🌊 Lakefront
5948 Mayflower Way · Ave Maria, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 112°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.8/30.0
- ARV discount +12.2/15.0
- Schools +6.0/10.0
- 1% rule +5.4/10.0
- Appreciation +4.5/10.0
- Condition / age +4.0/5.0
- DSCR +3.8/10.0
- Rent growth +3.2/5.0
- Livability +2.5/5.0
$314,990
5948 Mayflower Way · Ave Maria, FL 34142
2 bd · 2.0 ba · 1,460 sqft · SingleFamily
public records
· 170 Days on market
Built 2022
2-car garage
$216/sqft
· 10% below area
Est $352k · 10% under · waterfront
$474/mo HOA · 14% of rent
↓ 17% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
LIKE NEW BUT WITH A SUPERIOR VIEW! Wake up to breathtaking, unobstructed water and golf course views—a rare find you simply won’t get in new construction. The extended screened lanai at the back of this home showcases 180-degree panoramic scenery with upgraded pavers, creating the perfect setting to enjoy spectacular sunrises and peaceful mornings overlooking the water. This attached villa lives like a single-family home (not a condo) and offers both privacy and peace of mind, featuring impact-resistant windows and doors and a quiet cul-de-sac location—away from traffic and construction. Inside, the home is bright, open, and thoughtfully designed.
Key facts
- Golf course views
- 2 garage spots
- Community pool
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $315k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-31 ($-377/yr) — negative.
- To cash-flow at today's rent, offer at most $309k (1.8% below list).
- Meets the 1% rule at list price ($3k rent vs $315k).
- Recommended offer: $277k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.2% vs local median 3.9% in Ave Maria — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Estates Elementary School (math 70% / reading 67%, grade B+, #409 of 2,144 statewide, top 20%, 862 students, 53% FRL); Corkscrew Middle School (math 68% / reading 59%, grade B+, #109 of 571 statewide, top 19%, 958 students, 43% FRL); Palmetto Ridge High School (math 43% / reading 51%, grade D-, #207 of 667 statewide, top 32%, 2,347 students, 38% FRL).
- Market conditions: Rents rising (+3.0%/yr); 610 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 117d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $3,288/mo this rent would consume 63% of the median local household income ($62k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-1.1%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 170 days — a 12% lower offer ($277k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 4y ago; this cycle's ask has dropped $25k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$277,191
(12.0% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 170 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.04% ✓
- Cap rate
- 6.17%
- Cash-on-cash
- -0.43%
- DSCR
- 0.98
- GRM
- 8.0
CMA / ARV
- ARV (median comp)
- $351,650
- List price
- $314,990
- Delta
- -10.43%
- Verdict
- UNDERPRICED
- Comps
- 2 within 3.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5901 Mayflower Way | 0.07mi | 2/2.0 | 1,460 (0%) | 3mo | $265,000 | $182 | 94 |
| 5900 Mayflower Way | 0.07mi | 2/2.0 | 1,602 (+10%) | 2mo | $329,000 | $205 | 79 |
| 5825 Mayflower Way | 0.19mi | 2/2.0 | 1,546 (+6%) | 6mo | $365,000 | $236 | 76 |
| 5821 Mayflower Way | 0.20mi | 2/2.0 | 1,546 (+6%) | 6mo | $348,000 | $225 | 76 |
| 5845 Mayflower Way | 0.16mi | 2/2.0 | 1,602 (+10%) | 3mo | $288,000 | $180 | 74 |
| 5784 Declaration Ct | 0.45mi | 3/2.0 (+1) | 1,415 (-3%) | 1mo | $324,800 | $230 | 68 |
| 5796 Declaration Ct | 0.42mi | 3/2.0 (+1) | 1,415 (-3%) | 5mo | $317,000 | $224 | 66 |
| 6407 Memorial Ln | 0.74mi | 2/2.0 | 1,448 (-1%) | 2mo | $320,000 | $221 | 62 |
| 5868 Constitution St | 0.39mi | 2/2.0 | 1,634 (+12%) | 1mo | $377,000 | $231 | 61 |
| 6410 Memorial Ln | 0.74mi | 2/2.0 | 1,448 (-1%) | 5mo | $286,000 | $198 | 60 |
| 6125 Triumph Ln | 0.75mi | 2/2.0 | 1,554 (+6%) | 3mo | $399,000 | $257 | 52 |
| 6341 Liberty St | 0.55mi | 2/2.0 | 1,674 (+15%) | 2mo | $419,000 | $250 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.05% appreciation · 2.95% rent growth · sell at horizon
5-year hold
- IRR
- -6.9%
- Equity multiple
- 0.70×
- Total profit
- $-26,243
- Equity at exit
- $75,306
10-year hold
- IRR
- 0.0%
- Equity multiple
- 1.00×
- Total profit
- $174
- Equity at exit
- $78,458
Cash invested: $88,197 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 36 active · 17 under contract
- Months of supply
- 10.3 mo (10%/mo absorbed)
- Median asking
- $374,945 ($239/sqft)
- Median days on market
- 116 d
- This list price
- 3% of active listings are priced below it
- ARV vs active asking
- +0.6% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34142
- Home prices YoY
- -0.5%
- Rents YoY
- 3.0%
- Active inventory
- 610
- Price-to-rent
- 8.0×
Monthly cashflow live
↻
- Estimated rent
- $3,288 high interval (Pro) →
- Mortgage (P&I)
- −$1,652
- Tax from tax record
- −$372 /mo · $4,462/yr
- Insurance
- −$131
- HOA
- −$474
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$690
- Net cashflow
- $-31
Break-even live
Break-even rent
$3,328
Max offer price
$309,435
Occupancy floor
96%
Sensitivity live
| Price | -10% $147 | -5% $58 | +0% $-31 | +5% $-121 | +10% $-210 |
|---|---|---|---|---|---|
| Rent | -10% $-291 | -5% $-161 | +0% $-31 | +5% $98 | +10% $228 |
| Rate | -1.0pp $127 | -0.5pp $49 | base $-31 | +0.5pp $-113 | +1.0pp $-196 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $78,748
- Closing costs
- $9,450
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5935 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1460 | $2,550 | $1.75 | 6d | 1 | 0.03mi |
| 5935 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1460 | $2,550 | $1.75 | 119d | 1 | 0.03mi |
| 5988 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1602 | $5,200 | $3.25 | 119d | 1 | 0.06mi |
| 5769 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1554 | $4,000 | $2.57 | 119d | 1 | 0.30mi |
| 5705 Mayflower Way #1407 Ave Maria, FL | 2.0 | 2.0 | 1536 | $2,250 | $1.46 | 119d | 1 | 0.40mi |
| 6441 Liberty St Ave Maria, FL | 2.0 | 2.0 | 1685 | $2,995 | $1.78 | 6d | 1 | 0.47mi |
| 6441 Liberty St Ave Maria, FL | 3.0 | 2.0 | 1685 | $5,795 | $3.44 | 119d | 1 | 0.47mi |
| 5698 Mayflower Way #405 Ave Maria, FL | 2.0 | 2.0 | 1868 | $5,495 | $2.94 | 6d | 1 | 0.47mi |
| 5697 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1538 | $2,495 | $1.62 | 119d | 1 | 0.47mi |
| 5784 Declaration Ct Ave Maria, FL | 3.0 | 2.0 | 1416 | $2,495 | $1.76 | 0d | 1 | 0.48mi |
| 5690 Mayflower Way #601 Ave Maria, FL | 3.0 | 2.0 | 1815 | $5,500 | $3.03 | 119d | 1 | 0.53mi |
| 5690 Mayflower Way Ave Maria, FL | 3.0 | 2.0 | 1815 | $3,295 | $1.82 | 119d | 1 | 0.53mi |
| 6160 Harmony Dr Ave Maria, FL | 3.0 | 2.0 | 1558 | $6,295 | $4.04 | 6d | 1 | 0.85mi |
| 6168 Harmony Dr Immokalee, FL | 3.0 | 2.0 | 1570 | $5,495 | $3.50 | 109d | 1 | 0.87mi |
| 6189 Harmony Dr Immokalee, FL | 3.0 | 2.0 | 1558 | $6,295 | $4.04 | 119d | 1 | 0.93mi |
| 6205 Harmony Dr Ave Maria, FL | 3.0 | 2.0 | 1558 | $5,000 | $3.21 | 6d | 1 | 0.96mi |
| 5496 Agostino Way Ave Maria, FL | 3.0 | 2.5 | 1858 | $2,400 | $1.29 | 6d | 1 | 0.96mi |
| 5462 Useppa Dr Ave Maria, FL | 3.0 | 2.5 | 1650 | $2,250 | $1.36 | 6d | 1 | 1.00mi |
| 8010 Helena Ct Ave Maria, FL | 2.0 | 2.0 | 1554 | $4,000 | $2.57 | 6d | 1 | 1.12mi |
| 8010 Helena Ct Ave Maria, FL | 2.0 | 2.0 | 1554 | $2,500 | $1.61 | 116d | 1 | 1.12mi |
| 5538 Useppa Dr Ave Maria, FL | 2.0 | 2.5 | 1850 | $10,995 | $5.94 | 119d | 1 | 1.13mi |
| 5453 Pikewood Ct Ave Maria, FL | 2.0 | 2.5 | 1850 | $7,995 | $4.32 | 6d | 1 | 1.16mi |
| 5554 Cassidy Ln Ave Maria, FL | 2.0 | 2.0 | 1366 | $2,375 | $1.74 | 6d | 1 | 1.18mi |
| 5435 Pikewood Ct Ave Maria, FL | 2.0 | 2.5 | 1850 | $3,695 | $2.00 | 116d | 1 | 1.20mi |
| 5604 Cobalto Way Ave Maria, FL | 3.0 | 2.0 | 1630 | $2,700 | $1.66 | 6d | 1 | 1.20mi |
| 5639 Argento Dr Ave Maria, FL | 3.0 | 2.5 | 1400 | $2,500 | $1.79 | 119d | 1 | 1.20mi |
| 5574 Cassidy Ln Ave Maria, FL | 3.0 | 2.0 | 1630 | $2,250 | $1.38 | 116d | 1 | 1.22mi |
| 5688 Cassidy Ln Ave Maria, FL | 2.0 | 2.0 | 1366 | $2,500 | $1.83 | 109d | 1 | 1.24mi |
| 5769 Cassidy Ln Ave Maria, FL | 2.0 | 2.0 | 1366 | $2,200 | $1.61 | 6d | 1 | 1.25mi |
| 5704 Melbourne Ct #6712 Ave Maria, FL | 3.0 | 2.0 | 1741 | $7,295 | $4.19 | 119d | 1 | 1.26mi |
| 6039 Ellerston WAY #2017 Ave Maria, FL | 2.0 | 2.0 | 1355 | $6,295 | $4.65 | 119d | 1 | 1.26mi |
| 5629 Double Eagle Cir #4217 Ave Maria, FL | 2.0 | 2.0 | 1154 | $5,795 | $5.02 | 119d | 1 | 1.26mi |
| 5651 Double Eagle Cir #4316 Ave Maria, FL | 2.0 | 2.0 | 1154 | $5,495 | $4.76 | 119d | 1 | 1.26mi |
| 5629 Double Eagle Cir #4223 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,395 | $2.08 | 119d | 1 | 1.26mi |
| 5835 Double Eagle CIR #4714 Ave Maria, FL | 2.0 | 2.0 | 1120 | $1,895 | $1.69 | 119d | 1 | 1.26mi |
| 5835 Double Eagle Cir #4726 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,095 | $1.82 | 109d | 1 | 1.26mi |
| 5807 Double Eagle Cir #4627 Ave Maria, FL | 2.0 | 2.0 | 1154 | $7,000 | $6.07 | 6d | 1 | 1.26mi |
| 5715 Double Eagle Cir #4437 Ave Maria, FL | 2.0 | 2.0 | 1154 | $5,795 | $5.02 | 6d | 1 | 1.26mi |
| 5445 Double Eagle Cir #3011 Ave Maria, FL | 2.0 | 2.0 | 1569 | $2,495 | $1.59 | 6d | 1 | 1.26mi |
| 5629 Double Eagle Cir #4242 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,400 | $2.08 | 6d | 1 | 1.26mi |
Property features AI
Finance
- HOA & community
- Mandatory HOAQuarterly HOA fee: $1,218Master HOA quarterly fee: $203On-site managementHOA maintenance covers cable, internet/WiFi, irrigation water, lawn/land maintenance, legal/accounting, manager, recreation facilities, reserves, street lights, street maintenance and trash removalCommunity amenities include clubhouse, community pool and spa, exercise room, tennis and pickleball courts, bocce, putting green, golf course (non-equity), dog park, bike/jog paths, restaurant, library, billiards, hobby room, sauna, sidewalks and underground utilitiesTotal annual recurring fees: $5,684Total one-time fees: $1,575One-time special assessment fee: $1,375
Exterior
- Parking
- Attached 2-car garagePaved driveway
- Security
- Gated community
- Utilities
- Central waterCentral sewerCable available
- Home design
- Residential villa (attached)1-story ranchRear exposure: EastLocated in the Ave Maria development
- Construction
- Concrete block constructionTile roofBuilt in 2022
- Exterior features
- PondAutomatic sprinkler systemImpact-resistant doors and windowsSingle hung and sliding windowsStucco exteriorGated community
Interior
- Kitchen
- PantryDishwasherDisposalMicrowaveRangeSelf-cleaning ovenRefrigerator/FreezerRefrigerator/ice maker
- Bedrooms
- 2 bedrooms plus den (split bedroom floor plan)
- Flooring
- CarpetTile
- Bathrooms
- 2 full bathroomsMaster bathroom with dual sinks and shower-only configuration
- Heating & cooling
- Central electric heatCentral electric air conditioningCeiling fans
- Interior features
- Cable prewireFoyerFrench doorsHigh-speed internet availablePantrySmoke detectorsWindow coveringsBreakfast barDining/family areaDen (study)Great roomGuest bathScreened lanai/porchUnfurnished2 ceiling fans
- Laundry & utility
- Washer and dryer (in residence)
HOA detail $474/mo · $5,688/yr
- Likely covers
- water
Listing history 50 events
-
2026-09-11days on market $314,990 Active 170 DOM
-
2026-09-05days on market $314,990 Active 164 DOM
-
2026-09-04days on market $314,990 Active 163 DOM
-
2026-09-03days on market $314,990 Active 162 DOM
-
2026-08-31days on market $314,990 Active 159 DOM
-
2026-08-30days on market $314,990 Active 158 DOM
-
2026-08-29days on market $314,990 Active 157 DOM
-
2026-08-28days on market $314,990 Active 156 DOM
-
2026-08-27days on market $314,990 Active 155 DOM
-
2026-08-26days on market $314,990 Active 154 DOM
-
2026-08-25days on market $314,990 Active 153 DOM
-
2026-08-24days on market $314,990 Active 152 DOM
-
2026-08-23days on market $314,990 Active 151 DOM
-
2026-08-22days on market $314,990 Active 150 DOM
-
2026-08-21days on market $314,990 Active 149 DOM
-
2026-08-20days on market $314,990 Active 148 DOM
-
2026-08-19days on market $314,990 Active 147 DOM
-
2026-08-18days on market $314,990 Active 146 DOM
-
2026-08-16days on market $314,990 Active 144 DOM
-
2026-08-15days on market $314,990 Active 143 DOM
-
2026-08-13days on market $314,990 Active 141 DOM
-
2026-08-12days on market $314,990 Active 140 DOM
-
2026-08-11days on market $314,990 Active 139 DOM
-
2026-08-10days on market $314,990 Active 138 DOM
-
2026-08-09days on market $314,990 Active 137 DOM
-
2026-08-08days on market $314,990 Active 136 DOM
-
2026-08-07days on market $314,990 Active 135 DOM
-
2026-08-06days on market $314,990 Active 134 DOM
-
2026-08-05days on market $314,990 Active 133 DOM
-
2026-08-04days on market $314,990 Active 132 DOM
-
2026-08-03days on market $314,990 Active 131 DOM
-
2026-07-31days on market $314,990 Active 128 DOM
-
2026-07-30days on market $314,990 Active 127 DOM
-
2026-07-29days on market $314,990 Active 126 DOM
-
2026-07-27days on market $314,990 Active 124 DOM
-
2026-07-25days on market $314,990 Active 122 DOM
-
2026-07-24days on market $314,990 Active 121 DOM
-
2026-07-23days on market $314,990 Active 120 DOM
-
2026-07-22price $314,990 Active 119 DOM
-
2026-07-22days on market $324,990 Active 119 DOM
-
2026-07-22days on market $324,990 Active 118 DOM
-
2026-07-18days on market $324,990 Active 115 DOM
-
2026-07-16days on market $324,990 Active 113 DOM
-
2026-07-16days on market $324,990 Active 112 DOM
-
2026-07-14days on market $324,990 Active 111 DOM
-
2026-07-14days on market $324,990 Active 110 DOM
-
2026-07-12days on market $324,990 Active 109 DOM
-
2026-07-11days on market $324,990 Active 108 DOM
-
2026-07-10days on market $324,990 Active 107 DOM
-
2026-07-09days on market $324,990 Active 106 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,462 · $372/mo
- Projected year-2 tax
- $4,462 · $372/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 10/10 Extreme 7 d/yr ≥112°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $39,456
- − Mortgage interest
- −$17,644
- − Property taxes
- −$4,462
- − Insurance
- −$1,575
- − Repairs & maintenance
- −$3,156
- − Management
- −$3,156
- − HOA
- −$5,688
- − Depreciation
- −$9,163
- Taxable loss
- −$5,390
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$1,294
- After-tax cash flow
- $916/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
80/100
None rehab
This home is in excellent condition with a superior view, offering both privacy and a peaceful setting. It is move-in ready with minimal maintenance required.
Value-add opportunities
- Both landscaping upgrade — enhances curb appeal and adds value ↑
- Both painting — refreshes interior and exterior ↑
- Both smart home integration — increases home's marketability and convenience ↑
D
Composite school gradezoned avg 60/100
Zoned Schools
Elementary
Estates Elementary School
B+
FL #409/2,144
Nat'l #4,125/41,679
Middle
Corkscrew Middle School
B+
FL #109/571
Nat'l #1,406/14,009
High
Palmetto Ridge High School
D-
FL #207/667
Nat'l #6,330/17,239
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Ave Maria
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Ave Maria, FL
- County
- Collier County · 420,858 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 35,149
- Household income
- $62,333
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (63%)
- Race & ethnicity
- Hispanic / Latino 63% Two or more races 39% Black 19% White 16% Native American 7%
- Hispanic origin (detail)
- Mexican 43% Puerto Rican 3% Cuban 2% Dominican 1%
- Common ancestry
- Hispanic 8% Slovak 1% Serbian 1%
- Foreign-born
- 32% · Canada, Jamaica
- Languages at home
- 34% English-only · Spanish 53% French/Haitian/Cajun 12%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.05%
- Current HPI
- 226.9105
- Rent YoY
- ▲ 2.95%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-17.5% since first listed15 events — show timeline
- 2026-03-25 Listed $339,990 NAPLESMLS
- 2026-03-17 Listing Removed — NAPLESMLS
- 2026-02-21 Price Changed $359,500 NAPLESMLS
- 2026-01-14 Listing Removed — NAPLESMLS
- 2026-01-14 Listed $367,900 NAPLESMLS
- 2025-11-25 Price Changed $374,500 NAPLESMLS
- 2025-10-31 Price Changed $380,000 NAPLESMLS
- 2025-08-01 Listed $384,900 NAPLESMLS
- 2025-07-30 Listing Removed — FORTMLS
- 2025-05-28 Price Changed $384,900 FORTMLS
- 2025-03-23 Price Changed $389,900 FORTMLS
- 2025-02-07 Price Changed $399,000 FORTMLS
- 2024-10-01 Listed $409,900 FORTMLS
- 2022-12-02 Listing Removed — FORTMLS
- 2022-09-03 Listed $411,900 FORTMLS
Property tax history
+31.9%/yrLatest (2025): $4,462 · +9.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…