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25125 71st Ave Unit 110A
C- Composite 50.38
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.4/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.8/10.0
  • Schools +5.0/10.0
  • 1% rule +4.9/10.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$239,000

25125 71st Ave Unit 110A · New York, NY 11426
1 bd · 1.0 ba · 659 sqft · Condo public records · 52 Days on market
Built 1950

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Lovely Lower-End 1 Bedroom In Excellent Condition In Parkwood Estates! Features: Living/ Dining Room With Gleaming Hardwood Floors, Updated Kitchen With Stainless Steel Appliances, Glass Back Splash, Renovated Bath Extra Bonus Deeded Double Parking Spot #27 Pet/Dog Friendly ! Prime Location., Additional information: Appearance:Excellent,Interior Features:Lr/Dr

Key facts

  • Parking
  • Built 1950
  • Listed 51 days

Property features AI

Finance

  • HOA & community: Association: Parkwood Estates Floral Park Owners

Exterior

  • Parking: Assigned parking (1 space); Parking fee required
  • Utilities: Con-Edison electric service; Public sewer; Trash collection (public); Water connected; Sewer connected; Electricity connected; Natural gas connected; Cable connected
  • Home design: Stock cooperative; 2 stories; Entry level is 1st floor
  • Construction: Brick and stucco construction
  • Exterior features: Brick and stucco exterior; Not waterfront; No additional parcels

Interior

  • Kitchen: Dishwasher; Gas oven; Microwave; Refrigerator; Stainless steel appliances
  • Bedrooms: Bedroom on the first floor
  • Flooring: Hardwood floors
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Oil heating; Wall/window air conditioning units
  • Interior features: First-floor bedroom; First-floor full bathroom; Eat-in kitchen; Updated/remodeled condition; No basement; Total of 4 rooms; Pets allowed (cats and dogs; size limits apply)
  • Laundry & utility: Utilities connected: electricity, natural gas, water, sewer, cable

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $239k.

Deal economics

  • At list price, monthly cash flow is $224 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $237k (0.7% below list).
  • Recommended offer: $232k (3.0% below list) — sets the bar for market timing.
  • Cap rate 7.4% vs local median 2.6% in New York — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#268 in NY, #4,188 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, health & safety A; Watch: crime F, cost of living F.
  • Market conditions: 80 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,302 units permitted in Queens County in 2024 (4,918 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Queens County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 52 days — a 3% lower offer ($232k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $165k; 45% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $231,830 (3.0% below list)

Questions for the listing agent

  1. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.99%
Cap rate
7.42%
Cash-on-cash
4.01%
DSCR
1.18
GRM
8.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-10.0%
Equity multiple
0.63×
Total profit
$-24,446
Equity at exit
$35,636
10-year hold
IRR
-0.6%
Equity multiple
0.96×
Total profit
$-2,796
Equity at exit
$20,664

Cash invested: $66,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
0 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City New York
0 Strongly Tenant-Friendly · D+34
Rent Stabilization Code; HSTPA; 6+ months in housing court.

ZIP-level market 11426

Active inventory
80
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$2,374 medium interval (Pro) →
Mortgage (P&I)
$1,253
Tax est. 1.5%
$299 /mo · $3,585/yr
Insurance
$100
HOA
$0
Vacancy / Maint / Mgmt
$499
Net cashflow
$224

Break-even live

Break-even rent $2,091
Max offer price $239,000
Occupancy floor 86%

Sensitivity live

Price -10% $389 -5% $306 +0% $224 +5% $141 +10% $59
Rent -10% $36 -5% $130 +0% $224 +5% $317 +10% $411
Rate -1.0pp $344 -0.5pp $284 base $224 +0.5pp $162 +1.0pp $99

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,750
Closing costs
$7,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
260-51 73rd Ave Queens, NY 1.0 1.0 518 $2,200 $4.25 5d 1 0.35mi
76-37 Commonwealth Blvd Unit 2 Jamaica, NY 1.0 1.0 641 $2,200 $3.43 25d 1 0.73mi
24120 Northern Blvd Unit 3K Little Neck, NY 1.0 500 $2,800 $5.60 15d 1 1.40mi
4212 Marathon Pkwy Little Neck, NY 1.0 1.0 550 $2,375 $4.32 25d 1 1.47mi

HOA detail condo

Monthly dues
$0 · $0/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 18 events

  1. 2026-06-18
    days on market $239,000 Active 52 DOM
  2. 2026-06-17
    days on market $239,000 Active 51 DOM
  3. 2026-06-16
    days on market $239,000 Active 50 DOM
  4. 2026-06-15
    days on market $239,000 Active 49 DOM
  5. 2026-06-13
    days on market $239,000 Active 47 DOM
  6. 2026-06-10
    days on market $239,000 Active 43 DOM
  7. 2026-06-08
    days on market $239,000 Active 42 DOM
  8. 2026-06-08
    days on market $239,000 Active 41 DOM
  9. 2026-06-04
    days on market $239,000 Active 38 DOM
  10. 2026-06-03
    days on market $239,000 Active 37 DOM
  11. 2026-06-01
    days on market $239,000 Active 35 DOM
  12. 2026-05-31
    days on market $239,000 Active 34 DOM
  13. 2026-04-28
    listed $249,000 Active
  14. 2026-04-25
    historical $249,000
  15. 2026-04-10
    historical
  16. 2026-02-15
    listed $250,000 Active
  17. 2015-10-20
    soldstatus $165,000 365-char remark
    Show marketing remark (365 chars)

    Lovely Lower-End 1 Bedroom In Excellent Condition In Parkwood Estates! Features: Living/ Dining Room With Gleaming Hardwood Floors, Updated Kitchen With Stainless Steel Appliances, Glass Back Splash, Renovated Bath Extra Bonus Deeded Double Parking Spot #27 Pet/Dog Friendly ! Prime Location., Additional information: Appearance:Excellent,Interior Features:Lr/Dr

  18. 2014-10-06
    listed $169,000 365-char remark
    Show marketing remark (365 chars)

    Lovely Lower-End 1 Bedroom In Excellent Condition In Parkwood Estates! Features: Living/ Dining Room With Gleaming Hardwood Floors, Updated Kitchen With Stainless Steel Appliances, Glass Back Splash, Renovated Bath Extra Bonus Deeded Double Parking Spot #27 Pet/Dog Friendly ! Prime Location., Additional information: Appearance:Excellent,Interior Features:Lr/Dr

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,487
− Mortgage interest
−$13,388
− Property taxes
−$3,585
− Insurance
−$1,195
− Repairs & maintenance
−$2,279
− Management
−$2,279
− Depreciation
−$6,953
Taxable loss
−$1,192
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$286
After-tax cash flow
$2,970/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — New York

Score
75/100
State rank
#268
US rank
#4188

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A- Housing C+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
New York, NY
County
Queens County · 1,914,869 people
City population
7,731,280
Metro
New York-Newark-Jersey City, NY-NJ-PA
Population (ZIP)
19,411
Household income
$103,533
Rent vs Own
29.8% rent · 70.2% own
Severe rent burden
334.0

Population outlook (Queens County) Hauer SSP2

Today (2025)
2,546,320 people
By 2030
2,643,059 · +3.8%
By 2040
2,815,563 · +10.6%
By 2050
2,944,423 · +15.6%
By 2075
3,123,338 · +22.7%
By 2100
3,098,688 · +21.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Asian 50% White 22% Hispanic / Latino 16% Two or more races 9% Black 6%
Hispanic origin (detail)
Puerto Rican 3% Dominican 3%
Common ancestry
Romanian 4% Hispanic 2% Italian 1%
Foreign-born
48% · Canada, China, South Korea
Languages at home
40% English-only · Other Indo-European 29% Spanish 12% Chinese 7%

Political lean MEDSL · Queens

2024 margin
Strong D (+24.6) · D 62.3% · R 37.7%
2008→2024 swing
-26.2pp toward R · 2008: 50.8pp · 2024: 24.6pp
All cycles
2024: D+24.6 2020: D+45.2 2016: D+53.4 2012: D+58.5 2008: D+50.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -341.48%
Current HPI
286.4239
Rent YoY
Metro
New York-Newark-Jersey City, NY-NJ-PA
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+47.3% since first listed
6 events — show timeline
  • 2026-04-28 Listed $249,000 OneKey® MLS as Distributed by MLS Grid
  • 2026-04-25 Coming Soon $249,000 OneKey® MLS as Distributed by MLS Grid
  • 2026-04-10 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2026-02-15 Listed $250,000 OneKey® MLS as Distributed by MLS Grid
  • 2015-10-20 Sold (MLS) $165,000 OneKey® MLS as Distributed by MLS Grid
  • 2014-10-06 Listed $169,000 OneKey® MLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…