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118 Samantha Way
B Composite 74.97
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +11.7/15.0
  • DSCR +10.0/10.0
  • 1% rule +9.2/10.0
  • Appreciation +3.5/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0

$119,000

118 Samantha Way · Canyonville, OR 97417
3 bd · 2.0 ba · 1,404 sqft · Manufactured public records · 420 Days on market
Built 2001 $85/sqft · 9% below area Est $131k · 9% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BEAUTIFUL 3 BEDROOM, 2 BATH MANUFACTURED HOME LOCATED IN KNOLL TERRACE MOBILE HOME PARK IN THE SMALL TOWN OF CANYONVILLE, OREGON. THIS IS A VERY NICE 55 PLUS, GATED COMMUNITY. THIS HOME SHOWS LIKE NEW! IT COMES WITH A GREAT OVERSIZED 2 CAR GARAGE, NICE BACKYARD, RV STORAGE AND GATED PARK ENTRANCE. COME SEE AND MAKE THIS YOUR NEW HOME!

Key facts

  • Gated community
  • Gated park entrance
  • Backyard

Tags

GATED COMMUNITYOVERSIZED GARAGEBACKYARDRV STORAGEGATED PARK ENTRANCE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $119k.

Deal economics

  • At list price, monthly cash flow is $589 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $119k).
  • Recommended offer: $105k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 66/100 on livability (#183 in OR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: schools D, amenities F, commute F.
  • South Umpqua SD 19 (town): math 21% / reading 34% proficiency, ranked #51 of 58 in OR (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 19 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 190 units permitted in Douglas County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $823 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Douglas County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $33k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 420 days — a 12% lower offer ($105k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 13y ago; this cycle's ask has dropped $23k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $44k; list at $119k implies a 170% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wildfire risk; extreme-heat days projected 8→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $104,720 (12.0% below list)

Questions for the listing agent

  1. It's been on market 420 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.42%
Cap rate
12.23%
Cash-on-cash
21.22%
DSCR
1.94
GRM
5.9

CMA / ARV

ARV (median comp)
$131,291
List price
$119,000
Delta
-9.36%
Verdict
FAIR
Comps
10 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
381 Knoll Terrace Dr 0.21mi 3/2.0 1,404 (0%) 9mo $139,500 $99 82
112 Brenda Pl 0.04mi 3/2.0 1,412 (+1%) 20mo $126,000 $89 80
150 Kimberly Way 0.11mi 2/2.0 (-1) 1,350 (-4%) 6mo $97,000 $72 78
167 Kimberly Way 0.18mi 2/2.0 (-1) 1,350 (-4%) 2mo $110,000 $81 78
183 Samantha Way 0.07mi 3/2.0 1,458 (+4%) 18mo $119,500 $82 75
135 Samantha Way 0.03mi 3/2.0 1,458 (+4%) 22mo $100,000 $69 74
175 Knoll Terrace Dr 0.05mi 2/2.0 (-1) 1,367 (-3%) 20mo $111,250 $81 72
102 Kimberly Way 0.08mi 3/2.0 1,457 (+4%) 22mo $120,000 $82 71
190 Wild Creek Way 0.31mi 2/2.0 (-1) 1,404 (0%) 12mo $114,000 $81 70
450 Sandra Ct 0.23mi 2/2.0 (-1) 1,512 (+8%) 16mo $255,000 $169 58
601 Fairchild St 0.18mi 3/2.0 1,215 (-14%) 23mo $199,000 $164 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
13.7%
Equity multiple
1.55×
Total profit
$18,217
Equity at exit
$17,743
10-year hold
IRR
22.5%
Equity multiple
2.92×
Total profit
$64,087
Equity at exit
$10,289

Cash invested: $33,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
28 Tenant-Leaning
State Oregon
28 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
SB608 (2019): statewide rent cap (7% + CPI) and just-cause for tenancies > 1 yr. Portland has relocation assistance ordinance.

ZIP-level market 97417

Home prices YoY
-0.9%
Active inventory
19
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$1,687 medium interval (Pro) →
Mortgage (P&I)
$624
Tax from tax record
$70 /mo · $839/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$354
Net cashflow
$589

Break-even live

Break-even rent $941
Max offer price $119,000
Occupancy floor 60%

Sensitivity live

Price -10% $657 -5% $623 +0% $589 +5% $555 +10% $522
Rent -10% $456 -5% $523 +0% $589 +5% $656 +10% $722
Rate -1.0pp $649 -0.5pp $619 base $589 +0.5pp $558 +1.0pp $527

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$29,750
Closing costs
$3,570
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
325 S Pine St Canyonville, OR 4.0 1.0 1640 $1,800 $1.10 44d 1 0.42mi
450 Maylea Pl Canyonville, OR 3.0 2.5 1232 $1,500 $1.22 44d 1 0.72mi

Listing history 22 events

  1. 2026-06-19
    days on market $119,000 Active 420 DOM
  2. 2026-06-18
    days on market $119,000 Active 419 DOM
  3. 2026-06-17
    days on market $119,000 Active 418 DOM
  4. 2026-06-16
    days on market $119,000 Active 417 DOM
  5. 2026-06-15
    days on market $119,000 Active 416 DOM
  6. 2026-06-14
    days on market $119,000 Active 414 DOM
  7. 2026-06-12
    days on market $119,000 Active 413 DOM
  8. 2026-06-09
    days on market $119,000 Active 410 DOM
  9. 2026-06-08
    days on market $119,000 Active 409 DOM
  10. 2026-06-07
    days on market $119,000 Active 408 DOM
  11. 2026-06-05
    days on market $119,000 Active 405 DOM
  12. 2026-06-02
    days on market $119,000 Active 403 DOM
  13. 2026-06-01
    days on market $119,000 Active 402 DOM
  14. 2026-05-31
    days on market $119,000 Active 401 DOM
  15. 2026-05-30
    days on market $119,000 Active 400 DOM
  16. 2026-04-30
    price $119,000 339-char remark
    Show marketing remark (339 chars)

    BEAUTIFUL 3 BEDROOM, 2 BATH MANUFACTURED HOME LOCATED IN KNOLL TERRACE MOBILE HOME PARK IN THE SMALL TOWN OF CANYONVILLE, OREGON. THIS IS A VERY NICE 55 PLUS, GATED COMMUNITY. THIS HOME SHOWS LIKE NEW! IT COMES WITH A GREAT OVERSIZED 2 CAR GARAGE, NICE BACKYARD, RV STORAGE AND GATED PARK ENTRANCE. COME SEE AND MAKE THIS YOUR NEW HOME!

  17. 2025-10-29
    price $129,000 339-char remark
    Show marketing remark (339 chars)

    BEAUTIFUL 3 BEDROOM, 2 BATH MANUFACTURED HOME LOCATED IN KNOLL TERRACE MOBILE HOME PARK IN THE SMALL TOWN OF CANYONVILLE, OREGON. THIS IS A VERY NICE 55 PLUS, GATED COMMUNITY. THIS HOME SHOWS LIKE NEW! IT COMES WITH A GREAT OVERSIZED 2 CAR GARAGE, NICE BACKYARD, RV STORAGE AND GATED PARK ENTRANCE. COME SEE AND MAKE THIS YOUR NEW HOME!

  18. 2025-04-25
    listed $142,000 Active 339-char remark
    Show marketing remark (339 chars)

    BEAUTIFUL 3 BEDROOM, 2 BATH MANUFACTURED HOME LOCATED IN KNOLL TERRACE MOBILE HOME PARK IN THE SMALL TOWN OF CANYONVILLE, OREGON. THIS IS A VERY NICE 55 PLUS, GATED COMMUNITY. THIS HOME SHOWS LIKE NEW! IT COMES WITH A GREAT OVERSIZED 2 CAR GARAGE, NICE BACKYARD, RV STORAGE AND GATED PARK ENTRANCE. COME SEE AND MAKE THIS YOUR NEW HOME!

  19. 2013-06-27
    soldstatus $44,000 Sold 274-char remark
    Show marketing remark (274 chars)

    Beautiful Golden West Manufactured home in Canyonville's premier retirement community. 1404 Sqft.,3bd, 2ba, open floor plan, 2 car garage. Heat pump, Range,Refrigerator,Washer & Dryer Included. New interior paint and buyer can choose new carpetingwith carpet allowance.

  20. 2013-06-05
    status Pending 274-char remark
    Show marketing remark (274 chars)

    Beautiful Golden West Manufactured home in Canyonville's premier retirement community. 1404 Sqft.,3bd, 2ba, open floor plan, 2 car garage. Heat pump, Range,Refrigerator,Washer & Dryer Included. New interior paint and buyer can choose new carpetingwith carpet allowance.

  21. 2013-04-08
    price $44,000 274-char remark
    Show marketing remark (274 chars)

    Beautiful Golden West Manufactured home in Canyonville's premier retirement community. 1404 Sqft.,3bd, 2ba, open floor plan, 2 car garage. Heat pump, Range,Refrigerator,Washer & Dryer Included. New interior paint and buyer can choose new carpetingwith carpet allowance.

  22. 2013-02-22
    listed $49,900 Active 274-char remark
    Show marketing remark (274 chars)

    Beautiful Golden West Manufactured home in Canyonville's premier retirement community. 1404 Sqft.,3bd, 2ba, open floor plan, 2 car garage. Heat pump, Range,Refrigerator,Washer & Dryer Included. New interior paint and buyer can choose new carpetingwith carpet allowance.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OR · Resets to sale price

Current annual tax
$839 · $70/mo
Projected year-2 tax
$1,154 · $96/mo
Expected delta
+$315/yr (+$26/mo · 37.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 27% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 5/10 Major 8 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 13 unhealthy d/yr today · 15 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,244
− Mortgage interest
−$6,666
− Property taxes
−$839
− Insurance
−$595
− Repairs & maintenance
−$1,619
− Management
−$1,619
− Depreciation
−$3,462
Taxable income
$5,443
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,306
After-tax cash flow
$5,763/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
South Umpqua SD 19
NCES district ID
4111610
Math proficiency
21% ▼ -5.00%
Reading proficiency
34% ▼ -12.00%
Median HH income
$38,796
Composite
23.01/100
National rank
#7976
State rank
#51 of 58 in OR

Livability — Canyonville

Score
66/100
State rank
#183
US rank
#11206

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Canyonville, OR
Population (ZIP)
2,462

Population outlook (Douglas County) Hauer SSP2

Today (2025)
105,191 people
By 2030
102,664 · -2.4%
By 2040
96,668 · -8.1%
By 2050
91,279 · -13.2%
By 2075
79,395 · -24.5%
By 2100
66,107 · -37.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Two or more races 11% Hispanic / Latino 7% Asian 7% Native American 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 1%
Common ancestry
Serbian 4% Lithuanian 3% Iranian 3%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Douglas

2024 margin
Solid R (+37.7) · D 29.9% · R 67.6% · Other 2.5%
2008→2024 swing
-17.6pp toward R · 2008: -20.1pp · 2024: -37.7pp
All cycles
2024: R+37.7 2020: R+37.5 2016: R+39.4 2012: R+27.6 2008: R+20.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -3.05%
Current HPI
339.7648
Rent YoY
Metro
State GDP YoY
▲ 2.05%
F500 in state
2

Industry mix (Fortune 500 HQ in OR)

Industry F500 HQs Revenue

Price history

+138.5% since first listed
7 events — show timeline
  • 2026-04-30 Price Changed $119,000 RMLS
  • 2025-10-29 Price Changed $129,000 RMLS
  • 2025-04-25 Listed $142,000 RMLS
  • 2013-06-27 Sold (MLS) $44,000 RMLS
  • 2013-06-05 Pending RMLS
  • 2013-04-08 Price Changed $44,000 RMLS
  • 2013-02-22 Listed $49,900 RMLS

Property tax history

+0.5%/yr

Latest (2025): $839 · +2.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…