302 Scott Rd · South Abington, PA 18410

$60,000

4 bd · 2.0 ba · 1,686 sqft · SingleFamily · 11 Days on market

Built 1930 7,840 sqft lot

---

Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +5.4/10.0
• Appreciation +5.0/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks

This is a vacant Guardianship property bein administered by The Advocacy Alliance of Lackawanna County. Final sale is contingent upon approval in the Lackawanna County of Common Pleas This is not an impediment to the buyer. The house is in a serious state of disrepair and is being sold AS-IS. THERE IS A 7 DAY WINDOW FOR OFFERS THAT WILL EXPIRE AT NOON ON JUNE 12TH AT THAT TIME WE WILL ACCEPT THE HIGHEST AND BEST OFFER

Key facts

• 7,840 sq ft lot
• Built 1930
• Listed 11 days

Property features AI

Finance

• Financial info: Two-unit property (multifamily)
• HOA & community: No community features listed

Exterior

• Parking: Driveway and off-street parking; no garage
• Utilities: Well water; Public sewer; 100 amp electric service; Natural gas available; Phone connected
• Home design: Duplex (residential income property); Built in 1930; Fixer condition; Stone foundation
• Construction: Stone foundation; Shingle roof; Duplex structure
• Exterior features: Front porch; Rear porch; Shingle roof; Sloped, wooded lot; Public maintained paved city street frontage

Interior

• Kitchen: Each unit includes a kitchen
• Bedrooms: Four bedrooms total
• Bathrooms: Two full bathrooms
• Heating & cooling: Natural gas heating; No central cooling
• Interior features: Wood-framed windows; Basement with exterior entry (block foundation, unfinished, dirt floor)
• Laundry & utility: Indoor laundry

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $60k.

Deal economics

• At list price, monthly cash flow is $1k ($15k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $60k).

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Abington Heights SD (rural): math 50% / reading 73% proficiency, ranked #56 of 539 in PA (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 13% free/reduced lunch — higher-income household profile.
• Market conditions: 3 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 251 units permitted in Lackawanna County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($415 loan paydown + $2k appreciation (3.0% local appreciation)).
• Lackawanna County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• Only 11 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $60,000

Questions for the listing agent

1. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 3.47% ✓
• Cap rate: 30.91%
• Cash-on-cash: 87.92%
• DSCR: 4.91
• GRM: 2.4

CMA / ARV

• ARV (on-the-fly): $332,142
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
295 Scott Rd	0.06mi	3/2.0 (-1)	1,650 (-2%)	11mo	$535,000	$324	79
406 Scott Rd	0.19mi	4/2.0	1,600 (-5%)	19mo	$250,000	$156	67
512 Scott Rd	0.35mi	3/2.0 (-1)	1,645 (-2%)	21mo	$324,000	$197	57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 92.2%
• Equity multiple: 6.10×
• Total profit: $85,653
• Equity at exit: $26,979

10-year hold

• IRR: 91.8%
• Equity multiple: 12.61×
• Total profit: $195,104
• Equity at exit: $41,577

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18410

• Active inventory: 3
• Price-to-rent: 2.4×

Monthly cashflow live

• Estimated rent: $2,083 medium
• Mortgage (P&I): −$315
• Tax est. 1.5%: −$75 /mo · $900/yr
• Insurance: −$25
• HOA: −$0
• Vacancy / Maint / Mgmt: −$437
• Net cashflow: $1,231

Break-even live

Break-even rent $525

Max offer price $60,000

Occupancy floor 36%

Sensitivity live

Price	-10% $1,272	-5% $1,252	+0% $1,231	+5% $1,210	+10% $1,189
Rent	-10% $1,066	-5% $1,149	+0% $1,231	+5% $1,313	+10% $1,395
Rate	-1.0pp $1,261	-0.5pp $1,246	base $1,231	+0.5pp $1,215	+1.0pp $1,199

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $15,000
• Closing costs: $1,800
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
117 Mountain View Way Scranton, PA	1.0–3.0	1.0–2.5	1025	$2,178	$2.12	14d	4	1.29mi
108 Summit Pointe Scranton, PA	1.0–3.0	1.0–2.0	1011	$1,985	$1.96	14d	27	1.31mi

Listing history 10 events

1. 2026-06-16
   status $60,000 Pending 11 DOM
2. 2026-06-16
   days on market $60,000 Active 11 DOM
3. 2026-06-15
   days on market $60,000 Active 10 DOM
4. 2026-06-14
   days on market $60,000 Active 8 DOM
5. 2026-06-13
   days on market $60,000 Active 7 DOM
6. 2026-06-10
   days on market $60,000 Active 5 DOM
7. 2026-06-09
   days on market $60,000 Active 4 DOM
8. 2026-06-08
   days on market $60,000 Active 3 DOM
9. 2026-06-07
   remarks 421-char remark
10. 2026-06-07
    listed $60,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 2/10 Low 5 d/yr ≥95°F today · 11 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,995
• − Mortgage interest: −$3,361
• − Property taxes: −$900
• − Insurance: −$300
• − Repairs & maintenance: −$2,000
• − Management: −$2,000
• − Depreciation: −$1,745
• Taxable income: $14,689
• Est. tax owed @ 24.0%: −$3,525
• After-tax cash flow: $11,245/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Abington Heights SD
• NCES district ID: 4202010
• Math proficiency: 50% ▼ -11.00%
• Reading proficiency: 73% ▼ -6.00%
• Median HH income: $72,490
• Composite: 54.38/100
• National rank: #1358
• State rank: #56 of 539 in PA

Livability — South Abington

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Chinchilla, PA

Population outlook (Lackawanna County) Hauer SSP2

• Today (2025): 210,652 people
• By 2030: 208,623 · -1.0%
• By 2040: 203,980 · -3.2%
• By 2050: 201,069 · -4.5%
• By 2075: 205,026 · -2.7%
• By 2100: 210,851 · +0.1%

Not yet ingested

• Political lean: —
• Race & ethnicity: —
• Common origin: —
• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

1 event — show timeline

• 2026-06-05 Listed $60,000 GSBR as distributed by MLS GRID

Property tax history

+47.0%/yr

Latest (2026): $77,840 · +5721.1% YoY. Source: county tax records.