118 Samantha Way · Canyonville, OR
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.27%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $498 – $926
Heat risk 5/10 · Moderate
- Hot days now (above 97°F)
- 8 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 9/10 · Severe
- Unhealthy air days now
- 13 days/yr
- Unhealthy air days in 30 yrs
- 15 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +11.7/15.0
- DSCR +10.0/10.0
- 1% rule +9.2/10.0
- Appreciation +3.5/10.0
- Livability +3.3/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
$119,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
BEAUTIFUL 3 BEDROOM, 2 BATH MANUFACTURED HOME LOCATED IN KNOLL TERRACE MOBILE HOME PARK IN THE SMALL TOWN OF CANYONVILLE, OREGON. THIS IS A VERY NICE 55 PLUS, GATED COMMUNITY. THIS HOME SHOWS LIKE NEW! IT COMES WITH A GREAT OVERSIZED 2 CAR GARAGE, NICE BACKYARD, RV STORAGE AND GATED PARK ENTRANCE. COME SEE AND MAKE THIS YOUR NEW HOME!
Key facts
- Gated community
- Gated park entrance
- Backyard
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $119k.
Deal economics
- At list price, monthly cash flow is $589 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $119k).
- Recommended offer: $105k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 66/100 on livability (#183 in OR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: schools D, amenities F, commute F.
- South Umpqua SD 19 (town): math 21% / reading 34% proficiency, ranked #51 of 58 in OR (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 19 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 190 units permitted in Douglas County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $823 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Douglas County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $33k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 420 days — a 12% lower offer ($105k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 13y ago; this cycle's ask has dropped $23k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $44k; list at $119k implies a 170% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major flood risk; severe wildfire risk; extreme-heat days projected 8→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 420 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.42% ✓
- Cap rate
- 12.23%
- Cash-on-cash
- 21.22%
- DSCR
- 1.94
- GRM
- 5.9
CMA / ARV
- ARV (median comp)
- $131,291
- List price
- $119,000
- Delta
- -9.36%
- Verdict
- FAIR
- Comps
- 10 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 381 Knoll Terrace Dr | 0.21mi | 3/2.0 | 1,404 (0%) | 9mo | $139,500 | $99 | 82 |
| 112 Brenda Pl | 0.04mi | 3/2.0 | 1,412 (+1%) | 20mo | $126,000 | $89 | 80 |
| 150 Kimberly Way | 0.11mi | 2/2.0 (-1) | 1,350 (-4%) | 6mo | $97,000 | $72 | 78 |
| 167 Kimberly Way | 0.18mi | 2/2.0 (-1) | 1,350 (-4%) | 2mo | $110,000 | $81 | 78 |
| 183 Samantha Way | 0.07mi | 3/2.0 | 1,458 (+4%) | 18mo | $119,500 | $82 | 75 |
| 135 Samantha Way | 0.03mi | 3/2.0 | 1,458 (+4%) | 22mo | $100,000 | $69 | 74 |
| 175 Knoll Terrace Dr | 0.05mi | 2/2.0 (-1) | 1,367 (-3%) | 20mo | $111,250 | $81 | 72 |
| 102 Kimberly Way | 0.08mi | 3/2.0 | 1,457 (+4%) | 22mo | $120,000 | $82 | 71 |
| 190 Wild Creek Way | 0.31mi | 2/2.0 (-1) | 1,404 (0%) | 12mo | $114,000 | $81 | 70 |
| 450 Sandra Ct | 0.23mi | 2/2.0 (-1) | 1,512 (+8%) | 16mo | $255,000 | $169 | 58 |
| 601 Fairchild St | 0.18mi | 3/2.0 | 1,215 (-14%) | 23mo | $199,000 | $164 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 13.7%
- Equity multiple
- 1.55×
- Total profit
- $18,217
- Equity at exit
- $17,743
- IRR
- 22.5%
- Equity multiple
- 2.92×
- Total profit
- $64,087
- Equity at exit
- $10,289
Cash invested: $33,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 28 Tenant-Leaning
- State Oregon
- 28 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 97417
- Home prices YoY
- -0.9%
- Active inventory
- 19
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $1,687 medium interval (Pro) →
- Mortgage (P&I)
- −$624
- Tax from tax record
- −$70 /mo · $839/yr
- Insurance
- −$50
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$354
- Net cashflow
- $589
Break-even live
Sensitivity live
| Price | -10% $657 | -5% $623 | +0% $589 | +5% $555 | +10% $522 |
|---|---|---|---|---|---|
| Rent | -10% $456 | -5% $523 | +0% $589 | +5% $656 | +10% $722 |
| Rate | -1.0pp $649 | -0.5pp $619 | base $589 | +0.5pp $558 | +1.0pp $527 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $29,750
- Closing costs
- $3,570
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 325 S Pine St Canyonville, OR | 4.0 | 1.0 | 1640 | $1,800 | $1.10 | 44d | 1 | 0.42mi |
| 450 Maylea Pl Canyonville, OR | 3.0 | 2.5 | 1232 | $1,500 | $1.22 | 44d | 1 | 0.72mi |
Listing history 22 events
-
2026-06-19days on market $119,000 Active 420 DOM
-
2026-06-18days on market $119,000 Active 419 DOM
-
2026-06-17days on market $119,000 Active 418 DOM
-
2026-06-16days on market $119,000 Active 417 DOM
-
2026-06-15days on market $119,000 Active 416 DOM
-
2026-06-14days on market $119,000 Active 414 DOM
-
2026-06-12days on market $119,000 Active 413 DOM
-
2026-06-09days on market $119,000 Active 410 DOM
-
2026-06-08days on market $119,000 Active 409 DOM
-
2026-06-07days on market $119,000 Active 408 DOM
-
2026-06-05days on market $119,000 Active 405 DOM
-
2026-06-02days on market $119,000 Active 403 DOM
-
2026-06-01days on market $119,000 Active 402 DOM
-
2026-05-31days on market $119,000 Active 401 DOM
-
2026-05-30days on market $119,000 Active 400 DOM
-
2026-04-30price $119,000 339-char remark
Show marketing remark (339 chars)
BEAUTIFUL 3 BEDROOM, 2 BATH MANUFACTURED HOME LOCATED IN KNOLL TERRACE MOBILE HOME PARK IN THE SMALL TOWN OF CANYONVILLE, OREGON. THIS IS A VERY NICE 55 PLUS, GATED COMMUNITY. THIS HOME SHOWS LIKE NEW! IT COMES WITH A GREAT OVERSIZED 2 CAR GARAGE, NICE BACKYARD, RV STORAGE AND GATED PARK ENTRANCE. COME SEE AND MAKE THIS YOUR NEW HOME!
-
2025-10-29price $129,000 339-char remark
Show marketing remark (339 chars)
BEAUTIFUL 3 BEDROOM, 2 BATH MANUFACTURED HOME LOCATED IN KNOLL TERRACE MOBILE HOME PARK IN THE SMALL TOWN OF CANYONVILLE, OREGON. THIS IS A VERY NICE 55 PLUS, GATED COMMUNITY. THIS HOME SHOWS LIKE NEW! IT COMES WITH A GREAT OVERSIZED 2 CAR GARAGE, NICE BACKYARD, RV STORAGE AND GATED PARK ENTRANCE. COME SEE AND MAKE THIS YOUR NEW HOME!
-
2025-04-25$142,000 Active 339-char remark
Show marketing remark (339 chars)
BEAUTIFUL 3 BEDROOM, 2 BATH MANUFACTURED HOME LOCATED IN KNOLL TERRACE MOBILE HOME PARK IN THE SMALL TOWN OF CANYONVILLE, OREGON. THIS IS A VERY NICE 55 PLUS, GATED COMMUNITY. THIS HOME SHOWS LIKE NEW! IT COMES WITH A GREAT OVERSIZED 2 CAR GARAGE, NICE BACKYARD, RV STORAGE AND GATED PARK ENTRANCE. COME SEE AND MAKE THIS YOUR NEW HOME!
-
2013-06-27soldstatus $44,000 Sold 274-char remark
Show marketing remark (274 chars)
Beautiful Golden West Manufactured home in Canyonville's premier retirement community. 1404 Sqft.,3bd, 2ba, open floor plan, 2 car garage. Heat pump, Range,Refrigerator,Washer & Dryer Included. New interior paint and buyer can choose new carpetingwith carpet allowance.
-
2013-06-05status Pending 274-char remark
Show marketing remark (274 chars)
Beautiful Golden West Manufactured home in Canyonville's premier retirement community. 1404 Sqft.,3bd, 2ba, open floor plan, 2 car garage. Heat pump, Range,Refrigerator,Washer & Dryer Included. New interior paint and buyer can choose new carpetingwith carpet allowance.
-
2013-04-08price $44,000 274-char remark
Show marketing remark (274 chars)
Beautiful Golden West Manufactured home in Canyonville's premier retirement community. 1404 Sqft.,3bd, 2ba, open floor plan, 2 car garage. Heat pump, Range,Refrigerator,Washer & Dryer Included. New interior paint and buyer can choose new carpetingwith carpet allowance.
-
2013-02-22$49,900 Active 274-char remark
Show marketing remark (274 chars)
Beautiful Golden West Manufactured home in Canyonville's premier retirement community. 1404 Sqft.,3bd, 2ba, open floor plan, 2 car garage. Heat pump, Range,Refrigerator,Washer & Dryer Included. New interior paint and buyer can choose new carpetingwith carpet allowance.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OR · Resets to sale price
- Current annual tax
- $839 · $70/mo
- Projected year-2 tax
- $1,154 · $96/mo
- Expected delta
- +$315/yr (+$26/mo · 37.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 27% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 5/10 Major 8 d/yr ≥97°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 9/10 Extreme 13 unhealthy d/yr today · 15 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,244
- − Mortgage interest
- −$6,666
- − Property taxes
- −$839
- − Insurance
- −$595
- − Repairs & maintenance
- −$1,619
- − Management
- −$1,619
- − Depreciation
- −$3,462
- Taxable income
- $5,443
- Est. tax owed @ 24.0%
- −$1,306
- After-tax cash flow
- $5,763/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- South Umpqua SD 19
- NCES district ID
- 4111610
- Math proficiency
- 21% ▼ -5.00%
- Reading proficiency
- 34% ▼ -12.00%
- Median HH income
- $38,796
- Composite
- 23.01/100
- National rank
- #7976
- State rank
- #51 of 58 in OR
Livability — Canyonville
- Score
- 66/100
- State rank
- #183
- US rank
- #11206
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Canyonville, OR
- Population (ZIP)
- 2,462
Population outlook (Douglas County) Hauer SSP2
- Today (2025)
- 105,191 people
- By 2030
- 102,664 · -2.4%
- By 2040
- 96,668 · -8.1%
- By 2050
- 91,279 · -13.2%
- By 2075
- 79,395 · -24.5%
- By 2100
- 66,107 · -37.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Two or more races 11% Hispanic / Latino 7% Asian 7% Native American 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 1%
- Common ancestry
- Serbian 4% Lithuanian 3% Iranian 3%
- Foreign-born
- 1% · Canada
- Languages at home
- 98% English-only · Spanish 1%
Political lean MEDSL · Douglas
- 2024 margin
- Solid R (+37.7) · D 29.9% · R 67.6% · Other 2.5%
- 2008→2024 swing
- -17.6pp toward R · 2008: -20.1pp · 2024: -37.7pp
- All cycles
- 2024: R+37.7 2020: R+37.5 2016: R+39.4 2012: R+27.6 2008: R+20.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -3.05%
- Current HPI
- 339.7648
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in OR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 1 | $51B |
|
||
Price history
+138.5% since first listed7 events — show timeline
- 2026-04-30 Price Changed $119,000 RMLS
- 2025-10-29 Price Changed $129,000 RMLS
- 2025-04-25 Listed $142,000 RMLS
- 2013-06-27 Sold (MLS) $44,000 RMLS
- 2013-06-05 Pending — RMLS
- 2013-04-08 Price Changed $44,000 RMLS
- 2013-02-22 Listed $49,900 RMLS
Property tax history
+0.5%/yrLatest (2025): $839 · +2.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…