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123 Crooked Pine Ln
D- Composite 39.28
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.2/30.0
  • ARV discount +9.2/15.0
  • Condition / age +5.0/5.0
  • Livability +3.3/5.0
  • 1% rule +3.2/10.0
  • DSCR +2.9/10.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$264,900

123 Crooked Pine Ln · Scott, LA 70583
4 bd · 2.0 ba · 1,684 sqft · SingleFamily · 203 Days on market
Built 2026 Excellent condition 7,840 sqft lot $157/sqft · at area comps Est $275k · at est. $35/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* Receive up to $7,465 in incentives on this MOVE IN READY new construction home! Energy Star Certified home located in The Pines in Scott featuring the Rosette Farmhouse I floorplan with 4 bedrooms and 2 bathrooms across 1,684 sq. ft. Exterior landscaping includes up to 10 pallets of sod. Inside, a solid beam lintel welcomes you into the dining and living areas, where a coffered, tongue and groove tray ceiling adds architectural detail. The living room also features a ventless gas fireplace with tile surround and wood mantle. Vinyl plank and tile flooring run through the main living areas, with carpet in the secondary bedrooms. The kitchen includes custom cabinetry with soft close cabinet doors and included hardware, slab countertops, and a 30" freestanding gas range paired with a microwave and hoodvent combo. A tankless gas water heater adds energy efficiency. The primary bathroom offers a garden tub with tile surround along with a fiberglass shower pan featuring tiled walls and a recessed niche. The secondary bathroom includes a fiberglass tub and shower combo. Slab countertops are carried throughout the home for a cohesive finish, making this home one that you don't want to miss. Call to schedule your showing today!

Key facts

  • Custom cabinetry
  • Solid beam lintel
  • Exterior landscaping

Tags

ENERGY STAR CERTIFIEDROSETTE FARMHOUSE I FLOORPLANEXTERIOR LANDSCAPINGSOLID BEAM LINTELVENTLESS GAS FIREPLACECUSTOM CABINETRY

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $265k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-149 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $243k (8.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $217k (18.0% below list).
  • Recommended offer: $217k (18.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 66/100 on livability (#116 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing B+; Watch: crime F, amenities F, commute F.
  • Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: J. Wallace James Elementary School (math 46% / reading 49%, grade D, #147 of 646 statewide, top 23%, 939 students, 64% FRL); Scott Middle School (math 20% / reading 28%, grade F, #143 of 218 statewide, top 65%, 559 students, 65% FRL); Acadiana High School (math 31% / reading 29%, grade F, #125 of 265 statewide, top 47%, 1,813 students, 56% FRL).
  • Market conditions: 331 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 109d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
  • At $2,173/mo this rent would consume 49% of the median local household income ($53k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 203 days — a 12% lower offer ($233k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $19k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $217,281 (18.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 203 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
5.62%
Cash-on-cash
-2.41%
DSCR
0.89
GRM
10.2

CMA / ARV

ARV (median comp)
$275,479
List price
$264,900
Delta
-3.84%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
125 Crooked Pine Ln 0.05mi 3/2.0 (-1) 1,719 (+2%) 0mo $269,900 $157 89
124 Crooked Pine Ln 0.02mi 3/2.0 (-1) 1,521 (-10%) 0mo $244,999 $161 78
208 Long Creek Ln 0.02mi 4/2.0 1,873 (+11%) 4mo $289,999 $155 77
126 Crooked Pine Ln 0.01mi 3/2.0 (-1) 1,519 (-10%) 9mo $303,000 $199 70
109 Kohen Luke Dr 0.46mi 3/2.0 (-1) 1,768 (+5%) 9mo $190,500 $108 58
406 Harveston Way 0.68mi 3/2.0 (-1) 1,750 (+4%) 0mo $252,840 $144 57
104 Pine Harvest Ln 0.70mi 3/2.0 (-1) 1,629 (-3%) 1mo $232,990 $143 56
121 Pine Harvest Ln 0.69mi 3/2.0 (-1) 1,750 (+4%) 6mo $249,375 $143 51
107 Logan St 0.71mi 3/2.0 (-1) 1,800 (+7%) 1mo $195,000 $108 49
102 Mustang St 0.67mi 4/2.0 1,500 (-11%) 6mo $192,500 $128 46
102 Pine Harvest Ln 0.68mi 3/2.0 (-1) 1,538 (-9%) 5mo $234,265 $152 45
123 Pine Harvest Ln 0.69mi 3/2.0 (-1) 1,495 (-11%) 7mo $228,220 $153 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-20.3%
Equity multiple
0.29×
Total profit
$-52,370
Equity at exit
$39,497
10-year hold
IRR
-13.3%
Equity multiple
0.22×
Total profit
$-57,614
Equity at exit
$22,904

Cash invested: $74,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
79 active · 19 under contract
Months of supply
21.5 mo (5%/mo absorbed)
Median asking
$252,990 ($146/sqft)
Median days on market
203 d
This list price
67% of active listings are priced below it
ARV vs active asking
+11.9% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 70583

Active inventory
331
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$2,173 medium interval (Pro) →
Mortgage (P&I)
$1,389
Tax est. 1.5%
$331 /mo · $3,974/yr
Insurance
$110
HOA
$35
Vacancy / Maint / Mgmt
$456
Net cashflow
$-149

Break-even live

Break-even rent $2,362
Max offer price $243,319
Occupancy floor

Sensitivity live

Price -10% $34 -5% $-58 +0% $-149 +5% $-241 +10% $-332
Rent -10% $-321 -5% $-235 +0% $-149 +5% $-63 +10% $23
Rate -1.0pp $-16 -0.5pp $-82 base $-149 +0.5pp $-218 +1.0pp $-288

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,225
Closing costs
$7,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
110 Emerald Star Ln Lafayette, LA 4.0 2.0 1836 $2,000 $1.09 6d 1 0.46mi
401 Pinto St Lafayette, LA 3.0 2.0 1601 $2,300 $1.44 139d 1 0.67mi
128 Oak Village Dr Scott, LA 3.0 2.0 1445 $2,450 $1.70 109d 1 1.42mi

HOA detail $35/mo · $420/yr

Likely covers
watergaslandscaping

Listing history 50 events

  1. 2026-09-24
    days on market $264,900 Active 203 DOM
  2. 2026-09-22
    days on market $264,900 Active 202 DOM
  3. 2026-09-21
    days on market $264,900 Active 201 DOM
  4. 2026-09-20
    days on market $264,900 Active 200 DOM
  5. 2026-09-19
    days on market $264,900 Active 199 DOM
  6. 2026-09-18
    days on market $264,900 Active 198 DOM
  7. 2026-09-17
    days on market $264,900 Active 197 DOM
  8. 2026-09-16
    days on market $264,900 Active 196 DOM
  9. 2026-09-15
    days on market $264,900 Active 195 DOM
  10. 2026-09-14
    days on market $264,900 Active 194 DOM
  11. 2026-09-13
    days on market $264,900 Active 193 DOM
  12. 2026-09-12
    days on market $264,900 Active 192 DOM
  13. 2026-09-11
    pricedays on market $264,900 Active 191 DOM
  14. 2026-09-05
    days on market $269,900 Active 185 DOM
  15. 2026-09-04
    days on market $269,900 Active 184 DOM
  16. 2026-09-03
    days on market $269,900 Active 183 DOM
  17. 2026-08-31
    days on market $269,900 Active 180 DOM
  18. 2026-08-30
    days on market $269,900 Active 179 DOM
  19. 2026-08-29
    days on market $269,900 Active 178 DOM
  20. 2026-08-28
    days on market $269,900 Active 177 DOM
  21. 2026-08-27
    days on market $269,900 Active 176 DOM
  22. 2026-08-26
    days on market $269,900 Active 175 DOM
  23. 2026-08-25
    days on market $269,900 Active 174 DOM
  24. 2026-08-24
    days on market $269,900 Active 173 DOM
  25. 2026-08-23
    days on market $269,900 Active 172 DOM
  26. 2026-08-22
    days on market $269,900 Active 171 DOM
  27. 2026-08-21
    days on market $269,900 Active 170 DOM
  28. 2026-08-20
    days on market $269,900 Active 169 DOM
  29. 2026-08-19
    days on market $269,900 Active 168 DOM
  30. 2026-08-18
    days on market $269,900 Active 167 DOM
  31. 2026-08-17
    days on market $269,900 Active 166 DOM
  32. 2026-08-16
    days on market $269,900 Active 165 DOM
  33. 2026-08-15
    days on market $269,900 Active 164 DOM
  34. 2026-08-14
    days on market $269,900 Active 163 DOM
  35. 2026-08-13
    days on market $269,900 Active 162 DOM
  36. 2026-08-12
    days on market $269,900 Active 161 DOM
  37. 2026-08-12
    price $269,900 Active 160 DOM
  38. 2026-08-11
    days on market $274,900 Active 160 DOM
  39. 2026-08-10
    days on market $274,900 Active 159 DOM
  40. 2026-08-09
    days on market $274,900 Active 158 DOM
  41. 2026-08-08
    days on market $274,900 Active 157 DOM
  42. 2026-08-07
    days on market $274,900 Active 156 DOM
  43. 2026-08-06
    days on market $274,900 Active 155 DOM
  44. 2026-08-05
    days on market $274,900 Active 154 DOM
  45. 2026-08-04
    days on market $274,900 Active 153 DOM
  46. 2026-08-03
    days on market $274,900 Active 152 DOM
  47. 2026-07-31
    days on market $274,900 Active 149 DOM
  48. 2026-07-30
    days on market $274,900 Active 148 DOM
  49. 2026-07-29
    days on market $274,900 Active 147 DOM
  50. 2026-07-27
    days on market $274,900 Active 145 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,074
− Mortgage interest
−$14,839
− Property taxes
−$3,974
− Insurance
−$1,324
− Repairs & maintenance
−$2,086
− Management
−$2,086
− HOA
−$420
− Depreciation
−$7,706
Taxable loss
−$6,361
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,527
After-tax cash flow
$-263/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 100/100 None rehab

This move-in-ready Energy Star Certified home is in excellent condition with new construction, modern finishes, and a fresh exterior. Minor updates like painting and smart home integration can further enhance its value.

Value-add opportunities

  • Resale Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Install smart home devices — Improves energy efficiency and adds modern convenience
  • Both Add outdoor lighting — Enhances safety and curb appeal
F Composite school gradezoned avg 29/100

Zoned Schools

Elementary Westside Elementary School F LA #297/646 Nat'l #24,614/41,679 Middle Scott Middle School F LA #143/218 Nat'l #10,795/14,009 High Acadiana High School F LA #125/265 Nat'l #10,947/17,239

Schools (NCES district)

District
Lafayette Parish
NCES district ID
2200870
Math proficiency
38% ▼ -32.00%
Reading proficiency
46% ▼ -24.00%
Median HH income
$50,238
Composite
36.15/100
National rank
#4741
State rank
#19 of 98 in LA
C Composite livability gradescore 66/100

Livability — Scott

Score
66/100
State rank
#116
US rank
#11265

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C Housing B+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Scott, LA
County
Lafayette · 280,930 people
City population
8,670
Metro
Lafayette, LA
Population (ZIP)
8,670
Household income
$52,856
Rent vs Own
28.8% rent · 71.2% own
Severe rent burden
13% of renters

Population outlook (Lafayette County) Hauer SSP2

Today (2025)
280,930 people
By 2030
301,092 · +7.2%
By 2040
339,456 · +20.8%
By 2050
375,156 · +33.5%
By 2075
451,672 · +60.8%
By 2100
497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Hispanic / Latino 16% Black 13% Two or more races 11%
Hispanic origin (detail)
Mexican 7% Cuban 2%
Common ancestry
Lithuanian 11% Slovak 3% Italian 1%
Foreign-born
11% · Canada
Languages at home
81% English-only · Spanish 12% French/Haitian/Cajun 7%

Political lean MEDSL · Lafayette

2024 margin
Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
2008→2024 swing
-0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
All cycles
2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

Civics

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-03-04 Listed $283,500 Zillow
  • 2026-03-04 Listed $283,500 AcadianaMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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