ	2.0	1.0	897	$2,100	$2.34	5d	1	1.13mi
196 White Horse Pike Collingswood, NJ	1.0	1.0	754	$1,488	$1.97	22d	1	1.18mi
716 Richey Ave Unit 2ND FLOOR Oaklyn, NJ	1.0	1.0	850	$1,450	$1.71	24d	1	1.19mi
5 Meadow Ln Gloucester City, NJ	1.0–2.0	1.0–2.0	833	$2,385	$2.86	24d	8	1.21mi
1759 S 4th St Unit B Camden, NJ	2.0	1.0	800	$1,500	$1.88	24d	1	1.25mi
218 S Broadway Unit 3 Gloucester City, NJ	1.0	1.0	1245	$1,200	$0.96	15d	1	1.30mi
602 Powell St Gloucester City, NJ	3.0	1.0	1170	$1,850	$1.58	24d	1	1.31mi
227 S Broadway Gloucester City, NJ	3.0	1.0	1123	$1,775	$1.58	24d	1	1.33mi
1502 S 9th St Camden, NJ	2.0	1.0	1050	$1,475	$1.40	20d	1	1.34mi
700 W Browning Rd Oaklyn, NJ	1.0–2.0	1.0	739	$1,867	$2.53	2d	40	1.36mi
604 Hunter St Gloucester City, NJ	3.0	1.0	1066	$1,900	$1.78	5d	1	1.37mi
231 3rd St Gloucester City, NJ	3.0	2.0	1376	$2,150	$1.56	24d	1	1.38mi

Listing history 9 events

1. 2026-04-14
   status Pending
2. 2026-03-16
   listed $130,000 Active
3. 2022-05-11
   soldstatus $67,000
4. 2022-04-22
   soldstatus $67,000 Closed 365-char remark

   Show marketing remark (365 chars)

   BEST and FINAL OFFERS Submitted no later than March 31st by 6PM. This is an INVESTOR ALERT!!!! 2Bd with 1 Bath in Historic Fairview Village. This home is perfect for those looking for a FIXER-UP starter home and or Investment Property. Being sold strictly AS-IS Condition, Buyer will be responsible for All Camden City Requirements and/or Certificate of Occupancy.

5. 2022-04-04
   status Pending 365-char remark

   Show marketing remark (365 chars)

   BEST and FINAL OFFERS Submitted no later than March 31st by 6PM. This is an INVESTOR ALERT!!!! 2Bd with 1 Bath in Historic Fairview Village. This home is perfect for those looking for a FIXER-UP starter home and or Investment Property. Being sold strictly AS-IS Condition, Buyer will be responsible for All Camden City Requirements and/or Certificate of Occupancy.

6. 2022-03-24
   price $65,000 365-char remark

   Show marketing remark (365 chars)

   BEST and FINAL OFFERS Submitted no later than March 31st by 6PM. This is an INVESTOR ALERT!!!! 2Bd with 1 Bath in Historic Fairview Village. This home is perfect for those looking for a FIXER-UP starter home and or Investment Property. Being sold strictly AS-IS Condition, Buyer will be responsible for All Camden City Requirements and/or Certificate of Occupancy.

7. 2022-03-01
   price $125,000 365-char remark

   Show marketing remark (365 chars)

   BEST and FINAL OFFERS Submitted no later than March 31st by 6PM. This is an INVESTOR ALERT!!!! 2Bd with 1 Bath in Historic Fairview Village. This home is perfect for those looking for a FIXER-UP starter home and or Investment Property. Being sold strictly AS-IS Condition, Buyer will be responsible for All Camden City Requirements and/or Certificate of Occupancy.

8. 2022-02-19
   listed $152,000 Active 365-char remark

   Show marketing remark (365 chars)

   BEST and FINAL OFFERS Submitted no later than March 31st by 6PM. This is an INVESTOR ALERT!!!! 2Bd with 1 Bath in Historic Fairview Village. This home is perfect for those looking for a FIXER-UP starter home and or Investment Property. Being sold strictly AS-IS Condition, Buyer will be responsible for All Camden City Requirements and/or Certificate of Occupancy.

9. 1996-12-04
   soldstatus $37,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

• Current annual tax: $2,426 · $202/mo
• Projected year-2 tax: $2,832 · $236/mo
• Expected delta: +$405/yr (+$34/mo · 16.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 40% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,577
• − Mortgage interest: −$7,282
• − Property taxes: −$2,426
• − Insurance: −$650
• − Repairs & maintenance: −$1,646
• − Management: −$1,646
• − Depreciation: −$3,782
• Taxable income: $3,145
• Est. tax owed @ 24.0%: −$755
• After-tax cash flow: $4,245/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Camden City School District
• NCES district ID: 3402640
• Math proficiency: 3% ▼ -6.00%
• Reading proficiency: 16% ▬ 0.00%
• Median HH income: $25,845
• Composite: 6.85/100
• National rank: #9981
• State rank: #472 of 472 in NJ

Livability — Camden

• Score: 70/100
• State rank: #262
• US rank: #7721

Category grades

Amenities A+ Commute A+ Cost of living A Crime F Employment F Housing B+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Camden, NJ
• City population: 20,865
• Population (ZIP): 21,508

Population outlook (Camden County) Hauer SSP2

• Today (2025): 507,964 people
• By 2030: 502,182 · -1.1%
• By 2040: 485,602 · -4.4%
• By 2050: 465,630 · -8.3%
• By 2075: 419,986 · -17.3%
• By 2100: 369,492 · -27.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: Black 53% Hispanic / Latino 40% Two or more races 9% White 2% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 22% Cuban 2% Dominican 9%
• Common ancestry: Hispanic 2%
• Foreign-born: 9% · Canada, Vietnam
• Languages at home: 69% English-only · Spanish 29% Vietnamese 1%

Political lean MEDSL · Camden

• 2024 margin: Strong D (+27.4) · D 63.0% · R 35.5% · Other 1.5%
• 2008→2024 swing: -8.8pp toward R · 2008: 36.2pp · 2024: 27.4pp
• All cycles: 2024: D+27.4 2020: D+33.5 2016: D+32.4 2012: D+36.6 2008: D+36.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -123.43%
• Current HPI: 209.3596
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.05%
• F500 in state: 34

Industry mix (Fortune 500 HQ in NJ)

Industry	F500 HQs	Revenue
▸Consumer Goods	3	$31B
▸Pharmaceuticals	2	$153B
▸Technology	2	$21B
▸Insurance	2	$20B
▸Healthcare	2	$19B
▸Financial Services	1	$70B

Price history

+251.4% since first listed

9 events — show timeline

• 2026-04-14 Pending — BRIGHT MLS
• 2026-03-16 Listed $130,000 BRIGHT MLS
• 2022-05-11 Sold (Public Records) $67,000 Public Records
• 2022-04-22 Sold (MLS) $67,000 BRIGHT MLS
• 2022-04-04 Pending — BRIGHT MLS
• 2022-03-24 Price Changed $65,000 BRIGHT MLS
• 2022-03-01 Price Changed $125,000 BRIGHT MLS
• 2022-02-19 Listed $152,000 BRIGHT MLS
• 1996-12-04 Sold (Public Records) $37,000 Public Records

Property tax history

+1.7%/yr

Latest (2025): $2,426 · +4.1% YoY. Source: county tax records.