123 Crooked Pine Ln · Scott, LA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.6/30.0
- ARV discount +7.7/15.0
- Condition / age +5.0/5.0
- 1% rule +3.3/10.0
- Livability +3.3/5.0
- DSCR +3.1/10.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$274,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
* Receive up to $7,465 in incentives on this MOVE IN READY new construction home! Energy Star Certified home located in The Pines in Scott featuring the Rosette Farmhouse I floorplan with 4 bedrooms and 2 bathrooms across 1,684 sq. ft. Exterior landscaping includes up to 10 pallets of sod. Inside, a solid beam lintel welcomes you into the dining and living areas, where a coffered, tongue and groove tray ceiling adds architectural detail. The living room also features a ventless gas fireplace with tile surround and wood mantle. Vinyl plank and tile flooring run through the main living areas, with carpet in the secondary bedrooms. The kitchen includes custom cabinetry with soft close cabinet doors and included hardware, slab countertops, and a 30" freestanding gas range paired with a microwave and hoodvent combo. A tankless gas water heater adds energy efficiency. The primary bathroom offers a garden tub with tile surround along with a fiberglass shower pan featuring tiled walls and a recessed niche. The secondary bathroom includes a fiberglass tub and shower combo. Slab countertops are carried throughout the home for a cohesive finish, making this home one that you don't want to miss. Call to schedule your showing today!
Key facts
- Custom cabinetry
- Solid beam lintel
- Exterior landscaping
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $275k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-135 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $255k (7.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $228k (17.1% below list).
- Recommended offer: $228k (17.1% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 66/100 on livability (#116 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing B+; Watch: crime F, amenities F, commute F.
- Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: J. Wallace James Elementary School (math 46% / reading 49%, grade D, #147 of 646 statewide, top 23%, 939 students, 64% FRL); Scott Middle School (math 20% / reading 28%, grade F, #143 of 218 statewide, top 65%, 559 students, 65% FRL); Acadiana High School (math 31% / reading 29%, grade F, #125 of 265 statewide, top 47%, 1,813 students, 56% FRL).
- Market conditions: 304 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 63d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
- At $2,278/mo this rent would consume 52% of the median local household income ($53k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 157 days — a 12% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 157 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 5.70%
- Cash-on-cash
- -2.10%
- DSCR
- 0.91
- GRM
- 10.1
CMA / ARV
- ARV (median comp)
- $275,831
- List price
- $274,900
- Delta
- -0.34%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 206 Long Creek Ln | 0.01mi | 3/2.0 (-1) | 1,684 (0%) | 9mo | $285,500 | $170 | 87 |
| 205 Long Creek Ln | 0.01mi | 3/2.0 (-1) | 1,719 (+2%) | 8mo | $288,700 | $168 | 84 |
| 203 Long Creek Ln | 0.01mi | 3/2.0 (-1) | 1,639 (-3%) | 10mo | $286,400 | $175 | 82 |
| 202 Long Creek Ln | 0.01mi | 3/2.0 (-1) | 1,615 (-4%) | 9mo | $275,000 | $170 | 80 |
| 208 Long Creek Ln | 0.02mi | 4/2.0 | 1,873 (+11%) | 2mo | $289,999 | $155 | 78 |
| 126 Crooked Pine Ln | 0.01mi | 3/2.0 (-1) | 1,519 (-10%) | 8mo | $303,000 | $199 | 72 |
| 204 Long Creek Ln | 0.01mi | 3/2.0 (-1) | 1,519 (-10%) | 9mo | $269,999 | $178 | 71 |
| 109 Kohen Luke Dr | 0.46mi | 3/2.0 (-1) | 1,768 (+5%) | 8mo | $190,500 | $108 | 59 |
| 121 Pine Harvest Ln | 0.69mi | 3/2.0 (-1) | 1,750 (+4%) | 4mo | $249,375 | $143 | 53 |
| 102 Mustang St | 0.67mi | 4/2.0 | 1,500 (-11%) | 4mo | $192,500 | $128 | 47 |
| 102 Pine Harvest Ln | 0.68mi | 3/2.0 (-1) | 1,538 (-9%) | 3mo | $234,265 | $152 | 46 |
| 123 Pine Harvest Ln | 0.69mi | 3/2.0 (-1) | 1,495 (-11%) | 6mo | $228,220 | $153 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -19.8%
- Equity multiple
- 0.31×
- Total profit
- $-53,073
- Equity at exit
- $40,988
- IRR
- -12.6%
- Equity multiple
- 0.26×
- Total profit
- $-57,040
- Equity at exit
- $23,768
Cash invested: $76,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 78 active · 17 under contract
- Months of supply
- 27.5 mo (4%/mo absorbed)
- Median asking
- $255,770 ($149/sqft)
- Median days on market
- 157 d
- This list price
- 74% of active listings are priced below it
- ARV vs active asking
- +10.0% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 70583
- Active inventory
- 304
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $2,278 medium interval (Pro) →
- Mortgage (P&I)
- −$1,442
- Tax est. 1.5%
- −$344 /mo · $4,124/yr
- Insurance
- −$115
- HOA
- −$35
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$478
- Net cashflow
- $-135
Break-even live
Sensitivity live
| Price | -10% $55 | -5% $-40 | +0% $-135 | +5% $-230 | +10% $-325 |
|---|---|---|---|---|---|
| Rent | -10% $-315 | -5% $-225 | +0% $-135 | +5% $-45 | +10% $45 |
| Rate | -1.0pp $4 | -0.5pp $-65 | base $-135 | +0.5pp $-206 | +1.0pp $-278 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $68,725
- Closing costs
- $8,247
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 401 Pinto St Lafayette, LA | 3.0 | 2.0 | 1601 | $2,300 | $1.44 | 93d | 1 | 0.67mi |
| 1313 Apollo Rd Scott, LA | 1.0–3.0 | 1.0–2.0 | 1100 | $2,000 | $1.82 | 62d | 10 | 1.36mi |
| 128 Oak Village Dr Scott, LA | 3.0 | 2.0 | 1445 | $2,450 | $1.70 | 62d | 1 | 1.42mi |
HOA detail $35/mo · $420/yr
- Likely covers
- watergaslandscaping
Listing history 50 events
-
2026-08-08days on market $274,900 Active 157 DOM
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2026-08-07days on market $274,900 Active 156 DOM
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2026-08-06days on market $274,900 Active 155 DOM
-
2026-08-05days on market $274,900 Active 154 DOM
-
2026-08-04days on market $274,900 Active 153 DOM
-
2026-08-03days on market $274,900 Active 152 DOM
-
2026-07-31days on market $274,900 Active 149 DOM
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2026-07-30days on market $274,900 Active 148 DOM
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2026-07-29days on market $274,900 Active 147 DOM
-
2026-07-27days on market $274,900 Active 145 DOM
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2026-07-23days on market $274,900 Active 141 DOM
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2026-07-22price $274,900 Active 140 DOM
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2026-07-22days on market $282,500 Active 140 DOM
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2026-07-21days on market $282,500 Active 139 DOM
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2026-07-18days on market $282,500 Active 136 DOM
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2026-07-16days on market $282,500 Active 134 DOM
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2026-07-16days on market $282,500 Active 133 DOM
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2026-07-14days on market $282,500 Active 132 DOM
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2026-07-13days on market $282,500 Active 131 DOM
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2026-07-12days on market $282,500 Active 130 DOM
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2026-07-11days on market $282,500 Active 129 DOM
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2026-07-10days on market $282,500 Active 128 DOM
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2026-07-09days on market $282,500 Active 127 DOM
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2026-07-08days on market $282,500 Active 126 DOM
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2026-07-07days on market $282,500 Active 125 DOM
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2026-07-06days on market $282,500 Active 124 DOM
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2026-07-05days on market $282,500 Active 123 DOM
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2026-07-04days on market $282,500 Active 122 DOM
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2026-07-03days on market $282,500 Active 121 DOM
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2026-07-02days on market $282,500 Active 120 DOM
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2026-07-01days on market $282,500 Active 119 DOM
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2026-06-30days on market $282,500 Active 118 DOM
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2026-06-29days on market $282,500 Active 117 DOM
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2026-06-28days on market $282,500 Active 116 DOM
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2026-06-28days on market $282,500 Active 115 DOM
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2026-06-27days on market $282,500 Active 114 DOM
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2026-06-25days on market $282,500 Active 112 DOM
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2026-06-23days on market $282,500 Active 110 DOM
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2026-06-21days on market $282,500 Active 109 DOM
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2026-06-18price $282,500 Active 106 DOM
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2026-06-18days on market $283,500 Active 106 DOM
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2026-06-17days on market $283,500 Active 105 DOM
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2026-06-16days on market $283,500 Active 104 DOM
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2026-06-15days on market $283,500 Active 103 DOM
-
2026-06-14days on market $283,500 Active 101 DOM
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2026-06-13days on market $283,500 Active 100 DOM
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2026-06-10days on market $283,500 Active 98 DOM
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2026-06-09days on market $283,500 Active 97 DOM
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2026-06-08days on market $283,500 Active 96 DOM
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2026-06-07days on market $283,500 Active 95 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,342
- − Mortgage interest
- −$15,399
- − Property taxes
- −$4,124
- − Insurance
- −$1,374
- − Repairs & maintenance
- −$2,187
- − Management
- −$2,187
- − HOA
- −$420
- − Depreciation
- −$7,997
- Taxable loss
- −$6,347
- Est. tax savings @ 24.0%
- +$1,523
- After-tax cash flow
- $-94/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This move-in-ready Energy Star Certified home is in excellent condition with new construction, modern finishes, and a fresh exterior. Minor updates like painting and smart home integration can further enhance its value.
Value-add opportunities
- Resale Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Install smart home devices — Improves energy efficiency and adds modern convenience ↑
- Both Add outdoor lighting — Enhances safety and curb appeal ↑
Zoned Schools
Schools (NCES district)
- District
- Lafayette Parish
- NCES district ID
- 2200870
- Math proficiency
- 38% ▼ -32.00%
- Reading proficiency
- 46% ▼ -24.00%
- Median HH income
- $50,238
- Composite
- 36.15/100
- National rank
- #4741
- State rank
- #19 of 98 in LA
Livability — Scott
- Score
- 66/100
- State rank
- #116
- US rank
- #11265
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Scott, LA
- County
- Lafayette · 280,930 people
- City population
- 8,670
- Metro
- Lafayette, LA
- Population (ZIP)
- 8,670
- Household income
- $52,856
- Rent vs Own
- Severe rent burden
- 13% of renters
Population outlook (Lafayette County) Hauer SSP2
- Today (2025)
- 280,930 people
- By 2030
- 301,092 · +7.2%
- By 2040
- 339,456 · +20.8%
- By 2050
- 375,156 · +33.5%
- By 2075
- 451,672 · +60.8%
- By 2100
- 497,203 · +77.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Hispanic / Latino 16% Black 13% Two or more races 11%
- Hispanic origin (detail)
- Mexican 7% Cuban 2%
- Common ancestry
- Lithuanian 11% Slovak 3% Italian 1%
- Foreign-born
- 11% · Canada
- Languages at home
- 81% English-only · Spanish 12% French/Haitian/Cajun 7%
Political lean MEDSL · Lafayette
- 2024 margin
- Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
- 2008→2024 swing
- -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
- All cycles
- 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -84.03%
- Current HPI
- 132.4083
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+0.0% since first listed2 events — show timeline
- 2026-03-04 Listed $283,500 Zillow
- 2026-03-04 Listed $283,500 AcadianaMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…