148 Sunset Dr · Longwood, FL 32750

$332,500

3 bd · 3.0 ba · 2,139 sqft · SingleFamily public records · 9 Days on market

Built 1975 10,010 sqft lot Est $447k · 26% under ↓ 3% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +11.8/30.0
• Schools +5.1/10.0
• Livability +4.0/5.0
• DSCR +3.5/10.0
• Rent growth +3.5/5.0
• 1% rule +2.6/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

ACTIVE WITH CONTRACT - BACK ON THE MARKET due to Buyer not able to obtain financing - Therefore, hurry and make an offer, while this property lasts - It will go QUICK!!! Not a Short Sale - MOVE IN READY - Beautiful 3 Bedroom, 3 Bath Pool Home with Lake View. Home has been UPDATED throughout. Features Include: 2 MASTER BEDROOMS, New Paint Inside & Out, New Tile & Wood Flooring, New Light Fixtures throughout, Updated Bathrooms, Master Bath has Dual Vessel Sinks with Granite Countertops, Upgraded Kitchen with Solid Wood Cabinets, Granite Countertops & Stainless Steel Appliances which are all included with the home. Washer & Dryer also included. Screen doors open to Pool Deck. Enjoy Lake Views while Swimming Laps in the Pool. Walking Distance to Shadow Hill Park. SELLER WILL PAY UP TO 3% TOWARDS CLOSING COSTS WITH FULL PRICE CONTRACT.

Key facts

• Private pool
• Newer fence
• Lake view

Tags

• PRIVATE POOL
• LAKE VIEW
• COVERED PATIO
• BACKYARD FIREPLACE
• NEWER FENCE
• STORAGE SHED

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath single-family listed at $332k.

Deal economics

• At list price, monthly cash flow is $-91 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $316k (4.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $253k (23.9% below list).
• Recommended offer: $253k (23.9% below list) — sets the bar for 1% rule.
• Cap rate 6.0% vs local median 4.0% in Longwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#92 in FL, #1,438 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, cost of living B+; Watch: amenities F.
• Seminole (suburban): math 57% / reading 61% proficiency, ranked #13 of 73 in FL (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Woodlands Elementary School (math 79% / reading 78%, grade A, #141 of 2,144 statewide, top 7%, 798 students, 35% FRL); Lake Mary High School (math 39% / reading 58%, grade D, #198 of 667 statewide, top 30%, 2,684 students, 42% FRL) — zoned schools at 38% FRL track the district average.
• Market conditions: Rents rising (+3.9%/yr); 152 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,979 units permitted in Seminole County in 2024 (1,191 in 5+ unit buildings).
• This rent runs 35% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Seminole County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $175k; list at $332k implies a 90% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $252,939 (23.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.76% ✗
• Cap rate: 5.96%
• Cash-on-cash: -1.17%
• DSCR: 0.95
• GRM: 11.0

CMA / ARV

• ARV (on-the-fly): $447,051
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
148 Sunset Dr	0.00mi	3/3.0	2,139 (0%)	1mo	$332,500	$155	99
1665 Grange Cir	0.53mi	3/2.0	2,189 (+2%)	1mo	$385,000	$176	67
731 Crestbrook Loop	0.61mi	3/2.5	2,140 (0%)	3mo	$395,350	$185	66
1386 S Ridge Lake Cir	0.39mi	4/2.0 (+1)	2,263 (+6%)	2mo	$547,000	$242	62
836 Maraval Ct	0.43mi	3/2.0	1,953 (-9%)	4mo	$449,000	$230	59
1328 N Marcy Dr	0.31mi	3/2.0	1,831 (-14%)	2mo	$449,000	$245	56
113 Rose Briar Dr	0.43mi	4/3.0 (+1)	2,369 (+11%)	3mo	$495,000	$209	55
721 Rock Creek Loop	0.65mi	3/2.5	1,998 (-7%)	3mo	$385,000	$193	54
216 Tollgate Trl	0.73mi	4/2.0 (+1)	2,011 (-6%)	1mo	$399,000	$198	46
101 Nicole Ln	0.63mi	4/2.0 (+1)	2,334 (+9%)	4mo	$599,100	$257	43
108 Hickory Tree Rd	0.68mi	4/2.0 (+1)	1,950 (-9%)	4mo	$360,000	$185	41
140 Rangeline Woods Cv	0.71mi	4/2.0 (+1)	2,351 (+10%)	1mo	$565,000	$240	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.89% rent growth · sell at horizon

5-year hold

• IRR: -17.4%
• Equity multiple: 0.38×
• Total profit: $-57,479
• Equity at exit: $49,577

10-year hold

• IRR: -8.0%
• Equity multiple: 0.48×
• Total profit: $-48,332
• Equity at exit: $28,749

Cash invested: $93,100 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32750

• Rents YoY: 3.9%
• Active inventory: 152
• Price-to-rent: 11.0×

Monthly cashflow live

• Estimated rent: $2,529 high
• Mortgage (P&I): −$1,744
• Tax from tax record: −$207 /mo · $2,484/yr
• Insurance: −$139
• HOA: −$0
• Vacancy / Maint / Mgmt: −$531
• Net cashflow: $-91

Break-even live

Break-even rent $2,645

Max offer price $316,427

Occupancy floor 99%

Sensitivity live

Price	-10% $97	-5% $3	+0% $-91	+5% $-185	+10% $-279
Rent	-10% $-291	-5% $-191	+0% $-91	+5% $9	+10% $109
Rate	-1.0pp $76	-0.5pp $-6	base $-91	+0.5pp $-177	+1.0pp $-265

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $83,125
• Closing costs: $9,975
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
120 Sunset Dr Longwood, FL	4.0	2.0	1968	$2,200	$1.12	3d	1	0.16mi
107 Margo Ln Longwood, FL	4.0	2.0	1717	$2,720	$1.58	25d	1	0.27mi
1025 Wentworth Ct Longwood, FL	3.0	2.5	1461	$2,300	$1.57	6d	1	0.32mi
919 Rangeline Rd Longwood, FL	3.0	2.0	1816	$1,300	$0.72	21d	1	0.35mi
1640 Overlook Rd Longwood, FL	3.0	2.0	1750	$2,475	$1.41	25d	1	0.38mi
1000 Huntington Ct Longwood, FL	3.0	2.0	1774	$3,000	$1.69	21d	1	0.39mi
1321 Myrtle Dr Longwood, FL	4.0	2.0	2054	$2,695	$1.31	25d	1	0.63mi
240 Slade Dr Longwood, FL	4.0	2.5	2390	$2,797	$1.17	6d	1	0.96mi
1709 Pine Bay Dr Lake Mary, FL	3.0	2.0	1413	$2,300	$1.63	23d	1	0.98mi
1713 Pine Bay Dr Lake Mary, FL	4.0	2.5	2142	$2,850	$1.33	25d	1	0.99mi
161 Sheridan Ave Longwood, FL	4.0	2.0	1859	$2,691	$1.45	3d	1	1.05mi
506 Parson Brown Way Longwood, FL	3.0	2.0	1500	$2,275	$1.52	23d	1	1.18mi
881 W Warren Ave Longwood, FL	3.0	1.0–2.0	1071	$2,827	$2.64	2d	26	1.26mi
745 Silverwood Dr Lake Mary, FL	4.0	3.5	2112	$3,650	$1.73	25d	1	1.45mi
1580 Banks St Longwood, FL	3.0	2.0	1675	$2,445	$1.46	25d	1	1.46mi

Listing history 10 events

1. 2026-04-26
   status Pending
2. 2026-04-16
   listed $332,500 Active
3. 2013-07-01
   soldstatus $175,000
4. 2013-06-21
   soldstatus $175,000 867-char remark

   Show marketing remark (867 chars)

   ACTIVE WITH CONTRACT - BACK ON THE MARKET due to Buyer not able to obtain financing - Therefore, hurry and make an offer, while this property lasts - It will go QUICK!!! Not a Short Sale - MOVE IN READY - Beautiful 3 Bedroom, 3 Bath Pool Home with Lake View. Home has been UPDATED throughout. Features Include: 2 MASTER BEDROOMS, New Paint Inside & Out, New Tile & Wood Flooring, New Light Fixtures throughout, Updated Bathrooms, Master Bath has Dual Vessel Sinks with Granite Countertops, Upgraded Kitchen with Solid Wood Cabinets, Granite Countertops & Stainless Steel Appliances which are all included with the home. Washer & Dryer also included. Screen doors open to Pool Deck. Enjoy Lake Views while Swimming Laps in the Pool. Walking Distance to Shadow Hill Park. SELLER WILL PAY UP TO 3% TOWARDS CLOSING COSTS WITH FULL PRICE CONTRACT.

5. 2012-08-08
   listed $187,750 867-char remark

   Show marketing remark (867 chars)

   ACTIVE WITH CONTRACT - BACK ON THE MARKET due to Buyer not able to obtain financing - Therefore, hurry and make an offer, while this property lasts - It will go QUICK!!! Not a Short Sale - MOVE IN READY - Beautiful 3 Bedroom, 3 Bath Pool Home with Lake View. Home has been UPDATED throughout. Features Include: 2 MASTER BEDROOMS, New Paint Inside & Out, New Tile & Wood Flooring, New Light Fixtures throughout, Updated Bathrooms, Master Bath has Dual Vessel Sinks with Granite Countertops, Upgraded Kitchen with Solid Wood Cabinets, Granite Countertops & Stainless Steel Appliances which are all included with the home. Washer & Dryer also included. Screen doors open to Pool Deck. Enjoy Lake Views while Swimming Laps in the Pool. Walking Distance to Shadow Hill Park. SELLER WILL PAY UP TO 3% TOWARDS CLOSING COSTS WITH FULL PRICE CONTRACT.

6. 2012-06-05
   soldstatus $105,000 233-char remark

   Show marketing remark (233 chars)

   CHECK OUT THIS GREAT VALUE! 3 BEDROOMS 3 BATHS PLUS A POOL. TRUE DIAMOND IN THE ROUGH WITH A LITTLE TLC THIS HOME WILL REALLY SHINE. BoA prequal is REQUIRED for all financed offers. Please allow 2-3 business days for seller response.

7. 2012-01-24
   listed $99,900 233-char remark

   Show marketing remark (233 chars)

   CHECK OUT THIS GREAT VALUE! 3 BEDROOMS 3 BATHS PLUS A POOL. TRUE DIAMOND IN THE ROUGH WITH A LITTLE TLC THIS HOME WILL REALLY SHINE. BoA prequal is REQUIRED for all financed offers. Please allow 2-3 business days for seller response.

8. 2000-02-10
   soldstatus $107,000
9. 1975-01-01
   soldstatus $35,500
10. 1974-01-01
    soldstatus $341,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,484 · $207/mo
• Projected year-2 tax: $2,760 · $230/mo
• Expected delta: +$276/yr (+$23/mo · 11.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,353
• − Mortgage interest: −$18,625
• − Property taxes: −$2,484
• − Insurance: −$1,662
• − Repairs & maintenance: −$2,428
• − Management: −$2,428
• − Depreciation: −$9,673
• Taxable loss: −$6,948
• Est. tax savings @ 24.0%: +$1,668
• After-tax cash flow: $576/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Seminole
• NCES district ID: 1201710
• Math proficiency: 57% ▼ -7.00%
• Reading proficiency: 61% ▼ -1.00%
• Median HH income: $58,478
• Composite: 51.05/100
• National rank: #1769
• State rank: #13 of 73 in FL

Livability — Longwood

• Score: 81/100
• State rank: #92
• US rank: #1438

Category grades

Amenities F Commute C+ Cost of living B+ Crime B Employment C+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Longwood, FL
• County: Seminole County · 436,154 people
• City population: 55,088
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 26,164
• Household income: $86,125
• Rent vs Own: 25.4% rent · 74.6% own
• Severe rent burden: 774.0

Population outlook (Seminole County) Hauer SSP2

• Today (2025): 515,494 people
• By 2030: 545,713 · +5.9%
• By 2040: 598,068 · +16.0%
• By 2050: 640,663 · +24.3%
• By 2075: 724,461 · +40.5%
• By 2100: 755,530 · +46.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (63%)
• Race & ethnicity: White 63% Hispanic / Latino 22% Two or more races 17% Black 5% Asian 3%
• Hispanic origin (detail): Mexican 2% Puerto Rican 9% Cuban 3%
• Common ancestry: Romanian 2% Slovak 2% Lithuanian 2%
• Foreign-born: 12% · Canada, Jamaica, China
• Languages at home: 81% English-only · Spanish 13% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Seminole

• 2024 margin: Toss-up / Even · D 47.6% · R 51.1% · Other 1.3%
• 2008→2024 swing: -0.8pp no change · 2008: -2.8pp · 2024: -3.5pp
• All cycles: 2024: R+3.5 2020: D+2.8 2016: R+1.6 2012: R+6.5 2008: R+2.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -250.13%
• Current HPI: 335.7221
• Rent YoY: ▲ 3.89%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-2.6% since first listed

10 events — show timeline

• 2026-04-26 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-16 Listed $332,500 Stellar MLS as Distributed by MLS Grid
• 2013-07-01 Sold (Public Records) $175,000 Public Records
• 2013-06-21 Sold (MLS) $175,000 Stellar MLS as Distributed by MLS Grid
• 2012-08-08 Listed $187,750 Stellar MLS as Distributed by MLS Grid
• 2012-06-05 Sold (MLS) $105,000 Stellar MLS as Distributed by MLS Grid
• 2012-01-24 Listed $99,900 Stellar MLS as Distributed by MLS Grid
• 2000-02-10 Sold (Public Records) $107,000 Public Records
• 1975-01-01 Sold (Public Records) $35,500 Public Records
• 1974-01-01 Sold (Public Records) $341,300 Public Records

Property tax history

-0.5%/yr

Latest (2025): $2,484 · -2.4% YoY. Source: county tax records.