5002 Route 309 #1090 · Coopersburg, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 5/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 22.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +6.1/10.0
- Livability +4.1/5.0
- Condition / age +4.0/5.0
- Rent growth +2.5/5.0
- Appreciation +0.6/10.0
$125,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to Saucon Crossings! This beautifully maintained 3 BR, 2 BA Manufactured home offers 1,100+ SF of thoughtfully designed living space with a bright, open-concept layout. The modern Eat-in Kitchen features counter seating, propane cooking, stainless steel appliances and abundant cabinetry—including a Butler’s pantry for added storage and prep space. A convenient laundry area is located just off the kitchen. The spacious Living Rm is perfect for relaxing or entertaining, highlighted by a stylish feature wall. The Primary Suite is privately tucked away on one side of the home and offers a generous walk-in closet and a lovely Ensuite Bath with double vanity and stand-up shower. On the opposite side, you’ll find two nicely sized Bedrooms—one with its own walk-in closet—along with a Full Hall Bath featuring a tub/shower combination. Nestled toward the back of the community, this home enjoys a peaceful setting with a wooded backdrop. Lot rent is $600 and includes sewer and trash. Conveniently located with easy access to major thoroughfares and just minutes from shopping, dining and everyday amenities—this is low-maintenance living at its best!
Key facts
- Double vanity
- Laundry area
- Walk-in closet
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $125k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $965 ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $125k).
- Recommended offer: $121k (3.0% below list) — sets the bar for market timing.
- Cap rate 15.6% vs local median 3.9% in Coopersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#151 in PA, #1,261 nationally) — a professional / high-income tenant draw. Strengths: crime A+, housing A+, health & safety A+; Watch: amenities D, commute F.
- Southern Lehigh SD (suburban): math 60% / reading 76% proficiency, ranked #25 of 539 in PA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 10% free/reduced lunch — higher-income household profile.
- Market conditions: 26 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 765 units permitted in Lehigh County in 2024 (286 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Lehigh County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 31 days — a 3% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.85% ✓
- Cap rate
- 15.55%
- Cash-on-cash
- 33.07%
- DSCR
- 2.47
- GRM
- 4.5
CMA / ARV
- ARV (median comp)
- $367,223
- List price
- $125,000
- Delta
- -65.96%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5002 Route 309 #1090 | 0.00mi | 3/2.0 | 1,120 (0%) | 1mo | $120,000 | $107 | 99 |
| 4777 Apple Ln | 0.27mi | 3/1.5 | 1,124 (+0%) | 8mo | $399,500 | $355 | 78 |
| 4177 Chestnut Dr | 0.12mi | 3/1.0 | 1,162 (+4%) | 8mo | $385,000 | $331 | 78 |
| 3843 E Hopewell Rd | 0.36mi | 3/1.0 | 1,063 (-5%) | 5mo | $350,000 | $329 | 67 |
| 4717 Lanark Rd | 0.29mi | 3/2.0 | 1,253 (+12%) | 20mo | $390,000 | $311 | 50 |
| 5180 Camp Meeting | 0.63mi | 3/1.5 | 1,000 (-11%) | 6mo | $300,000 | $300 | 46 |
| 3745 S S Saucon Ave | 0.50mi | 4/2.0 (+1) | 1,012 (-10%) | 23mo | $395,000 | $390 | 37 |
| 4327 Lanark Rd | 0.69mi | 3/1.0 | 1,259 (+12%) | 12mo | $295,000 | $234 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 28.3%
- Equity multiple
- 2.18×
- Total profit
- $41,211
- Equity at exit
- $18,638
- IRR
- 35.7%
- Equity multiple
- 4.29×
- Total profit
- $115,131
- Equity at exit
- $10,808
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18034
- Home prices YoY
- -3.4%
- Active inventory
- 26
- Price-to-rent
- 4.5×
Monthly cashflow live
- Estimated rent
- $2,314 medium interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax est. 1.5%
- −$156 /mo · $1,875/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$486
- Net cashflow
- $965
Break-even live
Sensitivity live
| Price | -10% $1,051 | -5% $1,008 | +0% $965 | +5% $921 | +10% $878 |
|---|---|---|---|---|---|
| Rent | -10% $782 | -5% $873 | +0% $965 | +5% $1,056 | +10% $1,147 |
| Rate | -1.0pp $1,027 | -0.5pp $996 | base $965 | +0.5pp $932 | +1.0pp $899 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4872 Orchard Dr Center Valley, PA | 4.0 | 2.0 | 1032 | $2,300 | $2.23 | 24d | 1 | 0.14mi |
| 5454 Camp Meeting Rd Center Valley, PA | 3.0 | 1.5 | 1277 | $2,375 | $1.86 | 15d | 1 | 0.56mi |
Listing history 8 events
-
2026-05-14soldstatus $120,000 Closed 1197-char remark
Show marketing remark (1197 chars)
Welcome to Saucon Crossings! This beautifully maintained 3 BR, 2 BA Manufactured home offers 1,100+ SF of thoughtfully designed living space with a bright, open-concept layout. The modern Eat-in Kitchen features counter seating, propane cooking, stainless steel appliances and abundant cabinetry—including a Butler’s pantry for added storage and prep space. A convenient laundry area is located just off the kitchen. The spacious Living Rm is perfect for relaxing or entertaining, highlighted by a stylish feature wall. The Primary Suite is privately tucked away on one side of the home and offers a generous walk-in closet and a lovely Ensuite Bath with double vanity and stand-up shower. On the opposite side, you’ll find two nicely sized Bedrooms—one with its own walk-in closet—along with a Full Hall Bath featuring a tub/shower combination. Nestled toward the back of the community, this home enjoys a peaceful setting with a wooded backdrop. Lot rent is $600 and includes sewer and trash. Conveniently located with easy access to major thoroughfares and just minutes from shopping, dining and everyday amenities—this is low-maintenance living at its best!
-
2026-05-04status Pending 1197-char remark
Show marketing remark (1197 chars)
Welcome to Saucon Crossings! This beautifully maintained 3 BR, 2 BA Manufactured home offers 1,100+ SF of thoughtfully designed living space with a bright, open-concept layout. The modern Eat-in Kitchen features counter seating, propane cooking, stainless steel appliances and abundant cabinetry—including a Butler’s pantry for added storage and prep space. A convenient laundry area is located just off the kitchen. The spacious Living Rm is perfect for relaxing or entertaining, highlighted by a stylish feature wall. The Primary Suite is privately tucked away on one side of the home and offers a generous walk-in closet and a lovely Ensuite Bath with double vanity and stand-up shower. On the opposite side, you’ll find two nicely sized Bedrooms—one with its own walk-in closet—along with a Full Hall Bath featuring a tub/shower combination. Nestled toward the back of the community, this home enjoys a peaceful setting with a wooded backdrop. Lot rent is $600 and includes sewer and trash. Conveniently located with easy access to major thoroughfares and just minutes from shopping, dining and everyday amenities—this is low-maintenance living at its best!
-
2026-05-04status Pending 1197-char remark
Show marketing remark (1197 chars)
Welcome to Saucon Crossings! This beautifully maintained 3 BR, 2 BA Manufactured home offers 1,100+ SF of thoughtfully designed living space with a bright, open-concept layout. The modern Eat-in Kitchen features counter seating, propane cooking, stainless steel appliances and abundant cabinetry—including a Butler’s pantry for added storage and prep space. A convenient laundry area is located just off the kitchen. The spacious Living Rm is perfect for relaxing or entertaining, highlighted by a stylish feature wall. The Primary Suite is privately tucked away on one side of the home and offers a generous walk-in closet and a lovely Ensuite Bath with double vanity and stand-up shower. On the opposite side, you’ll find two nicely sized Bedrooms—one with its own walk-in closet—along with a Full Hall Bath featuring a tub/shower combination. Nestled toward the back of the community, this home enjoys a peaceful setting with a wooded backdrop. Lot rent is $600 and includes sewer and trash. Conveniently located with easy access to major thoroughfares and just minutes from shopping, dining and everyday amenities—this is low-maintenance living at its best!
-
2026-04-03$125,000 Active 1197-char remark
Show marketing remark (1197 chars)
Welcome to Saucon Crossings! This beautifully maintained 3 BR, 2 BA Manufactured home offers 1,100+ SF of thoughtfully designed living space with a bright, open-concept layout. The modern Eat-in Kitchen features counter seating, propane cooking, stainless steel appliances and abundant cabinetry—including a Butler’s pantry for added storage and prep space. A convenient laundry area is located just off the kitchen. The spacious Living Rm is perfect for relaxing or entertaining, highlighted by a stylish feature wall. The Primary Suite is privately tucked away on one side of the home and offers a generous walk-in closet and a lovely Ensuite Bath with double vanity and stand-up shower. On the opposite side, you’ll find two nicely sized Bedrooms—one with its own walk-in closet—along with a Full Hall Bath featuring a tub/shower combination. Nestled toward the back of the community, this home enjoys a peaceful setting with a wooded backdrop. Lot rent is $600 and includes sewer and trash. Conveniently located with easy access to major thoroughfares and just minutes from shopping, dining and everyday amenities—this is low-maintenance living at its best!
-
2026-04-03$125,000 Active 1197-char remark
Show marketing remark (1197 chars)
Welcome to Saucon Crossings! This beautifully maintained 3 BR, 2 BA Manufactured home offers 1,100+ SF of thoughtfully designed living space with a bright, open-concept layout. The modern Eat-in Kitchen features counter seating, propane cooking, stainless steel appliances and abundant cabinetry—including a Butler’s pantry for added storage and prep space. A convenient laundry area is located just off the kitchen. The spacious Living Rm is perfect for relaxing or entertaining, highlighted by a stylish feature wall. The Primary Suite is privately tucked away on one side of the home and offers a generous walk-in closet and a lovely Ensuite Bath with double vanity and stand-up shower. On the opposite side, you’ll find two nicely sized Bedrooms—one with its own walk-in closet—along with a Full Hall Bath featuring a tub/shower combination. Nestled toward the back of the community, this home enjoys a peaceful setting with a wooded backdrop. Lot rent is $600 and includes sewer and trash. Conveniently located with easy access to major thoroughfares and just minutes from shopping, dining and everyday amenities—this is low-maintenance living at its best!
-
2023-12-08soldstatus $115,000 Closed
-
2023-11-09status Pending
-
2023-10-24$119,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 22% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,773
- − Mortgage interest
- −$7,002
- − Property taxes
- −$1,875
- − Insurance
- −$625
- − Repairs & maintenance
- −$2,222
- − Management
- −$2,222
- − Depreciation
- −$3,636
- Taxable income
- $10,191
- Est. tax owed @ 24.0%
- −$2,446
- After-tax cash flow
- $9,129/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This beautifully maintained 3 BR, 2 BA manufactured home offers 1,100+ SF of thoughtfully designed living space with a bright, open-concept layout. The home is in good condition with modern updates and is ready for immediate occupancy.
Value-add opportunities
- Resale Painting the interior walls — Fresh paint can enhance the home's curb appeal and make it more inviting
- Rental Landscaping improvements — Well-maintained landscaping can attract more renters and increase rental value
- Both Adding smart home features — Smart home features can increase both resale and rental value by making the home more convenient and energy-efficient
Renovation cost estimate screening
Value-add ROI direction
- Resale Painting the interior walls — Fresh paint can enhance the home's curb appeal and make it more inviting ↑
- Rental Landscaping improvements — Well-maintained landscaping can attract more renters and increase rental value ↑
- Both Adding smart home features — Smart home features can increase both resale and rental value by making the home more convenient and energy-efficient ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Southern Lehigh SD
- NCES district ID
- 4222350
- Math proficiency
- 60% ▼ -11.00%
- Reading proficiency
- 76% ▼ -6.00%
- Median HH income
- $82,600
- Composite
- 60.76/100
- National rank
- #823
- State rank
- #25 of 539 in PA
Livability — Coopersburg
- Score
- 82/100
- State rank
- #151
- US rank
- #1261
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 15,581
- Population (ZIP)
- 9,501
Population outlook (Lehigh County) Hauer SSP2
- Today (2025)
- 392,957 people
- By 2030
- 408,319 · +3.9%
- By 2040
- 440,007 · +12.0%
- By 2050
- 475,940 · +21.1%
- By 2075
- 590,448 · +50.3%
- By 2100
- 690,314 · +75.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (86%)
- Race & ethnicity
- White 86% Two or more races 6% Asian 4% Hispanic / Latino 3% Black 2%
- Common ancestry
- Romanian 6% Italian 2% Lithuanian 2%
- Foreign-born
- 7% · Canada, China, Jamaica
- Languages at home
- 92% English-only · Spanish 3% Chinese 2% Other Indo-European 1%
Political lean MEDSL · Lehigh
- 2024 margin
- Toss-up / Even · D 50.7% · R 48.0% · Other 1.2%
- 2008→2024 swing
- -12.9pp toward R · 2008: 15.6pp · 2024: 2.7pp
- All cycles
- 2024: D+2.7 2020: D+7.6 2016: D+4.4 2012: D+7.5 2008: D+15.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -8.86%
- Current HPI
- 254.4243
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
|
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Price history
+0.1% since first listed8 events — show timeline
- 2026-05-14 Sold (MLS) $120,000 BRIGHT MLS
- 2026-05-04 Pending — GLVRMLS
- 2026-05-04 Pending — BRIGHT MLS
- 2026-04-03 Listed $125,000 GLVRMLS
- 2026-04-03 Listed $125,000 BRIGHT MLS
- 2023-12-08 Sold (MLS) $115,000 BRIGHT MLS
- 2023-11-09 Pending — BRIGHT MLS
- 2023-10-24 Listed $119,900 BRIGHT MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…