5407 BRUNSON Ln · Prichard, AL 36613

$151,000

4 bd · 1.0 ba · 1,624 sqft · SingleFamily public records · 100 Days on market

Built 1957 10 ac lot $93/sqft · 19% below area Est $187k · 19% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.9/30.0
• ARV discount +15.0/15.0
• DSCR +8.7/10.0
• 1% rule +6.1/10.0
• Livability +2.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great opportunity on approximately 10 acres in Eight Mile! This property features a 4-bedroom, 2-bath home with approximately 1,624 square feet, offering space and potential for those looking for privacy and room to spread out. The expansive acreage provides opportunities for gardening, recreation, or enjoying the peaceful setting while still being conveniently located with access to Mobile and surrounding areas. Property may be subject to the statutory right of redemption as provided under Alabama law. CASH ONLY. Buyer to verify all information during due diligence.

Key facts

• Expansive acreage
• 10 acres
• Peaceful setting

Tags

• 10 ACRES
• EXPANSIVE ACREAGE
• PEACEFUL SETTING

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $151k.

Deal economics

• At list price, monthly cash flow is $372 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $151k).
• Recommended offer: $137k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 54/100 on livability (#472 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: schools D-, crime F, amenities F.
• Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 92 active listings in the ZIP; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 100 days — a 9% lower offer ($137k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $72k; list at $151k implies a 110% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $137,410 (9.0% below list)

Questions for the listing agent

1. It's been on market 100 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 9.25%
• Cash-on-cash: 10.57%
• DSCR: 1.47
• GRM: 7.5

CMA / ARV

• ARV (median comp): $187,104
• List price: $151,000
• Delta: -19.30%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3377 Angela's Ct	0.71mi	4/2.0	1,586 (-2%)	6mo	$255,000	$161	54
4606 Outlaw Rd	0.42mi	3/2.0 (-1)	1,795 (+10%)	3mo	$233,000	$130	52
3401 Angela's Ct	0.67mi	4/2.0	1,740 (+7%)	5mo	$295,000	$170	48
3433 Angela's Ct	0.67mi	4/2.0	1,750 (+8%)	5mo	$292,000	$167	48
3415 Angela's Ct	0.67mi	3/2.0 (-1)	1,550 (-5%)	6mo	$248,900	$161	47
4803 Outlaw Rd	0.52mi	4/2.0	1,815 (+12%)	7mo	$240,000	$132	46
4165 Jamett Cir	0.46mi	3/2.0 (-1)	1,524 (-6%)	21mo	$129,000	$85	42
4411 Glen Eagle Ct	0.63mi	3/2.0 (-1)	1,508 (-7%)	12mo	$190,000	$126	39
4359 Pinehurst Ct	0.63mi	3/2.0 (-1)	1,648 (+2%)	24mo	$169,900	$103	39
5336 Woodland Ct	0.66mi	3/1.0 (-1)	1,389 (-14%)	3mo	$125,000	$90	37
4334 Pinehurst Ct	0.70mi	3/2.0 (-1)	1,568 (-3%)	20mo	$175,000	$112	36
4828 Golfway Dr	0.56mi	3/2.0 (-1)	1,844 (+14%)	10mo	$145,000	$79	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -0.5%
• Equity multiple: 0.98×
• Total profit: $-784
• Equity at exit: $22,515

10-year hold

• IRR: 9.2%
• Equity multiple: 1.70×
• Total profit: $29,721
• Equity at exit: $13,056

Cash invested: $42,280 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36613

• Home prices YoY: -23.9%
• Active inventory: 92
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $1,670 medium
• Mortgage (P&I): −$792
• Tax from tax record: −$92 /mo · $1,109/yr
• Insurance: −$63
• HOA: −$0
• Vacancy / Maint / Mgmt: −$351
• Net cashflow: $372

Break-even live

Break-even rent $1,199

Max offer price $151,000

Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,750
• Closing costs: $4,530
• Reserves months: —
• Total cash needed: —

Listing history 19 events

1. 2026-06-18
   days on market $151,000 Active 100 DOM
2. 2026-06-17
   days on market $151,000 Active 99 DOM
3. 2026-06-16
   days on market $151,000 Active 98 DOM
4. 2026-06-15
   days on market $151,000 Active 97 DOM
5. 2026-06-14
   days on market $151,000 Active 95 DOM
6. 2026-06-13
   days on market $151,000 Active 94 DOM
7. 2026-06-10
   days on market $151,000 Active 92 DOM
8. 2026-06-09
   days on market $151,000 Active 91 DOM
9. 2026-06-08
   days on market $151,000 Active 90 DOM
10. 2026-06-07
    days on market $151,000 Active 89 DOM
11. 2026-06-05
    days on market $151,000 Active 86 DOM
12. 2026-06-03
    days on market $151,000 Active 85 DOM
13. 2026-06-02
    days on market $151,000 Active 84 DOM
14. 2026-06-01
    days on market $151,000 Active 83 DOM
15. 2026-05-31
    days on market $151,000 Active 82 DOM
16. 2026-05-30
    days on market $151,000 Active 81 DOM
17. 2026-03-10
    listed $151,000 Active 573-char remark

    Show marketing remark (573 chars)

    Great opportunity on approximately 10 acres in Eight Mile! This property features a 4-bedroom, 2-bath home with approximately 1,624 square feet, offering space and potential for those looking for privacy and room to spread out. The expansive acreage provides opportunities for gardening, recreation, or enjoying the peaceful setting while still being conveniently located with access to Mobile and surrounding areas. Property may be subject to the statutory right of redemption as provided under Alabama law. CASH ONLY. Buyer to verify all information during due diligence.

18. 2026-03-10
    listed $151,000 Active 573-char remark

    Show marketing remark (573 chars)

    Great opportunity on approximately 10 acres in Eight Mile! This property features a 4-bedroom, 2-bath home with approximately 1,624 square feet, offering space and potential for those looking for privacy and room to spread out. The expansive acreage provides opportunities for gardening, recreation, or enjoying the peaceful setting while still being conveniently located with access to Mobile and surrounding areas. Property may be subject to the statutory right of redemption as provided under Alabama law. CASH ONLY. Buyer to verify all information during due diligence.

19. 2017-09-08
    soldstatus $72,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,109 · $92/mo
• Projected year-2 tax: $1,109 · $92/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,045
• − Mortgage interest: −$8,458
• − Property taxes: −$1,109
• − Insurance: −$755
• − Repairs & maintenance: −$1,604
• − Management: −$1,604
• − Depreciation: −$4,393
• Taxable income: $2,122
• Est. tax owed @ 24.0%: −$509
• After-tax cash flow: $3,960/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mobile County
• NCES district ID: 0102370
• Math proficiency: 15% ▼ -28.00%
• Reading proficiency: 39% ▬ 0.00%
• Median HH income: $42,455
• Composite: 22.9/100
• National rank: #8002
• State rank: #81 of 129 in AL

Livability — Prichard

• Score: 54/100
• State rank: #472
• US rank: #24080

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Prichard, AL
• City population: 13,402
• Population (ZIP): 12,082

Population outlook (Mobile County) Hauer SSP2

• Today (2025): 415,303 people
• By 2030: 411,755 · -0.9%
• By 2040: 399,670 · -3.8%
• By 2050: 382,616 · -7.9%
• By 2075: 337,353 · -18.8%
• By 2100: 283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (52%)
• Race & ethnicity: Black 52% White 44% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Lithuanian 2% Italian 2% Slovak 2%
• Foreign-born: 0%
• Languages at home: 99% English-only · Spanish 1%

Political lean MEDSL · Mobile

• 2024 margin: R (+16.4) · D 41.3% · R 57.7%
• 2008→2024 swing: -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
• All cycles: 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -65.49%
• Current HPI: 208.8677
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+109.7% since first listed

3 events — show timeline

• 2026-03-10 Listed $151,000 GCMLS AL
• 2026-03-10 Listed $151,000 BCAR
• 2017-09-08 Sold (Public Records) $72,000 Public Records

Property tax history

+8.0%/yr

Latest (2025): $1,109 · +138.3% YoY. Source: county tax records.