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5002 Route 309 #1090
B Composite 74.75
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +6.1/10.0
  • Livability +4.1/5.0
  • Condition / age +4.0/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.6/10.0

$125,000

5002 Route 309 #1090 · Coopersburg, PA 18034
3 bd · 2.0 ba · 1,120 sqft · SingleFamily · 31 Days on market
Built 2023 Good condition $112/sqft · 66% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to Saucon Crossings! This beautifully maintained 3 BR, 2 BA Manufactured home offers 1,100+ SF of thoughtfully designed living space with a bright, open-concept layout. The modern Eat-in Kitchen features counter seating, propane cooking, stainless steel appliances and abundant cabinetry—including a Butler’s pantry for added storage and prep space. A convenient laundry area is located just off the kitchen. The spacious Living Rm is perfect for relaxing or entertaining, highlighted by a stylish feature wall. The Primary Suite is privately tucked away on one side of the home and offers a generous walk-in closet and a lovely Ensuite Bath with double vanity and stand-up shower. On the opposite side, you’ll find two nicely sized Bedrooms—one with its own walk-in closet—along with a Full Hall Bath featuring a tub/shower combination. Nestled toward the back of the community, this home enjoys a peaceful setting with a wooded backdrop. Lot rent is $600 and includes sewer and trash. Conveniently located with easy access to major thoroughfares and just minutes from shopping, dining and everyday amenities—this is low-maintenance living at its best!

Key facts

  • Double vanity
  • Laundry area
  • Walk-in closet

Tags

EAT-IN KITCHENBUTLER'S PANTRYLAUNDRY AREAWALK-IN CLOSETENSUITE BATHDOUBLE VANITY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $125k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $965 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $125k).
  • Recommended offer: $121k (3.0% below list) — sets the bar for market timing.
  • Cap rate 15.6% vs local median 3.9% in Coopersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#151 in PA, #1,261 nationally) — a professional / high-income tenant draw. Strengths: crime A+, housing A+, health & safety A+; Watch: amenities D, commute F.
  • Southern Lehigh SD (suburban): math 60% / reading 76% proficiency, ranked #25 of 539 in PA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 10% free/reduced lunch — higher-income household profile.
  • Market conditions: 26 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 765 units permitted in Lehigh County in 2024 (286 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Lehigh County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 31 days — a 3% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $121,250 (3.0% below list)

Questions for the listing agent

  1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.85%
Cap rate
15.55%
Cash-on-cash
33.07%
DSCR
2.47
GRM
4.5

CMA / ARV

ARV (median comp)
$367,223
List price
$125,000
Delta
-65.96%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5002 Route 309 #1090 0.00mi 3/2.0 1,120 (0%) 1mo $120,000 $107 99
4777 Apple Ln 0.27mi 3/1.5 1,124 (+0%) 8mo $399,500 $355 78
4177 Chestnut Dr 0.12mi 3/1.0 1,162 (+4%) 8mo $385,000 $331 78
3843 E Hopewell Rd 0.36mi 3/1.0 1,063 (-5%) 5mo $350,000 $329 67
4717 Lanark Rd 0.29mi 3/2.0 1,253 (+12%) 20mo $390,000 $311 50
5180 Camp Meeting 0.63mi 3/1.5 1,000 (-11%) 6mo $300,000 $300 46
3745 S S Saucon Ave 0.50mi 4/2.0 (+1) 1,012 (-10%) 23mo $395,000 $390 37
4327 Lanark Rd 0.69mi 3/1.0 1,259 (+12%) 12mo $295,000 $234 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
28.3%
Equity multiple
2.18×
Total profit
$41,211
Equity at exit
$18,638
10-year hold
IRR
35.7%
Equity multiple
4.29×
Total profit
$115,131
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18034

Home prices YoY
-3.4%
Active inventory
26
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$2,314 medium interval (Pro) →
Mortgage (P&I)
$656
Tax est. 1.5%
$156 /mo · $1,875/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$486
Net cashflow
$965

Break-even live

Break-even rent $1,093
Max offer price $125,000
Occupancy floor 53%

Sensitivity live

Price -10% $1,051 -5% $1,008 +0% $965 +5% $921 +10% $878
Rent -10% $782 -5% $873 +0% $965 +5% $1,056 +10% $1,147
Rate -1.0pp $1,027 -0.5pp $996 base $965 +0.5pp $932 +1.0pp $899

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4872 Orchard Dr Center Valley, PA 4.0 2.0 1032 $2,300 $2.23 24d 1 0.14mi
5454 Camp Meeting Rd Center Valley, PA 3.0 1.5 1277 $2,375 $1.86 15d 1 0.56mi

Listing history 8 events

  1. 2026-05-14
    soldstatus $120,000 Closed 1197-char remark
    Show marketing remark (1197 chars)

    Welcome to Saucon Crossings! This beautifully maintained 3 BR, 2 BA Manufactured home offers 1,100+ SF of thoughtfully designed living space with a bright, open-concept layout. The modern Eat-in Kitchen features counter seating, propane cooking, stainless steel appliances and abundant cabinetry—including a Butler’s pantry for added storage and prep space. A convenient laundry area is located just off the kitchen. The spacious Living Rm is perfect for relaxing or entertaining, highlighted by a stylish feature wall. The Primary Suite is privately tucked away on one side of the home and offers a generous walk-in closet and a lovely Ensuite Bath with double vanity and stand-up shower. On the opposite side, you’ll find two nicely sized Bedrooms—one with its own walk-in closet—along with a Full Hall Bath featuring a tub/shower combination. Nestled toward the back of the community, this home enjoys a peaceful setting with a wooded backdrop. Lot rent is $600 and includes sewer and trash. Conveniently located with easy access to major thoroughfares and just minutes from shopping, dining and everyday amenities—this is low-maintenance living at its best!

  2. 2026-05-04
    status Pending 1197-char remark
    Show marketing remark (1197 chars)

    Welcome to Saucon Crossings! This beautifully maintained 3 BR, 2 BA Manufactured home offers 1,100+ SF of thoughtfully designed living space with a bright, open-concept layout. The modern Eat-in Kitchen features counter seating, propane cooking, stainless steel appliances and abundant cabinetry—including a Butler’s pantry for added storage and prep space. A convenient laundry area is located just off the kitchen. The spacious Living Rm is perfect for relaxing or entertaining, highlighted by a stylish feature wall. The Primary Suite is privately tucked away on one side of the home and offers a generous walk-in closet and a lovely Ensuite Bath with double vanity and stand-up shower. On the opposite side, you’ll find two nicely sized Bedrooms—one with its own walk-in closet—along with a Full Hall Bath featuring a tub/shower combination. Nestled toward the back of the community, this home enjoys a peaceful setting with a wooded backdrop. Lot rent is $600 and includes sewer and trash. Conveniently located with easy access to major thoroughfares and just minutes from shopping, dining and everyday amenities—this is low-maintenance living at its best!

  3. 2026-05-04
    status Pending 1197-char remark
    Show marketing remark (1197 chars)

    Welcome to Saucon Crossings! This beautifully maintained 3 BR, 2 BA Manufactured home offers 1,100+ SF of thoughtfully designed living space with a bright, open-concept layout. The modern Eat-in Kitchen features counter seating, propane cooking, stainless steel appliances and abundant cabinetry—including a Butler’s pantry for added storage and prep space. A convenient laundry area is located just off the kitchen. The spacious Living Rm is perfect for relaxing or entertaining, highlighted by a stylish feature wall. The Primary Suite is privately tucked away on one side of the home and offers a generous walk-in closet and a lovely Ensuite Bath with double vanity and stand-up shower. On the opposite side, you’ll find two nicely sized Bedrooms—one with its own walk-in closet—along with a Full Hall Bath featuring a tub/shower combination. Nestled toward the back of the community, this home enjoys a peaceful setting with a wooded backdrop. Lot rent is $600 and includes sewer and trash. Conveniently located with easy access to major thoroughfares and just minutes from shopping, dining and everyday amenities—this is low-maintenance living at its best!

  4. 2026-04-03
    listed $125,000 Active 1197-char remark
    Show marketing remark (1197 chars)

    Welcome to Saucon Crossings! This beautifully maintained 3 BR, 2 BA Manufactured home offers 1,100+ SF of thoughtfully designed living space with a bright, open-concept layout. The modern Eat-in Kitchen features counter seating, propane cooking, stainless steel appliances and abundant cabinetry—including a Butler’s pantry for added storage and prep space. A convenient laundry area is located just off the kitchen. The spacious Living Rm is perfect for relaxing or entertaining, highlighted by a stylish feature wall. The Primary Suite is privately tucked away on one side of the home and offers a generous walk-in closet and a lovely Ensuite Bath with double vanity and stand-up shower. On the opposite side, you’ll find two nicely sized Bedrooms—one with its own walk-in closet—along with a Full Hall Bath featuring a tub/shower combination. Nestled toward the back of the community, this home enjoys a peaceful setting with a wooded backdrop. Lot rent is $600 and includes sewer and trash. Conveniently located with easy access to major thoroughfares and just minutes from shopping, dining and everyday amenities—this is low-maintenance living at its best!

  5. 2026-04-03
    listed $125,000 Active 1197-char remark
    Show marketing remark (1197 chars)

    Welcome to Saucon Crossings! This beautifully maintained 3 BR, 2 BA Manufactured home offers 1,100+ SF of thoughtfully designed living space with a bright, open-concept layout. The modern Eat-in Kitchen features counter seating, propane cooking, stainless steel appliances and abundant cabinetry—including a Butler’s pantry for added storage and prep space. A convenient laundry area is located just off the kitchen. The spacious Living Rm is perfect for relaxing or entertaining, highlighted by a stylish feature wall. The Primary Suite is privately tucked away on one side of the home and offers a generous walk-in closet and a lovely Ensuite Bath with double vanity and stand-up shower. On the opposite side, you’ll find two nicely sized Bedrooms—one with its own walk-in closet—along with a Full Hall Bath featuring a tub/shower combination. Nestled toward the back of the community, this home enjoys a peaceful setting with a wooded backdrop. Lot rent is $600 and includes sewer and trash. Conveniently located with easy access to major thoroughfares and just minutes from shopping, dining and everyday amenities—this is low-maintenance living at its best!

  6. 2023-12-08
    soldstatus $115,000 Closed
  7. 2023-11-09
    status Pending
  8. 2023-10-24
    listed $119,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 22% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,773
− Mortgage interest
−$7,002
− Property taxes
−$1,875
− Insurance
−$625
− Repairs & maintenance
−$2,222
− Management
−$2,222
− Depreciation
−$3,636
Taxable income
$10,191
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,446
After-tax cash flow
$9,129/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This beautifully maintained 3 BR, 2 BA manufactured home offers 1,100+ SF of thoughtfully designed living space with a bright, open-concept layout. The home is in good condition with modern updates and is ready for immediate occupancy.

Value-add opportunities

  • Resale Painting the interior walls — Fresh paint can enhance the home's curb appeal and make it more inviting
  • Rental Landscaping improvements — Well-maintained landscaping can attract more renters and increase rental value
  • Both Adding smart home features — Smart home features can increase both resale and rental value by making the home more convenient and energy-efficient

Renovation cost estimate screening

Value-add ROI direction

  • Resale Painting the interior walls — Fresh paint can enhance the home's curb appeal and make it more inviting
  • Rental Landscaping improvements — Well-maintained landscaping can attract more renters and increase rental value
  • Both Adding smart home features — Smart home features can increase both resale and rental value by making the home more convenient and energy-efficient

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Southern Lehigh SD
NCES district ID
4222350
Math proficiency
60% ▼ -11.00%
Reading proficiency
76% ▼ -6.00%
Median HH income
$82,600
Composite
60.76/100
National rank
#823
State rank
#25 of 539 in PA

Livability — Coopersburg

Score
82/100
State rank
#151
US rank
#1261

Category grades

Amenities D Commute F Cost of living A Crime A+ Employment B Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
15,581
Population (ZIP)
9,501

Population outlook (Lehigh County) Hauer SSP2

Today (2025)
392,957 people
By 2030
408,319 · +3.9%
By 2040
440,007 · +12.0%
By 2050
475,940 · +21.1%
By 2075
590,448 · +50.3%
By 2100
690,314 · +75.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Two or more races 6% Asian 4% Hispanic / Latino 3% Black 2%
Common ancestry
Romanian 6% Italian 2% Lithuanian 2%
Foreign-born
7% · Canada, China, Jamaica
Languages at home
92% English-only · Spanish 3% Chinese 2% Other Indo-European 1%

Political lean MEDSL · Lehigh

2024 margin
Toss-up / Even · D 50.7% · R 48.0% · Other 1.2%
2008→2024 swing
-12.9pp toward R · 2008: 15.6pp · 2024: 2.7pp
All cycles
2024: D+2.7 2020: D+7.6 2016: D+4.4 2012: D+7.5 2008: D+15.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -8.86%
Current HPI
254.4243
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+0.1% since first listed
8 events — show timeline
  • 2026-05-14 Sold (MLS) $120,000 BRIGHT MLS
  • 2026-05-04 Pending GLVRMLS
  • 2026-05-04 Pending BRIGHT MLS
  • 2026-04-03 Listed $125,000 GLVRMLS
  • 2026-04-03 Listed $125,000 BRIGHT MLS
  • 2023-12-08 Sold (MLS) $115,000 BRIGHT MLS
  • 2023-11-09 Pending BRIGHT MLS
  • 2023-10-24 Listed $119,900 BRIGHT MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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